Company Overview
DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.
Why Investors Should Care
Generates a return on equity of 41.3%, reflecting efficient use of shareholder capital.
Return on capital employed stands at 38.6%.
Net profit has compounded at 21.9% per year over the last five years.
Revenue has grown at a 37.7% CAGR over the past five years.
Trades at a P/E of 22.0, below the sector median of 29.2.
Maintains a net profit margin of 15.0%.
Recent Developments
- Dec 2025 Revenue of $1.09B (+46.6% YoY); net profit $196.80M.
- Trailing 12 Months Year-on-year growth — revenue +55.8%, earnings +28.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 37.7%, profit CAGR 21.9%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 37.69% |
| 1 Year: | 55.80% |
Compounded Profit Growth
| 5 Years: | 21.89% |
| 1 Year: | 28.60% |
Stock Price Performance
| 1 Year: | +30.04% |
| 6 Months: | +31.05% |
| 3 Months: | +30.11% |
| 1 Month: | +3.78% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)50.94 · Neutral
P/E of 21.99 is below the sector median of 29.22 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 41.3%.
- Healthy ROCE of 38.6%.
- Compounding revenue at 37.7% over 5 years.
- Profit CAGR of 21.9% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | DLO DLocal Limited R3KTECH | 14.95 | 21.99 | $2.66B | 1.30% | 38.62% | 41.29% | 37.69% | 21.89% |
| 2 | NVDA NVIDIA Corporation NDXSPXR3KAITECH | 225.73 | 28.50 | $5.45T | 0.46% | 74.66% | 117.21% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPXR3KTECH | 316.22 | 36.22 | $4.61T | 0.34% | 68.72% | 148.75% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXR3KAITECH | 493.95 | 27.49 | $3.67T | 0.79% | 26.33% | 34.04% | 9.93% | 11.90% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AITECH | 439.00 | 32.71 | $2.28T | 0.95% | 30.20% | 39.97% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXR3KAITECH | 368.56 | 46.95 | $1.75T | 0.71% | 16.70% | 44.25% | 17.04% | 54.08% |
| 7 | MU Micron Technology, Inc. NDXSPXR3KAITECH | 1,000.26 | 22.59 | $1.13T | 0.05% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH | 505.74 | 128.36 | $825.61B | 0.00% | 5.47% | 10.20% | 11.81% | 66.28% |
| 9 | ASML ASML Holding N.V. NDXAITECH | 1,764.85 | 59.89 | $677.88B | 0.51% | 42.97% | 53.94% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 216.76M | 256.46M | 282.48M | 337.89M | 335.86M |
| Cost of Revenue | - | 131.88M | 157.57M | 179.29M | 222.08M | 217.18M |
| Gross Profit | - | 84.88M | 98.89M | 103.19M | 115.80M | 118.68M |
| Operating Expenses | - | 38.65M | 41.70M | 47.60M | 52.69M | 65.13M |
| Operating Income | - | 46.23M | 57.18M | 55.58M | 63.11M | 53.55M |
| EBITDA | - | 62.48M | 71.43M | 72.00M | 49.27M | 69.86M |
| Interest Expense | - | 5.26M | 14.89M | 4.04M | -23.93M | 5.60M |
| Pretax Income | - | 51.93M | 51.00M | 61.18M | 64.55M | 56.55M |
| Tax Provision | - | 5.26M | 8.19M | 9.39M | 8.91M | 14.61M |
| Net Income | - | 46.63M | 42.81M | 51.83M | 55.54M | 41.98M |
| Diluted EPS | - | 0.15 | 0.14 | 0.17 | 0.18 | 0.14 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 418.93M | 650.35M | 745.97M | 1.09B |
| Cost of Revenue | - | 216.76M | 373.49M | 451.30M | 690.83M |
| Gross Profit | - | 202.17M | 276.86M | 294.67M | 402.76M |
| Operating Expenses | - | 68.72M | 100.34M | 153.73M | 180.65M |
| Operating Income | - | 133.44M | 176.52M | 140.94M | 222.10M |
| EBITDA | - | 128.61M | 191.32M | 168.91M | 255.17M |
| Interest Expense | - | 177.00K | 578.00K | 501.00K | 254.00K |
| Pretax Income | - | 120.28M | 178.51M | 151.02M | 228.65M |
| Tax Provision | - | 11.59M | 29.43M | 30.55M | 31.75M |
| Net Income | - | 108.68M | 148.96M | 120.42M | 196.80M |
| Diluted EPS | - | 0.35 | 0.49 | 0.39 | 0.65 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 826.30M | 1.08B | 1.17B | 1.54B |
| Current Assets | - | 767.83M | 1.02B | 1.07B | 1.42B |
| Cash & Equivalents | - | 247.83M | 222.81M | 189.03M | 424.50M |
| Inventory | - | - | - | - | - |
| Receivables | - | 218.64M | 319.46M | 457.16M | 520.88M |
| Total Liabilities | - | 426.68M | 629.31M | 682.34M | 971.53M |
| Current Liabilities | - | 422.27M | 625.23M | 677.62M | 965.91M |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 4.08M | 3.96M | 54.45M | 90.28M |
| Total Equity | - | 399.63M | 455.03M | 488.89M | 569.26M |
| Shares Outstanding | - | 296.16M | 295.99M | 304.23M | 294.93M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 154.45M | 293.45M | -32.78M | 415.46M |
| Investing Cash Flow | - | 4.30M | -84.67M | -17.75M | 5.31M |
| Financing Cash Flow | - | -27.33M | -133.87M | -68.59M | -121.07M |
| Capital Expenditure | - | -12.35M | -18.23M | -22.65M | -36.78M |
| Free Cash Flow | - | 142.10M | 275.23M | -55.43M | 378.67M |
| Net Change in Cash | - | 131.43M | 74.92M | -119.12M | 299.69M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | 48.3% | 42.6% | 39.5% | 36.8% |
| Operating Margin % | - | 31.9% | 27.1% | 18.9% | 20.3% |
| Net Margin % | - | 25.9% | 22.9% | 16.1% | 18.0% |
| ROE % | - | 27.2% | 32.7% | 24.6% | 34.6% |
| ROCE % | - | 33.0% | 38.4% | 28.5% | 38.6% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | General Atlantic, L.P. | 15.82% | 46.66M | $662.99M |
| 2 | Summit Trail Advisors, LLC | 2.60% | 7.68M | $109.12M |
| 3 | Blackrock Inc. | 1.72% | 5.08M | $72.20M |
| 4 | Bank of America Corporation | 1.67% | 4.93M | $69.99M |
| 5 | Cria, Inc. | 1.36% | 4.00M | $56.84M |
| 6 | Atmos Capital Gestao de Recursos Ltda | 1.35% | 3.99M | $56.70M |
| 7 | Fourth Sail Capital LP | 1.34% | 3.94M | $56.03M |
| 8 | Ribbit Management Company, LLC | 1.32% | 3.89M | $55.30M |
| 9 | Paradice Investment Management, LLC | 0.93% | 2.73M | $38.83M |
| 10 | Marshall Wace LLP | 0.90% | 2.64M | $37.57M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for DLO
DLocal (DLO) Stock Could Be Cheap on Fair Value but Pricey on Earnings - finance.yahoo.com
<a href="https://news.google.com/rss/articles/CBMimAFBVV95cUxQbWNqUFlSNFhWZ1ZvX1ltcXBwNzZMSzlGc3ZJUi1YWFAyYzRCSU9QYjBTc1ZxVmZkRWRLZlE4ZUNrdUNnX0J1bkVnQ045RlpiOE8wSWluUS1pRWdRXzFHTjdhVWRGSGxtbTVUSVlkQkdEVTh6ZFp3eUJVdnFaWVRad1U0cUVUY2dlWEN1T0…
Wellington Management Group LLP Buys New Position in DLocal Limited $DLO - marketbeat.com
<a href="https://news.google.com/rss/articles/CBMizAFBVV95cUxOVTZERkZVN3FhZk5qY0N4MU9VRUowelgyQjZhZHBDQUhSbzVEMW0zUW54QlI2S3dIdUF2LWx1cVViaXRFVUc0bnN4ZVFHdlFGcnJENUppTmdtWnRfY0xjdjExblN1dDEyU0ZMenpLRHRWM0FpelhoNm5Fd0pzVFVITEVCZTRQSTAxZUxtNU…
DLocal Is Testing the Breakout Level That Could Change Its Stock Story - TradingView
<a href="https://news.google.com/rss/articles/CBMiygFBVV95cUxNb3dpWXBlTzhZVVRfby1nVGwwUF9NRHJ1eFJlQjNwMXJYNWpTSVJFVkRGS1I5SVYyTjN2QTVyeWtacHhXY1Q3LUpPNUJ4TGtDdTVzbEdaRlVtbkpXbVlNcXN6SHlfTkZ4MGlhUV9XTU03MGhKOEtXdWJZMmpLZmZFRnViZHdFTzhxZi1sTH…
Is It Too Late to Buy DLocal Ltd (DLO) After 4.9% Rally? GF Value Says Undervalued - gurufocus.com
<a href="https://news.google.com/rss/articles/CBMitwFBVV95cUxNQkZrajBscnpVTndSRk1Wa2hVNXRWbHp2TmloUWNUTkk1a3JGX1ZjbE9aSlprdHBaMkwwWmd2emxHVm9YOXh6WE1jdTNfUFJ6Y2dDTjV0Yi1vOXNRLVVEX0tQSlF4R2xVLWUzVTBzUXNFUmNINW0zR0JPdlRqTGk4cDl3WWowUnFjejdEeU…
dLocal posts mixed Q2 results with earnings miss, while revenue and payment volume beat (DLO:NASDAQ) - Seeking Alpha
<a href="https://news.google.com/rss/articles/CBMiwgFBVV95cUxPV1FFdTltb1VpYUpkampib2dXNTUyeXBzcHRZdUh2d05zZXdkcnMwN2ZpeE5KdjZFS01TTG11OFkydDh3emF2N2xIekNsS0lWOVhDSUdFRVB0QTZ2V2xvZWtQdk1PVlRiWlpuMF9LNmJnQ2ZhUE9XOEw5TTdlaElqblBjTmU4OXhxWDMwX0…
Dave vs. dLocal: Which Fintech Stock Looks Better for Investors Now? - Zacks Investment Research
<a href="https://news.google.com/rss/articles/CBMiqgFBVV95cUxPWTNYNlh3MlNHQzJiQW5qelEtSUZscThsNVJXNlhMWU9DU0ItQzRZVHRTTk5ja3RYWnoyYnVYQWlQaHd6WWhoSUVZdUxqRllSOGMzZVBrRzQ5MHJfdkYxYWdLN1RoWFk2dVVlZmc3TTcwdF94WWpRNmRMcklzSHM0YXg3d2MzZjFvdzQwMW…
DLO — Frequently Asked Questions
What is the current share price of DLocal Limited (DLO)?
As of 2026-09-19 21:16 PDT, DLocal Limited (DLO) trades at $14.95 on NasdaqGS. Its 52-week range is $10.83 to $15.78.
What is the market capitalisation of DLO?
DLocal Limited (DLO) has a market capitalisation of $2.66B on NasdaqGS.
What is the P/E ratio of DLO?
DLO trades at a trailing price-to-earnings (P/E) ratio of 21.99. The industry average P/E is 29.22. Its price-to-book (P/B) ratio is 7.82.
Does DLO pay a dividend?
DLocal Limited (DLO) currently offers a dividend yield of 1.30%.
What is the return on equity (ROE) of DLO?
DLO has a return on equity (ROE) of 41.29%. Its return on capital employed (ROCE) is 38.62%.
Is DLO a good stock to buy?
This page provides a data-driven analysis of DLocal Limited (DLO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.