First Community Corporation FCCO R2K
Company Overview
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company's deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. Its loan portfolio comprises commercial loans that include secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans comprising secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. The company also provides online banking, cash management, and internet banking services; and safe deposit boxes, direct deposits of payroll and social security checks, and automatic drafts for various accounts. In addition, it offers non-deposit investment products and other investment brokerage services; credit cards; and investment advisory and insurance services. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
Why Investors Should Care
Net profit has compounded at 13.7% per year over the last five years.
Trades at a P/E of 12.7, below the sector median of 13.3.
Maintains a net profit margin of 24.9%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $922.00K (-3.2% YoY); net profit $19.20M.
- Trailing 12 Months Year-on-year growth — revenue +28.1%, earnings +15.7%.
- 5-Year Trend Long-term compounding — revenue CAGR -4.6%, profit CAGR 13.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -4.57% |
| 1 Year: | 28.10% |
Compounded Profit Growth
| 5 Years: | 13.72% |
| 1 Year: | 15.70% |
Stock Price Performance
| 1 Year: | +31.82% |
| 6 Months: | +9.97% |
| 3 Months: | +5.50% |
| 1 Month: | +1.44% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)53.77 · Neutral
P/E of 12.69 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 24.9%.
- Profit CAGR of 13.7% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -4.6% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FCCO First Community Corporation R2K | 32.37 | 12.69 | $304.21M | 1.99% | - | 11.17% | -4.57% | 13.72% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | 379.00K | - | 463.00K | 423.00K | 434.00K | - | 411.00K | 380.00K | 421.00K | - | 399.00K | 210.00K | 242.00K | - | 246.00K | 212.00K | 257.00K | - | 265.00K | 262.00K | 243.00K | - | 232.00K | 220.00K | 240.00K | 259.00K | 235.00K | 228.00K | 221.00K | 224.00K | 243.00K | 223.00K |
| Net Income | 1.68M | 1.60M | 1.47M | 1.75M | 1.68M | 1.79M | 1.76M | 1.66M | 1.89M | 502.00K | 2.71M | 3.00M | 2.83M | 2.69M | 2.50M | 2.88M | 2.90M | 2.70M | 1.79M | 2.22M | 2.65M | 3.44M | 3.25M | 3.54M | 4.75M | 3.92M | 3.49M | 3.13M | 3.95M | 4.04M | 3.46M | 3.33M | 1.76M | 2.60M | 3.27M | 3.86M | 4.00M | 5.19M | 5.19M | 5.50M |
| Diluted EPS | 0.25 | 0.24 | 0.22 | 0.26 | 0.25 | 0.26 | 0.26 | 0.24 | 0.28 | 0.07 | 0.35 | 0.39 | 0.37 | 0.35 | 0.33 | 0.37 | 0.39 | 0.36 | 0.24 | 0.30 | 0.35 | 0.46 | 0.43 | 0.47 | 0.63 | 0.52 | 0.46 | 0.41 | 0.52 | 0.53 | 0.45 | 0.43 | 0.23 | 0.34 | 0.42 | 0.50 | 0.51 | 0.67 | 0.67 | 0.59 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | 1.41M | 1.49M | 1.77M | 1.65M | 1.12M | 977.00K | 960.00K | 963.00K | 952.00K | 922.00K |
| Net Income | -25.23M | 1.85M | 3.32M | 3.97M | 4.14M | 5.12M | 6.13M | 6.68M | 5.82M | 11.23M | 10.97M | 10.10M | 15.46M | 14.61M | 11.84M | 13.96M | 19.20M |
| Diluted EPS | -7.95 | 0.36 | 0.81 | 0.79 | 0.78 | 0.78 | 0.91 | 0.98 | 0.83 | 1.45 | 1.45 | 1.35 | 2.05 | 1.92 | 1.55 | 1.81 | 2.47 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 599.02M | 593.89M | 602.92M | 633.31M | 812.36M | 862.73M | 914.79M | 1.05B | 1.09B | 1.17B | 1.40B | 1.58B | 1.67B | 1.83B | 1.96B | 2.06B |
| Total Equity | 68.16M | 41.44M | 41.80M | 47.90M | 54.18M | 52.67M | 74.53M | 79.04M | 81.86M | 105.66M | 112.50M | 120.19M | 136.34M | 141.00M | 118.36M | 131.06M | 144.49M | 167.56M |
| Cash & Equivalents | 12.37M | 20.84M | 26.46M | 16.49M | 18.71M | 14.17M | 22.53M | 22.94M | 22.00M | 30.59M | 32.27M | 47.69M | 64.99M | 69.02M | - | - | - | - |
| Total Liabilities | - | - | 557.23M | 545.99M | 548.74M | 580.64M | 737.84M | 783.70M | 832.93M | 945.07M | 979.10M | 1.05B | 1.26B | 1.44B | 1.55B | 1.70B | 1.81B | 1.89B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | - | - | 14.51M | 5.13M | 18.35M | 19.97M | 4.83M | -17.05M | 57.93M | 22.12M | 13.02M | 11.62M | 18.69M |
| Investing Cash Flow | - | - | - | - | - | - | -57.98M | -51.54M | 9.00M | -47.81M | -49.20M | -171.52M | -236.28M | -162.78M | -89.67M | -67.63M | -80.81M |
| Financing Cash Flow | - | - | - | - | - | - | 43.88M | 45.46M | -18.76M | 29.52M | 59.87M | 205.87M | 182.38M | 109.03M | 133.94M | 111.14M | 73.36M |
| Capital Expenditure | -472.00K | -242.00K | -308.00K | -806.00K | -3.31M | -3.21M | -2.67M | -1.24M | -3.07M | -1.47M | -2.79M | -1.09M | -813.00K | -1.22M | -1.07M | -1.10M | -1.11M |
| Free Cash Flow | - | - | - | - | - | - | 11.84M | 3.90M | 15.28M | 18.51M | 2.03M | -18.13M | 57.12M | 20.90M | 11.95M | 10.53M | 17.58M |
| Share Buybacks | - | - | - | - | - | - | - | - | - | - | 5.64M | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | 475.6% | 391.3% | 634.8% | 665.3% | 900.9% | 1,582.9% | 1,522.2% | 1,229.8% | 1,465.9% | 2,083.0% |
| ROE % | -60.9% | 4.4% | 6.9% | 7.3% | 7.9% | 6.9% | 7.8% | 8.2% | 5.5% | 10.0% | 9.1% | 7.4% | 11.0% | 12.3% | 9.0% | 9.7% | 11.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Fourthstone LLC | 6.34% | 595.52K | $19.39M |
| 2 | Blackrock Inc. | 4.66% | 438.16K | $14.26M |
| 3 | Vanguard Capital Management LLC | 3.93% | 369.40K | $12.03M |
| 4 | Manufacturers Life Insurance Co. | 3.63% | 341.33K | $11.11M |
| 5 | Alliancebernstein L.P. | 3.08% | 289.83K | $9.44M |
| 6 | Fifth Third Wealth Advisors LLC | 3.07% | 288.41K | $9.39M |
| 7 | Maltese Capital Management, LLC | 2.73% | 256.32K | $8.34M |
| 8 | Dimensional Fund Advisors LP | 2.19% | 205.99K | $6.71M |
| 9 | Geode Capital Management, LLC | 1.90% | 178.65K | $5.82M |
| 10 | Two Sigma Investments, LP | 1.67% | 156.63K | $5.10M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FCCO
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FCCO — Frequently Asked Questions
What is the current share price of First Community Corporation (FCCO)?
As of 2026-07-14 21:23 PDT, First Community Corporation (FCCO) trades at $32.37 on NasdaqCM. Its 52-week range is $23.96 to $33.28.
What is the market capitalisation of FCCO?
First Community Corporation (FCCO) has a market capitalisation of $304.21M on NasdaqCM.
What is the P/E ratio of FCCO?
FCCO trades at a trailing price-to-earnings (P/E) ratio of 12.69. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.37.
Does FCCO pay a dividend?
First Community Corporation (FCCO) currently offers a dividend yield of 1.99%.
What is the return on equity (ROE) of FCCO?
FCCO has a return on equity (ROE) of 11.17%.
Is FCCO a good stock to buy?
This page provides a data-driven analysis of First Community Corporation (FCCO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.