CVB Financial Corp. CVBF R2K
Company Overview
CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services. In addition, the company offers various specialized services, such as treasury management systems for monitoring and managing cash flow, a merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access; and foreign exchange and letters of credit services. Further, it provides financial and trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corp. was founded in 1974 and is headquartered in Ontario, California.
Why Investors Should Care
Trades at an undemanding P/E of 14.8.
Maintains a net profit margin of 40.3%.
Offers a dividend yield of 3.56%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +0.3%, earnings +4.4%.
- 5-Year Trend Long-term compounding — profit CAGR 7.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 0.30% |
Compounded Profit Growth
| 5 Years: | 7.54% |
| 1 Year: | 4.40% |
Stock Price Performance
| 1 Year: | +11.58% |
| 6 Months: | +21.42% |
| 3 Months: | +11.84% |
| 1 Month: | +7.94% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)65.42 · Neutral
P/E of 14.75 is above the sector median of 13.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 40.3%.
- Attractive dividend yield of 3.56%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CVBF CVB Financial Corp. R2K | 22.71 | 14.75 | $4.01B | 3.56% | - | 9.20% | - | 7.54% |
| 2 | JPM JPMorgan Chase & Co. SPX | 346.91 | 16.61 | $929.55B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 488.35 | 14.54 | $682.86B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 355.14 | 30.99 | $589.43B | 0.75% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 535.21 | 30.99 | $469.40B | 0.65% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 61.59 | 15.28 | $432.24B | 1.88% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 228.55 | 20.70 | $360.49B | 1.76% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,152.07 | 17.79 | $339.87B | 1.58% | - | 16.95% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 87.51 | 13.53 | $267.80B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 15.83M | 26.81M | 27.89M | 28.61M | 23.39M | 25.51M | 25.45M | 27.08M | 28.50M | 28.37M | 29.68M | 17.85M | 34.91M | 35.37M | 38.56M | 43.16M | 51.64M | 54.48M | 50.42M | 51.28M | 37.98M | 41.63M | 47.49M | 50.06M | 63.89M | 51.18M | 49.75M | 45.56M | 59.06M | 64.64M | 59.27M | 55.77M | 57.89M | 48.60M | 50.03M | 51.22M | 51.10M | 50.56M | 52.59M | 51.00M |
| Diluted EPS | 0.15 | 0.25 | 0.26 | 0.27 | 0.22 | 0.23 | 0.23 | 0.25 | 0.26 | 0.26 | 0.27 | 0.16 | 0.32 | 0.32 | 0.30 | 0.31 | 0.37 | 0.39 | 0.36 | 0.37 | 0.27 | 0.31 | 0.35 | 0.37 | 0.47 | 0.38 | 0.37 | 0.31 | 0.42 | 0.46 | 0.42 | 0.40 | 0.42 | 0.35 | 0.36 | 0.37 | 0.36 | 0.37 | 0.38 | 0.38 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 300.00K | 314.00M | 314.00M | 314.00M |
| Net Income | 65.42M | 62.94M | 81.73M | 77.28M | 95.61M | 104.02M | 99.14M | 101.43M | 104.41M | 152.00M | 207.83M | 177.16M | 212.52M | 235.43M | 221.44M | 200.72M | 209.30M |
| Diluted EPS | 0.56 | 0.59 | 0.77 | 0.74 | 0.91 | 0.98 | 0.93 | 0.94 | 0.95 | 1.24 | 1.48 | 1.30 | 1.56 | 1.67 | 1.59 | 1.44 | 1.52 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 6.74B | 6.44B | 6.48B | 6.36B | 6.66B | 7.38B | 7.67B | 8.07B | 8.27B | 11.53B | 11.28B | 14.42B | 15.88B | 16.48B | 16.02B | 15.15B | 15.63B |
| Total Equity | 614.89M | 638.23M | 643.86M | 714.81M | 762.97M | 771.89M | 878.11M | 923.40M | 990.86M | 1.07B | 1.85B | 1.99B | 2.01B | 2.08B | 1.95B | 2.08B | 2.19B | 2.30B |
| Cash & Equivalents | 95.30M | 103.25M | 404.27M | 345.34M | 98.43M | 94.69M | 105.77M | 106.10M | 121.63M | 144.38M | 163.95M | 185.52M | 1.96B | 1.73B | 203.46M | 281.29M | 204.70M | 376.39M |
| Long Term Debt | - | - | - | 450.00M | 200.00M | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 5.79B | 5.77B | 5.60B | 5.89B | 6.50B | 6.75B | 7.08B | 7.20B | 9.68B | 9.29B | 12.41B | 13.80B | 14.53B | 13.94B | 12.97B | 13.34B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 66.67M | 102.86M | 130.02M | 154.76M | 111.81M | - | - | 124.53M | 138.41M | 164.95M | 208.18M | 185.10M | 195.24M | 273.73M | 295.63M | 249.76M | 221.41M |
| Investing Cash Flow | 561.81M | 550.43M | -86.66M | -221.09M | -378.46M | - | - | -154.02M | 140.03M | 811.08M | 325.32M | -1.27B | -1.73B | -1.18B | 536.28M | 852.75M | -210.31M |
| Financing Cash Flow | -620.52M | -352.28M | -102.29M | -180.59M | 262.91M | - | - | 45.02M | -255.70M | -956.46M | -511.94M | 2.86B | 1.31B | -625.85M | -754.08M | -1.18B | 160.59M |
| Capital Expenditure | -4.16M | -6.71M | -1.68M | -4.27M | -2.42M | -1.89M | -1.87M | -12.62M | -4.89M | -4.19M | -5.52M | -4.67M | -4.68M | -5.36M | -4.52M | -5.13M | -4.07M |
| Free Cash Flow | 62.51M | 96.15M | 128.34M | 150.49M | 109.39M | - | - | 111.92M | 133.52M | 160.76M | 202.66M | 180.42M | 190.56M | 268.37M | 291.11M | 244.63M | 217.34M |
| Share Buybacks | - | 5.17M | 12.53M | 54.00K | 559.00K | 5.47M | 834.00K | 1.91M | 1.13M | 7.76M | 2.64M | 92.77M | 8.34M | 46.33M | 21.22M | 2.82M | 81.12M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| ROE % | 10.3% | 9.8% | 11.4% | 10.1% | 12.4% | 11.8% | 10.7% | 10.2% | 9.8% | 8.2% | 10.4% | 8.8% | 10.2% | 12.1% | 10.7% | 9.2% | 9.1% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 10.78% | 19.03M | $429.81M |
| 2 | State Street Corporation | 4.51% | 7.96M | $179.73M |
| 3 | Vanguard Portfolio Management LLC | 4.47% | 7.89M | $178.24M |
| 4 | Dimensional Fund Advisors LP | 4.31% | 7.61M | $171.98M |
| 5 | FMR, LLC | 4.22% | 7.44M | $168.09M |
| 6 | Vanguard Capital Management LLC | 3.22% | 5.69M | $128.51M |
| 7 | Charles Schwab Investment Management, Inc. | 2.61% | 4.60M | $103.87M |
| 8 | Parallel Advisors, LLC | 2.07% | 3.66M | $82.64M |
| 9 | Geode Capital Management, LLC | 1.86% | 3.28M | $74.13M |
| 10 | Silvercrest Asset Management Group, LLC | 1.34% | 2.36M | $53.31M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CVBF
CVB Financial (CVBF) Projected to Announce Quarterly Earnings on Wednesday - MarketBeat
<a href="https://news.google.com/rss/articles/CBMixAFBVV95cUxOR2xmQUZUVl9pX3Y4OEtFTWRTRGRGZjVRNDRXWmdsRVZBZjVON3daUnZXODJpcnhOUnpEeDBtcmVSZWx2eHJ1RTZfLUNrZEVaczlHQTVDUU53SEFaWGk5WTBidERhWTV2UGdHSzZqdmVWdTB4V2dGNXFqeW5yM01MS1hUYWRSNGpiLWdHVl…
3 Reasons CVBF is Risky and 1 Stock to Buy Instead - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMikAFBVV95cUxQc3poWmJKVUI2d0F4Qk5Ob1hhTk9aMjVnSWpwWnhiZ1FQa21oYVB4ZTBIU29ra2FVZmpMLUladkE0STQwc2tFUTJ0M2Y3NnZiMGNCS01heFFtbDZOd1RzOXBJdGRWcWx1Q2JPcnp6WEJtWG5aSG5PRzhPbnJZZEpic1RWbVZpLVhJQTNDZX…
CVB Financial Corp (CVBF) Stock Forecast, Price Targets and Analysts Predictions - GuruFocus
<a href="https://news.google.com/rss/articles/CBMi_AJBVV95cUxNV1hucFlEcVBPblYxcFJLM2k2VzhKSmV4NXRBbWVDTGZrd2RwTlc0U1FjRGd6ek5TVU5DaUR6SDV3SHRRbFY5NXRwUnJhQnVvSzJHX25ldjlZTjhSRFk4RGdlb054bkR6RW5Dc2MtWVhBVVVad1J4Z2N6YTRaenFORG1aOHZPQ1VQQ0dtY2…
CVB Financial (CVBF) Beat Q4 Estimates, Is The Stock Still Cheap? - simplywall.st
<a href="https://news.google.com/rss/articles/CBMiyAFBVV95cUxPaU5YWV9zLXp0Ull2VHllMFFVSUVPak9BbXpzem9FLXdsMjhQWFlRT0RFWDBZNjZmcU5GNkdMaWtpTlV5NnFKTkJOWGNCRzJ2UDQ4WTBwT1dkV1F5MG1aV3JOTG5SaFVRNENCUTlKbkNfNWJoOENKUXhqdVV1N2tpUVBTWHk5bXRZRWFzdD…
Why CVB Financial (CVBF) Stock Is Trading Up Today - StockStory
<a href="https://news.google.com/rss/articles/CBMirwFBVV95cUxQWVBkNEFtTFF1TTZQUHFKLVJIY0FqaWVSdHFhaGd0OUw4XzJMRXlQUEJlWXZCRXVJcGxIZ0pVTV9KNlZEWEVNclFtOWZyZFdJakdWZDJXZWt6UGZjV3dIY0R2dUNVaUpkSlk1cjNrY1NXN0R0cTJrdnpiVjVFNWtmVnJPSV9nWFpESlU5bW…
CVB Financial extends cash dividend streak to 147 quarters - Stock Titan
<a href="https://news.google.com/rss/articles/CBMitwFBVV95cUxNYzBENlRXclNjWE9IWk5Tb3VpLTdHS1pTUnVwbTJCTjNmMnhqMVBTZjBCVDBoTEhFQ3BlVmljUjRBbVlveEtFUXJidG8yeUt5Zi1ueUxUc19ZaVZ5bE5Rd0JGRmZfNXl5TS02ZGtzV1M1Umh2SHRWd29ycThCdXB3b25VTFpnTG8wOHNBVk…
CVBF — Frequently Asked Questions
What is the current share price of CVB Financial Corp. (CVBF)?
As of 2026-07-15 16:51 PDT, CVB Financial Corp. (CVBF) trades at $22.71 on NasdaqGS. Its 52-week range is $17.52 to $22.90.
What is the market capitalisation of CVBF?
CVB Financial Corp. (CVBF) has a market capitalisation of $4.01B on NasdaqGS.
What is the P/E ratio of CVBF?
CVBF trades at a trailing price-to-earnings (P/E) ratio of 14.75. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 1.32.
Does CVBF pay a dividend?
CVB Financial Corp. (CVBF) currently offers a dividend yield of 3.56%.
What is the return on equity (ROE) of CVBF?
CVBF has a return on equity (ROE) of 9.20%.
Is CVBF a good stock to buy?
This page provides a data-driven analysis of CVB Financial Corp. (CVBF), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.