Figure Technology Solutions, Inc. FIGR R3KFINANCIAL
Company Overview
Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets. It also provides technology-enabled loan origination system and pairs this system with a distribution marketplace; Figure Connect that provides access to a deep and broad pool of capital markets partners; and develops an exchange for digital assets and credit, which offers interest-bearing stablecoin deposits. The company was formerly known as FT Intermediate, Inc. and changed its name to Figure Technology Solutions, Inc. in August 2025. Figure Technology Solutions, Inc. was founded in 2018 and is based in Reno, Nevada.
Why Investors Should Care
Generates a return on equity of 26.1%, reflecting efficient use of shareholder capital.
Revenue has grown at a 55.5% CAGR over the past five years.
Maintains a net profit margin of 38.3%.
Recent Developments
- Dec 2025 Revenue of $506.87M (+48.7% YoY); net profit $133.86M.
- Trailing 12 Months Year-on-year growth — revenue +120.8%, earnings +337.5%.
- 5-Year Trend Long-term compounding — revenue CAGR 55.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 55.53% |
| 1 Year: | 120.80% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | 337.50% |
Stock Price Performance
| 1 Year: | +23.00% |
| 6 Months: | +17.23% |
| 3 Months: | +37.35% |
| 1 Month: | +33.70% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)59.42 · Neutral
P/E of 40.27 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 26.1%.
- Excellent profit margin of 38.3%.
- Compounding revenue at 55.5% over 5 years.
CONS
- Trading 48.2% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FIGR Figure Technology Solutions, Inc. R3KFINANCIAL | 38.26 | 40.27 | $7.10B | 0.00% | 7.99% | 26.12% | 55.53% | - |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2024 | Mar 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|
| Revenue | 101.01M | 84.51M | 156.37M | 167.01M |
| Operating Income | 26.14M | 8.07M | 52.72M | 41.94M |
| Net Income | 27.34M | -820.00K | 89.58M | 44.95M |
| Diluted EPS | 0.09 | -0.01 | 0.34 | 0.18 |
| R&D Expense | 16.08M | 17.42M | 15.91M | 15.61M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Revenue | 209.55M | 340.88M | 506.87M |
| Operating Income | -49.44M | 9.23M | 117.53M |
| Net Income | -47.94M | 17.21M | 133.86M |
| Diluted EPS | -0.93 | 0.00 | 0.44 |
| R&D Expense | 49.15M | 62.66M | 64.92M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Total Assets | - | - | 1.16B | 2.32B |
| Total Equity | 260.22M | 222.42M | 355.10M | 1.23B |
| Cash & Equivalents | - | - | 289.67M | 1.20B |
| Long Term Debt | - | - | 167.88M | 230.14M |
| Total Liabilities | - | - | 796.20M | 1.08B |
| Current Liabilities | - | - | 625.53M | 846.01M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Operating Cash Flow | -33.35M | -127.01M | 62.57M |
| Investing Cash Flow | -17.62M | -37.45M | -61.27M |
| Financing Cash Flow | 65.79M | 336.12M | 918.04M |
| Share Buybacks | 0 | 1.00M | 0 |
Ratios (Annual)
Figures in %.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Gross Margin % | - | - | - |
| Operating Margin % | -23.6% | 2.7% | 23.2% |
| Net Margin % | -22.9% | 5.0% | 26.4% |
| ROE % | -21.6% | 4.8% | 10.9% |
| ROCE % | - | 1.7% | 8.0% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | JPMORGAN CHASE & CO | 6.07% | 11.27M | $399.82M |
| 2 | Ribbit Management Company, LLC | 6.06% | 11.25M | $399.38M |
| 3 | FMR, LLC | 5.22% | 9.69M | $343.79M |
| 4 | Blackrock Inc. | 2.71% | 5.03M | $178.36M |
| 5 | Fred Alger Management, LLC | 2.70% | 5.01M | $177.66M |
| 6 | Morgan Creek Capital Management, LLC | 2.39% | 4.44M | $157.66M |
| 7 | Vanguard Portfolio Management LLC | 2.31% | 4.30M | $152.46M |
| 8 | BIT Capital GmbH | 2.06% | 3.83M | $136.00M |
| 9 | Vanguard Capital Management LLC | 2.04% | 3.79M | $134.35M |
| 10 | Morgan Stanley | 2.02% | 3.75M | $132.98M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FIGR
FIGR Stock In Spotlight After Mizuho Cuts Price Target – But Analyst Finds ‘Aggressive’ Expansion Of Total Addressable Market Encouraging - Stocktwits
<a href="https://news.google.com/rss/articles/CBMiowJBVV95cUxNRFkzMU9fclotd013N3JHcWpNelBNTmVvNm9ZdjktWVA5dWlxRDZHUk5EWTVROEtjWmc1YmFhZVMzZlZYS2h6bGlxNWtJa19lWXBuTVdqQ3A3cTExV1c1bV9rZ3EwNEhEN1M4UEp5OU5oNHVYUkRqRlVwYTdPb1o5R2RvOTQ2NERWc1pOZE…
Figure Technology Solutions (FIGR) Stock Looks Fully Priced Despite Its 31% Run - finance.yahoo.com
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Figure will present at Goldman Sachs conference on Sept. 10 - Stock Titan
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Figure’s Take Rate Is Shrinking By Design - Trefis
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Here’s Why Figure Tech Stock Jumped 14% Yesterday. - TIKR.com
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Figure Technology Solutions (FIGR) Stock Still Looks Rich On Earnings Power - simplywall.st
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FIGR — Frequently Asked Questions
What is the current share price of Figure Technology Solutions, Inc. (FIGR)?
As of 2026-09-19 21:16 PDT, Figure Technology Solutions, Inc. (FIGR) trades at $38.26 on NasdaqGS. Its 52-week range is $24.91 to $73.91.
What is the market capitalisation of FIGR?
Figure Technology Solutions, Inc. (FIGR) has a market capitalisation of $7.10B on NasdaqGS.
What is the P/E ratio of FIGR?
FIGR trades at a trailing price-to-earnings (P/E) ratio of 40.27. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 6.03.
What is the return on equity (ROE) of FIGR?
FIGR has a return on equity (ROE) of 26.12%. Its return on capital employed (ROCE) is 7.99%.
Is FIGR a good stock to buy?
This page provides a data-driven analysis of Figure Technology Solutions, Inc. (FIGR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.