FirstCash Holdings, Inc. FCFS R2KR3KFINANCIAL
Company Overview
FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures and over-the-counter purchases from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. It serves cash and credit-constrained consumers. The company was formerly known as FirstCash, Inc and changed its name to FirstCash Holdings, Inc. in December 2021. FirstCash Holdings, Inc. was incorporated in 1988 and is headquartered in Fort Worth, Texas.
Why Investors Should Care
Generates a return on equity of 17.4%, reflecting efficient use of shareholder capital.
Net profit has compounded at 12.6% per year over the last five years.
Revenue has grown at a 10.2% CAGR over the past five years.
Operating margin of 15.5% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $1.67B (+10.7% YoY); net profit $330.38M.
- Trailing 12 Months Year-on-year growth — revenue +29.4%, earnings +58.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 10.2%, profit CAGR 12.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 10.15% |
| 1 Year: | 29.40% |
Compounded Profit Growth
| 5 Years: | 12.56% |
| 1 Year: | 58.20% |
Stock Price Performance
| 1 Year: | +63.60% |
| 6 Months: | +19.01% |
| 3 Months: | +0.28% |
| 1 Month: | +9.92% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)56.75 · Neutral
P/E of 25.70 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 10.2% over 5 years.
- Profit CAGR of 12.6% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FCFS FirstCash Holdings, Inc. R2KR3KFINANCIAL | 225.62 | 25.70 | $9.79B | 0.82% | - | 17.40% | 10.15% | 12.56% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | 246.33M | - | 269.84M | 255.74M | 256.42M | - | 284.24M | 278.75M | 281.36M | - | 296.63M | 287.40M | 234.98M | - | 272.04M | 265.57M | 268.73M | 302.82M | 298.26M | 300.90M | 327.92M | 320.86M | 335.08M | 366.82M | 363.46M | 363.14M | 371.06M | 385.12M | 410.97M | 464.83M | 471.26M |
| Gross Profit | 94.05M | 95.44M | 102.92M | 101.86M | 101.46M | 147.36M | 254.12M | 242.90M | 224.42M | 231.05M | 249.14M | 239.08M | 228.43M | 237.26M | 262.00M | 255.80M | 244.31M | 250.98M | 267.26M | 259.31M | 223.10M | 202.74M | 225.99M | 233.59M | 224.22M | 233.09M | 291.19M | 300.97M | 323.29M | 348.06M | 352.89M | 388.65M | 395.84M | 395.40M | 404.61M | 424.20M | 412.82M | 473.71M | 542.38M | 533.67M |
| Net Income | 13.34M | 11.17M | 19.41M | 13.17M | 11.67M | -1.41M | 36.69M | 32.65M | 15.24M | 28.27M | 67.73M | 41.63M | 30.17M | 33.33M | 48.08M | 42.66M | 33.05M | 34.76M | 54.15M | 32.92M | 25.87M | 15.06M | 32.73M | 33.72M | 28.43M | 33.40M | 28.00M | 86.11M | 59.32M | 47.39M | 45.18M | 57.14M | 61.37M | 49.07M | 64.83M | 83.59M | 59.80M | 82.81M | 107.70M | 93.47M |
| Diluted EPS | 0.47 | 0.40 | 0.69 | 0.47 | 0.41 | -0.04 | 0.76 | 0.67 | 0.32 | 0.59 | 1.43 | 0.90 | 0.67 | 0.76 | 1.09 | 0.98 | 0.76 | 0.81 | 1.27 | 0.78 | 0.62 | 0.36 | 0.79 | 0.82 | 0.70 | 0.82 | 0.58 | 1.81 | 1.26 | 1.02 | 0.99 | 1.26 | 1.35 | 1.08 | 1.44 | 1.87 | 1.34 | 1.86 | 2.43 | 2.12 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 355.28M | 421.45M | 514.00M | 592.09M | 660.85M | 712.88M | 704.60M | 669.13M | 1.05B | 1.09B | 1.18B | 1.08B | 1.13B | 1.26B | 1.38B | 1.51B | 1.67B |
| Gross Profit | 204.59M | 246.16M | 289.25M | 335.54M | 369.57M | 400.87M | 391.18M | 604.80M | 947.51M | 966.77M | 1.02B | 911.14M | 919.15M | 1.26B | 1.51B | 1.63B | 1.84B |
| Net Income | 49.76M | 57.66M | 77.78M | 80.36M | 83.85M | 85.17M | 60.71M | 60.13M | 143.89M | 153.21M | 164.62M | 106.58M | 124.91M | 253.50M | 219.30M | 258.81M | 330.38M |
| Diluted EPS | 1.65 | 1.86 | 2.47 | 2.70 | 2.84 | 2.93 | 2.14 | 1.72 | 3.00 | 3.41 | 3.81 | 2.56 | 3.04 | 5.36 | 4.80 | 5.73 | 7.42 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 342.45M | 357.10M | 507.69M | 658.97M | 711.88M | 752.89M | 2.15B | 2.06B | 2.11B | 2.44B | 2.37B | 3.84B | 3.90B | 4.29B | 4.48B | 5.30B |
| Total Equity | 154.45M | 212.44M | 298.00M | 315.37M | 352.42M | 414.36M | 434.44M | 431.38M | 1.45B | 1.48B | 1.32B | 1.35B | 1.28B | 1.81B | 1.88B | 2.00B | 2.05B | 2.28B |
| Cash & Equivalents | 29.01M | 26.78M | 67.24M | 70.30M | 50.28M | 70.64M | 67.99M | 86.95M | 89.95M | 114.42M | 71.79M | 46.53M | 65.85M | 120.05M | 117.33M | 127.02M | 175.09M | 125.20M |
| Long Term Debt | - | - | 1.39M | 0 | 114.06M | 190.35M | 222.40M | 258.00M | 460.00M | 402.24M | 590.89M | 631.57M | 615.92M | 1.29B | 1.37B | 1.61B | 1.73B | 2.21B |
| Total Liabilities | - | - | 44.44M | 41.72M | 155.28M | 244.61M | 282.18M | 321.51M | 695.22M | 587.45M | 789.87M | 1.09B | 1.09B | 2.03B | 2.03B | 2.29B | 2.42B | 3.02B |
| Current Liabilities | - | - | 34.62M | 35.41M | 31.15M | 48.76M | 42.56M | 46.17M | 143.63M | 120.57M | 133.04M | 202.90M | 206.41M | 392.21M | 295.53M | 335.59M | 339.40M | 407.81M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 85.21M | 73.64M | 80.38M | 88.79M | 106.72M | 97.68M | 92.75M | 96.85M | 220.36M | 243.43M | 231.60M | 222.26M | - | 469.31M | 416.14M | 539.96M | 585.94M |
| Investing Cash Flow | -17.63M | -47.70M | -22.10M | -159.90M | -140.73M | -85.37M | -71.68M | -25.97M | 1.40M | -159.25M | -137.05M | -20.35M | - | -336.44M | -462.33M | -441.59M | -828.04M |
| Financing Cash Flow | -71.32M | 13.65M | -52.59M | 49.52M | 54.64M | -9.10M | 9.13M | -58.71M | -197.51M | -127.06M | -120.81M | -186.50M | - | -139.27M | 51.31M | -38.19M | 176.41M |
| Capital Expenditure | - | - | - | - | - | - | - | - | - | - | - | - | - | -35.59M | -60.15M | -68.25M | -54.91M |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - | - | - | - | 433.72M | 355.99M | 471.71M | 531.04M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -6.41M | 5.12M | 60.17M | -65.69M |
| Share Buybacks | 0 | 0 | 55.31M | 61.27M | 38.69M | 43.95M | 39.97M | 0 | 91.74M | 273.66M | 116.11M | 106.97M | 49.61M | 157.86M | 114.38M | 85.00M | 115.85M |
| Dividends Paid | - | - | - | - | - | 0 | 0 | 19.81M | 36.84M | 40.85M | 43.95M | 44.75M | 47.53M | 59.57M | 61.88M | 65.76M | 70.88M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | 57.6% | 58.4% | 56.3% | 56.7% | 55.9% | 56.2% | 55.5% | 90.4% | 90.1% | 88.6% | 86.6% | 84.7% | 81.0% | 100.3% | 109.1% | 108.1% | 110.3% |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 14.0% | 13.7% | 15.1% | 13.6% | 12.7% | 11.9% | 8.6% | 9.0% | 13.7% | 14.0% | 14.0% | 9.9% | 11.0% | 20.1% | 15.9% | 17.2% | 19.8% |
| ROE % | 23.4% | 19.3% | 24.7% | 22.8% | 20.2% | 19.6% | 14.1% | 4.1% | 9.8% | 11.6% | 12.2% | 8.3% | 6.9% | 13.5% | 11.0% | 12.6% | 14.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 11.60% | 5.03M | $1.10B |
| 2 | FMR, LLC | 7.03% | 3.05M | $668.04M |
| 3 | Earnest Partners LLC | 4.86% | 2.11M | $461.75M |
| 4 | Vanguard Portfolio Management LLC | 4.67% | 2.03M | $444.09M |
| 5 | Vanguard Capital Management LLC | 3.91% | 1.70M | $372.18M |
| 6 | State Street Corporation | 3.48% | 1.51M | $330.45M |
| 7 | Price (T.Rowe) Associates Inc | 3.34% | 1.45M | $317.47M |
| 8 | Geode Capital Management, LLC | 2.86% | 1.24M | $272.15M |
| 9 | Hood River Capital Management LLC | 2.82% | 1.22M | $267.86M |
| 10 | Bank of America Corporation | 2.64% | 1.15M | $251.37M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FCFS
FirstCash (NASDAQ:FCFS) Stock Rating Lowered by Wall Street Zen - marketbeat.com
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FirstCash Holdings (FCFS) director sells shares, donates 750 to charity - Stock Titan
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How FirstCash’s Expanded And Extended Credit Facility At FirstCash Holdings (FCFS) Has Changed Its Investment Story - simplywall.st
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Here’s How Much You Would Have Made Owning FirstCash Holdings Stock In The Last 10 Years - Benzinga
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FirstCash Holdings, Inc. (FCFS) Stock Price & News - Syfe
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FCFS — Frequently Asked Questions
What is the current share price of FirstCash Holdings, Inc. (FCFS)?
As of 2026-09-07 16:24 PDT, FirstCash Holdings, Inc. (FCFS) trades at $225.62 on NasdaqGS. Its 52-week range is $135.33 to $236.43.
What is the market capitalisation of FCFS?
FirstCash Holdings, Inc. (FCFS) has a market capitalisation of $9.79B on NasdaqGS.
What is the P/E ratio of FCFS?
FCFS trades at a trailing price-to-earnings (P/E) ratio of 25.70. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 3.79.
Does FCFS pay a dividend?
FirstCash Holdings, Inc. (FCFS) currently offers a dividend yield of 0.82%.
What is the return on equity (ROE) of FCFS?
FCFS has a return on equity (ROE) of 17.40%.
Is FCFS a good stock to buy?
This page provides a data-driven analysis of FirstCash Holdings, Inc. (FCFS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.