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Hippo Holdings Inc. HIPO R2K

Financial Services · Insurance - Property & Casualty · United States
https://www.hippo.com
Company Profile ↓
$28.58
+8.38% 1Y
Mkt Cap$744.11M
P/E6.50
P/B1.64
52W High$37.85
52W Low$24.09
Book Value$17.23
EPS (TTM)$4.40

Company Overview

Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business. The company also offers insurance products, including homeowners, renters, commercial multi-peril, casualty, and other specialty insurance programs. It provides homeowners insurance, general liability, commercial auto liability, and excess and umbrella liability, written through delegated authority arrangements, renters insurance, liability coverage, commercial multi-peril policies for small to mid-sized businesses, and niche personal or commercial products, as well as program-specific and corporate catastrophe reinsurance solutions. The company distributes insurance products and services through its technology platforms and website, as well as operates licensed insurance agencies. The company was formerly known as Hippo Enterprises Inc. and changed its name to Hippo Holdings Inc. in August 2021. Hippo Holdings Inc. is headquartered in San Jose, California.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 29.7%, reflecting efficient use of shareholder capital.

Steady Revenue Expansion

Revenue has grown at a 55.5% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 6.5, below the sector median of 13.5.

Healthy Margins

Maintains a net profit margin of 23.5%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.11.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $468.60M (+25.9% YoY); net profit $57.70M.
  • Trailing 12 Months Year-on-year growth — revenue +8.9%.
  • 5-Year Trend Long-term compounding — revenue CAGR 55.5%.

Growth & Price Performance

Compounded Sales Growth

5 Years:55.46%
1 Year:8.90%

Stock Price Performance

1 Year:+8.38%
6 Months:-8.86%
3 Months:+5.03%
1 Month:+11.90%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed
52-Week Range 33% of range
$24.09 $37.85
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMABelow
  • RSI (14)56.94 · Neutral
Price Performance
1M+11.90%
3M+5.03%
6M-8.86%
1Y+8.38%
Valuation vs Sector

P/E of 6.50 is below the sector median of 13.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Strong return on equity of 29.7%.
  • Excellent profit margin of 23.5%.
  • Compounding revenue at 55.5% over 5 years.
  • Generates positive free cash flow.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
6.50
Industry PE
13.52
Forward P/E
9.55
PEG Ratio
-
Book Value
$17.23
Price to Book
1.64
P/S
1.54
EV/EBITDA
13.80
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
55.46%
Profit 5Y
-
Revenue (YoY)
8.90%
Earnings (YoY)
-

Profitability & Returns

ROCE
-
ROE
29.73%
ROA
0.90%
Profit Margin
23.51%
Op Margin
5.93%
Gross Margin
61.34%
EPS (Latest Qtr)
$0.27
EPS (TTM)
$4.40

Balance Sheet & Liquidity

Debt/Equity
0.11
Quick Ratio
0.54
Current Ratio
1.08
Debt
$51.50M
Total Assets
$2.06B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
10.70%
Chg in Prom Hold
-0.02%
FII / Inst Holding
45.15%
Chg in FII Hold
0.03%

Financial Snapshot

Enterprise Value
$744.11M
Total Revenue (TTM)
$478.50M
EBITDA
$28.50M
Free Cash Flow
$106.55M
Operating Cash Flow
$53.30M
Shares Outstanding
26.04M
Gross Margin
61.34%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 HIPO Hippo Holdings Inc. R2K 28.58 6.50 $744.11M 0.00% - 29.73% 55.46% -
2 JPM JPMorgan Chase & Co. SPX 346.91 16.61 $929.55B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 488.35 14.54 $682.86B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 355.14 30.99 $589.43B 0.75% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 535.21 30.99 $469.40B 0.65% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 61.59 15.28 $432.24B 1.88% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 228.55 20.70 $360.49B 1.76% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,152.07 17.79 $339.87B 1.58% - 16.95% - 2.21%
9 WFC Wells Fargo & Company SPX 87.51 13.53 $267.80B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Sep 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Revenue 13.00M17.00M20.90M21.30M24.50M28.70M30.70M39.80M47.70M57.70M85.10M89.60M95.50M110.30M117.30M120.60M121.50M
Operating Income --1.46M-561.58K--------------
Net Income -38.60M-195.20M-84.50M-30.90M-67.60M-73.50M-129.20M-69.80M-107.80M-53.10M-35.70M-40.50M-8.50M-47.70M1.30M98.10M7.10M
Diluted EPS -0.44-2.03-0.86-2.00-3.01-3.25-5.66-3.01-4.61-2.24-1.47-1.64-0.34-1.910.053.770.27

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 51.60M91.20M119.70M209.70M372.10M468.60M
Net Income -141.50M-371.40M-333.40M-273.10M-40.50M57.70M
Diluted EPS -1.63-34.11-14.66-11.58-1.642.22

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets -979.40M1.64B1.57B1.52B1.54B1.91B
Total Equity -78.30M-199.60M859.60M589.90M377.90M362.10M436.10M
Cash & Equivalents -452.30M775.60M194.50M142.10M197.60M218.30M
Total Liabilities -834.10M781.00M975.40M1.14B1.18B1.47B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow -65.40M-124.50M-161.50M-92.40M47.50M9.20M
Investing Cash Flow -2.30M-30.00M-405.90M57.60M30.30M-11.20M
Financing Cash Flow 518.10M480.80M-6.80M-14.60M-40.10M19.30M
Capital Expenditure -400.00K-800.00K-4.90M-29.60M-300.00K-100.00K
Free Cash Flow -65.80M-125.30M-166.40M-122.00M47.20M9.10M
Share Buybacks --01.80M15.60M14.50M

Ratios (Annual)

Figures in %.

Metric Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % ------
Operating Margin % ------
Net Margin % -274.2%-407.2%-278.5%-130.2%-10.9%12.3%
ROE % 70.9%-43.2%-56.5%-72.3%-11.2%13.2%
ROCE % ------

Shareholding Pattern

Insiders
10.70%
Institutions
45.15%
Public Float
50.56%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 4.88% 1.27M $35.86M
2 Bond Capital Management, LP 4.61% 1.20M $33.84M
3 Vanguard Capital Management LLC 3.31% 862.41K $24.32M
4 Hood River Capital Management LLC 2.34% 608.26K $17.15M
5 Geode Capital Management, LLC 2.18% 566.49K $15.98M
6 Westerly Capital Management, LLC 1.92% 500.00K $14.10M
7 State Street Corporation 1.56% 406.62K $11.47M
8 Banco Bilbao Vizcaya Argentaria, SA 1.55% 403.59K $11.38M
9 Dimensional Fund Advisors LP 1.52% 394.91K $11.14M
10 Stoic Point Capital Management LLC 0.96% 251.12K $7.08M

Analyst View

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Latest News

Recent headlines for HIPO

Google News Mon, 13 Jul 2026

Hippo Holdings CEO Richard McCathron sells $142,650 in stock - Investing.com

<a href="https://news.google.com/rss/articles/CBMiwAFBVV95cUxQckFLNmx4SUktbEZIYXo1WENrT2VsbXF2a01na19QTGMtQWg5ZDJGZlRmQ1EyX1JZY2VrbFRTUThhbzh0aHJ6QkVDeGRwbWswbkNoTEhEWFhRUDdIV2gtQnZiZU5wdUd4bWI5NXBoNmZEVEt3ODZjWllzS0d1QVpaN1NySElsYVQ0SHZxal…

Google News Mon, 22 Jun 2026

Hippo Holdings (HIPO) is Amongst the Best Small-Cap Financial Stocks to Invest In - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMingFBVV95cUxNMDhKMU1JYk9kWnBySmVKSXMyemxGb1FTZEpMRmo0em1iTUlkcnRkb2c3cGdqR1QzQU4xNDVHc2J4aU1YdjN2RElkN0FLUzgwZEowUDlUX0lUTkxoS2c1SHlia3pfZll1b2thUUJlWmNBX2RFSEFhdkZoSXcxb20zOUFYQjktMWhEMWV2QW…

Google News Fri, 03 Jul 2026

ETFs Investing in Hippo Holdings Inc Stocks - TradingView

<a href="https://news.google.com/rss/articles/CBMiYEFVX3lxTFBIMGU5VnVUSGRBMjRldWRLdlh5VW9uSjZSenN1N21UX3JZNmJHWkVoT0ZrVVpYdGJsaDVhZ0xmQldET3pFYVpUMmtWeXg1VndjS2ItcXh0X0NZeUpnN0Z3Yg?oc=5" target="_blank">ETFs Investing in Hippo Holdings Inc …

Google News hu, 09 Jul 2026

Hippo Holdings (HIPO) insider files Form 144 for 15,000-share sale notice - Stock Titan

<a href="https://news.google.com/rss/articles/CBMimwFBVV95cUxPbEJvbmRQUUZ5c3JNNWVDME5RSVJWUTVzVk50UXgzaWZHbHM4NVcxbGJNbkhRMHlyODd4R3RJS3BWSFhjcUVqa2RBWDUxRVpBaTYxTS1LTHhXTE1tLWg1VXkwV2lmaXJfNnJ5czZHM0JkbDBGbXlMU1dPV1E1ZWxBSkxBT2xVQTJhOFpSR1…

Google News Mon, 22 Jun 2026

Hippo Holdings: Profitability Finally Arrives, But Sustainability Is The Real Test (HIPO) - Seeking Alpha

<a href="https://news.google.com/rss/articles/CBMixgFBVV95cUxQaDB4elM0WDBueDk5bUF4U3VkYk1qeXYzbjc5ZHBIVEhQNmZ6RVgwcDJGYmg5blRTZ1VhemdVU0tKS29yRnVYQ1JxMWZPWGJ3T3lSdnk0UjJvU1RWakpEN01nYWhQTW40NGFlT1NNa29kUms4blhCY3g1Um5xbjY0ZHN6X0wxbEtKTzVoUz…

Google News hu, 30 Apr 2026

Hippo Reports First Quarter 2026 Financial Results - PR Newswire

<a href="https://news.google.com/rss/articles/CBMiqgFBVV95cUxQRkRxcEFNa0dfaFZXMlc3Y2tPQUhVWUdQTklXQ0thRVFjTEFIZldsUjg1XzNBYXdtRjZKdmZMX0tRNmNXcWQ3UWRYTHpMdXN4bTFwRnhSRkdXNFE4OUs4Vm5VVDYtUkNucS1IM3ZGd2ZiZ2Z0X1VmdkFyQzJrSHVBcnFhX2hqNnJ4SHpZa2…

HIPO — Frequently Asked Questions

What is the current share price of Hippo Holdings Inc. (HIPO)?

As of 2026-07-15 16:51 PDT, Hippo Holdings Inc. (HIPO) trades at $28.58 on NYSE. Its 52-week range is $24.09 to $37.85.

What is the market capitalisation of HIPO?

Hippo Holdings Inc. (HIPO) has a market capitalisation of $744.11M on NYSE.

What is the P/E ratio of HIPO?

HIPO trades at a trailing price-to-earnings (P/E) ratio of 6.50. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 1.64.

What is the return on equity (ROE) of HIPO?

HIPO has a return on equity (ROE) of 29.73%.

Is HIPO a good stock to buy?

This page provides a data-driven analysis of Hippo Holdings Inc. (HIPO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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