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Eagle Bancorp, Inc. EGBN R2K

Financial Services · Banks - Regional · United States
https://www.eaglebankcorp.com

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The provide deposit services including business and personal checking accounts; and other deposit services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. It also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; and personal credit cards. In addition, the company provides online and mobile banking services; insurance products and services through a referral program; and treasury management services. The company serves sole proprietors, small, medium, and middle-sized businesses, partnerships, corporations, and non-profit organizations and associations, as well as investors. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland.

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$27.29
+56.86% 1Y

Market & Price

Market Cap
$832.23M
Current Price
$27.29
High / Low (52W)
$28.17 / $15.78
Beta
0.96

Valuation

Stock P/E
-
Industry PE
12.01
Forward P/E
10.42
PEG Ratio
1.71
Book Value
$37.56
Price to Book
0.73
P/S
38.94
EV/EBITDA
-
Dividend Yield
0.71%

Profitability & Returns

ROCE
-
ROE
-10.46%
ROA
-1.18%
Profit Margin
0.00%
Op Margin
35.60%
EPS (Latest Qtr)
$0.48
EPS (TTM)
$-4.13

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$139.29M
Total Assets
$10.50B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
8.00%
Chg in Prom Hold
-
FII / Inst Holding
80.95%
Chg in FII Hold
-0.00%

Financial Snapshot

Enterprise Value
$368.60M
Total Revenue (TTM)
$21.37M
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
$182.00K
Shares Outstanding
30.50M
Gross Margin
0.00%
Payout Ratio
53.57%

Growth (CAGR)

Revenue 5Y
-5.68%
Profit 5Y
-65.99%
Revenue (YoY)
35.30%
Earnings (YoY)
767.60%

PROS

  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Revenue declined at -5.7% CAGR over 5 years.
  • Earnings shrank at -66.0% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 EGBN Eagle Bancorp, Inc. R2K 27.29 - $832.23M 0.71% - -10.46% -5.68% -65.99%
2 JPM JPMorgan Chase & Co. SPX 299.31 14.33 $802.00B 2.00% - 16.47% 12.50% 14.83%
3 V Visa Inc. SPX 326.36 28.48 $620.65B 0.82% 38.38% 60.35% 10.92% 10.28%
4 MA Mastercard Incorporated SPX 493.98 28.57 $436.47B 0.70% 61.47% - 13.82% 14.66%
5 MS Morgan Stanley SPX 208.00 18.84 $328.08B 1.92% - 16.39% 9.52% 15.20%
6 GS The Goldman Sachs Group, Inc. SPX 1,025.56 18.73 $302.55B 1.76% - 14.55% 7.16% 15.11%
7 WFC Wells Fargo & Company SPX 77.54 11.98 $237.29B 2.32% - 12.03% 4.02% 15.98%
8 BLK BlackRock, Inc. SPX 1,046.88 26.32 $162.51B 2.19% 4.89% 11.90% 10.65% 2.36%
9 SCHW The Charles Schwab Corporation SPX 87.35 17.37 $151.91B 1.47% - 19.08% 4.83% 7.21%
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Quarterly Results

Figures in USD.

Metric Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue -----------------------------------73.86M74.19M70.65M80.50M76.40M
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income ----------------------------------------
EBITDA ----------------------------------------
Interest Expense -----------------------------------88.23M83.67M81.94M81.22M68.21M
Pretax Income -----------------------------------2.45M-109.20M-84.42M-5.01M16.06M
Tax Provision -----------------------------------772.00K-39.42M-16.91M-2.57M1.34M
Net Income 20.94M21.46M22.35M23.32M24.14M24.52M25.72M27.02M27.77M29.87M15.57M35.72M37.30M38.95M40.32M33.75M37.24M36.49M35.46M23.12M28.86M41.35M43.47M47.99M43.61M45.74M15.70M37.30M24.23M28.69M27.38M-338.00K-83.80M--1.68M-69.78M-67.51M-2.44M14.72M
Diluted EPS 0.610.630.650.680.710.720.750.790.810.870.451.041.081.131.170.981.081.071.060.700.901.281.361.501.361.420.491.160.780.940.91-0.01-2.78-0.500.06-2.30-2.22-0.48

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -------------356.52M312.08M308.63M299.19M
Cost of Revenue -----------------
Gross Profit -----------------
Operating Expenses -----------------
Operating Income -----------------
EBITDA -----------------
Interest Expense -------------91.75M334.78M398.88M334.60M
Pretax Income -------------189.68M127.52M-30.24M-196.18M
Tax Provision -------------48.75M26.99M16.80M-58.13M
Net Income 10.42M16.66M24.56M35.29M47.01M54.26M84.17M97.71M100.23M152.28M142.94M132.22M-140.93M100.53M-47.03M-138.05M
Diluted EPS 0.550.771.041.461.761.952.502.862.924.424.184.095.524.393.30-1.57-

Compounded Sales Growth

5 Years:-5.68%
1 Year:35.30%

Compounded Profit Growth

5 Years:-65.99%
1 Year:767.60%

Stock Price Performance

1 Year:+56.86%
6 Months:+45.81%
3 Months:+7.27%
1 Month:+5.82%

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --2.09B2.83B3.41B3.77B5.25B6.08B6.89B7.48B8.39B8.99B11.12B-11.15B11.66B11.13B10.50B
Current Assets ------------------
Cash & Equivalents 27.35M110.20M46.46M232.41M339.33M306.96M256.02M298.36M368.16M190.47M321.86M241.97M--277.93M718.94M633.48M695.69M
Inventory ------------------
Receivables ------------------
Total Liabilities --1.88B2.56B3.06B3.38B4.63B5.34B6.05B6.53B7.28B7.80B9.88B-9.92B10.39B9.90B9.37B
Current Liabilities ------------------
Long Term Debt --49.30M49.30M39.30M39.30M119.30M70.00M216.51M216.91M217.30M217.69M268.08M-69.79M69.92M76.11M76.43M
Total Debt --------------1.07B1.39B589.92M111.68M
Total Equity 142.37M188.32M204.72M266.71M349.98M393.86M620.76M738.60M842.80M950.44M1.11B1.19B1.24B-1.23B1.27B1.23B1.13B
Shares Outstanding --------------31.35M29.93M30.20M30.36M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow --43.26M-56.14M15.82M258.68M59.51M98.59M116.82M160.92M165.46M132.68M133.14M-194.90M195.63M123.77M28.50M
Investing Cash Flow --283.28M-462.53M-446.57M-600.74M-725.73M-796.92M-750.95M-810.38M-784.80M-637.13M-557.68M--927.08M-97.70M310.74M570.43M
Financing Cash Flow -262.80M704.62M537.67M309.69M615.28M740.67M703.93M471.76M750.74M424.55M1.97B--670.19M312.90M-523.71M-536.72M
Capital Expenditure -1.67M-2.58M-5.52M-6.01M-5.34M-5.22M-4.66M-7.43M-5.76M-1.48M-2.84M-2.94M--2.11M-70.00K-326.00K-7.73M
Free Cash Flow --45.84M-61.66M9.81M253.34M54.28M93.93M109.39M155.17M163.97M129.84M130.19M-192.79M195.56M123.44M20.76M
Net Change in Cash --------------1.40B410.83M-89.20M62.21M
Share Buybacks ---------054.90M61.43M682.00K33.09M48.03M00

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -------------39.5%32.2%-15.2%-46.1%
ROE % 5.5%8.1%9.2%10.1%11.9%8.7%11.4%11.6%10.5%13.7%12.0%10.7%-11.5%7.9%-3.8%-12.2%
ROCE % -----------------

Shareholding Pattern

Insiders
8.00%
Institutions
80.95%
Public Float
87.99%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 13.24% 4.04M $110.17M
2 North Reef Capital Management LP 8.87% 2.71M $73.85M
3 State Street Corporation 5.08% 1.55M $42.27M
4 T. Rowe Price Investment Management, Inc. 4.41% 1.35M $36.74M
5 Vanguard Capital Management LLC 3.90% 1.19M $32.46M
6 Wellington Management Group, LLP 3.82% 1.17M $31.79M
7 Dimensional Fund Advisors LP 3.67% 1.12M $30.55M
8 Alliancebernstein L.P. 2.96% 902.96K $24.64M
9 Geode Capital Management, LLC 2.26% 690.50K $18.84M
10 Charles Schwab Investment Management, Inc. 2.02% 615.64K $16.80M

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