🇺🇸 US Stock Screener ← Switch market ⚡ HerAI

Donegal Group Inc. DGICB FINANCIAL

Financial Services · Insurance - Property & Casualty · United States
https://www.donegalgroup.com
Company Profile ↓
$24.75
+78.50% 1Y
Mkt Cap$138.03M
P/E12.89
P/B1.38
Div. Yield2.85%
52W High$26.49
52W Low$13.50
Book Value$17.94
EPS (TTM)$1.92

Company Overview

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

Why Investors Should Care

Reasonable Valuation

Trades at an undemanding P/E of 12.9.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.05.

Dividend Income

Offers a dividend yield of 2.85%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $978.01M (-1.2% YoY); net profit $79.34M.
  • Trailing 12 Months Year-on-year growth — revenue -2.4%, earnings +30.3%.
  • 5-Year Trend Long-term compounding — revenue CAGR 6.0%, profit CAGR 9.4%.

Growth & Price Performance

Compounded Sales Growth

5 Years:5.97%
1 Year:-2.40%

Compounded Profit Growth

5 Years:9.41%
1 Year:30.30%

Stock Price Performance

1 Year:+78.50%
6 Months:+63.18%
3 Months:+30.28%
1 Month:+7.05%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 87% of range
$13.50 $26.49
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)57.46 · Neutral
Price Performance
1M+7.05%
3M+30.28%
6M+63.18%
1Y+78.50%
Valuation vs Sector

P/E of 12.89 is above the sector median of 12.89 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

Ad space

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Attractive dividend yield of 2.85%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Ad space

Valuation

Stock P/E
12.89
Industry PE
12.89
Forward P/E est.
9.89
PEG Ratio
1.90
Book Value
$17.94
Price to Book
1.38
P/S
0.95
EV/EBITDA
9.87
Dividend Yield
2.85%

Growth (CAGR)

Revenue 5Y
5.97%
Profit 5Y
9.41%
Revenue (YoY)
-2.40%
Earnings (YoY)
30.30%

Profitability & Returns

ROCE
-
ROE
11.18%
ROA
2.28%
Profit Margin
7.38%
Op Margin
11.56%
Gross Margin
9.40%
EPS (Latest Qtr)
$-
EPS (TTM)
$1.92

Balance Sheet & Liquidity

Debt/Equity
0.05
Quick Ratio
0.16
Current Ratio
0.51
Debt
$35.00M
Total Assets
$2.48B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
0.03%
Chg in Prom Hold
-
FII / Inst Holding
93.15%
Chg in FII Hold
-0.00%

Financial Snapshot

Enterprise Value
$138.03M
Total Revenue (TTM)
$963.18M
EBITDA
$91.54M
Free Cash Flow
$41.86M
Operating Cash Flow
$58.39M
Shares Outstanding
5.58M
Gross Margin
9.40%
Payout Ratio
34.90%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 DGICB Donegal Group Inc. FINANCIAL 24.75 12.89 $138.03M 2.85% - 11.18% 5.97% 9.41%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026Jun 2026
Revenue 158.02M159.80M163.80M166.07M169.85M175.31M177.20M178.97M183.58M185.72M190.76M189.33M195.79M199.90M186.81M214.71M198.79M198.01M200.94M184.91M198.90M196.51M197.50M197.97M205.15M203.11M207.63M204.31M212.84M224.75M229.20M233.93M241.14M246.77M251.74M245.17M247.15M245.92M236.00M241.12M
Net Income 6.47M5.69M1.98M11.85M8.58M4.81M5.55M5.10M-2.32M7.11M-2.78M-18.18M-789.86K1.21M-15.00M23.02M4.79M5.19M14.15M3.73M22.68M11.84M14.57M10.53M16.16M-6.71M13.15M-8.21M-10.38M5.20M2.00M-805.30K5.96M4.15M16.75M25.21M16.87M20.08M11.51M22.31M

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 386.73M408.55M475.02M514.98M547.11M586.55M636.39M688.42M739.03M771.83M812.45M777.82M816.47M848.22M927.34M989.61M978.01M
Net Income 18.83M11.47M452.95K23.09M26.32M14.54M20.99M30.80M7.12M-32.76M47.15M52.82M25.25M-1.96M4.43M50.86M79.34M

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --1.17B1.29B1.34B1.39B1.46B1.54B1.62B1.74B1.83B1.92B2.16B2.26B2.24B2.27B2.34B2.39B
Total Equity 363.58M385.51M380.10M383.45M400.03M396.88M416.13M408.39M438.62M448.70M398.87M451.02M517.77M531.04M483.59M479.75M545.78M640.42M
Total Liabilities --794.52M907.34M936.86M988.53M1.04B1.13B1.18B1.29B1.43B1.47B1.64B1.72B1.76B1.79B1.79B1.75B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 34.10M22.00M21.08M24.96M46.01M--60.03M81.00M63.78M76.36M101.13M76.73M67.11M28.62M67.44M70.20M
Investing Cash Flow -13.00M-43.19M-31.11M-4.76M-28.07M---51.32M-58.44M-37.61M-43.38M-99.68M-62.20M-98.50M-16.71M-48.04M-91.13M
Financing Cash Flow -10.01M24.60M6.93M-13.65M-10.10M---12.26M-9.31M-11.41M-36.26M52.32M-59.92M-1.20M-13.25M9.73M-5.21M
Capital Expenditure -941.02K-651.16K-238.54K-744.08K-1.25M-2.13M-151.54K----------
Free Cash Flow 33.16M21.35M20.84M24.22M44.75M------------
Share Buybacks 393.64K145.69K1.54M1.93M376.46K12.03K28.12M----------
Dividends Paid -------------20.50M21.89M22.70M25.67M

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % 4.9%2.8%0.1%4.5%4.8%2.5%3.3%4.5%1.0%-4.2%5.8%6.8%3.1%-0.2%0.5%5.1%8.1%
ROE % 4.9%3.0%0.1%5.8%6.6%3.5%5.1%7.0%1.6%-8.2%10.5%10.2%4.8%-0.4%0.9%9.3%12.4%
ROCE % -----------------

Shareholding Pattern

Insiders
0.03%
Institutions
93.15%
Public Float
93.17%

Top Institutional Holders

#Holder% HeldSharesValue
1 Dimensional Fund Advisors LP 2.96% 164.82K $3.47M
2 Logan Capital Management Inc 2.42% 135.19K $2.85M
3 Vanguard Capital Management LLC 1.45% 80.79K $1.70M
4 Minerva Advisors LLC 0.32% 17.86K $375.87K
5 Wedbush Securities Inc 0.23% 12.75K $268.43K
6 Lewis Asset Management, LLC 0.21% 11.82K $248.81K
7 Vanguard Fiduciary Trust Co 0.09% 5.06K $106.45K
8 Vanguard Global Advisers, LLC 0.08% 4.46K $93.80K
9 Royal Bank of Canada 0.04% 2.08K $43.76K
10 Morgan Stanley 0.01% 430 $9.05K

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for DGICB

Google News hu, 30 Jul 2026

Donegal Group Q2 Net Income Rises to $22.3 Million - Quiver Quantitative

<a href="https://news.google.com/rss/articles/CBMijgFBVV95cUxNUTZueFJXQmFvX0ZxNnl0OHNsWklkeXE1LXdOd0JsZVotcy12OTA0WW1hNHRoeDh5TWsyVFFxTjY4Q05GVC15a0hLYUtsRWV5QUJQNUsyNmFXWXNNUFh5M0RTNHlkSmtPblliSjNqajRSSmlsWkxVWVhvb1dxaTNMaWtZSFdQSTJQNmVSNH…

Google News Sat, 01 Aug 2026

Donegal Group Inc. (DGICB) Advances 2.28% to $22.40 as Insurance Sector Momentum Builds - Single Stock ETF - vinanet.vn

<a href="https://news.google.com/rss/articles/CBMivgFBVV95cUxNbWp6bFN2MUtYWnFQZ2JkYnZZRUZHWGtodG5wam9YM0JRenhKbll0dFVreDRZYUdpRlJFQWMyaEJMTjM1Z2RKbTU0cnl4dDdjZndmcTVQRTJTN0lTSlM2SEV3RXpxdFhkZWwtd3I5dEZ3Wlc5Ukw3dktYWW9Vajg3Z3AyaUZJNVNQRUIxN3…

Google News hu, 16 Jul 2026

Donegal Group Inc. Announces Quarterly Dividend - finance.yahoo.com

<a href="https://news.google.com/rss/articles/CBMipAFBVV95cUxNSzBXdE4yd3RrV1FvZDRfR0Rid2N0eVgya2tqV0lfSnMtS1M4T1BiQjR2MTNtWXVDVFQybnRuVG1OQkJETVVaWDZpZDJxbjlRNDVwQW5ZZXR4Uy1VT2hNY3dqY2NRdDdfT043TGwwQzlFNXpVeXFrbWN2TmZNVUI5ZFRCSXoxZkQ0MjFsak…

Google News Wed, 19 Aug 2026

Donegal (DGICB) Financial Update: EPS Exceeds Its Estimate in the Latest Reading; Market Reaction: Shares End With Little Net Change in the Current Update - EPS Estimate Trend - siam.in

<a href="https://news.google.com/rss/articles/CBMingJBVV95cUxNMV9HV3o4bkxpYWhGYkY1Tml1cXlDSkxtR2JYYk93M3FFZXVDRkM4dXM3VWMyWXg4UDRyQ2ZPa01MQkRaay02a3RFcnZOY3kxOEFwR2JsU1lhWUotMkxkUER2R1dsVEJ4bnkxcmtyM3huUEJPTVJDX0xiVFZ0X05pR2lEZ0VwZm5OSjY3eH…

Google News Fri, 07 Aug 2026

Donegal Group Inc. (DGICB) Jumps 3.85% to $24.01 — Approaching Key Resistance - PCR Spike - dars.gov.et

<a href="https://news.google.com/rss/articles/CBMirwFBVV95cUxNVGc2djVlTDduakMweXhKRTBLTDF6c0lvSUtBQmhCRGFoMTllbnZDMHNBcTVZbUk3QUZFM2RJazA1S2drcUw0aXVhX1RVYXFkZlp1cXhFQlN3ZWtIZVNYb2NISmpxa2lDcU5tV0NWT0hsLVkwdFV1bmtJT3prbmZ4dEs5bGVtaklmUzJ1Sn…

Google News hu, 25 Jul 2024

DGICB Stock Earnings: Donegal Gr Reported Results for Q2 2024 - InvestorPlace

<a href="https://news.google.com/rss/articles/CBMingFBVV95cUxQQ2VkLUFpZ0pJRlFGSmVadDd0dllBV2dZcnp2SEpVNUpXZGYzVmVhMVhESHN6cjhuRE1zOGVVdjJVQ00zMWJZOTB3X0JYSkhscnZUUFJDaC1uc2FhSVR0N296ZUo5S3o5T2hjNDZnc2tia1RTTExGU3k4NHdHR1Z3OTJCa05BWG8zV2NhX1…

DGICB — Frequently Asked Questions

What is the current share price of Donegal Group Inc. (DGICB)?

As of 2026-09-19 21:16 PDT, Donegal Group Inc. (DGICB) trades at $24.75 on NasdaqGS. Its 52-week range is $13.50 to $26.49.

What is the market capitalisation of DGICB?

Donegal Group Inc. (DGICB) has a market capitalisation of $138.03M on NasdaqGS.

What is the P/E ratio of DGICB?

DGICB trades at a trailing price-to-earnings (P/E) ratio of 12.89. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.38.

Does DGICB pay a dividend?

Donegal Group Inc. (DGICB) currently offers a dividend yield of 2.85%.

What is the return on equity (ROE) of DGICB?

DGICB has a return on equity (ROE) of 11.18%.

Is DGICB a good stock to buy?

This page provides a data-driven analysis of Donegal Group Inc. (DGICB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks