🇺🇸 US Stock Screener ← Switch market ★ Elite Club ⚡ HerAI

Finward Bancorp FNWD R2K

Financial Services · Banks - Regional · United States
https://www.ibankpeoples.com
Company Profile ↓
$36.30
+33.53% 1Y
Mkt Cap$157.18M
P/E15.85
P/B0.85
Div. Yield1.42%
52W High$39.54
52W Low$26.27
Book Value$39.81
EPS (TTM)$2.29

Company Overview

Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate and multifamily loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement and equity loans; commercial business loans; government loans; and loans to municipalities. The company also offers estate and retirement planning, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts, as well as acts as personal representative of estates, and trustee for revocable and irrevocable trusts. In addition, it provides insurance and annuity investments to wealth management customers; holds security investments and real estate properties; and operates as a real estate investment trust. The company was formerly known as NorthWest Indiana Bancorp and changed its name to Finward Bancorp in March 1994. Finward Bancorp was founded in 1916 and is headquartered in Munster, Indiana.

Why Investors Should Care

Reasonable Valuation

Trades at an undemanding P/E of 15.8.

Healthy Margins

Operating margin of 17.5% supports profitability.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +15.5%, earnings +387.7%.
  • 5-Year Trend Long-term compounding — profit CAGR 3.0%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:15.50%

Compounded Profit Growth

5 Years:3.02%
1 Year:387.70%

Stock Price Performance

1 Year:+33.53%
6 Months:+5.47%
3 Months:+3.32%
1 Month:+7.15%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 76% of range
$26.27 $39.54
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)62.96 · Neutral
Price Performance
1M+7.15%
3M+3.32%
6M+5.47%
1Y+33.53%
Valuation vs Sector

P/E of 15.85 is above the sector median of 13.30 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Generates positive free cash flow.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
15.85
Industry PE
13.30
Forward P/E
11.65
PEG Ratio
1.72
Book Value
$39.81
Price to Book
0.85
P/S
2.15
EV/EBITDA
-
Dividend Yield
1.42%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
3.02%
Revenue (YoY)
15.50%
Earnings (YoY)
387.70%

Profitability & Returns

ROCE
-
ROE
6.09%
ROA
0.49%
Profit Margin
14.39%
Op Margin
17.47%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.52
EPS (TTM)
$2.29

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$108.66M
Total Assets
$2.02B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
21.74%
Chg in Prom Hold
-0.00%
FII / Inst Holding
49.17%
Chg in FII Hold
-0.00%

Financial Snapshot

Enterprise Value
$157.18M
Total Revenue (TTM)
$68.59M
EBITDA
-
Free Cash Flow
$9.05M
Operating Cash Flow
$17.34M
Shares Outstanding
4.33M
Gross Margin
0.00%
Payout Ratio
20.96%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 FNWD Finward Bancorp R2K 36.30 15.85 $157.18M 1.42% - 6.09% - 3.02%
2 JPM JPMorgan Chase & Co. SPX 342.89 16.42 $918.78B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 491.09 14.61 $686.70B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 356.02 31.01 $590.89B 0.83% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 538.02 31.10 $471.86B 0.71% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 60.62 15.04 $430.20B 2.00% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 227.67 20.62 $359.10B 1.87% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,140.00 20.83 $336.31B 1.69% - 14.55% - 2.21%
9 WFC Wells Fargo & Company SPX 85.29 13.18 $261.00B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Mar 2013Jun 2013Sep 2013Mar 2014Jun 2014Sep 2014Mar 2015Jun 2015Sep 2015Mar 2016Jun 2016Sep 2016Mar 2017Jun 2017Sep 2017Mar 2018Jun 2018Sep 2018Mar 2019Jun 2019Sep 2019Mar 2020Jun 2020Sep 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Net Income 1.67M1.71M2.38M1.80M1.95M1.91M1.93M1.98M1.92M2.24M2.24M2.33M2.30M2.53M2.25M2.56M2.51M1.62M2.22M4.02M3.58M3.11M4.85M4.69M4.54M3.57M3.54M2.13M4.43M4.56M2.24M2.44M2.19M9.28M143.00K606.00K455.00K2.15M3.50M2.24M
Diluted EPS 0.590.600.840.630.690.670.680.690.670.790.780.810.800.890.780.890.880.540.661.171.040.921.401.351.311.031.020.531.041.070.510.570.512.170.030.140.110.500.810.52

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Net Income 5.18M5.38M6.85M7.12M7.39M7.85M9.14M8.96M9.34M12.10M15.93M14.96M15.08M8.38M12.13M8.09M
Diluted EPS 1.831.902.412.502.602.753.203.133.173.534.604.303.601.962.841.88

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2009Mar 2010Dec 2010Mar 2011Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Jan 2020Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --631.05M-651.76M691.85M693.45M775.04M864.89M913.63M927.26M1.10B1.33B-1.50B1.62B2.07B2.11B2.06B2.02B
Total Equity 53.08M54.32M56.09M57.29M62.96M67.65M66.76M76.17M80.91M84.11M92.06M101.46M133.54M133.54M151.69M156.62M130.28M147.34M151.41M174.66M
Cash & Equivalents 13.22M-10.94M-26.37M33.75M19.79M21.96M11.53M44.22M11.03M17.14M47.26M-------
Total Liabilities --574.96M-588.80M624.19M626.69M698.88M783.98M829.52M835.20M994.69M1.19B-1.34B1.46B1.93B1.96B1.91B1.85B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 14.48M14.82M8.53M---10.39M12.30M10.54M10.96M19.74M17.04M17.73M24.21M9.80M9.90M
Investing Cash Flow 19.94M-7.82M-36.30M----21.28M-47.84M-31.17M-28.17M-185.06M-125.93M-1.13M15.02M42.79M94.88M
Financing Cash Flow -36.71M8.43M35.16M---43.58M2.34M26.74M47.34M137.99M122.14M-18.49M15.49M-68.02M-55.72M
Capital Expenditure -1.70M-417.00K-797.00K-893.00K-859.00K-1.31M-1.71M-1.66M-1.01M-3.04M-3.73M-3.13M-3.03M-1.15M-3.07M-853.00K
Free Cash Flow 12.78M14.40M7.73M---8.68M10.64M9.53M7.92M16.00M13.91M14.70M23.06M6.73M9.05M
Share Buybacks ----31.00K0----------

Ratios (Annual)

Figures in %.

Metric Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % ----------------
Operating Margin % ----------------
Net Margin % ----------------
ROE % 9.2%8.6%10.1%10.7%9.7%9.7%10.9%9.7%9.2%9.1%10.5%9.6%11.6%5.7%8.0%4.6%
ROCE % ----------------

Shareholding Pattern

Insiders
21.74%
Institutions
49.17%
Public Float
62.84%

Top Institutional Holders

#Holder% HeldSharesValue
1 Alliancebernstein L.P. 11.89% 413.74K $15.30M
2 PL Capital Advisors, LLC 11.37% 395.72K $14.64M
3 Vanguard Capital Management LLC 4.67% 162.30K $6.00M
4 Blackrock Inc. 4.61% 160.24K $5.93M
5 Finward Bancorp 3.78% 131.56K $4.87M
6 Endeavour Capital Advisors Inc 2.86% 99.54K $3.68M
7 Geode Capital Management, LLC 2.32% 80.65K $2.98M
8 Wellington Management Group, LLP 1.59% 55.21K $2.04M
9 Goldman Sachs Group Inc 1.56% 54.42K $2.01M
10 State Street Corporation 1.43% 49.77K $1.84M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for FNWD

Google News Mon, 13 Jul 2026

Why (FNWD) Price Action Is Critical for Tactical Trading - Stock Traders Daily

<a href="https://news.google.com/rss/articles/CBMizwFBVV95cUxPZ2hfcV9uTkxXaGlacUc0X280dEJQYWcyVlJrd09wdkFQLXJhWlgwQ2t0ZjhuZndxZHI4S1Q4d3FFTzktOUhxaXlCRU1KUTQ3UmtMY1RqczFkNjNEMXNlTHpyMkpSTUdVZkMzR3JwblRQRTIzNjFZQXlpLU9qTHJzYTNfRG0zalk4U1BaaF…

Google News Wed, 01 Jul 2026

Finward Bancorp (FNWD) director adds shares through Dividend Reinvestment Plan - Stock Titan

<a href="https://news.google.com/rss/articles/CBMirgFBVV95cUxPZmd6Y09fR1I4aVY3RUtqVXdvNlBlUXlmUEFvUlgyd1VCRHh5NW1OcXo3RUdBRTVqanA3QWE2a0dPOHJIaVdIQnpiRmJZcmltamRpOHhpcVBhTEJIR09NN3N4T3F3bDYxbkZVdVJSNDN6NlRpWFEwcU05cTc0TnNLMF9NdDRUR3c4YlBQOW…

Google News ue, 07 Jul 2026

Finward Bancorp sees regulatory agreement with FDIC terminated - The Globe and Mail

<a href="https://news.google.com/rss/articles/CBMi2wFBVV95cUxOMUxPUTJPUUN0TEpfMWg5YXdLX2dsQU04cUhxY0lvSkNjSkJqQlE4b0JrY1poLVFzNFViMGJpVlpuTnZGVTE0WjRNTWJlSVRuUkU1TGJwV1Q5U0d3b2pscjFKRFhBNV92SXJEQnBBUGdSdWJrRnhsRmhSa0VkLS0xSE5FdWJ6Tm40eGRjNn…

Google News Sun, 12 Jul 2026

Finward Bancorp (FNWD) Holds Steady Near Midpoint of Recent Range - Growth ETF - DonanımHaber

<a href="https://news.google.com/rss/articles/CBMiswFBVV95cUxOU0ktRVFnLUtiR3Bhdm52NGljQmpwcEdrR0ZDbnA1UkdhRHNQZ0MweG5sQVR6cGZXbEpLaktBRmttUWNIY0pJcThUaFJpNE1zTXFBQldLeWZ1bldLMHNZTVBwRi1yRmVsYXBzaktvZzF5ZS1ucWNDMkVhNGp3ZVRtLUNoUFhTbmo0LTZIRT…

Google News ue, 30 Jun 2026

Finward Bancorp director Anthony Puntillo acquires $233 in stock By Investing.com - Investing.com Nigeria

<a href="https://news.google.com/rss/articles/CBMiwgFBVV95cUxOa2Facm5iRDFmT0ttbTNZaXIwOTAxTkJ6Y3pMTDZtTS1SM0xqbEZDZmpySWRkMGROMS1iamVVRlQwM3ZNY0g0QU9CTzlEZkkxaTM3ckFydTYxc053dThuY05xUXhXSEVpV1Y4eDhrRFMwSTE5OEpwZzJOMDR1bThpOHA1aVgza2xHbzZwdV…

Google News Sun, 28 Jun 2026

Finward Bancorp(NasdaqCM: FNWD) dropped from Russell 2000 Value Benchmark - marketscreener.com

<a href="https://news.google.com/rss/articles/CBMiwgFBVV95cUxPdS1ZdVNSZTF0Zi00WWlEem81SjNaVnNlR1Fvc3RxZkFZOHJVMzlUWDdjcFdWNUdWdWtCYWNlMmpIWjFBREdCdUZyTXNRYlJyR1BILTRscWIxVzlqQWJSOXV4QzJybHhNZThXaGVJYTUzemJhQVlnelhFRmFwTnI1QTMyd0VONDVHVGtVeG…

FNWD — Frequently Asked Questions

What is the current share price of Finward Bancorp (FNWD)?

As of 2026-07-14 21:23 PDT, Finward Bancorp (FNWD) trades at $36.30 on NasdaqCM. Its 52-week range is $26.27 to $39.54.

What is the market capitalisation of FNWD?

Finward Bancorp (FNWD) has a market capitalisation of $157.18M on NasdaqCM.

What is the P/E ratio of FNWD?

FNWD trades at a trailing price-to-earnings (P/E) ratio of 15.85. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 0.85.

Does FNWD pay a dividend?

Finward Bancorp (FNWD) currently offers a dividend yield of 1.42%.

What is the return on equity (ROE) of FNWD?

FNWD has a return on equity (ROE) of 6.09%.

Is FNWD a good stock to buy?

This page provides a data-driven analysis of Finward Bancorp (FNWD), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks
⚙Ad space