Colony Bankcorp, Inc. CBAN R2K
Company Overview
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans and lines of credit; consumer loans; financing for marine and recreational vehicles; and small business administration and other government guaranteed loans. In addition, the company offers wealth management, consumer insurance, internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Further, it provides health savings accounts, student savings, retirement and educational accounts, and certificates of deposit; financial advisory services; lot and small acreage loans, auto loans, working capital loans, USDA loan programs, healthcare lending, and equipment loans, as well as boat, RV, and ATV loans; agriculture lending for equipment, livestock, farmland, and crop production; homeowners, fixed life, auto, boat, renters, condo, ATV, motorcycle, and business insurance; liquidity management; and digital banking, mobile deposit, e-statements, and e-alerts services. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.
Why Investors Should Care
Net profit has compounded at 19.1% per year over the last five years.
Trades at a P/E of 12.8, below the sector median of 13.3.
Maintains a net profit margin of 21.7%.
Offers a dividend yield of 2.23%.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +33.9%, earnings +2.4%.
- 5-Year Trend Long-term compounding — profit CAGR 19.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 33.90% |
Compounded Profit Growth
| 5 Years: | 19.05% |
| 1 Year: | 2.40% |
Stock Price Performance
| 1 Year: | +18.25% |
| 6 Months: | +13.74% |
| 3 Months: | -1.98% |
| 1 Month: | -1.83% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)51.77 · Neutral
P/E of 12.75 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 21.7%.
- Profit CAGR of 19.1% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CBAN Colony Bankcorp, Inc. R2K | 20.40 | 12.75 | $431.66M | 2.23% | - | 8.94% | - | 19.05% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2013 | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 937.00K | 986.00K | 1.08M | 1.46M | 2.02M | 2.08M | 1.88M | 2.19M | 2.20M | 2.06M | 2.17M | 2.26M | 2.12M | 2.43M | 2.62M | 3.19M | 3.07M | 2.69M | 2.83M | 2.10M | 2.52M | 1.60M | 2.21M | 3.10M | 4.92M | 4.00M | 5.58M | 5.32M | 3.42M | 5.25M | 5.04M | 5.30M | 5.80M | 5.33M | 5.47M | 5.63M | 6.61M | 7.98M | 5.82M | 8.20M |
| Diluted EPS | 0.07 | 0.07 | 0.08 | 0.10 | 0.16 | 0.16 | 0.15 | 0.18 | 0.19 | 0.20 | 0.21 | 0.22 | 0.22 | 0.28 | 0.30 | 0.37 | 0.36 | 0.32 | 0.34 | 0.23 | 0.27 | 0.17 | 0.23 | 0.33 | 0.52 | 0.42 | 0.45 | 0.34 | 0.19 | 0.30 | 0.29 | 0.30 | 0.33 | 0.30 | 0.31 | 0.32 | 0.38 | 0.46 | 0.33 | 0.39 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | -19.18M | 474.22K | 2.53M | 2.64M | 4.63M | 7.53M | 8.37M | 8.67M | 7.75M | 11.92M | 10.21M | 11.81M | 18.66M | 19.54M | 21.75M | 23.87M | 28.25M |
| Diluted EPS | -2.85 | -0.11 | 0.13 | 0.14 | 0.37 | 0.57 | 0.71 | 0.84 | 0.87 | 1.40 | 1.12 | 1.24 | 1.66 | 1.14 | 1.24 | 1.36 | 1.59 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Sep 2019 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.28B | 1.20B | 1.14B | 1.15B | 1.15B | 1.17B | 1.21B | 1.23B | 1.25B | - | 1.52B | 1.76B | 2.69B | 2.94B | 3.05B | 3.11B | 3.74B |
| Total Equity | 83.22M | 89.27M | 92.96M | 96.61M | 95.76M | 89.95M | 99.03M | 95.46M | 93.39M | 90.32M | 95.69M | 130.51M | 130.51M | 144.49M | 217.71M | 230.27M | 254.94M | 278.68M | 375.92M |
| Cash & Equivalents | 29.46M | 42.43M | 54.15M | 83.37M | - | - | 44.60M | 22.26M | 28.82M | 57.81M | 60.16M | - | 104.09M | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | 85.79M | 167.08M | 88.45M | 203.35M | 238.44M | 248.04M | 258.10M |
| Total Liabilities | - | - | - | - | - | - | - | - | - | - | 1.16B | - | 1.38B | 1.62B | 2.47B | 2.71B | 2.80B | 2.83B | 3.36B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 15.05M | 27.35M | 15.16M | 22.81M | 18.87M | - | 14.07M | 13.39M | 12.55M | 14.92M | 3.88M | -19.09M | 36.10M | 49.74M | 20.98M | 23.40M | -5.54M |
| Investing Cash Flow | -75.45M | 15.07M | 98.68M | -632.26K | -34.77M | - | -56.20M | -35.37M | -32.83M | -9.32M | 6.80M | -130.27M | -208.33M | -448.23M | -98.75M | 101.16M | 3.41M |
| Financing Cash Flow | - | - | - | - | - | - | 19.78M | 28.55M | 14.61M | -3.25M | 33.26M | 228.77M | 185.95M | 281.93M | 80.41M | 23.15M | 28.74M |
| Capital Expenditure | -1.29M | -490.26K | -397.82K | -845.34K | -1.49M | -1.68M | -3.19M | -3.26M | -1.34M | -2.76M | -3.48M | -4.24M | -5.84M | -2.90M | -3.62M | -1.08M | -1.35M |
| Free Cash Flow | 13.76M | 26.86M | 14.76M | 21.96M | 17.38M | - | 10.88M | 10.13M | 11.20M | 12.15M | 392.00K | -23.34M | 30.27M | 46.85M | 17.36M | 22.32M | -6.90M |
| Share Buybacks | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 540.00K | 406.00K | 1.30M | 2.37M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| ROE % | -21.5% | 0.5% | 2.6% | 2.8% | 5.1% | 7.6% | 8.8% | 9.3% | 8.6% | 12.5% | 7.8% | 8.2% | 8.6% | 8.5% | 8.5% | 8.6% | 7.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Fourthstone LLC | 9.76% | 2.06M | $41.84M |
| 2 | Blackrock Inc. | 9.29% | 1.97M | $39.83M |
| 3 | Vanguard Capital Management LLC | 4.53% | 958.60K | $19.43M |
| 4 | Dimensional Fund Advisors LP | 3.49% | 737.75K | $14.95M |
| 5 | Geode Capital Management, LLC | 2.25% | 476.66K | $9.66M |
| 6 | Petiole USA Ltd | 2.15% | 454.76K | $9.22M |
| 7 | American Century Companies Inc | 2.09% | 441.61K | $8.95M |
| 8 | BANC FUNDS CO LLC | 1.98% | 419.48K | $8.50M |
| 9 | State Street Corporation | 1.69% | 357.28K | $7.24M |
| 10 | Pacific Ridge Capital Partners, LLC | 1.52% | 321.85K | $6.52M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CBAN
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CBAN — Frequently Asked Questions
What is the current share price of Colony Bankcorp, Inc. (CBAN)?
As of 2026-07-14 21:23 PDT, Colony Bankcorp, Inc. (CBAN) trades at $20.40 on NYSE. Its 52-week range is $15.60 to $21.28.
What is the market capitalisation of CBAN?
Colony Bankcorp, Inc. (CBAN) has a market capitalisation of $431.66M on NYSE.
What is the P/E ratio of CBAN?
CBAN trades at a trailing price-to-earnings (P/E) ratio of 12.75. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.17.
Does CBAN pay a dividend?
Colony Bankcorp, Inc. (CBAN) currently offers a dividend yield of 2.23%.
What is the return on equity (ROE) of CBAN?
CBAN has a return on equity (ROE) of 8.94%.
Is CBAN a good stock to buy?
This page provides a data-driven analysis of Colony Bankcorp, Inc. (CBAN), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.