BancFirst Corporation BANF R2K

Financial Services · Banks - Regional · United States

https://www.bancfirst.bank

Company Profile ↓

$117.33

-8.86% 1Y

Mkt Cap$3.94B

P/E16.07

P/B2.05

Div. Yield1.69%

52W High$134.14

52W Low$102.44

Book Value$56.65

EPS (TTM)$7.30

Company Overview

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 14.2% per year over the last five years.

Reasonable Valuation

Trades at an undemanding P/E of 16.1.

Healthy Margins

Maintains a net profit margin of 35.4%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.05.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

Dec 2025 Revenue of $690.63M (+9.4% YoY); net profit $240.61M.
Trailing 12 Months Year-on-year growth — revenue +8.3%, earnings +11.4%.
5-Year Trend Long-term compounding — revenue CAGR 7.4%, profit CAGR 14.2%.

Growth & Price Performance

Compounded Sales Growth

5 Years:	7.40%
1 Year:	8.30%

Compounded Profit Growth

5 Years:	14.25%
1 Year:	11.40%

Stock Price Performance

1 Year:	-8.86%
6 Months:	+8.82%
3 Months:	+3.07%
1 Month:	+1.35%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish

52-Week Range 47% of range

$102.44 $134.14

Trend Signals

Price vs 50-DMAAbove
Price vs 200-DMAAbove
Golden Cross2d ago
RSI (14)63.00 · Neutral

Price Performance

1M+1.35%

3M+3.07%

6M+8.82%

1Y-8.86%

Valuation vs Sector

P/E of 16.07 is above the sector median of 13.52 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Period: Metric:

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

Excellent profit margin of 35.4%.
Profit CAGR of 14.2% over 5 years.
Generates positive free cash flow.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Valuation

Stock P/E

16.07

Industry PE

13.52

Forward P/E

15.69

PEG Ratio

2.09

Book Value

$56.65

Price to Book

2.05

P/S

5.59

EV/EBITDA

Dividend Yield

1.69%

Growth (CAGR)

Revenue 5Y

7.40%

Profit 5Y

14.25%

Revenue (YoY)

8.30%

Earnings (YoY)

11.40%

Profitability & Returns

ROCE

ROE

13.85%

ROA

1.70%

Profit Margin

35.43%

Op Margin

48.91%

Gross Margin

0.00%

EPS (Latest Qtr)

$1.85

EPS (TTM)

$7.30

Balance Sheet & Liquidity

Debt/Equity

0.05

Quick Ratio

Current Ratio

Debt

$144.97M

Total Assets

$15.12B

Current Assets

Working Capital

Ownership

Promoter Holding

31.00%

Chg in Prom Hold

-0.01%

FII / Inst Holding

57.47%

Chg in FII Hold

-0.01%

Financial Snapshot

Enterprise Value

$3.94B

Total Revenue (TTM)

$698.55M

EBITDA

Free Cash Flow

$236.97M

Operating Cash Flow

$284.17M

Shares Outstanding

33.59M

Gross Margin

0.00%

Payout Ratio

26.44%

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	BANF BancFirst Corporation R2K	117.33	16.07	$3.94B	1.69%	-	13.85%	7.40%	14.25%
2	JPM JPMorgan Chase & Co. SPX	346.91	16.61	$929.55B	1.87%	-	16.47%	5.35%	7.56%
3	BRK-B Berkshire Hathaway Inc. SPX	488.35	14.54	$682.86B	0.00%	-	10.50%	4.18%	9.44%
4	V Visa Inc. SPX	355.14	30.99	$589.43B	0.75%	37.15%	60.35%	14.33%	13.04%
5	MA Mastercard Incorporated SPX	535.21	30.99	$469.40B	0.65%	60.19%	-	12.29%	19.21%
6	BAC Bank of America Corporation SPX	61.59	15.28	$432.24B	1.88%	-	10.64%	6.00%	3.49%
7	MS Morgan Stanley SPX	228.55	20.70	$360.49B	1.76%	-	16.39%	3.76%	9.66%
8	GS The Goldman Sachs Group, Inc. SPX	1,152.07	17.79	$339.87B	1.58%	-	16.95%	-	2.21%
9	WFC Wells Fargo & Company SPX	87.51	13.53	$267.80B	2.11%	-	12.03%	4.02%	15.98%

Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric	Mar 2015	Jun 2015	Sep 2015	Dec 2015	Mar 2016	Jun 2016	Sep 2016	Dec 2016	Mar 2017	Jun 2017	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	164.84M	169.30M	175.48M	181.00M	179.00M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	66.53M	67.17M	68.78M	67.29M	62.58M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	71.08M	79.72M	78.97M	75.35M	80.06M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	14.97M	17.37M	16.32M	15.85M	17.07M
Net Income	16.26M	18.55M	15.63M	15.73M	16.58M	17.49M	17.98M	18.62M	22.05M	23.18M	21.71M	19.50M	29.62M	30.59M	32.88M	32.73M	31.84M	34.17M	33.37M	35.51M	22.61M	20.73M	20.89M	42.52M	48.19M	38.75M	35.91M	44.71M	55.35M	57.53M	55.01M	50.99M	50.33M	50.64M	58.90M	56.11M	62.35M	62.65M	59.50M	62.99M
Diluted EPS	1.03	1.17	0.98	0.99	0.52	0.55	0.57	0.58	0.68	0.71	0.67	0.59	0.89	0.91	0.98	0.98	0.96	1.02	1.00	1.07	0.68	0.63	0.63	1.27	1.45	1.16	1.08	1.34	1.65	1.72	1.64	1.52	1.50	1.51	1.75	1.67	1.85	1.85	1.75	1.85

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	557.42M	609.86M	631.45M	690.63M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	46.15M	199.48M	277.26M	269.77M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	237.43M	269.95M	275.28M	305.12M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	44.33M	57.48M	58.93M	64.51M
Net Income	32.61M	42.31M	45.62M	51.90M	54.32M	63.89M	66.17M	70.67M	86.44M	125.81M	134.88M	99.59M	-	193.10M	212.47M	216.35M	240.61M
Diluted EPS	2.09	2.70	2.93	3.36	3.49	4.04	2.09	2.22	2.65	3.76	4.05	3.00	-	5.77	6.34	6.44	7.11

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	-	5.06B	5.61B	6.02B	6.04B	6.57B	6.69B	7.02B	7.25B	7.57B	8.57B	9.21B	-	12.39B	12.37B	13.55B	14.84B
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	453.10M	1.04B	1.20B	1.71B	1.95B	1.86B	1.91B	1.60B	1.85B	1.76B	1.42B	-	-	-	3.17B	2.40B	3.55B	4.40B
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	234.00M	301.55M	-	-	-
Total Liabilities	-	-	4.60B	5.13B	5.50B	5.48B	5.97B	6.04B	6.31B	6.48B	6.67B	7.56B	8.14B	-	11.14B	10.94B	11.93B	12.98B
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	34.27M	18.48M	9.18M	6.94M	-	-	-	-	-	-	-	-	86.04M	86.10M	86.16M	98.21M
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	86.04M	86.10M	86.16M	98.21M
Total Equity	-	430.75M	458.59M	483.04M	519.57M	557.00M	609.31M	655.51M	711.09M	775.63M	902.79M	1.00B	1.07B	-	1.25B	1.43B	1.62B	1.85B
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	32.88M	32.93M	33.22M	33.54M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	706.00K	130.89M	62.41M	60.30M	78.09M	-	-	90.54M	109.75M	140.01M	158.96M	154.85M	-	226.27M	233.04M	261.20M	285.28M
Investing Cash Flow	57.11M	-250.83M	140.40M	-185.89M	-131.08M	-	-	-98.02M	-349.78M	-293.80M	50.35M	-898.51M	-	-1.52B	-669.71M	-71.39M	15.54M
Financing Cash Flow	525.59M	287.51M	300.84M	363.01M	-34.62M	-	-	259.76M	147.45M	-179.83M	234.72M	492.28M	-	2.41B	-334.79M	966.50M	549.77M
Capital Expenditure	-	-7.51M	-16.38M	-13.44M	-13.90M	-11.49M	-11.26M	-10.84M	-18.01M	-51.86M	-27.05M	-66.45M	-	-19.79M	-22.50M	-36.65M	-48.31M
Free Cash Flow	-	123.38M	46.03M	46.86M	64.19M	-	-	79.71M	91.74M	88.15M	131.90M	88.41M	-	206.49M	210.54M	224.55M	236.97M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-	-	-	-	1.12B	-771.45M	1.16B	850.59M
Share Buybacks	-	605.00K	10.80M	256.00K	2.71M	-	1.65M	5.52M	-	7.91M	1.60M	3.10M	11.66M	-	1.82M	-	-
Dividends Paid	13.77M	14.73M	15.59M	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Ratios (Annual)

Figures in %.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	34.6%	34.8%	34.3%	34.8%
ROE %	7.6%	9.2%	9.4%	10.0%	9.8%	10.5%	10.1%	9.9%	11.1%	13.9%	13.4%	9.3%	-	15.4%	14.8%	13.3%	13.0%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

31.00%

Institutions

57.47%

Public Float

83.29%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	9.20%	3.09M	$355.63M
2	Kayne Anderson Rudnick Investment Management LLC	7.71%	2.59M	$297.94M
3	Vanguard Portfolio Management LLC	4.60%	1.54M	$177.54M
4	State Street Corporation	3.95%	1.33M	$152.47M
5	Vanguard Capital Management LLC	3.23%	1.08M	$124.74M
6	Bancfirst Trust & Investment Management	2.60%	871.99K	$100.31M
7	Dimensional Fund Advisors LP	2.59%	869.54K	$100.02M
8	Geode Capital Management, LLC	1.59%	533.13K	$61.33M
9	Wells Fargo & Company	0.80%	268.78K	$30.92M
10	Fuller & Thaler Asset Management Inc.	0.80%	269.94K	$31.05M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for BANF

Yahoo Finance ue, 14 Jul 2026

3 Bank Stocks We Think Twice About

Banks play a critical role in the financial system, providing everything from commercial loans to wealth management and payment processing services. Market leaders have certainly capitalized on rising interest rates and strong loan demand t…

Yahoo Finance Mon, 06 Jul 2026

BancFirst (BANF) Upgraded to Buy: Here's What You Should Know

BancFirst (BANF) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Yahoo Finance Fri, 03 Jul 2026

3 Unpopular Stocks We Approach with Caution

Wall Street has issued downbeat forecasts for the stocks in this article. These predictions are rare - financial institutions typically hesitate to say bad things about a company because it can jeopardize their other revenue-generating busi…

Yahoo Finance hu, 25 Jun 2026

BancFirst (BANF): Buy, Sell, or Hold Post Q1 Earnings?

Since December 2025, BancFirst has been in a holding pattern, posting a small return of 4% while floating around $114.16.

Yahoo Finance Fri, 12 Jun 2026

Oklahoma’s BancFirst to buy SpiritBank, boost Tulsa presence

The deal, set to close in the fourth quarter for an undisclosed sum, marks the second Tulsa-area bank acquisition in roughly a year for BancFirst.

Yahoo Finance Wed, 10 Jun 2026

BancFirst Corporation Announces Acquisition of SpiritBank

BancFirst Corporation (NASDAQ: BANF) today announced it has entered into an agreement to acquire Spirit BankCorp, Inc., an Oklahoma corporation and SpiritBank (Spirit), a privately held community bank headquartered in Tulsa, Oklahoma. Spiri…

BANF — Frequently Asked Questions

What is the current share price of BancFirst Corporation (BANF)?

As of 2026-07-15 16:51 PDT, BancFirst Corporation (BANF) trades at $117.33 on NasdaqGS. Its 52-week range is $102.44 to $134.14.

What is the market capitalisation of BANF?

BancFirst Corporation (BANF) has a market capitalisation of $3.94B on NasdaqGS.

What is the P/E ratio of BANF?

BANF trades at a trailing price-to-earnings (P/E) ratio of 16.07. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 2.05.

Does BANF pay a dividend?

BancFirst Corporation (BANF) currently offers a dividend yield of 1.69%.

What is the return on equity (ROE) of BANF?

BANF has a return on equity (ROE) of 13.85%.

Is BANF a good stock to buy?

This page provides a data-driven analysis of BancFirst Corporation (BANF), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks

BancFirst Corporation BANF R2K

Company Overview

Why Investors Should Care

Recent Developments

Growth & Price Performance

Compounded Sales Growth

Compounded Profit Growth

Stock Price Performance

Price Chart

Technical Trend

Fundamental Growth Charts

PROS

CONS

Valuation

Growth (CAGR)

Profitability & Returns

Balance Sheet & Liquidity

Ownership

Financial Snapshot

Peer comparison

Quarterly Results

Profit & Loss (Annual)

Balance Sheet (Annual)

Cash Flows (Annual)

Ratios (Annual)

Shareholding Pattern

Top Institutional Holders

Analyst View

Latest News

3 Bank Stocks We Think Twice About

BancFirst (BANF) Upgraded to Buy: Here's What You Should Know

3 Unpopular Stocks We Approach with Caution

BancFirst (BANF): Buy, Sell, or Hold Post Q1 Earnings?

Oklahoma’s BancFirst to buy SpiritBank, boost Tulsa presence

BancFirst Corporation Announces Acquisition of SpiritBank

BANF — Frequently Asked Questions

What is the current share price of BancFirst Corporation (BANF)?

What is the market capitalisation of BANF?

What is the P/E ratio of BANF?

Does BANF pay a dividend?

What is the return on equity (ROE) of BANF?

Is BANF a good stock to buy?

Explore More