Fifth District Bancorp, Inc. FDSB FINANCIAL
Company Overview
Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States. The company offers a range of deposit accounts, including checking accounts, savings and NOW accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, share loans; and purchases consumer and commercial business loans. In addition, the company offers electronic banking services, such as mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. Fifth District Bancorp, Inc. was founded in 1926 and is based in New Orleans, Louisiana.
Why Investors Should Care
Net profit has compounded at 126.5% per year over the last five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $605.00K (-2.3% YoY); net profit $4.09M.
- Trailing 12 Months Year-on-year growth — revenue -42.4%, earnings -87.0%.
- 5-Year Trend Long-term compounding — revenue CAGR -0.7%, profit CAGR 126.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -0.74% |
| 1 Year: | -42.40% |
Compounded Profit Growth
| 5 Years: | 126.48% |
| 1 Year: | -87.00% |
Stock Price Performance
| 1 Year: | +38.12% |
| 6 Months: | +24.71% |
| 3 Months: | +20.46% |
| 1 Month: | +2.86% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)56.75 · Neutral
P/E of 54.03 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Profit CAGR of 126.5% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading at a high P/E of 54.0.
- Revenue declined at -0.7% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FDSB Fifth District Bancorp, Inc. FINANCIAL | 18.37 | 54.03 | $96.18M | 0.00% | - | 1.27% | -0.74% | 126.48% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 376.00K | 204.00K | 39.00K | -1.13M | 683.00K | -788.00K | 78.00K | 3.13M | 343.00K | 387.00K |
| Diluted EPS | - | - | - | - | - | -0.15 | 0.02 | 0.61 | 0.07 | 0.08 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Revenue | 614.00K | 619.00K | 605.00K |
| Net Income | 797.00K | -1.08M | 4.09M |
| Diluted EPS | - | -0.21 | 0.80 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Total Assets | - | 480.80M | 527.31M | 534.39M |
| Total Equity | 76.07M | 77.80M | 125.78M | 129.76M |
| Cash & Equivalents | - | 19.31M | 37.92M | 33.85M |
| Total Liabilities | - | 403.00M | 401.53M | 404.64M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Operating Cash Flow | 796.00K | -1.05M | 1.33M |
| Investing Cash Flow | -6.64M | -27.48M | -5.03M |
| Financing Cash Flow | 5.11M | 47.15M | -360.00K |
| Capital Expenditure | -1.91M | -510.00K | -384.00K |
| Free Cash Flow | -1.11M | -1.56M | 942.00K |
Ratios (Annual)
Figures in %.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Gross Margin % | - | - | - |
| Operating Margin % | - | - | - |
| Net Margin % | 129.8% | -174.2% | 675.7% |
| ROE % | 1.0% | -0.9% | 3.2% |
| ROCE % | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Alliancebernstein L.P. | 6.81% | 356.44K | $6.53M |
| 2 | Vanguard Capital Management LLC | 4.32% | 226.32K | $4.14M |
| 3 | Mangrove Partners IM, LLC | 2.71% | 141.77K | $2.60M |
| 4 | Stilwell Value LLC | 1.53% | 80.00K | $1.46M |
| 5 | Renaissance Technologies, LLC | 1.20% | 62.60K | $1.15M |
| 6 | Waverly Advisors, LLC | 1.01% | 52.74K | $965.69K |
| 7 | Morgan Stanley | 0.96% | 50.10K | $917.37K |
| 8 | Daytona Street Capital LLC | 0.95% | 50.00K | $915.50K |
| 9 | Geode Capital Management, LLC | 0.93% | 48.81K | $893.71K |
| 10 | Arcus Capital Partners, Llc | 0.70% | 36.80K | $673.88K |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FDSB
Understanding Momentum Shifts in (FDSB) - Stock Traders Daily
<a href="https://news.google.com/rss/articles/CBMiuAFBVV95cUxQTjVQVl9mRkhuQjNzbW83YXZENmRYQkNiUjk2enROdEVvb1piWEY0c2pHS3g1Q1JkYmpzMEQ1dFpMM19pc3N1b211djZKWE1QZGh3U0NLSjRCblNtbVd1NFdOV05uWVV6UUtWZHgxVW9WT1ZUT3NXTUxwZURkUGoxaHBvRVVraHpSUE9RSX…
Loan loss coverage ratio of Fifth District Bancorp, Inc. – NASDAQ:FDSB - tradingview.com
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FDSB - Fifth District Bancorp Inc Stock Price and Quote - Finviz
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Have Insiders Sold Fifth District Bancorp Shares Recently? - simplywall.st
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Fifth District Bancorp (FDSB) Edges Higher with Modest Gains, Consolidating Near Key Levels - Negative Gamma - vinanet.vn
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Chris Rittiner, Fifth District Bancorp director, sells $163,774 in stock - Investing.com
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FDSB — Frequently Asked Questions
What is the current share price of Fifth District Bancorp, Inc. (FDSB)?
As of 2026-09-19 21:16 PDT, Fifth District Bancorp, Inc. (FDSB) trades at $18.37 on NasdaqCM. Its 52-week range is $13.05 to $18.64.
What is the market capitalisation of FDSB?
Fifth District Bancorp, Inc. (FDSB) has a market capitalisation of $96.18M on NasdaqCM.
What is the P/E ratio of FDSB?
FDSB trades at a trailing price-to-earnings (P/E) ratio of 54.03. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.76.
What is the return on equity (ROE) of FDSB?
FDSB has a return on equity (ROE) of 1.27%.
Is FDSB a good stock to buy?
This page provides a data-driven analysis of Fifth District Bancorp, Inc. (FDSB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.