Genworth Financial, Inc. GNW R2K
Financial Services · Insurance - Life · United States
Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. In addition, the company offers protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. Genworth Financial, Inc. was founded in 1871 and is headquartered in Glen Allen, Virginia.
READ MORE ›$8.56
+21.42% 1Y
Market & Price
Market Cap
$3.28B
Current Price
$8.56
High / Low (52W)
$9.31 / $6.78
Beta
0.89
Valuation
Stock P/E
16.46
Industry PE
12.01
Forward P/E
23.78
PEG Ratio
0.31
Book Value
$22.88
Price to Book
0.37
P/S
0.45
EV/EBITDA
8.04
Dividend Yield
-
Profitability & Returns
ROCE
-
ROE
3.47%
ROA
0.38%
Profit Margin
2.96%
Op Margin
7.77%
EPS (Latest Qtr)
$0.12
EPS (TTM)
$0.52
Balance Sheet & Liquidity
Debt/Equity
0.23
Quick Ratio
1.14
Current Ratio
10.66
Debt
$2.31B
Total Assets
$88.08B
Current Assets
-
Working Capital
-
Ownership
Promoter Holding
1.84%
Chg in Prom Hold
-0.05%
FII / Inst Holding
92.08%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
$4.45B
Total Revenue (TTM)
$7.29B
EBITDA
$554.25M
Free Cash Flow
$1.00B
Operating Cash Flow
$384.00M
Shares Outstanding
383.01M
Gross Margin
7.19%
Payout Ratio
0.00%
Growth (CAGR)
Revenue 5Y
-1.32%
Profit 5Y
-37.56%
Revenue (YoY)
-0.50%
Earnings (YoY)
-8.40%
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -1.3% CAGR over 5 years.
- Earnings shrank at -37.6% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | GNW Genworth Financial, Inc. R2K | 8.56 | 16.46 | $3.28B | - | - | 3.47% | -1.32% | -37.56% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
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Quarterly Results
Figures in USD.
| Metric | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.78B | 2.24B | 2.15B | 2.20B | 2.17B | 2.22B | 2.21B | 1.69B | 1.96B | 2.01B | 1.95B | 1.99B | 2.04B | 1.99B | 2.02B | 2.04B | 1.81B | 2.00B | 2.32B | 2.15B | 1.99B | 2.04B | 2.07B | 1.74B | 1.89B | 1.89B | 1.85B | 1.87B | 1.85B | 1.89B | 1.83B | 1.91B | 1.86B | 1.77B | 1.88B | 1.78B | 1.73B | 1.87B | 1.73B | 1.74B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 103.00M | 123.00M | -405.00M | - | 143.00M | 151.00M | 76.00M | - | 125.00M | 200.00M | 99.00M | - | 95.00M | 178.00M | 123.00M | - | 20.00M | -23.00M | 125.00M | - | 168.00M | 194.00M | 239.00M | - | 120.00M | 153.00M | 158.00M | - | 144.00M | 85.00M | 42.00M | - | 85.00M | 125.00M | 48.00M | 152.00M | 151.00M | 191.00M | 44.00M | 136.00M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 26.00M | 26.00M | 27.00M | 26.00M | 25.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 126.00M | 125.00M | 164.00M | 18.00M | 111.00M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 36.00M | 35.00M | 9.00M | 4.00M | 31.00M |
| Net Income | 53.00M | 172.00M | -380.00M | -122.00M | 155.00M | 202.00M | 107.00M | 353.00M | 112.00M | 190.00M | 146.00M | -329.00M | 174.00M | 168.00M | 18.00M | -17.00M | -66.00M | -441.00M | 418.00M | 267.00M | 187.00M | 240.00M | 314.00M | 163.00M | 240.00M | 159.00M | 136.00M | 381.00M | 122.00M | 137.00M | 29.00M | -212.00M | 139.00M | 76.00M | 85.00M | 54.00M | 51.00M | 116.00M | 2.00M | 47.00M |
| Diluted EPS | 0.11 | 0.34 | -0.76 | -0.25 | 0.31 | 0.40 | 0.21 | 0.70 | 0.22 | 0.38 | 0.29 | -0.66 | 0.34 | 0.33 | 0.04 | -0.03 | -0.13 | -0.86 | 0.82 | 0.52 | 0.37 | 0.47 | 0.61 | 0.32 | 0.46 | 0.31 | 0.27 | 0.76 | 0.24 | 0.29 | 0.06 | -0.47 | 0.31 | 0.17 | 0.19 | 0.13 | 0.12 | 0.28 | 0.00 | 0.12 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11.12B | 9.95B | 9.07B | 10.09B | 9.92B | 9.64B | 8.62B | 8.73B | 8.55B | 8.37B | 7.51B | 7.90B | 7.71B | 8.28B | - | 7.40B | 7.37B | 7.14B | 7.11B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | 198.00M | 35.00M | 54.00M | 403.00M | 585.00M | -398.00M | 255.00M | -316.00M | 530.00M | -5.00M | 355.00M | 310.00M | - | 1.47B | 421.00M | 710.00M | 538.00M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 106.00M | 118.00M | 115.00M | 105.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.36B | 303.00M | 595.00M | 433.00M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 319.00M | 104.00M | 158.00M | 84.00M |
| Net Income | 1.22B | -572.00M | -460.00M | 52.00M | 38.00M | 325.00M | 560.00M | -1.24B | -615.00M | -277.00M | 817.00M | 119.00M | 343.00M | 178.00M | - | 916.00M | 76.00M | 299.00M | 223.00M |
| Diluted EPS | 2.73 | -1.32 | -1.02 | 0.11 | 0.08 | 0.66 | 1.12 | -2.51 | -1.24 | -0.56 | 1.63 | 0.24 | 0.67 | 0.35 | - | 1.19 | 0.16 | 0.68 | 0.54 |
Compounded Sales Growth
| 5 Years: | -1.32% |
| 1 Year: | -0.50% |
Compounded Profit Growth
| 5 Years: | -37.56% |
| 1 Year: | -8.40% |
Stock Price Performance
| 1 Year: | +21.42% |
| 6 Months: | -2.39% |
| 3 Months: | +1.42% |
| 1 Month: | -4.57% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Jan 2021 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 107.39B | 108.19B | 112.39B | 112.19B | 113.31B | 108.05B | 111.32B | 106.43B | 104.66B | 105.30B | 100.92B | 101.34B | 105.75B | 122.35B | - | 89.71B | 90.82B | 86.82B | 88.08B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 2.47B | 3.09B | 7.33B | 5.00B | 3.13B | 4.44B | 3.63B | 3.66B | 4.64B | 5.96B | 2.78B | 2.88B | - | - | 1.03B | - | - | 1.80B | 2.21B | 2.05B | 2.04B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 19.00B | 19.02B | 17.59B | 17.84B |
| Total Liabilities | - | - | 98.46B | 94.84B | 97.42B | 96.01B | 95.53B | 92.42B | 94.52B | 91.79B | 90.19B | 89.97B | 86.73B | 86.71B | 89.93B | 120.27B | - | 81.33B | 82.48B | 77.44B | 78.32B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 4.26B | 3.64B | 4.95B | 4.73B | 4.78B | 5.16B | 4.61B | 4.57B | 4.18B | 4.22B | 3.71B | 3.28B | 3.40B | 3.40B | - | 1.61B | 1.58B | 1.52B | 1.51B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.61B | 1.58B | 1.52B | 1.51B |
| Total Equity | - | - | 8.93B | 12.28B | 13.86B | 15.07B | 16.49B | 14.39B | 14.92B | 12.82B | 12.64B | 13.42B | 12.45B | 14.19B | 15.32B | 1.57B | - | 7.63B | 7.48B | 8.44B | 8.75B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 600.00M | 603.15M | 606.31M | 607.39M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 4.79B | 5.44B | 1.93B | 1.34B | 3.12B | 962.00M | 1.40B | 2.44B | 1.59B | 1.87B | 2.55B | 1.63B | 2.08B | 1.96B | - | 1.05B | 597.00M | 88.00M | 327.00M |
| Investing Cash Flow | -1.88B | 1.97B | 820.00M | -1.81B | -59.00M | -722.00M | -580.00M | -1.84B | -404.00M | -2.12B | -759.00M | -622.00M | 1.30B | -1.15B | - | 733.00M | 1.26B | 861.00M | 518.00M |
| Financing Cash Flow | -2.29B | -2.91B | -5.31B | -1.51B | -1.64B | -1.10B | -149.00M | 205.00M | -42.00M | -2.95B | -1.77B | -1.62B | -2.22B | -1.51B | - | -1.55B | -1.44B | -1.11B | -857.00M |
| Capital Expenditure | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.05B | 597.00M | 88.00M | 327.00M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 228.00M | 415.00M | -166.00M | -12.00M |
| Share Buybacks | 1.12B | 76.00M | 0 | - | - | - | - | - | - | - | - | - | - | 0 | 0 | 64.00M | 296.00M | 189.00M | 247.00M |
| Dividends Paid | 163.00M | 175.00M | 0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | 2.2% | 0.3% | 0.5% | 4.2% | 6.8% | -4.6% | 3.0% | -3.8% | 7.1% | -0.1% | 4.6% | 3.7% | - | 19.9% | 5.7% | 9.9% | 7.6% |
| Net Margin % | 11.0% | -5.7% | -5.1% | 0.5% | 0.4% | 3.4% | 6.5% | -14.3% | -7.2% | -3.3% | 10.9% | 1.5% | 4.5% | 2.1% | - | 12.4% | 1.0% | 4.2% | 3.1% |
| ROE % | - | -6.4% | -3.7% | 0.4% | 0.3% | 2.0% | 3.9% | -8.3% | -4.8% | -2.2% | 6.1% | 1.0% | 2.4% | 1.2% | - | 12.0% | 1.0% | 3.5% | 2.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Insiders
1.84%
Institutions
92.08%
Public Float
93.81%
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.85% | 56.89M | $486.95M |
| 2 | Dimensional Fund Advisors LP | 6.66% | 25.51M | $218.38M |
| 3 | Donald Smith & Co., Inc. | 6.65% | 25.49M | $218.16M |
| 4 | Vanguard Portfolio Management LLC | 6.11% | 23.41M | $200.42M |
| 5 | Vanguard Capital Management LLC | 4.64% | 17.78M | $152.20M |
| 6 | State Street Corporation | 4.31% | 16.52M | $141.41M |
| 7 | River Road Asset Management, LLC | 4.00% | 15.32M | $131.15M |
| 8 | American Century Companies Inc | 2.89% | 11.09M | $94.91M |
| 9 | Nuveen, LLC | 2.63% | 10.08M | $86.30M |
| 10 | Geode Capital Management, LLC | 2.60% | 9.96M | $85.23M |
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