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First American Financial Corporation FAF R3KFINANCIAL

Financial Services · Insurance - Specialty · United States
https://www.firstam.com
Company Profile ↓
$71.38
+11.66% 1Y
Mkt Cap$7.29B
P/E9.90
P/B1.30
Div. Yield3.08%
52W High$79.16
52W Low$56.38
Book Value$55.11
EPS (TTM)$7.21

Company Overview

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and certain appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in Santa Ana, California.

Why Investors Should Care

Reasonable Valuation

Trades at a P/E of 9.9, below the sector median of 12.9.

Healthy Margins

Operating margin of 15.6% supports profitability.

Dividend Income

Offers a dividend yield of 3.08%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $7.45B (+21.6% YoY); net profit $621.80M.
  • Trailing 12 Months Year-on-year growth — revenue +15.0%, earnings +50.4%.
  • 5-Year Trend Long-term compounding — revenue CAGR 3.4%, profit CAGR -2.5%.

Growth & Price Performance

Compounded Sales Growth

5 Years:3.39%
1 Year:15.00%

Compounded Profit Growth

5 Years:-2.54%
1 Year:50.40%

Stock Price Performance

1 Year:+11.66%
6 Months:+8.52%
3 Months:+9.53%
1 Month:-3.83%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed
52-Week Range 66% of range
$56.38 $79.16
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMAAbove
  • RSI (14)43.41 · Neutral
Price Performance
1M-3.83%
3M+9.53%
6M+8.52%
1Y+11.66%
Valuation vs Sector

P/E of 9.90 is below the sector median of 12.89 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Attractive dividend yield of 3.08%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Earnings shrank at -2.5% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
9.90
Industry PE
12.89
Forward P/E
9.66
PEG Ratio
2.98
Book Value
$55.11
Price to Book
1.30
P/S
0.91
EV/EBITDA
5.38
Dividend Yield
3.08%

Growth (CAGR)

Revenue 5Y
3.39%
Profit 5Y
-2.54%
Revenue (YoY)
15.00%
Earnings (YoY)
50.40%

Profitability & Returns

ROCE
-
ROE
13.85%
ROA
4.09%
Profit Margin
9.33%
Op Margin
15.57%
Gross Margin
63.98%
EPS (Latest Qtr)
$2.12
EPS (TTM)
$7.21

Balance Sheet & Liquidity

Debt/Equity
0.49
Quick Ratio
0.40
Current Ratio
0.40
Debt
$2.79B
Total Assets
$18.94B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
3.53%
Chg in Prom Hold
-
FII / Inst Holding
99.14%
Chg in FII Hold
0.01%

Financial Snapshot

Enterprise Value
$7.29B
Total Revenue (TTM)
$7.98B
EBITDA
$1.37B
Free Cash Flow
$2.34B
Operating Cash Flow
$1.00B
Shares Outstanding
102.10M
Gross Margin
63.98%
Payout Ratio
30.51%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 FAF First American Financial Corporation R3KFINANCIAL 71.38 9.90 $7.29B 3.08% - 13.85% 3.39% -2.54%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue 1.38B1.36B1.20B1.36B1.51B1.50B1.32B1.45B1.52B1.48B1.30B1.49B1.54B1.42B1.30B1.50B1.67B1.73B1.41B1.61B1.91B2.15B2.03B2.27B2.56B2.03B2.06B1.82B1.45B1.65B1.48B1.42B1.61B1.41B1.58B1.84B1.98B2.04B1.84B2.12B
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income -----------------------------------233.20M286.90M331.30M203.70M329.60M
EBITDA ----------------------------------------
Interest Expense -----------------------------------38.00M39.90M43.90M41.90M45.70M
Pretax Income -----------------------------------195.20M247.00M287.40M161.80M283.90M
Tax Provision -----------------------------------48.10M57.10M74.00M37.00M64.80M
Net Income 75.54M81.56M52.50M102.15M107.32M81.02M58.28M122.26M21.38M221.13M76.23M155.14M151.48M91.65M109.58M186.66M187.18M224.00M63.20M170.66M182.28M280.29M234.00M302.00M445.00M97.90M108.80M2.00M45.90M138.50M-1.70M46.70M116.00M-104.00M74.20M146.10M189.60M211.90M125.10M218.50M
Diluted EPS 0.690.740.470.920.960.730.521.090.191.960.671.371.340.810.971.641.651.970.551.521.622.492.102.724.000.881.010.020.441.33-0.020.451.11-1.000.711.411.842.051.212.12

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 4.37B4.05B3.91B3.82B4.54B4.96B4.68B5.18B5.58B5.77B5.75B6.20B7.09B-7.59B6.00B6.12B7.45B
Cost of Revenue ------------------
Gross Profit ------------------
Operating Expenses ------------------
Operating Income --------------418.70M406.90M315.00M983.20M
EBITDA ------------------
Interest Expense --------------93.00M132.50M149.60M157.00M
Pretax Income --------------325.70M274.40M165.40M826.20M
Tax Provision --------------60.40M58.90M32.80M201.00M
Net Income -84.00M122.39M127.83M78.28M301.04M186.37M233.53M288.09M342.99M423.05M474.50M707.00M696.00M-263.00M216.80M131.10M621.80M
Diluted EPS -0.811.181.200.732.771.712.152.623.093.764.196.226.16-2.452.071.266.00

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --5.53B5.82B5.36B6.08B6.56B7.65B8.24B8.83B9.57B10.63B11.52B12.80B16.45B14.96B16.80B14.91B16.23B
Total Equity 2.04B1.97B2.02B1.98B2.03B2.35B2.45B2.57B2.75B3.01B3.48B3.74B4.42B4.91B5.77B4.66B4.85B4.91B5.50B
Cash & Equivalents 906.39M723.65M631.30M742.69M444.69M670.53M834.84M1.19B1.03B1.01B1.39B1.47B1.49B1.27B1.23B1.22B3.61B1.72B1.39B
Total Liabilities --3.50B3.83B3.33B3.70B4.10B5.09B5.48B5.82B6.09B6.89B7.09B7.87B10.67B10.27B11.94B9.98B10.70B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 110.44M233.59M157.01M136.67M429.68M378.47M--489.42M632.13M793.16M913.00M1.08B1.22B777.60M354.30M897.50M950.80M
Investing Cash Flow -810.77M-44.66M-275.33M-13.65M-417.66M-465.16M---610.15M-387.17M-1.22B-452.00M-1.42B-3.39B-393.00M599.50M-458.70M-1.46B
Financing Cash Flow 517.60M-281.28M217.24M-418.16M213.72M252.79M--106.79M128.02M514.74M-445.00M113.00M2.13B-376.40M1.42B-2.31B161.20M
Share Buybacks ---2.50M-64.61M00454.00K018.80M2.00M139.00M99.20M440.70M72.70M68.50M122.30M
Dividends Paid 3.59M-12.50M25.22M44.70M51.32M89.94M108.52M131.54M159.28M178.49M188.00M199.00M213.00M217.50M216.60M220.70M223.00M

Ratios (Annual)

Figures in %.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % ------------------
Operating Margin % --------------5.5%6.8%5.1%13.2%
Net Margin % -1.9%3.0%3.3%2.0%6.6%3.8%5.0%5.6%6.2%7.3%8.3%11.4%9.8%-3.5%3.6%2.1%8.4%
ROE % -4.3%6.1%6.5%3.9%12.8%7.6%9.1%10.5%11.4%12.2%12.7%16.0%14.2%-5.6%4.5%2.7%11.3%
ROCE % ------------------

Shareholding Pattern

Insiders
3.53%
Institutions
99.14%
Public Float
102.77%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 9.19% 9.38M $652.95M
2 FMR, LLC 8.97% 9.16M $637.50M
3 Boston Partners 5.72% 5.84M $406.49M
4 Vanguard Portfolio Management LLC 5.30% 5.41M $376.51M
5 Dimensional Fund Advisors LP 4.80% 4.90M $340.84M
6 Vanguard Capital Management LLC 4.33% 4.42M $307.75M
7 State Street Corporation 3.32% 3.39M $235.86M
8 Ariel Investments, LLC 3.16% 3.23M $224.76M
9 LSV Asset Management 2.27% 2.32M $161.16M
10 Arrowstreet Capital, Limited Partnership 1.94% 1.98M $137.64M

Analyst View

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Latest News

Recent headlines for FAF

Google News ue, 08 Sep 2026

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Google News Mon, 31 Aug 2026

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FAF — Frequently Asked Questions

What is the current share price of First American Financial Corporation (FAF)?

As of 2026-09-19 21:16 PDT, First American Financial Corporation (FAF) trades at $71.38 on NYSE. Its 52-week range is $56.38 to $79.16.

What is the market capitalisation of FAF?

First American Financial Corporation (FAF) has a market capitalisation of $7.29B on NYSE.

What is the P/E ratio of FAF?

FAF trades at a trailing price-to-earnings (P/E) ratio of 9.90. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.30.

Does FAF pay a dividend?

First American Financial Corporation (FAF) currently offers a dividend yield of 3.08%.

What is the return on equity (ROE) of FAF?

FAF has a return on equity (ROE) of 13.85%.

Is FAF a good stock to buy?

This page provides a data-driven analysis of First American Financial Corporation (FAF), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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