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First Community Corporation FCCO R2KFINANCIAL

Financial Services · Banks - Regional · United States
https://www.firstcommunitysc.com
Company Profile ↓
$34.56
+34.83% 1Y
Mkt Cap$324.85M
P/E12.90
P/B1.54
Div. Yield1.98%
52W High$34.84
52W Low$25.21
Book Value$22.32
EPS (TTM)$2.68

Company Overview

First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company's deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. Its loan portfolio comprises commercial loans that include secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans comprising secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. The company also provides online banking, cash management, and internet banking services; and safe deposit boxes, direct deposits of payroll and social security checks, and automatic drafts for various accounts. In addition, it offers non-deposit investment products and other investment brokerage services; credit cards; and investment advisory and insurance services. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 13.7% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 12.9, below the sector median of 14.5.

Healthy Margins

Maintains a net profit margin of 26.2%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $922.00K (-3.2% YoY); net profit $19.20M.
  • Trailing 12 Months Year-on-year growth — revenue +26.5%, earnings +19.4%.
  • 5-Year Trend Long-term compounding — revenue CAGR -4.6%, profit CAGR 13.7%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-4.57%
1 Year:26.50%

Compounded Profit Growth

5 Years:13.72%
1 Year:19.40%

Stock Price Performance

1 Year:+34.83%
6 Months:+23.26%
3 Months:+10.75%
1 Month:+0.88%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 97% of range
$25.21 $34.84
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)59.17 · Neutral
Price Performance
1M+0.88%
3M+10.75%
6M+23.26%
1Y+34.83%
Valuation vs Sector

P/E of 12.90 is below the sector median of 14.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 26.2%.
  • Profit CAGR of 13.7% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Revenue declined at -4.6% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
12.90
Industry PE
14.52
Forward P/E
10.41
PEG Ratio
1.83
Book Value
$22.32
Price to Book
1.54
P/S
3.66
EV/EBITDA
-
Dividend Yield
1.98%

Growth (CAGR)

Revenue 5Y
-4.57%
Profit 5Y
13.72%
Revenue (YoY)
26.50%
Earnings (YoY)
19.40%

Profitability & Returns

ROCE
-
ROE
12.06%
ROA
1.05%
Profit Margin
26.18%
Op Margin
42.53%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.59
EPS (TTM)
$2.68

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$113.95M
Total Assets
$2.39B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
7.62%
Chg in Prom Hold
-0.08%
FII / Inst Holding
63.27%
Chg in FII Hold
-0.00%

Financial Snapshot

Enterprise Value
$324.85M
Total Revenue (TTM)
$88.28M
EBITDA
-
Free Cash Flow
$17.58M
Operating Cash Flow
$7.60M
Shares Outstanding
9.40M
Gross Margin
0.00%
Payout Ratio
23.88%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 FCCO First Community Corporation R2KFINANCIAL 34.56 12.90 $324.85M 1.98% - 12.06% -4.57% 13.72%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 358.64 15.37 $953.34B 1.68% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 506.03 15.07 $707.59B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 374.00 31.86 $637.34B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 579.21 31.82 $503.60B 0.60% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.68 14.48 $438.31B 2.03% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 759,350.00 15.07 $384.00B 0.00% - 10.50% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 107.11 15.30 $367.34B 3.62% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 217.72 17.59 $342.26B 2.15% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Revenue --------379.00K-463.00K423.00K434.00K-411.00K380.00K421.00K-399.00K210.00K242.00K-246.00K212.00K257.00K-265.00K262.00K243.00K-232.00K220.00K240.00K259.00K235.00K228.00K221.00K224.00K243.00K223.00K
Net Income 1.68M1.60M1.47M1.75M1.68M1.79M1.76M1.66M1.89M502.00K2.71M3.00M2.83M2.69M2.50M2.88M2.90M2.70M1.79M2.22M2.65M3.44M3.25M3.54M4.75M3.92M3.49M3.13M3.95M4.04M3.46M3.33M1.76M2.60M3.27M3.86M4.00M5.19M5.19M5.50M
Diluted EPS 0.250.240.220.260.250.260.260.240.280.070.350.390.370.350.330.370.390.360.240.300.350.460.430.470.630.520.460.410.520.530.450.430.230.340.420.500.510.670.670.59

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -------1.41M1.49M1.77M1.65M1.12M977.00K960.00K963.00K952.00K922.00K
Net Income -25.23M1.85M3.32M3.97M4.14M5.12M6.13M6.68M5.82M11.23M10.97M10.10M15.46M14.61M11.84M13.96M19.20M
Diluted EPS -7.950.360.810.790.780.780.910.980.831.451.451.352.051.921.551.812.47

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --599.02M593.89M602.92M633.31M812.36M862.73M914.79M1.05B1.09B1.17B1.40B1.58B1.67B1.83B1.96B2.06B
Total Equity 68.16M41.44M41.80M47.90M54.18M52.67M74.53M79.04M81.86M105.66M112.50M120.19M136.34M141.00M118.36M131.06M144.49M167.56M
Cash & Equivalents 12.37M20.84M26.46M16.49M18.71M14.17M22.53M22.94M22.00M30.59M32.27M47.69M64.99M69.02M----
Total Liabilities --557.23M545.99M548.74M580.64M737.84M783.70M832.93M945.07M979.10M1.05B1.26B1.44B1.55B1.70B1.81B1.89B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow ------14.51M5.13M18.35M19.97M4.83M-17.05M57.93M22.12M13.02M11.62M18.69M
Investing Cash Flow -------57.98M-51.54M9.00M-47.81M-49.20M-171.52M-236.28M-162.78M-89.67M-67.63M-80.81M
Financing Cash Flow ------43.88M45.46M-18.76M29.52M59.87M205.87M182.38M109.03M133.94M111.14M73.36M
Capital Expenditure -472.00K-242.00K-308.00K-806.00K-3.31M-3.21M-2.67M-1.24M-3.07M-1.47M-2.79M-1.09M-813.00K-1.22M-1.07M-1.10M-1.11M
Free Cash Flow ------11.84M3.90M15.28M18.51M2.03M-18.13M57.12M20.90M11.95M10.53M17.58M
Share Buybacks ----------5.64M------

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -------475.6%391.3%634.8%665.3%900.9%1,582.9%1,522.2%1,229.8%1,465.9%2,083.0%
ROE % -60.9%4.4%6.9%7.3%7.9%6.9%7.8%8.2%5.5%10.0%9.1%7.4%11.0%12.3%9.0%9.7%11.5%
ROCE % -----------------

Shareholding Pattern

Insiders
7.62%
Institutions
63.27%
Public Float
68.48%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 7.32% 688.20K $23.14M
2 Vanguard Capital Management LLC 4.10% 385.18K $12.95M
3 Manufacturers Life Insurance Co. 3.61% 339.51K $11.42M
4 Fifth Third Wealth Advisors LLC 3.02% 283.42K $9.53M
5 Alliancebernstein L.P. 2.83% 266.29K $8.96M
6 Maltese Capital Management, LLC 2.66% 250.43K $8.42M
7 Dimensional Fund Advisors LP 2.49% 234.35K $7.88M
8 Geode Capital Management, LLC 2.44% 229.74K $7.73M
9 Renaissance Technologies, LLC 1.91% 179.44K $6.03M
10 Citadel Advisors Llc 1.67% 157.02K $5.28M

Analyst View

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Latest News

Recent headlines for FCCO

Google News Fri, 04 Sep 2026

Insider at First Community (FCCO) sells shares around $34 - Stock Titan

<a href="https://news.google.com/rss/articles/CBMiuAFBVV95cUxQOXNnMUVqTG1RbVJMNVIxSEJpaFNDU25sT1BKaTByeWNsZ1R6YTJjUDhxWHQ4V2tvelQ4SHJXd21pLWxYSjZhTV82VEZTUmJScXhiMzRuWWNjTVZCUTI3Nzd3bXF3SjFHZXVGUE1WcmhXTzhFTFhndHdGam1ydy0yWnMyZFV3MzUzZjBENW…

Google News Fri, 04 Sep 2026

First Community (NASDAQ:FCCO) Director Jonathan Been Sells 14,800 Shares of Stock - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMi1wFBVV95cUxPYmJFaFdnWGRRUDdYc01mQ1pOVFpZbm9fRTd6ZTBpYU1UbnlreW00RkxMM2pvUHlUNjFaY0o3X3p2Mm1sZXRtbHRJMjMzV2ZkdFBFRDBoX1NkSEZPWHlXWjAtRzF1bDB2dUgzUnFhN0VDeEZyYVFUUEN0RVlFeEhxQ3MzU2dOMF9lUDI0Z0…

Google News hu, 27 Aug 2026

First Community (FCCO) Could Be a Great Choice - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMingFBVV95cUxPQllfblFBbzJ5dUZJdHd1b1JNY2RrdDcxQWNoRkhCcGlEdGp3Zk9pZ01vN1RxbVJUVWpkeUxPMmxsNDdjR183Z1kxYWhBN3FUTmN0R2wtYk9YWmdLQ2g2Rkhkd1gxZGEyc01CN21lcWVBV0tmaloxREpXTWFHZDJjV29YNzNxQzJuZk5uNH…

Google News Fri, 04 Sep 2026

First Community Director Sold Shares Worth Over $503K - TradingView

<a href="https://news.google.com/rss/articles/CBMitAFBVV95cUxNREZLdGZNZkdMMUFPUEcxYV9tU0JHazNfd2tkM3dTTV9vR1JWWDNtY3ZQd0pFZkVLN3NwRTRUbjdhSTJraElCN2pjY0pnRjdlNG1PcGlxOGE2NU9nZVJiU3lpQVlRWVJZSm5GY0s3aTc2MV9kamtRLTl4LXhiejhGQTBKYTJjYUIzYndXbz…

Google News Wed, 22 Jul 2026

First Community (FCCO) Stock Highlights 26% Net Margin As Earnings Strengthen Bullish Narrative - simplywall.st

<a href="https://news.google.com/rss/articles/CBMiywFBVV95cUxPV25DUFFwT2RmNEdickQ4eHZnREdURWhHZ29QTi1IWE42NGwxeVdOVkVwdzlIMXhlYlNYTk42WkRYbGh6alY2WnYzRG1PTGlOdnVoUWJsSkwxQWdpSGRYQXBBeXZTcmpOMnVIeFV4a21xOVdWUEU4bGQ0clhLVWpZRDZvZUQ4UDJ2VGM2TE…

Google News Fri, 04 Sep 2026

First community director Been sells $503,939 in common stock. By Investing.com - Investing.com South Africa

<a href="https://news.google.com/rss/articles/CBMiuwFBVV95cUxOc3Raa3RoNmNWOXZPbXk5MlNqdElvRDFPTmVaVFd4anZDRUl5TjJFWjN3QUQ5UEJkd0NURkt1bWlGUlNISTAyeHc4NWp6dnZ0am0wZ3g2MVJuRGxISjZVeGhnRWdLc3FWWGJLUEFBMGxDcm5QYXhKV1B4N3hiZklyREZncEdDZWVfQkxwVT…

FCCO — Frequently Asked Questions

What is the current share price of First Community Corporation (FCCO)?

As of 2026-09-07 16:24 PDT, First Community Corporation (FCCO) trades at $34.56 on NasdaqCM. Its 52-week range is $25.21 to $34.84.

What is the market capitalisation of FCCO?

First Community Corporation (FCCO) has a market capitalisation of $324.85M on NasdaqCM.

What is the P/E ratio of FCCO?

FCCO trades at a trailing price-to-earnings (P/E) ratio of 12.90. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.54.

Does FCCO pay a dividend?

First Community Corporation (FCCO) currently offers a dividend yield of 1.98%.

What is the return on equity (ROE) of FCCO?

FCCO has a return on equity (ROE) of 12.06%.

Is FCCO a good stock to buy?

This page provides a data-driven analysis of First Community Corporation (FCCO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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