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Chubb Limited CB SPX

Financial Services · Insurance - Property & Casualty · Switzerland
https://www.chubb.com

Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company offers property and general liability, workers' compensation, and umbrella; professional and management liability; environmental, health, and international coverages; and claims and risk management products and services, loss control, and engineering and complex claims management. It also provides homeowners, automobile and collector cars, valuable articles, and personal and excess liability insurance. In addition, the company offers multiple peril crop insurance and crop-hail insurance for farm, ranch, specialty (P&C), and commercial agriculture products; product and employer liability, business interruption, and specialty risk; property insurance products, including traditional commercial fire coverage, energy industry-related, marine, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and directors and officers, professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, it provides property catastrophe reinsurance; traditional and specialty P&C reinsurance; and protection and savings products, which includes individual and group term life, dental, critical illness, dementia, hospital cash, credit life, group employee benefits, whole life, universal life, unit linked contracts, endowment plans, and annuities. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.

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$311.73
+5.55% 1Y

Market & Price

Market Cap
$120.91B
Current Price
$311.73
High / Low (52W)
$341.75 / $265.21
Beta
0.44

Valuation

Stock P/E
11.03
Industry PE
12.01
Forward P/E
10.66
PEG Ratio
2.78
Book Value
$189.93
Price to Book
1.64
P/S
1.98
EV/EBITDA
9.98
Dividend Yield
1.31%

Profitability & Returns

ROCE
-
ROE
15.43%
ROA
3.36%
Profit Margin
18.53%
Op Margin
20.64%
EPS (Latest Qtr)
$5.88
EPS (TTM)
$28.27

Balance Sheet & Liquidity

Debt/Equity
0.31
Quick Ratio
0.19
Current Ratio
0.39
Debt
$25.14B
Total Assets
$272.33B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
9.43%
Chg in Prom Hold
-
FII / Inst Holding
84.88%
Chg in FII Hold
0.01%

Financial Snapshot

Enterprise Value
$144.67B
Total Revenue (TTM)
$60.99B
EBITDA
$14.49B
Free Cash Flow
$12.62B
Operating Cash Flow
$15.20B
Shares Outstanding
387.86M
Gross Margin
31.00%
Payout Ratio
13.72%

Growth (CAGR)

Revenue 5Y
11.56%
Profit 5Y
25.26%
Revenue (YoY)
10.20%
Earnings (YoY)
78.70%

PROS

  • Compounding revenue at 11.6% over 5 years.
  • Profit CAGR of 25.3% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 CB Chubb Limited SPX 311.73 11.03 $120.91B 1.31% - 15.43% 11.56% 25.26%
2 JPM JPMorgan Chase & Co. SPX 299.31 14.33 $802.00B 2.00% - 16.47% 12.50% 14.83%
3 V Visa Inc. SPX 326.36 28.48 $620.65B 0.82% 38.38% 60.35% 10.92% 10.28%
4 MA Mastercard Incorporated SPX 493.98 28.57 $436.47B 0.70% 61.47% - 13.82% 14.66%
5 MS Morgan Stanley SPX 208.00 18.84 $328.08B 1.92% - 16.39% 9.52% 15.20%
6 GS The Goldman Sachs Group, Inc. SPX 1,025.56 18.73 $302.55B 1.76% - 14.55% 7.16% 15.11%
7 WFC Wells Fargo & Company SPX 77.54 11.98 $237.29B 2.32% - 12.03% 4.02% 15.98%
8 BLK BlackRock, Inc. SPX 1,046.88 26.32 $162.51B 2.19% 4.89% 11.90% 10.65% 2.36%
9 SCHW The Charles Schwab Corporation SPX 87.35 17.37 $151.91B 1.47% - 19.08% 4.83% 7.21%
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Quarterly Results

Figures in USD.

Metric Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 5.05B4.87B4.68B6.88B7.90B8.53B8.17B7.51B8.11B8.61B8.02B7.83B8.51B8.75B7.63B7.88B8.53B9.04B8.74B7.70B8.98B9.46B9.97B9.66B10.85B9.63B9.90B12.12B11.06B11.83B13.85B12.89B13.84B--13.39B14.88B16.20B15.30B14.81B
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income -----------------------------------1.84B3.90B4.09B3.98B3.19B
EBITDA ----------------------------------------
Interest Expense -----------------------------------181.00M181.00M197.00M205.00M198.00M
Pretax Income -----------------------------------1.66B3.72B3.89B3.77B2.99B
Tax Provision -----------------------------------321.00M717.00M787.00M597.00M646.00M
Net Income 942.00M528.00M683.00M439.00M726.00M1.36B1.61B1.09B1.30B-70.00M1.53B1.08B1.29B1.23B355.00M1.04B1.15B1.09B1.17B252.00M-331.00M1.19B2.30B2.27B1.83B1.95B1.19B792.00M1.89B1.79B2.04B2.14B2.23B--1.33B2.97B2.80B3.21B2.32B
Diluted EPS 2.861.622.080.971.542.883.412.312.77-0.153.272.302.762.640.762.252.502.382.570.55-0.732.635.075.064.184.552.801.894.534.324.955.235.46--3.297.356.998.105.88

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 14.15B13.63B15.07B16.01B16.83B17.94B19.26B19.17B18.99B31.47B32.24B32.72B34.19B35.99B-43.05B49.83B56.01B59.78B
Cost of Revenue -------------------
Gross Profit -------------------
Operating Expenses -------------------
Operating Income ---------------7.05B10.20B12.20B13.81B
EBITDA -------------------
Interest Expense ---------------570.00M672.00M741.00M764.00M
Pretax Income ---------------6.49B9.53B11.46B13.04B
Tax Provision ---------------1.24B511.00M1.81B2.42B
Net Income 2.58B1.20B2.55B3.08B1.54B2.71B3.76B2.85B2.83B4.13B3.86B3.96B4.45B3.53B-5.25B9.03B9.27B10.31B
Diluted EPS 7.633.507.559.044.527.8910.928.428.628.878.198.499.717.79-12.5521.8022.5125.68

Compounded Sales Growth

5 Years:11.56%
1 Year:10.20%

Compounded Profit Growth

5 Years:25.26%
1 Year:78.70%

Stock Price Performance

1 Year:+5.55%
6 Months:+5.00%
3 Months:-8.28%
1 Month:-4.30%

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2006Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --72.06B77.98B83.36B87.32B92.55B94.51B98.25B102.31B159.79B167.02B167.77B176.94B190.77B-199.02B230.68B246.55B272.33B
Current Assets --------------------
Cash & Equivalents 565.00M510.00M867.00M669.00M772.00M614.00M615.00M579.00M655.00M1.77B985.00M728.00M1.25B1.54B1.75B-2.01B2.45B2.29B2.27B
Inventory --------------------
Receivables ----------------31.09B33.61B34.49B36.57B
Total Liabilities --57.61B58.31B60.38B62.99B65.01B65.69B68.66B73.17B111.51B115.85B117.46B121.61B131.33B-148.50B166.99B178.15B192.55B
Current Liabilities --------------------
Long Term Debt --2.81B3.16B3.36B3.36B3.36B3.81B3.36B9.39B12.61B11.56B12.09B13.56B14.95B-14.40B13.04B14.38B15.73B
Total Debt ----------------14.88B14.49B15.18B17.23B
Total Equity --------29.59B29.14B48.27B51.17B50.31B55.33B59.44B-50.52B59.51B64.02B73.76B
Shares Outstanding ----------------446.38M431.45M419.63M412.11M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 4.70B4.10B3.33B3.55B3.47B4.00B4.02B4.50B3.86B4.50B5.48B6.34B9.79B-11.26B12.63B16.18B12.82B
Investing Cash Flow -4.53B-4.12B-3.22B-4.18B-3.04B-3.44B-4.44B-2.50B-6.29B-2.42B-2.94B-5.91B-7.52B--5.65B-7.65B-13.92B-11.26B
Financing Cash Flow -253.00M314.00M-321.00M732.00M-565.00M-550.00M391.00M-1.78B3.69B-2.32B-1.99B-151.00M-2.08B--5.14B-4.49B-2.18B-1.85B
Capital Expenditure ------------------
Free Cash Flow --------------11.26B12.63B16.18B12.82B
Net Change in Cash --------------462.00M495.00M78.00M-294.00M
Share Buybacks ---235.00M195.00M11.00M287.00M1.43B758.00M801.00M1.04B1.53B523.00M4.86B2.89B2.41B1.80B3.69B

Ratios (Annual)

Figures in %.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -------------------
Operating Margin % ---------------16.4%20.5%21.8%23.1%
Net Margin % 18.2%8.8%16.9%19.3%9.1%15.1%19.5%14.9%14.9%13.1%12.0%12.1%13.0%9.8%-12.2%18.1%16.6%17.2%
ROE % -------9.6%9.7%8.6%7.5%7.9%8.0%5.9%-10.4%15.2%14.5%14.0%
ROCE % -------------------

Shareholding Pattern

Insiders
9.43%
Institutions
84.88%
Public Float
93.71%

Top Institutional Holders

#Holder% HeldSharesValue
1 Berkshire Hathaway, Inc 8.27% 34.25M $10.68B
2 Blackrock Inc. 6.73% 27.89M $8.69B
3 Vanguard Capital Management LLC 5.62% 23.26M $7.25B
4 State Street Corporation 4.03% 16.71M $5.21B
5 Price (T.Rowe) Associates Inc 3.81% 15.79M $4.92B
6 GQG Partners LLC 3.00% 12.42M $3.87B
7 FMR, LLC 2.95% 12.22M $3.81B
8 Geode Capital Management, LLC 2.20% 9.12M $2.84B
9 Vanguard Portfolio Management LLC 2.16% 8.93M $2.78B
10 Massachusetts Financial Services Co. 1.57% 6.51M $2.03B

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