BILL Holdings, Inc. BILL R3KTECHAI
Company Overview
BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. The company offers cloud-based payments, accounts payable, accounts receivable, and spend and expense management solutions. It also provides BILL Spend and Expense, a spend and expense management suite that provides a solution for businesses to have charge cards, build and monitor budgets, manage payments, and eliminate the need for manual expense reports. In addition, the company offers onboarding implementation support, and ongoing support and training services. Additionally, it provides payment services, including ACH, card, real-time, and cross-border payments, as well as checks and pay by card services; lending and deposit products; and value-added services. The company's artificial intelligence enabled financial software platform provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software provider companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.
Why Investors Should Care
Revenue has grown at a 56.1% CAGR over the past five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Jun 2025 Revenue of $1.46B (+13.4% YoY); net profit $23.80M.
- Trailing 12 Months Year-on-year growth — revenue +13.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 56.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 56.06% |
| 1 Year: | 13.80% |
Stock Price Performance
| 1 Year: | +17.79% |
| 6 Months: | +7.04% |
| 3 Months: | +35.46% |
| 1 Month: | -0.81% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- Golden Cross6d ago
- RSI (14)49.51 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 56.1% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BILL BILL Holdings, Inc. R3KTECHAI | 47.60 | -432.73 | $4.74B | 0.00% | -1.47% | -0.30% | 56.06% | - |
| 2 | NVDA NVIDIA Corporation NDXSPXR3KAITECH | 225.73 | 28.50 | $5.45T | 0.46% | 74.66% | 117.21% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPXR3KTECH | 316.22 | 36.22 | $4.61T | 0.34% | 68.72% | 148.75% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXR3KAITECH | 493.95 | 27.49 | $3.67T | 0.79% | 26.33% | 34.04% | 9.93% | 11.90% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AITECH | 439.00 | 32.71 | $2.28T | 0.95% | 30.20% | 39.97% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXR3KAITECH | 368.56 | 46.95 | $1.75T | 0.71% | 16.70% | 44.25% | 17.04% | 54.08% |
| 7 | MU Micron Technology, Inc. NDXSPXR3KAITECH | 1,000.26 | 22.59 | $1.13T | 0.05% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH | 505.74 | 128.36 | $825.61B | 0.00% | 5.47% | 10.20% | 11.81% | 66.28% |
| 9 | ASML ASML Holding N.V. NDXAITECH | 1,764.85 | 59.89 | $677.88B | 0.51% | 42.97% | 53.94% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 22.42M | 26.00M | 28.24M | 31.68M | 35.18M | 39.08M | 41.23M | 42.11M | 46.21M | 54.05M | 59.74M | 118.35M | 156.48M | 166.91M | 229.92M | 260.01M | 272.56M | 304.99M | 318.50M | 323.03M | 358.45M | 362.55M | 358.22M | 395.74M | 414.67M | 406.56M |
| Gross Profit | 16.08M | 18.82M | 20.33M | 23.20M | 26.03M | 29.29M | 31.12M | 32.01M | 34.10M | 40.07M | 44.30M | 88.51M | 122.09M | 129.57M | 184.82M | 212.54M | 223.71M | 248.96M | 260.12M | 268.02M | 293.75M | 295.95M | 291.00M | 318.74M | 331.08M | 331.86M |
| Operating Income | -1.22M | -590.00K | -2.84M | -5.15M | -6.28M | -7.94M | -9.71M | -10.26M | -13.78M | -14.17M | -15.30M | -74.20M | -76.08M | -83.18M | -87.69M | -112.46M | -54.22M | -56.65M | -67.67M | -27.62M | -7.70M | -21.71M | -28.95M | -20.72M | -18.08M | -399.00K |
| Net Income | -884.00K | 102.00K | -2.03M | -4.50M | -5.70M | -7.58M | -8.32M | -9.50M | -12.95M | -17.18M | -26.73M | -74.26M | -80.44M | -86.72M | -81.64M | -95.08M | -31.14M | -27.86M | -40.42M | 31.81M | 8.91M | 33.55M | -11.59M | -2.96M | -2.59M | 12.79M |
| Diluted EPS | - | - | - | - | - | - | - | - | - | - | - | -0.78 | -0.78 | -0.84 | -0.78 | -0.90 | -0.29 | -0.26 | -0.38 | 0.00 | 0.08 | -0.06 | -0.11 | -0.03 | -0.03 | 0.12 |
| R&D Expense | 5.42M | 6.15M | 7.90M | 9.45M | 11.52M | 12.99M | 13.97M | 14.93M | 17.79M | 20.49M | 22.29M | 41.88M | 51.38M | 59.65M | 75.12M | 78.91M | 78.76M | 89.06M | 86.49M | 81.59M | 78.69M | 84.78M | 86.54M | 80.29M | 82.81M | 74.39M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 64.86M | 108.35M | 157.60M | 238.26M | 641.96M | 1.06B | 1.29B | 1.46B |
| Gross Profit | 45.49M | 78.43M | 118.46M | 176.46M | 496.95M | 864.49M | 1.06B | 1.19B |
| Operating Income | -7.82M | -9.80M | -34.20M | -113.97M | -316.82M | -295.77M | -174.16M | -80.60M |
| Net Income | -7.20M | -7.31M | -31.09M | -98.72M | -326.36M | -223.72M | -28.88M | 23.80M |
| Diluted EPS | - | - | -0.70 | -1.19 | -3.21 | -2.11 | -0.27 | -0.07 |
| R&D Expense | 17.99M | 28.92M | 53.00M | 89.50M | 219.82M | 314.63M | 336.75M | 340.06M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Jun 2017 | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.53B | 2.40B | 5.97B | 9.26B | 9.64B | 9.18B | 10.06B |
| Total Equity | -96.83M | -101.90M | -102.66M | 710.72M | 2.53B | 4.04B | 4.09B | 4.13B | 3.91B |
| Cash & Equivalents | - | 22.40M | 90.31M | 573.64M | 509.62M | 1.60B | 1.62B | 985.94M | 1.04B |
| Long Term Debt | - | - | - | - | 989.38M | 1.77B | 1.84B | 914.00M | 1.71B |
| Total Liabilities | - | - | 1.35B | 1.69B | 3.44B | 5.21B | 5.55B | 5.04B | 6.15B |
| Current Liabilities | - | - | 1.35B | 1.68B | 2.33B | 3.41B | 3.75B | 4.06B | 4.59B |
Cash Flows (Annual)
Figures in USD.
| Metric | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -8.36M | -3.95M | -4.43M | 4.62M | -18.09M | 187.77M | 278.77M | 350.64M |
| Investing Cash Flow | -417.82M | -96.11M | -249.49M | -1.43B | -1.13B | 259.29M | -409.37M | -817.39M |
| Financing Cash Flow | 326.28M | 491.65M | 863.13M | 1.64B | 2.88B | 235.11M | -742.60M | 666.52M |
| Capital Expenditure | -1.31M | -2.74M | -11.44M | -18.90M | -5.38M | -7.59M | -976.00K | -4.33M |
| Free Cash Flow | -9.67M | -6.69M | -15.87M | -14.28M | -23.47M | 180.18M | 277.80M | 346.31M |
| Share Buybacks | - | - | - | 0 | 0 | 87.61M | 211.90M | 430.00M |
Ratios (Annual)
Figures in %.
| Metric | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin % | 70.1% | 72.4% | 75.2% | 74.1% | 77.4% | 81.7% | 81.8% | 81.4% |
| Operating Margin % | -12.1% | -9.0% | -21.7% | -47.8% | -49.4% | -27.9% | -13.5% | -5.5% |
| Net Margin % | -11.1% | -6.8% | -19.7% | -41.4% | -50.8% | -21.1% | -2.2% | 1.6% |
| ROE % | 7.1% | 7.1% | -4.4% | -3.9% | -8.1% | -5.5% | -0.7% | 0.6% |
| ROCE % | - | -5.5% | -4.7% | -3.1% | -5.4% | -5.0% | -3.4% | -1.5% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 10.24% | 8.74M | $415.53M |
| 2 | ER Collective Holdings, LLC | 9.99% | 8.52M | $405.22M |
| 3 | Starboard Value LP | 8.24% | 7.03M | $334.21M |
| 4 | Vanguard Portfolio Management LLC | 6.67% | 5.69M | $270.61M |
| 5 | Ameriprise Financial, Inc. | 6.52% | 5.56M | $264.40M |
| 6 | Senvest Management LLC | 4.81% | 4.10M | $195.16M |
| 7 | Vanguard Capital Management LLC | 4.61% | 3.93M | $187.11M |
| 8 | Wellington Management Group, LLP | 4.18% | 3.56M | $169.48M |
| 9 | State Street Corporation | 3.68% | 3.14M | $149.41M |
| 10 | Dimensional Fund Advisors LP | 3.45% | 2.95M | $140.14M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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BILL — Frequently Asked Questions
What is the current share price of BILL Holdings, Inc. (BILL)?
As of 2026-09-19 21:16 PDT, BILL Holdings, Inc. (BILL) trades at $47.60 on NYSE. Its 52-week range is $31.96 to $56.31.
What is the market capitalisation of BILL?
BILL Holdings, Inc. (BILL) has a market capitalisation of $4.74B on NYSE.
What is the P/E ratio of BILL?
BILL trades at a trailing price-to-earnings (P/E) ratio of -432.73. The industry average P/E is 29.22. Its price-to-book (P/B) ratio is 1.25.
What is the return on equity (ROE) of BILL?
BILL has a return on equity (ROE) of -0.30%. Its return on capital employed (ROCE) is -1.47%.
Is BILL a good stock to buy?
This page provides a data-driven analysis of BILL Holdings, Inc. (BILL), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.