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$59.25
+70.28% 1Y
Mkt Cap$6.84B
P/E3.43
P/B0.55
52W High$60.68
52W Low$34.68
Book Value$106.96
EPS (TTM)$17.30

Company Overview

IFS (IFS) is a publicly traded company listed on with a market capitalization of $6.84B. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 15.7%, reflecting efficient use of shareholder capital.

Reasonable Valuation

Trades at an undemanding P/E of 3.4.

Healthy Margins

Maintains a net profit margin of 28.0%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $6.91B (+5.7% YoY); net profit $1.93B.
  • Trailing 12 Months Year-on-year growth — revenue +5.7%, earnings +48.6%.
  • 5-Year Trend Long-term compounding — revenue CAGR 5.5%, profit CAGR 5.0%.

Growth & Price Performance

Compounded Sales Growth

5 Years:5.47%
1 Year:5.69%

Compounded Profit Growth

5 Years:5.03%
1 Year:48.64%

Stock Price Performance

1 Year:+70.28%
6 Months:+21.86%
3 Months:+32.82%
1 Month:+1.70%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 94% of range
$34.68 $60.68
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)55.30 · Neutral
Price Performance
1M+1.70%
3M+32.82%
6M+21.86%
1Y+70.28%

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 28.0%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
3.43
Industry PE
-
Forward P/E est.
2.31
PEG Ratio
-
Book Value
$106.96
Price to Book
0.55
P/S
-
EV/EBITDA
-
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
5.47%
Profit 5Y
5.03%
Revenue (YoY)
5.69%
Earnings (YoY)
48.64%

Profitability & Returns

ROCE
-
ROE
15.65%
ROA
1.95%
Profit Margin
27.98%
Op Margin
-
Gross Margin
-
EPS (Latest Qtr)
$5.39
EPS (TTM)
$17.30

Balance Sheet & Liquidity

Debt/Equity
0.89
Quick Ratio
-
Current Ratio
-
Debt
$11.00B
Total Assets
$102.29B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
73.38%
Chg in Prom Hold
-
FII / Inst Holding
24.18%
Chg in FII Hold
-0.18%

Financial Snapshot

Enterprise Value
-
Total Revenue (TTM)
$6.91B
EBITDA
-
Free Cash Flow
$1.31B
Operating Cash Flow
$1.83B
Shares Outstanding
115.45M
Gross Margin
-
Payout Ratio
-
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue -1.68B1.86B1.59B1.77B1.91B
Cost of Revenue ------
Gross Profit ------
Operating Expenses ------
Operating Income ------
EBITDA ------
Interest Expense -518.99M533.90M596.80M414.72M478.00M
Pretax Income -559.74M695.93M568.42M611.36M774.94M
Tax Provision -126.09M127.89M117.50M158.78M154.04M
Net Income -443.56M577.19M453.31M458.40M598.33M
Diluted EPS -3.92---5.39

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -5.89B6.33B6.54B6.91B
Cost of Revenue -----
Gross Profit -----
Operating Expenses -----
Operating Income -----
EBITDA -----
Interest Expense -1.53B2.46B2.32B2.06B
Pretax Income -2.17B1.35B1.65B2.44B
Tax Provision -462.54M275.60M314.37M530.25M
Net Income -1.67B1.07B1.30B1.93B
Diluted EPS -14.399.3311.3817.30

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets 87.48B89.62B95.50B99.10B
Current Assets ----
Cash & Equivalents 13.00B9.60B12.20B12.39B
Inventory ----
Receivables 527.62M657.36M569.38M544.57M
Total Liabilities 78.06B79.62B84.53B86.68B
Current Liabilities ----
Long Term Debt 8.50B8.77B9.24B8.62B
Total Debt 10.47B10.88B11.82B11.00B
Total Equity 9.37B9.95B10.92B12.35B
Shares Outstanding 115.45M115.45M115.45M115.45M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow --1.01B2.88B2.91B1.83B
Investing Cash Flow --1.39B-3.53B-7.04M-938.56M
Financing Cash Flow --1.28B-3.01B-12.33M-397.22M
Capital Expenditure --362.31M-428.03M-350.05M-523.40M
Free Cash Flow --1.37B2.45B2.56B1.31B
Net Change in Cash --3.68B-3.67B2.89B494.79M

Ratios (Annual)

Figures in %.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----
Operating Margin % -----
Net Margin % -28.3%16.9%19.9%28.0%
ROE % -17.8%10.8%11.9%15.6%
ROCE % -----

Shareholding Pattern

Insiders
73.38%
Institutions
24.18%
Public Float
90.85%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for IFS

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IFS or AXP: Which Is the Better Value Stock Right Now? - Yahoo Finance UK

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Google News hu, 30 Jul 2026

Intercorp Financial Services Inc. $IFS Stock Position Lessened by Arrowstreet Capital Limited Partnership - MarketBeat

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Google News Wed, 08 Apr 2026

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Google News hu, 30 Jul 2026

Behavioral Patterns of IFS and Institutional Flows - Stock Traders Daily

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Google News Mon, 20 Jul 2026

IFS vs. AXP: Which Stock Is the Better Value Option? - Yahoo Finance

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Google News Wed, 29 Jul 2026

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IFS — Frequently Asked Questions

What is the current share price of IFS?

As of 2026-08-05 17:25 PDT, IFS trades at $59.25 on NASDAQ/NYSE. Its 52-week range is $34.68 to $60.68.

What is the market capitalisation of IFS?

IFS has a market capitalisation of $6.84B on NASDAQ/NYSE.

What is the P/E ratio of IFS?

IFS trades at a trailing price-to-earnings (P/E) ratio of 3.43. Its price-to-book (P/B) ratio is 0.55.

What is the return on equity (ROE) of IFS?

IFS has a return on equity (ROE) of 15.65%.

Is IFS a good stock to buy?

This page provides a data-driven analysis of IFS, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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