BancFirst Corporation BANF R2KR3KFINANCIAL
Company Overview
BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.
Why Investors Should Care
Net profit has compounded at 14.2% per year over the last five years.
Trades at an undemanding P/E of 15.2.
Maintains a net profit margin of 35.3%.
Carries low leverage with a debt-to-equity ratio of 0.05.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $690.63M (+9.4% YoY); net profit $240.61M.
- Trailing 12 Months Year-on-year growth — revenue +8.7%, earnings +5.9%.
- 5-Year Trend Long-term compounding — revenue CAGR 7.4%, profit CAGR 14.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 7.40% |
| 1 Year: | 8.70% |
Compounded Profit Growth
| 5 Years: | 14.25% |
| 1 Year: | 5.90% |
Stock Price Performance
| 1 Year: | -9.33% |
| 6 Months: | +4.66% |
| 3 Months: | +2.73% |
| 1 Month: | -0.39% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)51.76 · Neutral
P/E of 15.23 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 35.3%.
- Profit CAGR of 14.2% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BANF BancFirst Corporation R2KR3KFINANCIAL | 112.89 | 15.23 | $3.79B | 1.73% | - | 12.98% | 7.40% | 14.25% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 164.84M | 169.30M | 175.48M | 181.00M | 179.00M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 66.53M | 67.17M | 68.78M | 67.29M | 62.58M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 71.08M | 79.72M | 78.97M | 75.35M | 80.06M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 14.97M | 17.37M | 16.32M | 15.85M | 17.07M | - |
| Net Income | 18.55M | 15.63M | 15.73M | 16.58M | 17.49M | 17.98M | 18.62M | 22.05M | 23.18M | 21.71M | 19.50M | 29.62M | 30.59M | 32.88M | 32.73M | 31.84M | 34.17M | 33.37M | 35.51M | 22.61M | 20.73M | 20.89M | 42.52M | 48.19M | 38.75M | 35.91M | 44.71M | 55.35M | 57.53M | 55.01M | 50.99M | 50.33M | 50.64M | 58.90M | 56.11M | 62.35M | 62.65M | 59.50M | 62.99M | 66.69M |
| Diluted EPS | 1.17 | 0.98 | 0.99 | 0.52 | 0.55 | 0.57 | 0.58 | 0.68 | 0.71 | 0.67 | 0.59 | 0.89 | 0.91 | 0.98 | 0.98 | 0.96 | 1.02 | 1.00 | 1.07 | 0.68 | 0.63 | 0.63 | 1.27 | 1.45 | 1.16 | 1.08 | 1.34 | 1.65 | 1.72 | 1.64 | 1.52 | 1.50 | 1.51 | 1.75 | 1.67 | 1.85 | 1.85 | 1.75 | 1.85 | 1.96 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 557.42M | 609.86M | 631.45M | 690.63M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 46.15M | 199.48M | 277.26M | 269.77M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 237.43M | 269.95M | 275.28M | 305.12M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 44.33M | 57.48M | 58.93M | 64.51M |
| Net Income | 32.61M | 42.31M | 45.62M | 51.90M | 54.32M | 63.89M | 66.17M | 70.67M | 86.44M | 125.81M | 134.88M | 99.59M | - | 193.10M | 212.47M | 216.35M | 240.61M |
| Diluted EPS | 2.09 | 2.70 | 2.93 | 3.36 | 3.49 | 4.04 | 2.09 | 2.22 | 2.65 | 3.76 | 4.05 | 3.00 | - | 5.77 | 6.34 | 6.44 | 7.11 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 5.06B | 5.61B | 6.02B | 6.04B | 6.57B | 6.69B | 7.02B | 7.25B | 7.57B | 8.57B | 9.21B | - | 12.39B | 12.37B | 13.55B | 14.84B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 453.10M | 1.04B | 1.20B | 1.71B | 1.95B | 1.86B | 1.91B | 1.60B | 1.85B | 1.76B | 1.42B | - | - | - | 3.17B | 2.40B | 3.55B | 4.40B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | 234.00M | 301.55M | - | - | - |
| Total Liabilities | - | - | 4.60B | 5.13B | 5.50B | 5.48B | 5.97B | 6.04B | 6.31B | 6.48B | 6.67B | 7.56B | 8.14B | - | 11.14B | 10.94B | 11.93B | 12.98B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 34.27M | 18.48M | 9.18M | 6.94M | - | - | - | - | - | - | - | - | 86.04M | 86.10M | 86.16M | 98.21M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 86.04M | 86.10M | 86.16M | 98.21M |
| Total Equity | - | 430.75M | 458.59M | 483.04M | 519.57M | 557.00M | 609.31M | 655.51M | 711.09M | 775.63M | 902.79M | 1.00B | 1.07B | - | 1.25B | 1.43B | 1.62B | 1.85B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 32.88M | 32.93M | 33.22M | 33.54M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 706.00K | 130.89M | 62.41M | 60.30M | 78.09M | - | - | 90.54M | 109.75M | 140.01M | 158.96M | 154.85M | - | 226.27M | 233.04M | 261.20M | 285.28M |
| Investing Cash Flow | 57.11M | -250.83M | 140.40M | -185.89M | -131.08M | - | - | -98.02M | -349.78M | -293.80M | 50.35M | -898.51M | - | -1.52B | -669.71M | -71.39M | 15.54M |
| Financing Cash Flow | 525.59M | 287.51M | 300.84M | 363.01M | -34.62M | - | - | 259.76M | 147.45M | -179.83M | 234.72M | 492.28M | - | 2.41B | -334.79M | 966.50M | 549.77M |
| Capital Expenditure | - | -7.51M | -16.38M | -13.44M | -13.90M | -11.49M | -11.26M | -10.84M | -18.01M | -51.86M | -27.05M | -66.45M | - | -19.79M | -22.50M | -36.65M | -48.31M |
| Free Cash Flow | - | 123.38M | 46.03M | 46.86M | 64.19M | - | - | 79.71M | 91.74M | 88.15M | 131.90M | 88.41M | - | 206.49M | 210.54M | 224.55M | 236.97M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.12B | -771.45M | 1.16B | 850.59M |
| Share Buybacks | - | 605.00K | 10.80M | 256.00K | 2.71M | - | 1.65M | 5.52M | - | 7.91M | 1.60M | 3.10M | 11.66M | - | 1.82M | - | - |
| Dividends Paid | 13.77M | 14.73M | 15.59M | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 34.6% | 34.8% | 34.3% | 34.8% |
| ROE % | 7.6% | 9.2% | 9.4% | 10.0% | 9.8% | 10.5% | 10.1% | 9.9% | 11.1% | 13.9% | 13.4% | 9.3% | - | 15.4% | 14.8% | 13.3% | 13.0% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.54% | 3.20M | $354.20M |
| 2 | Kayne Anderson Rudnick Investment Management LLC | 7.12% | 2.39M | $264.28M |
| 3 | State Street Corporation | 4.35% | 1.46M | $161.63M |
| 4 | Vanguard Portfolio Management LLC | 4.28% | 1.44M | $158.92M |
| 5 | Vanguard Capital Management LLC | 2.90% | 973.15K | $107.58M |
| 6 | Dimensional Fund Advisors LP | 2.73% | 917.10K | $101.39M |
| 7 | Bancfirst Trust & Investment Management | 2.67% | 895.97K | $99.05M |
| 8 | Geode Capital Management, LLC | 1.72% | 577.24K | $63.81M |
| 9 | Fuller & Thaler Asset Management Inc. | 0.84% | 281.30K | $31.10M |
| 10 | Wells Fargo & Company | 0.80% | 267.14K | $29.53M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BANF
Jupiter Topco LLC Makes New $1.16 Million Investment in BancFirst Corporation $BANF - marketbeat.com
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BancFirst - Forbes
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Kimberly Kay Ingram converts RSUs into BancFirst (BANF) stock - Stock Titan
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BANF — Frequently Asked Questions
What is the current share price of BancFirst Corporation (BANF)?
As of 2026-09-07 16:24 PDT, BancFirst Corporation (BANF) trades at $112.89 on NasdaqGS. Its 52-week range is $102.44 to $134.14.
What is the market capitalisation of BANF?
BancFirst Corporation (BANF) has a market capitalisation of $3.79B on NasdaqGS.
What is the P/E ratio of BANF?
BANF trades at a trailing price-to-earnings (P/E) ratio of 15.23. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 2.00.
Does BANF pay a dividend?
BancFirst Corporation (BANF) currently offers a dividend yield of 1.73%.
What is the return on equity (ROE) of BANF?
BANF has a return on equity (ROE) of 12.98%.
Is BANF a good stock to buy?
This page provides a data-driven analysis of BancFirst Corporation (BANF), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.