🇺🇸 US Stock Screener ← Switch market ⚡ HerAI

Globe Life Inc. GL SPXR3KFINANCIAL

Financial Services · Insurance - Life · United States
https://home.globelifeinsurance.com
Company Profile ↓
$154.79
+12.26% 1Y
Mkt Cap$11.90B
P/E10.29
P/B2.17
Div. Yield0.77%
52W High$185.65
52W Low$129.31
Book Value$79.89
EPS (TTM)$15.04

Company Overview

Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products to lower middle- and middle-income families in the United States. It operates in three segments: Life Insurance, Supplemental Health Insurance, and Investments. The company offers whole, term, and other life insurance products, as well as life insurance for children; Medicare supplement and limited-benefit supplemental health insurance products, such as accident, cancer, critical illness, heart, intensive care, and other health products; and final expense, accidental death, mortgage protection, and hospital insurance products. It sells its products through direct-to-consumer channels, exclusive independent agents, general agency independent agents, and brokers. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was founded in 1900 and is headquartered in McKinney, Texas.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 20.9%, reflecting efficient use of shareholder capital.

Reasonable Valuation

Trades at a P/E of 10.3, below the sector median of 13.6.

Healthy Margins

Maintains a net profit margin of 19.6%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $5.99B (+3.7% YoY); net profit $1.16B.
  • Trailing 12 Months Year-on-year growth — revenue +8.0%, earnings +19.7%.
  • 5-Year Trend Long-term compounding — revenue CAGR 3.1%, profit CAGR 4.5%.

Growth & Price Performance

Compounded Sales Growth

5 Years:3.06%
1 Year:8.00%

Compounded Profit Growth

5 Years:4.48%
1 Year:19.70%

Stock Price Performance

1 Year:+12.26%
6 Months:+1.85%
3 Months:-11.05%
1 Month:-7.30%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bearish
52-Week Range 45% of range
$129.31 $185.65
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMABelow
  • RSI (14)26.01 · Oversold
Price Performance
1M-7.30%
3M-11.05%
6M+1.85%
1Y+12.26%
Valuation vs Sector

P/E of 10.29 is below the sector median of 13.55 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Strong return on equity of 20.9%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
10.29
Industry PE
13.55
Forward P/E
9.37
PEG Ratio
1.30
Book Value
$79.89
Price to Book
2.17
P/S
2.15
EV/EBITDA
9.65
Dividend Yield
0.77%

Growth (CAGR)

Revenue 5Y
3.06%
Profit 5Y
4.48%
Revenue (YoY)
8.00%
Earnings (YoY)
19.70%

Profitability & Returns

ROCE
-
ROE
20.94%
ROA
3.36%
Profit Margin
19.58%
Op Margin
24.64%
Gross Margin
33.91%
EPS (Latest Qtr)
$3.65
EPS (TTM)
$15.04

Balance Sheet & Liquidity

Debt/Equity
0.56
Quick Ratio
0.64
Current Ratio
0.80
Debt
$3.43B
Total Assets
$31.56B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
0.70%
Chg in Prom Hold
0.01%
FII / Inst Holding
87.27%
Chg in FII Hold
0.02%

Financial Snapshot

Enterprise Value
$11.90B
Total Revenue (TTM)
$6.19B
EBITDA
$1.68B
Free Cash Flow
$1.16B
Operating Cash Flow
$1.39B
Shares Outstanding
76.85M
Gross Margin
33.91%
Payout Ratio
7.98%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 GL Globe Life Inc. SPXR3KFINANCIAL 154.79 10.29 $11.90B 0.77% - 20.94% 3.06% 4.48%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 331.58 14.21 $881.40B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 542.19 13.64 $763.42B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 407.92 34.69 $695.14B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 623.60 34.34 $542.20B 0.62% 60.19% - 12.29% 19.21%
6 BRK-A Berkshire Hathaway Inc. FINANCIAL 813,595.00 13.64 $397.40B 0.00% - 12.12% 7.60% 10.02%
7 BAC Bank of America Corporation SPXR3KFINANCIAL 50.56 11.68 $353.55B 2.39% - 11.20% 3.14% 4.27%
8 HSBC HSBC Holdings plc FINANCIAL 90.68 12.95 $310.38B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 179.49 14.51 $281.90B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026Jun 2026
Revenue 933.86M977.63M991.88M989.77M975.35M1.02B1.03B1.05B1.06B1.07B1.08B1.08B1.06B1.12B1.13B1.14B1.14B1.13B1.18B1.20B1.23B1.27B1.27B1.28B1.30B1.29B1.30B1.34B1.32B1.33B1.38B1.42B1.42B1.44B1.46B1.48B1.48B1.51B1.56B1.60B
Gross Profit -195.16M195.34M197.98M-197.49M202.63M208.01M-210.89M215.05M219.30M-226.77M223.61M235.39M-229.02M217.03M230.04M-190.64M236.58M220.32M301.42M306.89M263.93M-305.16M310.35M321.01M-326.72M334.91M379.15M-----
Operating Income -195.16M195.34M198.24M-197.49M204.72M209.41M-210.89M215.05M224.47M-227.17M229.11M235.39M-232.29M217.03M231.07M-195.47M236.84M222.72M301.53M311.51M265.35M-305.16M310.35M322.14M-327.43M338.60M383.12M-----
Net Income 132.96M124.03M138.43M151.87M135.45M133.54M140.27M153.33M1.03B173.60M184.43M178.72M164.72M185.34M186.57M201.82M187.06M165.54M173.05M188.94M204.24M178.52M199.62M188.87M237.48M223.97M190.59M242.34M223.61M215.26M257.08M274.80M254.22M258.36M302.99M254.56M252.75M387.84M270.53M287.75M
Diluted EPS 1.071.011.131.251.121.111.181.298.711.491.591.551.451.651.671.821.691.521.621.761.931.701.921.842.372.261.942.462.282.242.682.882.672.833.443.013.054.733.393.65

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 3.49B3.20B3.12B3.37B3.38B3.59B3.49B3.62B3.77B3.93B4.16B4.30B4.53B4.74B5.11B5.23B5.45B5.78B5.99B
Gross Profit --706.57M713.23M697.88M728.16M747.33M761.13M774.98M782.92M807.04M865.48M910.66M901.05M1.22B1.18B1.26B--
Operating Income --706.92M722.38M732.03M753.59M756.09M771.64M776.37M787.27M821.16M870.64M920.06M905.36M1.23B1.19B1.27B--
Net Income 527.53M452.26M404.95M498.87M497.16M529.32M528.47M542.94M527.10M549.78M1.45B701.47M760.79M731.77M1.03B894.39M970.75M1.07B1.16B
Diluted EPS 5.505.113.254.054.533.603.794.094.164.4912.226.096.836.829.999.0410.0711.9414.07

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2006Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Jan 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Dec 2024Dec 2025
Total Assets --13.53B16.02B16.16B16.59B18.78B18.19B20.27B19.85B21.44B23.47B23.10B25.98B29.05B-29.77B28.22B26.42B25.25B25.99B26.92B26.77B26.22B28.05B29.08B30.81B
Total Equity 3.46B3.32B2.22B3.07B3.67B3.86B4.36B3.78B4.70B4.06B4.57B6.23B5.42B7.29B8.77B933.52M2.00B---3.95B---4.49B5.31B5.97B
Cash & Equivalents 16.72M20.10M46.40M231.92M365.68M84.11M61.71M--------------------
Long Term Debt --499.05M796.05M789.64M790.57M989.69M990.87M992.13M743.73M1.13B1.13B1.36B1.35B1.67B-1.55B---1.63B---1.63B2.32B2.32B
Total Liabilities --11.31B12.62B12.14B12.73B14.42B14.42B15.57B15.80B16.87B17.24B17.68B18.68B20.28B-21.13B25.67B23.20B21.64B22.04B23.08B22.79B21.60B23.56B23.77B24.84B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 850.00M730.61M976.11M1.03B859.46M942.84M1.12B864.71M1.12B1.40B1.43B1.28B1.36B1.48B1.44B1.42B1.48B1.40B1.40B
Investing Cash Flow -502.60M-432.25M-937.10M-557.64M-312.13M-698.04M-614.38M-350.16M-633.35M-1.06B-926.82M-896.22M-809.31M-1.18B-913.37M-943.01M-926.15M-641.52M-643.62M
Financing Cash Flow -346.75M-261.26M148.44M-329.62M-824.49M-269.11M-535.92M-499.96M-525.71M-319.79M-453.98M-391.52M-590.51M-274.06M-523.60M-492.45M-541.49M-715.84M-768.05M
Capital Expenditure -24.16M-9.80M-6.50M-9.18M-5.39M-4.67M-11.17M-19.37M-36.96M-25.16M-20.29M-45.09M-42.20M-41.76M-38.24M-27.93M-49.55M-71.05M-142.48M
Free Cash Flow 825.84M720.81M969.61M1.02B854.08M938.17M1.11B845.34M1.08B1.37B1.41B1.23B1.32B1.43B1.40B1.39B1.43B1.33B1.25B
Share Buybacks 451.79M455.74M47.56M246.01M972.56M570.16M482.26M449.31M418.53M404.78M412.99M421.75M459.57M443.87M541.43M454.64M511.10M1.00B880.98M
Dividends Paid 49.58M48.80M46.62M50.06M49.12M55.53M60.91M65.01M66.90M66.93M68.83M71.42M74.19M78.19M80.04M80.55M84.12M85.48M86.07M

Ratios (Annual)

Figures in %.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % --22.7%21.2%20.7%20.3%21.4%21.0%20.6%19.9%19.4%20.1%20.1%19.0%23.8%22.6%23.1%--
Operating Margin % --22.7%21.5%21.7%21.0%21.6%21.3%20.6%20.0%19.8%20.2%20.3%19.1%24.0%22.7%23.2%--
Net Margin % 15.1%14.1%13.0%14.8%14.7%14.7%15.1%15.0%14.0%14.0%35.0%16.3%16.8%15.4%20.2%17.1%17.8%18.5%19.4%
ROE % 15.9%20.3%13.2%13.6%12.9%12.1%14.0%11.6%13.0%12.0%23.3%13.0%10.4%8.3%51.5%22.6%21.6%20.2%19.4%
ROCE % -------------------

Shareholding Pattern

Insiders
0.70%
Institutions
87.27%
Public Float
87.89%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 7.19% 5.53M $907.68M
2 Vanguard Capital Management LLC 6.61% 5.08M $834.10M
3 Invesco Ltd. 6.01% 4.62M $758.34M
4 Vanguard Portfolio Management LLC 5.44% 4.18M $686.49M
5 State Street Corporation 4.86% 3.74M $613.24M
6 Geode Capital Management, LLC 3.65% 2.80M $460.40M
7 Dimensional Fund Advisors LP 3.11% 2.39M $392.92M
8 Morgan Stanley 2.53% 1.94M $318.59M
9 AQR Capital Management, LLC 1.97% 1.52M $248.88M
10 Nuveen, LLC 1.95% 1.50M $245.70M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for GL

Google News Fri, 23 Oct 2026

Globe Life (GL) Stock Price Shrugs Off Q3 Earnings Margin Questions - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMilAFBVV95cUxOOGFQZDFxV0NadnlLZzVkOXhnTGI3eWpWN3dUU1JlOTFyNWFMMnlEUE5odUJ4OC1zSTkxWjZmX0s0bW9TV0Rxc0gtQVgtNEV3dUNUUTQwcE5lb3ptekNkUzExVXhsLXJKcDFuRTBpZ2VpMTZ1SXhJLVkzZk5fOVg3TlppeGxkS1JacnFTZm…

Google News Fri, 23 Oct 2026

Globe Life Inc Stock (GL) Moved Down by 7.74% on Oct 23: Drivers Behind the Movement - TradingKey

<a href="https://news.google.com/rss/articles/CBMiiAFBVV95cUxQa1RqcjV5UDFTTm5sZEtDM3RNN2lkMG5XQWd2RnhRTk1sS2lwVmdWNkE4RDNtTzBnUHUwUzBRX3lwNUl4QjM2N0poenU1SW10YjVadzNMQlM2eGRwMUZkUzJENWxkVkl6ZHlodXVTeWRvbW91N3E0N0ZYYXF5RzBUeXJSSndvWHBn?oc=5"…

Google News Fri, 23 Oct 2026

Globe Life downgraded at Piper Sandler after Q3 earnings announcement (GL:NYSE) - Seeking Alpha

<a href="https://news.google.com/rss/articles/CBMiqwFBVV95cUxPTm55NmxDRkgtOWVBRUwtQmxta3dpc21UYnhJRWFIdmJMb2xaU25pY19la0l1ZGRNSDFGVnB0bmpOcy1iMnA3QVQ4TVh3anhUdVdMTUh4Q0Q2bzJma194S1Njb0trZ1FNYkFfTmNvR0Vsd1RiQ3VYVmpvRlNNRHhhcE1MdFZ0ZzFrUml4OW…

Google News Fri, 23 Oct 2026

Why Globe Life (GL) Stock Is Down Today - Quiver Quantitative

<a href="https://news.google.com/rss/articles/CBMiggFBVV95cUxQZmVHNFNVTy1IWDlIN3dnVGNMSG12OUloaVBpTXZZTkFNcnNPUXdUSkZ1QmdYLS1nZkNUSjlQd3AwcGR4YV9ySENod29XaE0wZFI0RXRpS3pJVm02dG1ZYS15bS12VHhPdVR1SWtZU3lYd1VpNTdqV2dGaEVENXkwNnZB?oc=5" target=…

Google News Fri, 23 Oct 2026

Globe Life Inc. stock underperforms Friday when compared to competitors - MarketWatch

<a href="https://news.google.com/rss/articles/CBMiygFBVV95cUxOd0VYSkxKT3lPYVNoTTVuaGVJQ3dBYkVuc2tRS0ZfazNLRjIzcC0tcml5eFZIRE1Tckw0d3VnUks0TDlKTmxCSURfclN2Q1lDU2szY0dXYVRkRjNiVXdJMGhPTzZYMF9IRFE1eGdUWnFGT0xBMlhKR21PemRxeDgyZ1FnSzViN1UtRkxpbV…

Google News Fri, 23 Oct 2026

Globe Life Inc (GL) Shares Fall 8.1% -- GF Value Says Still Overvalued - GuruFocus

<a href="https://news.google.com/rss/articles/CBMipAFBVV95cUxObkM2eTNFWkVOQ0lUYWRWOEdUaG5DaTY2RkdTRHozeS1zZU5HUUFLZ1pLQVgwaDdQNVZXV19kc3ZiRVY2OU5fTDI4NXZUb1VhWXpQamVTZFVQaS1ib1oyWVdpTEp1dzdKaURiVGQ2a2lDY3JVb1p1ZjJWUXEyUXJyN3pBOU9FbFdLWml1RT…

GL — Frequently Asked Questions

What is the current share price of Globe Life Inc. (GL)?

As of 2026-10-23 16:27 PDT, Globe Life Inc. (GL) trades at $154.79 on NYSE. Its 52-week range is $129.31 to $185.65.

What is the market capitalisation of GL?

Globe Life Inc. (GL) has a market capitalisation of $11.90B on NYSE.

What is the P/E ratio of GL?

GL trades at a trailing price-to-earnings (P/E) ratio of 10.29. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 2.17.

Does GL pay a dividend?

Globe Life Inc. (GL) currently offers a dividend yield of 0.77%.

What is the return on equity (ROE) of GL?

GL has a return on equity (ROE) of 20.94%.

Is GL a good stock to buy?

This page provides a data-driven analysis of Globe Life Inc. (GL), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks
⚙Ad space