Hamilton Insurance Group, Ltd. HG R2K
Hamilton Insurance Group, Ltd., through its subsidiaries, operates as specialty insurance and reinsurance company in Bermuda and internationally. It operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial auto, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial risks, marine and energy, and multiline specialty. It also provides accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, products liability and contractors, management liability, medical professionals, general liability, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Strong return on equity of 33.7%.
- Excellent profit margin of 21.7%.
- Compounding revenue at 32.2% over 5 years.
- Profit CAGR of 229.5% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HG Hamilton Insurance Group, Ltd. R2K | 29.61 | 4.86 | $2.94B | - | - | 33.74% | 32.23% | 229.48% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 226.94M | 322.38M | 357.24M | 396.27M | 658.64M | 587.94M | 512.84M | 781.75M | 754.48M | 681.54M | 742.90M | 773.38M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | 190.07M | 275.19M | 185.22M | 194.61M | 224.13M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | 5.60M | 4.73M | 4.93M | 4.92M | 4.78M |
| Pretax Income | - | - | - | - | - | - | - | 184.47M | 270.46M | 180.29M | 189.68M | 219.35M |
| Tax Provision | - | - | - | - | - | - | - | 3.21M | 2.67M | 3.87M | -24.87M | 2.32M |
| Net Income | - | - | - | - | - | - | - | 80.87M | 187.41M | 136.20M | 172.18M | 133.54M |
| Diluted EPS | -1.32 | 0.49 | 0.35 | 0.41 | 1.38 | 1.20 | 0.74 | 0.77 | 1.79 | 1.32 | 1.69 | 1.31 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Nov 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 1.28B | 1.62B | 2.38B | 2.96B |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | -11.09M | 276.65M | 644.18M | 845.09M |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 15.74M | 21.43M | 22.62M | 20.19M |
| Pretax Income | - | -26.83M | 255.22M | 621.56M | 824.90M |
| Tax Provision | - | 3.10M | -25.07M | 8.40M | -15.12M |
| Net Income | - | -98.00M | 258.73M | 400.43M | 576.67M |
| Diluted EPS | - | -0.89 | 2.44 | 3.67 | 5.55 |
Compounded Sales Growth
| 5 Years: | 32.23% |
| 1 Year: | -2.20% |
Compounded Profit Growth
| 5 Years: | 229.48% |
| 1 Year: | 70.10% |
Stock Price Performance
| 1 Year: | +45.61% |
| 6 Months: | +14.80% |
| 3 Months: | +0.30% |
| 1 Month: | -7.32% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2020 | Nov 2021 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Total Assets | - | - | - | 5.82B | 6.67B | 7.80B | 9.57B |
| Current Assets | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | 1.08B | 794.51M | 996.49M | 1.06B |
| Inventory | - | - | - | - | - | - | - |
| Receivables | - | - | - | 1.79B | 1.96B | 2.08B | 2.41B |
| Total Liabilities | - | - | - | 4.15B | 4.62B | 5.47B | 6.75B |
| Current Liabilities | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | 149.72M | 149.83M | 149.94M | 149.74M |
| Total Debt | - | - | - | 149.72M | 149.83M | 149.94M | 149.74M |
| Total Equity | 1.66B | - | 1.75B | 1.66B | 2.05B | 2.33B | 2.82B |
| Shares Outstanding | - | - | - | 109.99M | 110.23M | 101.47M | 99.03M |
Cash Flows (Annual)
Figures in USD.
| Metric | Nov 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 190.93M | 283.15M | 759.30M | 842.35M |
| Investing Cash Flow | - | 133.10M | -652.09M | -184.16M | -414.09M |
| Financing Cash Flow | - | -69.62M | 59.02M | -362.69M | -376.17M |
| Capital Expenditure | - | - | - | - | - |
| Free Cash Flow | - | 190.93M | 283.15M | 759.30M | 842.35M |
| Net Change in Cash | - | 254.41M | -309.92M | 212.46M | 52.10M |
| Share Buybacks | 7.38M | 1.52M | 2.44M | 150.35M | 112.54M |
Ratios (Annual)
Figures in %.
| Metric | Nov 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | -0.9% | 17.1% | 27.1% | 28.5% |
| Net Margin % | - | -7.7% | 16.0% | 16.8% | 19.5% |
| ROE % | - | -5.9% | 12.6% | 17.2% | 20.4% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Magnitude Capital, LLC | 22.69% | 15.10M | $447.02M |
| 2 | Wellington Management Group, LLP | 6.23% | 4.14M | $122.71M |
| 3 | Blackrock Inc. | 4.25% | 2.83M | $83.79M |
| 4 | Nuveen, LLC | 3.56% | 2.37M | $70.06M |
| 5 | Morgan Stanley | 3.09% | 2.06M | $60.88M |
| 6 | Donald Smith & Co., Inc. | 2.48% | 1.65M | $48.83M |
| 7 | Arrowstreet Capital, Limited Partnership | 2.25% | 1.50M | $44.33M |
| 8 | Dimensional Fund Advisors LP | 2.03% | 1.35M | $40.02M |
| 9 | Lazard Asset Management LLC | 1.58% | 1.05M | $31.08M |
| 10 | Federated Hermes, Inc. | 1.42% | 945.66K | $28.00M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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