Coastal Financial Corporation CCB R2KR3KFINANCIAL
Company Overview
Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company also offers commercial and industrial loans, such as term loans, commercial lines of credit, capital call lines working capital loans, equipment financing, borrowing base loans, small business administration loans, and other loan products; owner and non-owner-occupied real estate loans, and multi-family residential loans; construction and development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as personal lines of credit, including overdraft protection. In addition, it provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services; and debit cards. Further, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as Banking as a Service (BaaS), a platform that allows digital financial service partners to offer their customers banking services. The company was founded in 1997 and is headquartered in Everett, Washington.
Why Investors Should Care
Net profit has compounded at 30.9% per year over the last five years.
Trades at an undemanding P/E of 15.7.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue -1.5%, earnings +3.9%.
- 5-Year Trend Long-term compounding — profit CAGR 30.9%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | -1.50% |
Compounded Profit Growth
| 5 Years: | 30.95% |
| 1 Year: | 3.92% |
Stock Price Performance
| 1 Year: | -53.59% |
| 6 Months: | -35.92% |
| 3 Months: | -28.35% |
| 1 Month: | +14.57% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)46.94 · Neutral
P/E of 15.68 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Profit CAGR of 30.9% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 57.7% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CCB Coastal Financial Corporation R2KR3KFINANCIAL | 50.33 | 15.68 | $769.08M | 0.00% | - | -0.83% | - | 30.95% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 1.88M | 1.90M | 1.84M | 2.20M | 2.60M | 2.81M | 3.27M | 3.51M | 2.72M | 3.67M | 4.09M | 6.02M | 7.01M | 6.68M | 6.23M | 10.18M | 11.10M | 12.39M | 12.91M | 10.27M | 6.80M | 11.60M | 13.46M | 9.73M | 11.03M | 13.59M | 12.02M | -42.10M |
| Diluted EPS | 0.20 | 0.21 | 0.20 | 0.24 | 0.22 | 0.23 | 0.27 | 0.29 | 0.22 | 0.30 | 0.34 | 0.49 | 0.56 | 0.54 | 0.46 | 0.76 | 0.82 | 0.91 | 0.95 | 0.75 | 0.50 | 0.84 | 0.97 | 0.63 | 0.71 | 0.88 | 0.78 | -2.76 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Net Income | 5.44M | 9.70M | 13.20M | 15.15M | 27.00M | 40.62M | 44.58M | 45.22M | 46.99M |
| Diluted EPS | 0.59 | 0.91 | 1.08 | 1.24 | 2.16 | 3.01 | 3.27 | 3.26 | 3.06 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 805.75M | 952.11M | 1.13B | 1.77B | 2.64B | 3.14B | 3.45B | 3.53B | 3.68B | 3.75B | 3.86B | 3.96B | 4.06B | 4.12B | 4.74B |
| Total Equity | 59.90M | 65.71M | 109.16M | 124.17M | 140.22M | 201.22M | 243.49M | - | - | - | 294.98M | - | - | - | 438.70M | 490.96M |
| Total Liabilities | - | 740.04M | 842.95M | 1.00B | 1.63B | 2.43B | 2.90B | 3.19B | 3.26B | 3.39B | 3.46B | 3.56B | 3.64B | 3.73B | 3.68B | 4.25B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 7.62M | 14.40M | 13.67M | 19.33M | 29.85M | 67.10M | 191.54M | 259.79M | 254.58M |
| Investing Cash Flow | -61.76M | -139.12M | -164.55M | -666.54M | -239.64M | -987.95M | -594.01M | -608.57M | -525.65M |
| Financing Cash Flow | 59.65M | 133.92M | 154.47M | 622.26M | 859.84M | 449.83M | 543.46M | 318.17M | 555.52M |
| Capital Expenditure | -1.06M | -1.15M | -1.21M | -5.37M | -2.59M | -2.84M | -6.25M | -9.90M | -8.44M |
| Free Cash Flow | 6.56M | 13.25M | 12.46M | 13.96M | 27.25M | 64.26M | 185.29M | 249.89M | 246.15M |
| Share Buybacks | 3.00K | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - |
| ROE % | 8.3% | 8.9% | 10.6% | 10.8% | 13.4% | 16.7% | 15.1% | 10.3% | 9.6% |
| ROCE % | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | T. Rowe Price Investment Management, Inc. | 8.85% | 1.35M | $65.62M |
| 2 | Blackrock Inc. | 7.21% | 1.10M | $53.43M |
| 3 | State Street Corporation | 3.81% | 582.97K | $28.26M |
| 4 | Vanguard Capital Management LLC | 3.75% | 573.58K | $27.81M |
| 5 | Cooper Creek Partners Management LLC | 3.06% | 467.51K | $22.66M |
| 6 | Azora Capital Lp | 2.99% | 457.33K | $22.17M |
| 7 | Endeavour Capital Advisors Inc | 2.81% | 429.70K | $20.83M |
| 8 | American Century Companies Inc | 2.75% | 420.24K | $20.37M |
| 9 | FMR, LLC | 2.48% | 378.99K | $18.37M |
| 10 | Dimensional Fund Advisors LP | 2.44% | 372.28K | $18.05M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CCB
CCB Stock Drop: Coastal Financial Faces Securities Fraud - GlobeNewswire
<a href="https://news.google.com/rss/articles/CBMixwJBVV95cUxQWkdodlJSNEx4RHZSWlVDZUR5QXQ0NF9oZkRxaEltZEo2R09uaThlTHdZbk1qanZpeUp6NFphWWN1NFpzaC1YcXhFRl9MUFBhNjFTc1Y0U08tX3FkRlpqSkRmTmkzQmJid2ZCbm5RTVB3QU1KNml3THRadHpSUk9aYVdhY250ekhVU2lzS0…
Why Coastal Financial (CCB) Stock Is Trading Lower Today - StockStory
<a href="https://news.google.com/rss/articles/CBMitgFBVV95cUxQSGdJb1B1TlhBSk9sMXp5UXFvb2tzaktzeC1VZWJoSjduSEgwdV9OT21UY0J3S09YZ3otNFIwT3NmUGs2dEF0TDVON0xxMlZjN3JuYTJINi1zc0xHODRQQ1NUc1lhS1c4NURSc2JrbTJ3YlZYbWh5ZnhDR3M2VU15emJ4eUNHS3EyRUl4aH…
Coastal Financial (CCB) Stock Shrugs Off Loss As Margin Strength Holds - simplywall.st
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CCB News | COASTAL FINANCIAL CORP/WA (NASDAQ:CCB) - ChartMill
<a href="https://news.google.com/rss/articles/CBMiWkFVX3lxTFBDVnJ0OUE1c29OYl9Mb29IOUxsV1hzVjR2Q3NNU1A4MkdBemF0a1RmWGp1eWRJeFVCOFlsdWxaeEJSdEtneUYwOEswNkdaem9sbkxYRVk3M2tvdw?oc=5" target="_blank">CCB News | COASTAL FINANCIAL CORP/WA (NASDAQ:…
Coastal Financial (CCB) director’s 2028 stock award tied to ROE goal - Stock Titan
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Coastal Financial Corporation (CCB) Reports Q2 Loss, Beats Revenue Estimates - Yahoo Finance
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CCB — Frequently Asked Questions
What is the current share price of Coastal Financial Corporation (CCB)?
As of 2026-09-07 16:24 PDT, Coastal Financial Corporation (CCB) trades at $50.33 on NasdaqGS. Its 52-week range is $39.91 to $118.97.
What is the market capitalisation of CCB?
Coastal Financial Corporation (CCB) has a market capitalisation of $769.08M on NasdaqGS.
What is the P/E ratio of CCB?
CCB trades at a trailing price-to-earnings (P/E) ratio of 15.68. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.49.
What is the return on equity (ROE) of CCB?
CCB has a return on equity (ROE) of -0.83%.
Is CCB a good stock to buy?
This page provides a data-driven analysis of Coastal Financial Corporation (CCB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.