Catalyst Bancorp, Inc. CLST FINANCIAL
Company Overview
Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.
Why Investors Should Care
Maintains a net profit margin of 17.5%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +8.7%, earnings +0.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 8.70% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | 0.00% |
Stock Price Performance
| 1 Year: | +44.58% |
| 6 Months: | +10.57% |
| 3 Months: | +13.69% |
| 1 Month: | +4.64% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)69.25 · Neutral
P/E of 32.39 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CLST Catalyst Bancorp, Inc. FINANCIAL | 18.14 | 32.39 | $73.17M | 0.00% | - | 2.48% | - | - |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 260.00K | -404.00K | 151.00K | 260.00K | 1.43M | -141.00K | 15.00K | 135.00K | 73.00K | 16.00K | 151.00K | -4.69M | 527.00K | 447.00K | 586.00K | 521.00K | 489.00K | 558.00K |
| Diluted EPS | - | - | - | - | - | - | - | 0.03 | 0.02 | 0.01 | 0.03 | -1.15 | 0.13 | 0.11 | 0.16 | 0.14 | 0.13 | 0.15 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Net Income | -703.00K | 1.92M | 180.00K | 526.00K | -3.09M | 2.05M |
| Diluted EPS | - | - | 0.04 | 0.12 | -0.78 | 0.56 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Total Assets | - | 224.69M | 285.61M | 263.36M | 270.93M | 276.70M | 282.93M |
| Total Equity | 51.12M | 50.75M | 98.59M | 88.49M | 84.56M | 80.20M | 81.72M |
| Cash & Equivalents | - | 25.25M | 40.88M | 13.47M | 19.01M | 44.30M | 25.20M |
| Long Term Debt | - | 8.84M | 9.02M | 9.20M | 19.38M | 9.56M | 14.73M |
| Total Liabilities | - | 174.16M | 187.06M | 174.85M | 186.37M | 196.49M | 201.20M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | 857.00K | 3.43M | 772.00K | 2.01M | 3.17M | 3.29M |
| Investing Cash Flow | -313.00K | -46.59M | -14.14M | -267.00K | 17.82M | -24.39M |
| Financing Cash Flow | 6.79M | 58.80M | -14.04M | 3.80M | 4.29M | 2.01M |
| Capital Expenditure | -547.00K | -1.51M | -252.00K | -172.00K | -430.00K | -188.00K |
| Free Cash Flow | 310.00K | 1.92M | 520.00K | 1.84M | 2.74M | 3.10M |
| Share Buybacks | - | - | 2.34M | 6.32M | 5.76M | 2.59M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - |
| ROE % | -1.4% | 1.9% | 0.2% | 0.6% | -3.9% | 2.5% |
| ROCE % | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Stilwell Value LLC | 9.03% | 364.08K | $6.59M |
| 2 | Graham Capital Wealth Management, LLC | 4.86% | 195.94K | $3.55M |
| 3 | Vanguard Capital Management LLC | 4.70% | 189.49K | $3.43M |
| 4 | Knott David M., Jr. | 2.83% | 114.00K | $2.06M |
| 5 | Blackrock Inc. | 1.71% | 68.80K | $1.25M |
| 6 | Alliancebernstein L.P. | 1.51% | 61.07K | $1.11M |
| 7 | Geode Capital Management, LLC | 0.86% | 34.57K | $625.74K |
| 8 | Montz Harcus Wealth Management LLC | 0.74% | 30.00K | $543.00K |
| 9 | Kestra Advisory Services, LLC | 0.62% | 25.00K | $452.50K |
| 10 | Vanguard Fiduciary Trust Co | 0.60% | 24.35K | $440.75K |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CLST
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Catalyst Bancorp (CLST) CEO uses stock to pay taxes - Stock Titan
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CLST — Frequently Asked Questions
What is the current share price of Catalyst Bancorp, Inc. (CLST)?
As of 2026-09-19 21:16 PDT, Catalyst Bancorp, Inc. (CLST) trades at $18.14 on NasdaqCM. Its 52-week range is $12.55 to $18.14.
What is the market capitalisation of CLST?
Catalyst Bancorp, Inc. (CLST) has a market capitalisation of $73.17M on NasdaqCM.
What is the P/E ratio of CLST?
CLST trades at a trailing price-to-earnings (P/E) ratio of 32.39. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.78.
What is the return on equity (ROE) of CLST?
CLST has a return on equity (ROE) of 2.48%.
Is CLST a good stock to buy?
This page provides a data-driven analysis of Catalyst Bancorp, Inc. (CLST), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.