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Banco Macro S.A. BMA FINANCIAL

Financial Services · Banks - Regional · Argentina
https://www.macro.com.ar
Company Profile ↓
$78.30
+12.75% 1Y
Mkt Cap$4.92B
P/E19.72
P/B1.21
Div. Yield6.79%
52W High$101.13
52W Low$37.79
Book Value$65.23
EPS (TTM)$3.97

Company Overview

Banco Macro S.A. provides various banking products and services to retail and corporate customers in Argentina. It offers various retail banking products and services, such as savings and checking accounts, time deposits, credit and debit cards, consumer finance loans, mortgage loans, automobile loans, overdrafts, credit-related services, home and car insurance coverage, tax collection, utility payments, automated teller machines, and money transfers. The company also provides personal loans, document discounts, residential mortgages, overdrafts, pledged loans, and credit card loans to retail customers. In addition, it offers corporate banking products and services, including deposits, lending, check cashing advances and factoring, guaranteed loans, credit lines for financing foreign trade, and cash management services; and trust, payroll, and financial agency services, as well as corporate credit cards and other specialty products; and working capital facilities, credit for investment projects, and leasing and foreign trade transactions. Further, the company provides transaction services, such as cash management, collection services, payments to suppliers, payroll services, foreign exchange transactions, and foreign trade services; information services to corporate customers; and internet and mobile banking services. Additionally, it offers short-term and medium-to-long-term corporate lending products. Banco Macro S.A. was incorporated in 1966 and is headquartered in Buenos Aires, Argentina.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 45.6% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 74.1% CAGR over the past five years.

Healthy Margins

Operating margin of 26.1% supports profitability.

Dividend Income

Offers a dividend yield of 6.79%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +21.4%, earnings +28.2%.
  • 5-Year Trend Long-term compounding — revenue CAGR 74.1%, profit CAGR 45.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:74.10%
1 Year:21.40%

Compounded Profit Growth

5 Years:45.59%
1 Year:28.20%

Stock Price Performance

1 Year:+12.75%
6 Months:+13.30%
3 Months:-6.13%
1 Month:-6.40%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bearish
52-Week Range 64% of range
$37.79 $101.13
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMABelow
  • RSI (14)43.92 · Neutral
Price Performance
1M-6.40%
3M-6.13%
6M+13.30%
1Y+12.75%
Valuation vs Sector

P/E of 19.72 is above the sector median of 12.89 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Compounding revenue at 74.1% over 5 years.
  • Profit CAGR of 45.6% over 5 years.
  • Attractive dividend yield of 6.79%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
19.72
Industry PE
12.89
Forward P/E
6.93
PEG Ratio
0.47
Book Value
$65.23
Price to Book
1.21
P/S
0.00
EV/EBITDA
-
Dividend Yield
6.79%

Growth (CAGR)

Revenue 5Y
74.10%
Profit 5Y
45.59%
Revenue (YoY)
21.40%
Earnings (YoY)
28.20%

Profitability & Returns

ROCE
-
ROE
5.36%
ROA
1.31%
Profit Margin
8.39%
Op Margin
26.07%
Gross Margin
0.00%
EPS (Latest Qtr)
$2,193.32
EPS (TTM)
$3.97

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$1.69T
Total Assets
-
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
0.16%
Chg in Prom Hold
0.16%
FII / Inst Holding
12.13%
Chg in FII Hold
0.05%

Financial Snapshot

Enterprise Value
$4.92B
Total Revenue (TTM)
$3.45T
EBITDA
-
Free Cash Flow
$2.47T
Operating Cash Flow
$2.63T
Shares Outstanding
62.82M
Gross Margin
0.00%
Payout Ratio
125.06%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 BMA Banco Macro S.A. FINANCIAL 78.30 19.72 $4.92B 6.79% - 5.36% 74.10% 45.59%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue -1.07T1.02T870.50B1.50T1.40T
Cost of Revenue ------
Gross Profit ------
Operating Expenses ------
Operating Income ------
EBITDA ------
Interest Expense 412.93B383.12B392.37B547.15B-502.59B
Pretax Income 168.22B106.29B245.32B-38.03B-212.69B
Tax Provision 37.44B45.69B95.78B-4.96B-72.93B
Net Income 130.52B59.47B149.14B-33.10B-140.24B
Diluted EPS -930.132,332.40-517.61-2,193.32

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 1.13T3.28T8.08T5.95T-
Cost of Revenue -----
Gross Profit -----
Operating Expenses -----
Operating Income -----
EBITDA -----
Interest Expense 574.16B2.09T4.67T2.56T-
Pretax Income 145.94B401.07B2.48T473.59B-
Tax Provision 7.19B124.57B808.75B44.10B-
Net Income 138.74B276.45B1.67T428.19B-
Diluted EPS -673.099,185.055,069.384,527.53

Cash Flows (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024
Operating Cash Flow 271.77B3.51T-244.15B2.63T
Investing Cash Flow -42.03B-164.99B232.96B-175.87B
Financing Cash Flow -52.64B-169.39B-163.06M-778.80B
Capital Expenditure -41.81B-164.97B-163.49B-163.80B
Free Cash Flow 229.96B3.35T-407.65B2.47T
Net Change in Cash 177.10B3.18T-11.35B1.68T

Ratios (Annual)

Figures in %.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----
Operating Margin % -----
Net Margin % 12.3%8.4%20.6%7.2%-

Shareholding Pattern

Insiders
0.16%
Institutions
12.13%
Public Float
12.15%

Top Institutional Holders

#Holder% HeldSharesValue
1 Aquamarine Financial (cayman) Ltd 1.34% 842.49K $63.24M
2 PointState Capital LP 1.22% 766.44K $57.53M
3 Blackrock Inc. 1.11% 694.75K $52.15M
4 Samlyn Capital, LLC 1.07% 671.20K $50.38M
5 Turim 21 Investimentos Ltda. 0.84% 528.55K $39.67M
6 Mirae Asset Global ETFs Holdings Ltd. 0.76% 478.04K $35.88M
7 Cape Ann Asset Management Ltd 0.70% 439.92K $33.02M
8 Route One Investment Company, L.P. 0.53% 332.11K $24.93M
9 Morgan Stanley 0.47% 298.01K $22.37M
10 Gemsstock Ltd. 0.38% 237.97K $17.86M

Analyst View

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Latest News

Recent headlines for BMA

Google News Mon, 31 Aug 2026

Should Value Investors Buy Macro Bank (BMA) Stock? - finance.yahoo.com

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Google News Sat, 05 Sep 2026

Wall Street Zen Downgrades Macro Bank (NYSE:BMA) to Buy - marketbeat.com

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Google News ue, 26 May 2026

BMA - Banco Macro SA ADR Stock Price and Quote - Finviz

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Google News Sat, 29 Aug 2026

Byggma (OB:BMA) Stock Grapples With Fresh Loss And Lofty P/E - simplywall.st

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Google News Mon, 31 Aug 2026

BMA or NABZY: Which Is the Better Value Stock Right Now? - finance.yahoo.com

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Google News Wed, 19 Aug 2026

Macro Bank (NYSE: BMA) profit and 30% ANSES stake detailed - Stock Titan

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BMA — Frequently Asked Questions

What is the current share price of Banco Macro S.A. (BMA)?

As of 2026-09-19 21:16 PDT, Banco Macro S.A. (BMA) trades at $78.30 on NYSE. Its 52-week range is $37.79 to $101.13.

What is the market capitalisation of BMA?

Banco Macro S.A. (BMA) has a market capitalisation of $4.92B on NYSE.

What is the P/E ratio of BMA?

BMA trades at a trailing price-to-earnings (P/E) ratio of 19.72. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.21.

Does BMA pay a dividend?

Banco Macro S.A. (BMA) currently offers a dividend yield of 6.79%.

What is the return on equity (ROE) of BMA?

BMA has a return on equity (ROE) of 5.36%.

Is BMA a good stock to buy?

This page provides a data-driven analysis of Banco Macro S.A. (BMA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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