American Express Company AXP SPX
Company Overview
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.
Why Investors Should Care
Generates a return on equity of 34.4%, reflecting efficient use of shareholder capital.
Maintains a net profit margin of 16.3%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $72.23B (+9.5% YoY); net profit $10.83B.
- Trailing 12 Months Year-on-year growth — revenue +11.6%, earnings +17.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 8.9%, profit CAGR 6.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 8.87% |
| 1 Year: | 11.60% |
Compounded Profit Growth
| 5 Years: | 6.02% |
| 1 Year: | 17.60% |
Stock Price Performance
| 1 Year: | +11.82% |
| 6 Months: | -4.91% |
| 3 Months: | +9.95% |
| 1 Month: | +11.79% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)64.10 · Neutral
P/E of 22.18 is above the sector median of 13.30 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 34.4%.
- Generates positive free cash flow.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AXP American Express Company SPX | 355.06 | 22.18 | $242.27B | 1.17% | - | 34.42% | 8.87% | 6.02% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | 6.05B | 6.22B | 6.17B | - | 6.39B | 6.67B | 6.65B | - | 6.70B | 7.08B | 7.05B | - | 6.30B | 4.36B | 5.38B | - | 5.65B | 6.76B | 7.14B | 7.64B | 8.77B | 8.73B | 8.85B | 9.43B | 9.38B | 9.34B | 9.82B | - | - | 16.97B | 17.86B | 18.43B | 18.98B | 18.91B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.97B | 2.08B | 2.13B | 2.06B | 1.97B |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.33B | 3.55B | 3.83B | 3.09B | 3.78B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 746.00M | 665.00M | 923.00M | 628.00M | 807.00M |
| Net Income | 1.27B | 899.00M | 1.43B | 2.02B | 1.14B | 825.00M | 1.25B | 1.34B | 1.36B | -1.21B | 1.63B | 1.62B | 1.65B | 2.01B | 1.55B | 1.76B | 1.75B | 1.69B | 367.00M | 257.00M | 1.07B | 1.44B | 2.23B | 2.28B | 1.83B | 2.10B | 1.96B | 1.88B | 1.82B | 2.17B | 2.45B | 2.44B | 3.02B | - | - | 2.58B | 2.88B | 2.90B | 2.46B | 2.97B |
| Diluted EPS | 1.24 | 0.89 | 1.45 | 2.10 | 1.20 | 0.88 | 1.35 | 1.47 | 1.51 | -1.42 | 1.86 | 1.84 | 1.88 | 2.32 | 1.80 | 2.07 | 2.08 | 2.03 | 0.41 | 0.29 | 1.30 | 1.76 | 2.74 | 2.80 | 2.27 | 2.73 | 2.57 | 2.47 | 2.40 | 2.89 | 3.30 | 3.33 | 4.15 | - | - | 3.64 | 4.08 | 4.14 | 3.53 | 4.28 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 28.36B | 24.52B | 27.82B | - | - | - | - | - | 24.23B | 24.78B | 26.61B | 28.16B | 21.97B | - | 52.86B | 60.52B | 65.95B | 72.23B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 5.69B | 3.58B | 2.84B | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.76B | 6.85B | 8.25B | 8.23B |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 9.59B | 10.51B | 12.89B | 13.79B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.07B | 2.14B | 2.77B | 2.96B |
| Net Income | 4.01B | 2.70B | 2.13B | 4.06B | 4.93B | 4.48B | 5.36B | 5.88B | 5.16B | 5.38B | 2.75B | 6.92B | 6.76B | 3.13B | - | 7.51B | 8.37B | 10.13B | 10.83B |
| Diluted EPS | 3.34 | 2.32 | 1.54 | 3.35 | 4.12 | 3.89 | 4.88 | - | - | - | - | - | 7.99 | 3.77 | - | 9.85 | 11.21 | 14.01 | 15.38 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 126.07B | 125.14B | 146.69B | 153.34B | 153.14B | 153.00B | 159.00B | 161.00B | 159.00B | 181.00B | 189.00B | 198.00B | 191.00B | - | 228.35B | 261.11B | 271.46B | 300.05B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 8.25B | 15.27B | 20.55B | 4.06B | 654.00M | - | - | - | - | - | - | - | - | - | - | - | 33.54B | 46.53B | 40.55B | 47.71B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.70B | - | - | - | - |
| Total Liabilities | - | - | 114.23B | 110.74B | 130.46B | 134.54B | 134.25B | 133.88B | 138.43B | 140.51B | 138.39B | 162.94B | 166.31B | 175.25B | 168.38B | - | 203.64B | 233.05B | 241.20B | 266.58B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 60.04B | 77.30B | 66.42B | 59.57B | 58.97B | 55.33B | 57.95B | 48.06B | 46.99B | 55.80B | 58.42B | 57.84B | 42.95B | - | 42.57B | 47.87B | 49.72B | 56.39B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 43.92B | 49.16B | 51.09B | 57.76B |
| Total Equity | 10.51B | 11.03B | 11.84B | 12.64B | 18.79B | 18.79B | 18.89B | 19.50B | 20.67B | 20.67B | 20.52B | 18.26B | 22.29B | 23.07B | 22.98B | - | 24.71B | 28.06B | 30.26B | 33.47B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 743.00M | 723.00M | 702.00M | 686.00M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 8.01B | 7.77B | 6.34B | 8.94B | 10.47B | - | - | - | - | - | 13.54B | 8.93B | 13.63B | 5.59B | - | 21.08B | 18.56B | 14.05B | 18.43B |
| Investing Cash Flow | -16.62B | 7.56B | -6.75B | -1.23B | -491.00M | - | - | - | - | - | -18.24B | -19.61B | -16.71B | 11.63B | - | -33.69B | -24.43B | -24.40B | -22.89B |
| Financing Cash Flow | 15.47B | -10.44B | -4.65B | -8.08B | -1.38B | - | - | - | - | - | 12.24B | 5.10B | -519.00M | -9.07B | - | 24.51B | 18.38B | 4.44B | 11.21B |
| Capital Expenditure | -938.00M | -977.00M | -722.00M | -878.00M | -1.19B | -1.05B | -1.01B | -1.20B | -1.34B | -1.38B | -1.06B | -1.31B | -1.65B | -1.48B | - | -1.85B | -1.56B | -1.91B | -2.42B |
| Free Cash Flow | 7.07B | 6.80B | 5.62B | 8.06B | 9.29B | - | - | - | - | - | 12.48B | 7.62B | 11.99B | 4.11B | - | 19.22B | 17.00B | 12.14B | 16.00B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.90B | 12.51B | -5.92B | 6.75B |
| Share Buybacks | 3.57B | 218.00M | 0 | 590.00M | 2.30B | 3.95B | 3.94B | 4.39B | 4.50B | 4.40B | 4.30B | 1.60B | - | 1.03B | 7.65B | 3.50B | 3.65B | 6.02B | 5.81B |
| Dividends Paid | 712.00M | 836.00M | 924.00M | 867.00M | 861.00M | 902.00M | 939.00M | 1.04B | 1.17B | 1.21B | 1.25B | 1.32B | 1.42B | 1.47B | 1.45B | 1.56B | 1.78B | 2.00B | 2.27B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | 12.6% | 11.6% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | 9.5% | 8.7% | 14.6% | - | - | - | - | - | 22.2% | 11.1% | 26.0% | 24.0% | 14.3% | - | 14.2% | 13.8% | 15.4% | 15.0% |
| ROE % | 36.4% | 22.8% | 16.9% | 21.6% | 26.3% | 23.7% | 27.5% | 28.5% | 25.0% | 26.2% | 15.0% | 31.0% | 29.3% | 13.6% | - | 30.4% | 29.8% | 33.5% | 32.4% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Berkshire Hathaway, Inc | 22.22% | 151.61M | $53.85B |
| 2 | Blackrock Inc. | 6.14% | 41.91M | $14.89B |
| 3 | Vanguard Capital Management LLC | 4.84% | 33.01M | $11.72B |
| 4 | State Street Corporation | 4.28% | 29.23M | $10.38B |
| 5 | JPMORGAN CHASE & CO | 2.99% | 20.41M | $7.25B |
| 6 | Geode Capital Management, LLC | 2.08% | 14.17M | $5.03B |
| 7 | Morgan Stanley | 1.88% | 12.81M | $4.55B |
| 8 | Fisher Asset Management, LLC | 1.36% | 9.25M | $3.29B |
| 9 | FMR, LLC | 1.36% | 9.26M | $3.29B |
| 10 | Vanguard Portfolio Management LLC | 1.17% | 7.95M | $2.82B |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AXP
Meet Us in Montauk: EDITION Hotels Ushers in 'The Summer EDITION' Presented by American Express, a Weekend Residency, in New York's East End
EDITION announces 'The Summer EDITION', a two-day weekend residency presented by American Express at the iconic Montauk destination, The Crow's Nest, on Friday, July 24 and Saturday, July 25, 2026. The curated weekend, available exclusively…
Greg Abel Tied 30% of Berkshire's $348 Billion Portfolio to 2 AI Stocks
That's not a bad thing at all.
JP Morgan Just Upgraded The Stock It Thinks Is Most Shielded From Geopolitical Crises
Geopolitical crises often create winners and losers in the stock market, but for a certain set of investors, investing remains more about surviving the uncertainties. The conflict in Iran is one such crisis that has significantly disrupted …
Amex, Delta card spending soars
The card company is benefiting from a continuous rise in spending by consumers who hold Delta Air Lines branded cards.
American Express Is Warren Buffett's Second-Biggest Stock. Is It Still a Buy Near Highs?
One of Warren Buffett's largest and longest-held bets has been a steady winner. But the easy money may already be gone.
American Express (AXP) Gets A JPMorgan Upgrade As Consumer Spending Concerns Build
JPMorgan upgraded American Express (NYSE:AXP) to Overweight, naming it its preferred sector pick. The call highlights American Express’s card business and revenue model during a period of geopolitical tension involving the US and Iran. The …
AXP — Frequently Asked Questions
What is the current share price of American Express Company (AXP)?
As of 2026-07-14 21:23 PDT, American Express Company (AXP) trades at $355.06 on NYSE. Its 52-week range is $290.55 to $381.78.
What is the market capitalisation of AXP?
American Express Company (AXP) has a market capitalisation of $242.27B on NYSE.
What is the P/E ratio of AXP?
AXP trades at a trailing price-to-earnings (P/E) ratio of 22.18. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 6.53.
Does AXP pay a dividend?
American Express Company (AXP) currently offers a dividend yield of 1.17%.
What is the return on equity (ROE) of AXP?
AXP has a return on equity (ROE) of 34.42%.
Is AXP a good stock to buy?
This page provides a data-driven analysis of American Express Company (AXP), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.