CACC CACC
Company Profile ↓Company Overview
CACC (CACC) is a publicly traded company listed on . The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Generates a return on equity of 27.8%, reflecting efficient use of shareholder capital.
Revenue has grown at a 11.9% CAGR over the past five years.
Trades at an undemanding P/E of 16.3.
Maintains a net profit margin of 18.3%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $2.32B (+7.2% YoY); net profit $423.90M.
- Trailing 12 Months Year-on-year growth — revenue +7.2%, earnings +71.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 11.9%, profit CAGR 6.9%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 11.95% |
| 1 Year: | 7.16% |
Compounded Profit Growth
| 5 Years: | 6.88% |
| 1 Year: | 71.00% |
Stock Price Performance
| 1 Year: | +32.20% |
| 6 Months: | +19.47% |
| 3 Months: | +12.72% |
| 1 Month: | -8.36% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)50.65 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 27.8%.
- Compounding revenue at 11.9% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 194.20M | 203.10M | 210.20M | 217.80M | 227.90M | 238.50M | 246.60M | 256.20M | 262.80M | 276.00M | 283.90M | 287.30M | 295.60M | 315.40M | 332.00M | 342.80M | 353.80M | 370.60M | 378.70M | 385.90M | 389.10M | 406.30M | 426.50M | 447.40M | 451.00M | 471.70M | 470.10M | 455.70M | 457.40M | 460.30M | 453.80M | 477.90M | 478.60M | 508.00M | 538.20M | 550.30M | 571.10M | 583.80M | 582.40M | 580.00M |
| Net Income | 71.50M | 74.20M | 74.00M | 80.00M | 74.40M | 84.90M | 85.90M | 87.60M | 93.30M | 99.10M | 100.70M | 177.10M | 120.10M | 151.00M | 151.00M | 151.90M | 164.40M | 164.40M | 165.40M | 161.90M | -83.80M | 96.40M | 242.10M | 166.30M | 202.10M | 288.60M | 250.00M | 214.30M | 107.40M | 86.80M | 99.50M | 22.20M | 70.80M | 64.30M | -47.10M | 78.80M | 106.30M | 87.40M | 108.20M | 135.80M |
| Diluted EPS | 3.41 | 3.54 | 3.53 | 3.84 | 3.63 | 4.17 | 4.21 | 4.33 | 4.72 | 5.09 | 5.19 | 9.10 | 6.17 | 7.75 | 7.75 | 7.79 | 8.65 | 8.68 | 8.73 | 8.60 | -4.61 | 5.40 | 13.56 | 9.43 | 11.82 | 17.18 | 15.79 | 14.94 | 7.94 | 6.49 | 7.61 | 1.69 | 5.43 | 5.08 | -3.83 | 6.35 | 8.66 | 7.42 | 9.43 | 12.40 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 380.66M | 442.10M | 525.20M | 609.20M | 682.10M | 723.50M | 825.30M | 969.20M | 1.11B | 1.29B | 1.49B | 1.67B | 1.86B | 1.83B | 1.90B | 2.16B | 2.32B |
| Net Income | 146.25M | 170.10M | 188.00M | 219.70M | 253.10M | 266.20M | 299.70M | 332.80M | 470.20M | 574.00M | 656.10M | 421.00M | 958.30M | 535.80M | 286.10M | 247.90M | 423.90M |
| Diluted EPS | 4.62 | 5.67 | 7.07 | 8.58 | 10.54 | 11.92 | 14.28 | 16.31 | 24.04 | 29.39 | 34.57 | 23.47 | 59.52 | 39.32 | 21.99 | 19.88 | 36.38 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Jan 2012 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.34B | 1.49B | 1.58B | 1.67B | 1.76B | - | 1.96B | 2.00B | 2.10B | 2.13B | 2.25B | 2.32B | 2.39B | 2.43B | 2.57B | 2.63B | 2.72B | 2.79B | 3.37B | 4.22B | 4.99B | 6.24B | 7.42B | 7.49B | 7.05B | 6.90B | 7.61B | 8.85B | 8.63B |
| Total Equity | 337.75M | 498.20M | 474.50M | 395.30M | 441.90M | 493.30M | 540.00M | 540.00M | 572.60M | 540.40M | 597.80M | 621.90M | 624.60M | 653.90M | 689.80M | 750.10M | 715.00M | 672.80M | 748.50M | 702.20M | 928.10M | 1.17B | 1.54B | 1.99B | 2.36B | 2.30B | 1.82B | 1.62B | 1.75B | 1.75B | 1.52B |
| Cash & Equivalents | 3.15M | 2.20M | 3.80M | - | - | - | 4.70M | - | - | - | - | 9.00M | - | - | - | 4.20M | - | - | - | 6.40M | 6.30M | 14.60M | 8.20M | 25.70M | 187.40M | 16.00M | 23.30M | 7.70M | 13.20M | 343.70M | 22.80M |
| Long Term Debt | - | - | - | 886.30M | 934.70M | 969.00M | 997.90M | - | 1.13B | 1.13B | 1.26B | 1.25B | 1.36B | 1.41B | 1.43B | 1.39B | 1.56B | 1.65B | 1.66B | 1.75B | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 869.04M | 1.10B | 1.14B | 1.18B | 1.22B | - | 1.38B | 1.46B | 1.51B | 1.51B | 1.62B | 1.66B | 1.70B | 1.68B | 1.86B | 1.95B | 1.97B | 2.08B | 2.44B | 3.04B | 3.45B | 4.25B | 5.07B | 5.19B | 5.23B | 5.28B | 5.86B | 7.11B | 7.11B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 160.36M | 200.70M | 275.70M | 308.60M | 325.70M | 365.20M | 404.20M | 507.20M | 566.00M | 703.90M | 812.30M | 985.20M | 1.07B | 1.24B | 1.20B | 1.14B | 1.05B |
| Investing Cash Flow | -24.76M | -163.30M | -454.00M | -400.90M | -333.60M | -363.40M | -639.50M | -878.20M | -871.80M | -1.24B | -1.02B | -673.50M | 437.30M | -460.60M | -1.42B | -1.72B | -674.30M |
| Financing Cash Flow | -136.57M | -35.80M | 179.20M | 96.60M | 3.10M | 400.00K | 235.20M | 436.60M | 330.30M | 599.90M | 400.30M | -433.20M | -1.47B | -794.60M | 266.20M | 957.30M | -724.60M |
| Capital Expenditure | -2.92M | -3.50M | -6.30M | -8.80M | -5.60M | -4.30M | -4.00M | -5.50M | -8.40M | -25.10M | -26.80M | -8.50M | -7.60M | -3.10M | -4.00M | -1.80M | -1.60M |
| Free Cash Flow | 157.44M | 197.20M | 269.40M | 299.80M | 320.10M | 360.90M | 400.20M | 501.70M | 557.60M | 678.80M | 785.50M | 976.70M | 1.06B | 1.24B | 1.20B | 1.14B | 1.05B |
| Share Buybacks | 541.00K | 202.20M | 130.80M | 152.50M | 135.20M | 343.70M | 86.50M | 121.70M | 123.50M | 129.10M | 300.40M | 480.80M | 1.47B | 784.50M | 202.60M | 313.30M | 725.40M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 38.4% | 38.5% | 35.8% | 36.1% | 37.1% | 36.8% | 36.3% | 34.3% | 42.4% | 44.6% | 44.1% | 25.2% | 51.6% | 29.2% | 15.0% | 11.5% | 18.3% |
| ROE % | 29.4% | 35.8% | 34.8% | 35.3% | 33.7% | 37.9% | 32.3% | 28.4% | 30.6% | 28.8% | 27.9% | 18.3% | 52.5% | 33.0% | 16.3% | 14.2% | 27.8% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CACC
CACC Q2 Deep Dive: Margin Expansion and Data-Driven Strategy Amid Subdued Top-Line Growth - StockStory
<a href="https://news.google.com/rss/articles/CBMi5wFBVV95cUxPZ2ZzR1d4aEN3aS1jYy1nWGo5YTZoRlpSZUdjYXpHbnpnUHpCNGhMdWU2U1B3aFlCcHRNYU1GQURFTXZEdXNDYlpPYTNyUGcwbDZvemtSVFFWTy1CeER6cDlrdVM1UWxYbW4zc2pqM2xVdkhRR1RNWVBPRktBaFE1S1N2WlZSeXcwTHpMMk…
Credit Acceptance (CACC) Stock Still Looks Below Fair Value As Caution Lingers - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMioAFBVV95cUxQVVdMU200dUFWS0hDVzdURGxxeTQ2VnZvWG03VDBMN1Bic3dCX0RBWjYwU1M0MHZ0dThGUzF6cXNOaW5uS2UyaUh4WURQQlh2ZldZdkN3RUhSbUNJaHlBcnVoaFJxS1BOZW5aUmYyZHprcHhpRkZfY2NFVXlPa1MtdGdDX21rWDBib3VRS2…
CACC Q2 Earnings Beat as Expenses & Provisions Decline, Revenues Rise - Zacks Investment Research
<a href="https://news.google.com/rss/articles/CBMiqwFBVV95cUxQY2JNN2ViN19iWFNxSjlobkp6N1BxZi1sZHh4VW1KNUUwYTRkZlJCTTBBRHpBM1VkY1J2TlJZZFRwMFlxTm82a3Y3M2U2OUxDeEhDVkpsXzVBLUdObTlXOWNLLWFRUDJoU0c5Vkh6OGp3aDNaZ05tdlhuZmhvUVN3bjJtZkNtVWhyUUtmdl…
Credit Acceptance Q2 net income rises to $135.9 million - Quiver Quantitative
<a href="https://news.google.com/rss/articles/CBMilAFBVV95cUxQS1dHMG1qdThYZFhzdHh3MHNzTnkydnF5TDh2R2dhRDF0YWZYOVdHSGdhZ0xOTGxXZlhsbVRzLUEyU0lsLTdRZ1JCTGRLdVBrcFZfS3JfbmQzcjE1XzJSSWNZeExuX2NYMHVMNHlpenE1aGVZd2Fkb0ZEckVCb2xRdElPc3UxNFdnM2t5dU…
Credit Acceptance (CACC) Heads Into Earnings As Leadership Changes Test Whether The Stock Is Fully Valued - simplywall.st
<a href="https://news.google.com/rss/articles/CBMi5AFBVV95cUxOYUhMcVpKb3VKMElNcHBWOHg3V0lqRHdIcUVqRjBEeU4yTGItTnRWUnZUS2NfeDh5RDRSSzYzTzJad0VVbjVaUFJCQzVKd1lMb1pVSlhsMHJWNGhIUVRteGhaV0tBZmpaUy1PQkw3OTV5N1oxRFVTNUozdmlYWnkwTG5MY3NfT3FNanRGNX…
What To Expect From Credit Acceptance’s (CACC) Q2 Earnings - TradingView
<a href="https://news.google.com/rss/articles/CBMiuAFBVV95cUxQclYzRDI0NWxPaURJV3ptcHlxenBmNG9wNTFQY2o5WFpVaUhUcnVuZXR5akpULVpCQjdxcWtta0lVZ0s4X19BOGg1eEhoZkZsTXpEdnBNekg3QVFVdXZYMTdXd1ZfcjRyR3djb2hYX01CdHV0eWI1UVFDVFRldGNGUEh2X1hBaTZDSFpxdW…
CACC — Frequently Asked Questions
What is the current share price of CACC?
As of 2026-08-05 17:25 PDT, CACC trades at $592.52 on NASDAQ/NYSE. Its 52-week range is $411.04 to $657.20.
What is the P/E ratio of CACC?
CACC trades at a trailing price-to-earnings (P/E) ratio of 16.29.
What is the return on equity (ROE) of CACC?
CACC has a return on equity (ROE) of 27.82%.
Is CACC a good stock to buy?
This page provides a data-driven analysis of CACC, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.