Brown & Brown, Inc. BRO SPX
Company Overview
Brown & Brown, Inc. markets and sells insurance products and services in the United States, the United Kingdom, and internationally. It operates through Retail and Specialty Distribution segments. The Retail segment provides property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control survey and analysis, consultancy, and claims processing services. This segment also offers non-insurance services and products through automobile and recreational vehicle dealer services businesses. It serves commercial, public and quasi-public entities, professional, and individual customers. The Specialty Distribution segment comprises wholesale brokerage and specialty businesses. This segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also provides public entity-related and specialty programs through a network of independent agents; and program management services for insurance carrier partners. In addition, the company's wholesale brokerage businesses underwrite and place excess and surplus commercial and personal lines insurance through independent agents and brokers. Its programs businesses operate under the Arrowhead Programs' name. Brown & Brown, Inc. was founded in 1939 and is headquartered in Daytona Beach, Florida.
Why Investors Should Care
Net profit has compounded at 11.5% per year over the last five years.
Revenue has grown at a 11.2% CAGR over the past five years.
Maintains a net profit margin of 18.4%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $5.90B (+22.8% YoY); net profit $1.05B.
- Trailing 12 Months Year-on-year growth — revenue +35.7%, earnings -7.9%.
- 5-Year Trend Long-term compounding — revenue CAGR 11.2%, profit CAGR 11.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 11.16% |
| 1 Year: | 35.70% |
Compounded Profit Growth
| 5 Years: | 11.48% |
| 1 Year: | -7.90% |
Stock Price Performance
| 1 Year: | -36.00% |
| 6 Months: | -14.61% |
| 3 Months: | +1.84% |
| 1 Month: | +14.26% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMABelow
- RSI (14)64.82 · Neutral
P/E of 22.31 is above the sector median of 13.30 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 11.2% over 5 years.
- Profit CAGR of 11.5% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 36.0% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BRO Brown & Brown, Inc. SPX | 68.50 | 22.31 | $23.22B | 1.08% | - | 11.93% | 11.16% | 11.48% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 404.30M | 419.45M | 432.17M | 404.60M | 424.17M | 446.52M | 462.27M | 433.66M | 465.08M | 466.31M | 475.65M | 474.32M | 501.46M | 473.19M | 530.85M | 508.75M | 619.28M | 575.22M | 618.68M | 578.99M | 698.50M | 598.81M | 673.96M | 642.11M | 815.30M | 727.30M | 770.30M | 904.70M | 839.70M | 927.60M | 1.12B | 1.05B | 1.07B | 1.26B | 1.18B | 1.19B | 1.40B | 1.28B | 1.61B | 1.90B |
| Net Income | 56.95M | 61.01M | 67.43M | 57.94M | 62.07M | 66.25M | 71.55M | 57.63M | 70.11M | 66.10M | 75.91M | 187.50M | 90.83M | 73.92M | 106.05M | 73.45M | 113.90M | 92.59M | 115.51M | 76.52M | 152.40M | 96.78M | 133.98M | 97.32M | 199.70M | 139.30M | 146.40M | 220.30M | 145.20M | 161.10M | 236.00M | 190.00M | 176.00M | 293.00M | 257.00M | 234.00M | 331.00M | 231.00M | 227.00M | 426.00M |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.32 | 0.26 | 0.38 | 0.26 | 0.40 | 0.33 | 0.41 | 0.27 | 0.54 | 0.34 | 0.47 | 0.34 | 0.70 | 0.49 | 0.52 | 0.77 | 0.51 | 0.57 | 0.83 | 0.67 | 0.62 | 1.02 | 0.90 | 0.81 | 1.15 | 0.78 | 0.68 | 1.06 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 977.55M | 967.88M | 973.49M | 1.01B | 1.20B | 1.36B | 1.58B | 1.66B | 1.77B | 1.88B | 2.01B | 2.39B | 2.61B | 3.05B | 3.57B | 4.26B | 4.80B | 5.90B |
| Net Income | 166.12M | 153.29M | 161.75M | 164.00M | 184.04M | 217.11M | 206.90M | 243.32M | 257.49M | 399.63M | 344.25M | 398.51M | 480.50M | 587.10M | 672.00M | 871.00M | 993.00M | 1.05B |
| Diluted EPS | 1.17 | 1.08 | 1.12 | 1.13 | 1.26 | 1.48 | 1.41 | 1.70 | 0.91 | 1.40 | 1.22 | 1.40 | 1.69 | 2.07 | 2.37 | 3.05 | 3.46 | 3.16 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Jan 2019 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 2.22B | 2.40B | 2.61B | 3.13B | 3.65B | 4.95B | 4.98B | 5.26B | 5.75B | 6.69B | 6.86B | 7.62B | 8.97B | 9.80B | 13.97B | 14.88B | 17.61B | 29.99B |
| Total Equity | 1.10B | 1.24B | 1.37B | 1.51B | 1.64B | 1.81B | 2.01B | 2.11B | 2.15B | 2.36B | 2.58B | 3.00B | - | 3.35B | 3.75B | 4.20B | 4.61B | 5.58B | 6.44B | 12.57B |
| Cash & Equivalents | 38.23M | 78.56M | 197.11M | 272.98M | 286.31M | 202.95M | 202.95M | 470.05M | 443.42M | 515.65M | 573.38M | 438.96M | - | 542.17M | 656.20M | 693.20M | 650.00M | 700.00M | 675.00M | 1.08B |
| Long Term Debt | - | - | 250.21M | 250.07M | 250.03M | 450.00M | 380.00M | 1.15B | 1.07B | 1.02B | 856.14M | 1.46B | - | 1.50B | 2.03B | 1.98B | 3.69B | 3.23B | 3.60B | 6.89B |
| Total Liabilities | - | - | - | - | - | - | - | - | - | - | - | 3.69B | 3.86B | - | - | - | - | - | - | - |
| Current Liabilities | - | - | 478.95M | 470.16M | 481.62M | 567.78M | 906.88M | 1.27B | 1.33B | 1.45B | 1.99B | 1.78B | - | 2.05B | 2.35B | 2.67B | 4.60B | 4.96B | 6.31B | 8.29B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 341.75M | 221.59M | 296.05M | 237.53M | 220.31M | 389.37M | - | - | - | 441.98M | 567.53M | 678.18M | 713.00M | 808.80M | 881.00M | 1.01B | 1.17B | 1.45B |
| Investing Cash Flow | -276.93M | -55.43M | -166.49M | -175.72M | -435.50M | -380.63M | - | - | - | -62.59M | -951.77M | -413.58M | -759.10M | -396.80M | -1.91B | -587.00M | -898.00M | -7.91B |
| Financing Cash Flow | -24.50M | -47.60M | -53.69M | -48.48M | 148.70M | -25.61M | - | - | - | -336.58M | 337.75M | -79.22M | 355.00M | -210.10M | 1.73B | -187.00M | -64.00M | 7.71B |
| Capital Expenditure | -14.12M | -11.31M | -10.45M | -13.61M | -24.03M | -16.37M | -24.92M | -18.38M | -17.77M | -24.19M | -41.52M | -73.11M | -70.70M | -45.00M | -52.00M | -69.00M | -82.00M | -68.00M |
| Free Cash Flow | 327.64M | 210.28M | 285.60M | 223.92M | 196.29M | 373.01M | - | - | - | 417.78M | 526.01M | 605.07M | 642.30M | 763.80M | 829.00M | 941.00M | 1.09B | 1.38B |
| Share Buybacks | - | - | - | - | - | 0 | 75.03M | 163.75M | 18.91M | 128.64M | 91.25M | 58.67M | 55.10M | 82.60M | 74.00M | 0 | 0 | 100.00M |
| Dividends Paid | 40.21M | 42.90M | 44.50M | 46.49M | 49.53M | 53.55M | 59.33M | 64.11M | 70.26M | 77.71M | 84.69M | 91.34M | 100.60M | 107.20M | 120.00M | 135.00M | 154.00M | 193.00M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 17.0% | 15.8% | 16.6% | 16.2% | 15.3% | 15.9% | 13.1% | 14.7% | 14.6% | 21.2% | 17.1% | 16.7% | 18.4% | 19.2% | 18.8% | 20.5% | 20.7% | 17.9% |
| ROE % | 13.4% | 11.2% | 10.7% | 10.0% | 10.2% | 10.8% | 9.8% | 11.3% | 10.9% | 15.5% | 11.5% | 11.9% | 12.8% | 14.0% | 14.6% | 15.6% | 15.4% | 8.4% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 6.47% | 21.92M | $1.49B |
| 2 | Vanguard Capital Management LLC | 5.58% | 18.92M | $1.29B |
| 3 | Capital World Investors | 4.87% | 16.49M | $1.12B |
| 4 | FMR, LLC | 4.74% | 16.05M | $1.09B |
| 5 | Principal Financial Group, Inc. | 4.61% | 15.61M | $1.06B |
| 6 | Vanguard Portfolio Management LLC | 4.30% | 14.59M | $994.29M |
| 7 | State Street Corporation | 4.06% | 13.78M | $939.07M |
| 8 | First Eagle Investment Management, LLC | 2.60% | 8.82M | $601.43M |
| 9 | Geode Capital Management, LLC | 2.40% | 8.14M | $554.74M |
| 10 | Select Equity Group LP | 2.37% | 8.02M | $546.83M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BRO
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BRO — Frequently Asked Questions
What is the current share price of Brown & Brown, Inc. (BRO)?
As of 2026-07-14 21:23 PDT, Brown & Brown, Inc. (BRO) trades at $68.50 on NYSE. Its 52-week range is $54.38 to $107.02.
What is the market capitalisation of BRO?
Brown & Brown, Inc. (BRO) has a market capitalisation of $23.22B on NYSE.
What is the P/E ratio of BRO?
BRO trades at a trailing price-to-earnings (P/E) ratio of 22.31. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.60.
Does BRO pay a dividend?
Brown & Brown, Inc. (BRO) currently offers a dividend yield of 1.08%.
What is the return on equity (ROE) of BRO?
BRO has a return on equity (ROE) of 11.93%.
Is BRO a good stock to buy?
This page provides a data-driven analysis of Brown & Brown, Inc. (BRO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.