Central Plains Bancshares, Inc. CPBI FINANCIAL
Company Overview
Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. The company provides deposits accounts, including checking and savings accounts and certificates of deposit. It also provides one- to four-family residential mortgage loans secured by properties, commercial non-real estate loans, multi-family residential real estate loans, construction and land development loans, and agricultural real estate and non-real estate loans, as well as consumer loans, such as dental implant loans, automobile loans, energy loans, student loans, recreation vehicle loans, boat loans, and unsecured preferred lines of credit. In addition, the company offers automated teller machines and electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. Central Plains Bancshares, Inc. was founded in 1935 and is headquartered in Grand Island, Nebraska.
Why Investors Should Care
Net profit has compounded at 34.4% per year over the last five years.
Trades at an undemanding P/E of 17.8.
Maintains a net profit margin of 20.7%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +13.1%, earnings +50.0%.
- 5-Year Trend Long-term compounding — profit CAGR 34.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 13.10% |
Compounded Profit Growth
| 5 Years: | 34.44% |
| 1 Year: | 50.00% |
Stock Price Performance
| 1 Year: | +35.15% |
| 6 Months: | +19.60% |
| 3 Months: | +12.84% |
| 1 Month: | +1.89% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)55.36 · Neutral
P/E of 17.79 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 20.7%.
- Profit CAGR of 34.4% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CPBI Central Plains Bancshares, Inc. FINANCIAL | 20.99 | 17.79 | $81.61M | 0.00% | - | 5.15% | - | 34.44% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Jun 2023 | Sep 2023 | Dec 2023 | Jun 2024 | Sep 2024 | Dec 2024 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 675.00K | 1.07M | -1.06M | 946.00K | 973.00K | 937.00K | 903.00K | 952.00K | 951.00K | 988.00K | 882.00K | 1.18M |
| Diluted EPS | - | - | - | - | - | 0.31 | 0.24 | 0.25 | 0.25 | 0.26 | 0.23 | 0.31 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Net Income | 1.65M | 3.76M | 3.65M | 4.00M |
| Diluted EPS | - | 2.19 | 0.96 | 1.05 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 437.79M | 463.28M | 508.70M | 558.65M |
| Current Assets | - | 367.19M | 388.68M | - | - |
| Cash & Equivalents | - | 16.56M | 11.45M | 28.68M | 29.93M |
| Inventory | - | - | - | - | - |
| Receivables | - | - | 2.25M | 3.10M | 3.26M |
| Total Liabilities | - | 399.13M | 385.00M | 425.37M | 469.66M |
| Current Liabilities | - | 4.14M | 5.79M | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | - | - | - | - |
| Total Equity | 38.40M | 38.67M | 78.28M | 83.33M | 88.99M |
| Shares Outstanding | - | 4.13M | 4.44M | 4.51M | 4.48M |
Cash Flows (Annual)
Figures in USD.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Operating Cash Flow | 4.47M | 5.71M | 4.46M | 6.69M |
| Investing Cash Flow | -32.93M | -31.16M | -27.90M | -48.98M |
| Financing Cash Flow | 26.04M | 20.34M | 40.67M | 43.54M |
| Capital Expenditure | -303.00K | -2.28M | -7.53M | -878.00K |
| Free Cash Flow | 4.17M | 3.43M | -3.07M | 5.81M |
| Share Buybacks | - | - | 413.00K | 679.00K |
Ratios (Annual)
Figures in %.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Gross Margin % | - | - | - | - |
| Operating Margin % | - | - | - | - |
| Net Margin % | - | - | - | - |
| ROE % | 4.3% | 4.8% | 4.4% | 4.5% |
| ROCE % | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Stilwell Value LLC | 9.75% | 406.87K | $8.47M |
| 2 | Graham Capital Wealth Management, LLC | 4.22% | 176.07K | $3.67M |
| 3 | Oppenheimer & Close, LLC | 3.95% | 165.01K | $3.44M |
| 4 | Mangrove Partners IM, LLC | 3.79% | 158.10K | $3.29M |
| 5 | Vanguard Capital Management LLC | 3.68% | 153.64K | $3.20M |
| 6 | Alliancebernstein L.P. | 3.22% | 134.22K | $2.79M |
| 7 | Minerva Advisors LLC | 1.18% | 49.12K | $1.02M |
| 8 | Geode Capital Management, LLC | 0.88% | 36.85K | $767.13K |
| 9 | Cambridge Investment Research Advisors Inc. | 0.64% | 26.73K | $556.54K |
| 10 | Renaissance Technologies, LLC | 0.58% | 24.20K | $503.84K |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CPBI
(CPBI) Movement as an Input in Quant Signal Sets - Stock Traders Daily
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Central Plains Bancshares approves submission for new 10% share repurchase program - tradingview.com
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Central Plains Bancshares Consolidates Near $19.95 as Trading Activity Remains Steady (CPBI) - RVOL Spike - vinanet.vn
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CPBI Price Today: Central Plains Bancshares, Inc. Stock Price, Quote & Chart | MEXC - MEXC
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Tranche Update on Central Plains Bancshares, Inc.'s Equity Buyback Plan announced on October 28, 2024. - marketscreener.com
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Central Plains Bancshares (CPBI) Edges Higher, Testing Key Resistance Near $19.57 - Reversal Trade - dars.gov.et
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CPBI — Frequently Asked Questions
What is the current share price of Central Plains Bancshares, Inc. (CPBI)?
As of 2026-09-19 21:16 PDT, Central Plains Bancshares, Inc. (CPBI) trades at $20.99 on NasdaqCM. Its 52-week range is $15.38 to $21.45.
What is the market capitalisation of CPBI?
Central Plains Bancshares, Inc. (CPBI) has a market capitalisation of $81.61M on NasdaqCM.
What is the P/E ratio of CPBI?
CPBI trades at a trailing price-to-earnings (P/E) ratio of 17.79. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.91.
What is the return on equity (ROE) of CPBI?
CPBI has a return on equity (ROE) of 5.15%.
Is CPBI a good stock to buy?
This page provides a data-driven analysis of Central Plains Bancshares, Inc. (CPBI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.