Company Overview
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans. It also offers automated teller machines; electronic point-of-sale payment alternatives; multiple account access options; online account opening platform; online banking with bill-pay and mobile banking capabilities, including mobile check deposit; online lending solutions for consumers and small businesses; customer service center services; an automated telephone banking system; and remote deposit capture and payroll services. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
Why Investors Should Care
Net profit has compounded at 10.2% per year over the last five years.
Trades at a P/E of 12.2, below the sector median of 13.5.
Maintains a net profit margin of 29.9%.
Offers a dividend yield of 2.52%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +11.2%, earnings +47.7%.
- 5-Year Trend Long-term compounding — profit CAGR 10.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 11.20% |
Compounded Profit Growth
| 5 Years: | 10.22% |
| 1 Year: | 47.70% |
Stock Price Performance
| 1 Year: | +34.87% |
| 6 Months: | +23.99% |
| 3 Months: | +16.01% |
| 1 Month: | +2.19% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)62.31 · Neutral
P/E of 12.19 is below the sector median of 13.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 29.9%.
- Profit CAGR of 10.2% over 5 years.
- Attractive dividend yield of 2.52%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BSRR Sierra Bancorp R2K | 41.57 | 12.19 | $543.70M | 2.52% | - | 12.79% | - | 10.22% |
| 2 | JPM JPMorgan Chase & Co. SPX | 346.91 | 16.61 | $929.55B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 488.35 | 14.54 | $682.86B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 355.14 | 30.99 | $589.43B | 0.75% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 535.21 | 30.99 | $469.40B | 0.65% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 61.59 | 15.28 | $432.24B | 1.88% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 228.55 | 20.70 | $360.49B | 1.76% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,152.07 | 17.79 | $339.87B | 1.58% | - | 16.95% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 87.51 | 13.53 | $267.80B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 4.04M | 4.09M | 3.93M | 5.52M | 4.55M | 5.20M | 5.74M | 4.04M | 6.71M | 7.99M | 7.07M | 7.90M | 8.89M | 8.83M | 8.95M | 9.29M | 7.81M | 8.30M | 10.36M | 8.98M | 11.08M | 11.71M | 10.61M | 9.62M | 7.41M | 9.20M | 9.94M | 7.11M | 8.75M | 9.92M | 9.88M | 6.29M | 9.33M | 10.26M | 10.60M | 10.36M | 9.10M | 10.63M | 9.70M | 12.52M |
| Diluted EPS | 0.30 | 0.31 | 0.28 | 0.40 | 0.32 | 0.37 | 0.41 | 0.26 | 0.44 | 0.52 | 0.46 | 0.51 | 0.58 | 0.57 | 0.58 | 0.60 | 0.52 | 0.54 | 0.68 | 0.58 | 0.72 | 0.76 | 0.69 | 0.63 | 0.49 | 0.62 | 0.66 | 0.47 | 0.58 | 0.67 | 0.68 | 0.43 | 0.64 | 0.71 | 0.74 | 0.72 | 0.65 | 0.78 | 0.72 | 0.96 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 8.93M | 7.36M | 7.78M | 8.19M | 13.37M | 15.24M | 18.07M | 17.57M | 19.54M | 29.68M | 35.96M | 35.44M | 43.01M | 33.66M | 34.84M | 40.56M | 42.33M |
| Diluted EPS | 0.86 | 0.60 | 0.55 | 0.58 | 0.94 | 1.08 | 1.33 | 1.29 | 1.36 | 1.92 | 2.33 | 2.32 | 2.80 | 2.24 | 2.36 | 2.82 | 3.11 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.29B | 1.34B | 1.44B | 1.41B | 1.64B | 1.80B | 2.03B | 2.34B | 2.52B | 2.59B | 3.22B | 3.37B | 3.61B | 3.73B | 3.61B | 3.83B |
| Total Equity | 106.80M | 134.48M | 159.60M | 168.56M | 173.89M | 181.67M | 187.09M | 190.34M | 205.88M | 255.94M | 273.02M | 309.29M | 343.90M | 362.49M | 303.58M | 338.10M | 357.30M | 364.86M |
| Cash & Equivalents | 51.51M | 66.23M | 42.65M | 63.04M | 61.82M | 78.01M | 50.09M | 48.62M | 120.44M | 70.14M | 74.13M | 80.08M | 71.42M | 257.53M | 77.13M | 78.60M | 100.66M | 135.63M |
| Long Term Debt | - | - | 15.00M | 15.00M | 5.00M | 0 | 6.00M | 2.00M | 0 | 0 | - | - | - | 49.14M | 49.21M | 49.30M | 49.39M | 49.48M |
| Total Liabilities | - | - | 1.13B | 1.17B | 1.26B | 1.23B | 1.45B | 1.61B | 1.83B | 2.08B | 2.25B | 2.28B | 2.88B | 3.01B | 3.31B | 3.39B | 3.26B | 3.46B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 23.67M | 32.02M | 34.65M | 38.70M | 34.54M | 28.54M | - | 15.58M | 40.68M | 30.45M | 46.74M | 40.03M | 52.66M | 33.57M | 53.24M | 57.15M | 33.70M |
| Investing Cash Flow | -5.38M | -1.29M | -51.34M | -132.32M | 20.60M | -144.74M | - | -21.34M | -51.67M | -188.19M | -53.29M | -627.25M | 20.62M | -481.00M | -83.69M | 141.23M | -183.49M |
| Financing Cash Flow | -3.57M | -54.32M | 37.09M | 92.40M | -38.95M | 88.29M | - | 77.58M | -39.31M | 161.74M | 12.50M | 578.57M | 112.83M | 267.03M | 31.92M | -176.32M | 184.75M |
| Capital Expenditure | -3.44M | -2.48M | -2.73M | -3.41M | -667.00K | -2.38M | -2.53M | -3.59M | -2.14M | -3.12M | -783.00K | -2.92M | -371.00K | -1.27M | -1.42M | -1.16M | -1.53M |
| Free Cash Flow | 20.23M | 29.53M | 31.91M | 35.29M | 33.87M | 26.16M | - | 11.99M | 38.54M | 27.32M | 45.95M | 37.11M | 52.28M | 32.30M | 51.83M | 56.00M | 32.17M |
| Share Buybacks | - | -21.86M | 23.00K | 0 | 0 | 10.18M | 7.96M | 2.26M | 0 | 0 | 2.54M | 2.56M | 5.22M | 5.19M | 8.88M | 15.84M | 31.83M |
| Dividends Paid | 4.07M | 2.94M | 3.37M | 3.38M | 3.68M | 4.78M | 5.66M | 6.51M | - | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| ROE % | 6.6% | 4.6% | 4.6% | 4.7% | 7.4% | 8.1% | 9.5% | 8.5% | 7.6% | 10.9% | 11.6% | 10.3% | 11.9% | 11.1% | 10.3% | 11.4% | 11.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.52% | 1.24M | $51.14M |
| 2 | Dimensional Fund Advisors LP | 7.10% | 929.23K | $38.17M |
| 3 | Vanguard Capital Management LLC | 4.13% | 540.45K | $22.20M |
| 4 | Private Management Group, Inc. | 4.01% | 524.22K | $21.54M |
| 5 | Manufacturers Life Insurance Co. | 2.75% | 359.95K | $14.79M |
| 6 | Janus Henderson Group PLC | 2.63% | 344.13K | $14.14M |
| 7 | American Century Companies Inc | 2.31% | 301.87K | $12.40M |
| 8 | Geode Capital Management, LLC | 2.18% | 285.34K | $11.72M |
| 9 | State Street Corporation | 2.04% | 266.96K | $10.97M |
| 10 | FMR, LLC | 1.65% | 215.50K | $8.85M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BSRR
Sierra Bancorp (NASDAQ:BSRR) Could Be A Buy For Its Upcoming Dividend - Yahoo Finance
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BSRR — Frequently Asked Questions
What is the current share price of Sierra Bancorp (BSRR)?
As of 2026-07-15 16:51 PDT, Sierra Bancorp (BSRR) trades at $41.57 on NasdaqGS. Its 52-week range is $25.99 to $41.68.
What is the market capitalisation of BSRR?
Sierra Bancorp (BSRR) has a market capitalisation of $543.70M on NasdaqGS.
What is the P/E ratio of BSRR?
BSRR trades at a trailing price-to-earnings (P/E) ratio of 12.19. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 1.46.
Does BSRR pay a dividend?
Sierra Bancorp (BSRR) currently offers a dividend yield of 2.52%.
What is the return on equity (ROE) of BSRR?
BSRR has a return on equity (ROE) of 12.79%.
Is BSRR a good stock to buy?
This page provides a data-driven analysis of Sierra Bancorp (BSRR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.