American Express Company AXP SPXR3KFINANCIAL
Company Overview
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.
Why Investors Should Care
Generates a return on equity of 34.4%, reflecting efficient use of shareholder capital.
Maintains a net profit margin of 16.1%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $72.23B (+9.5% YoY); net profit $10.83B.
- Trailing 12 Months Year-on-year growth — revenue +12.8%, earnings +11.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 8.9%, profit CAGR 6.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 8.87% |
| 1 Year: | 12.80% |
Compounded Profit Growth
| 5 Years: | 6.02% |
| 1 Year: | 11.00% |
Stock Price Performance
| 1 Year: | +7.42% |
| 6 Months: | +9.00% |
| 3 Months: | +5.28% |
| 1 Month: | -4.80% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)39.34 · Neutral
P/E of 19.79 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 34.4%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AXP American Express Company SPXR3KFINANCIAL | 326.16 | 19.79 | $220.26B | 1.11% | - | 34.38% | 8.87% | 6.02% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | 6.05B | 6.22B | 6.17B | - | 6.39B | 6.67B | 6.65B | - | 6.70B | 7.08B | 7.05B | - | 6.30B | 4.36B | 5.38B | - | 5.65B | 6.76B | 7.14B | 7.64B | 8.77B | 8.73B | 8.85B | 9.43B | 9.38B | 9.34B | 9.82B | - | - | 16.97B | 17.86B | 18.43B | 18.98B | 18.91B | 11.21B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.97B | 2.08B | 2.13B | 2.06B | 1.97B | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.33B | 3.55B | 3.83B | 3.09B | 3.78B | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 746.00M | 665.00M | 923.00M | 628.00M | 807.00M | - |
| Net Income | 899.00M | 1.43B | 2.02B | 1.14B | 825.00M | 1.25B | 1.34B | 1.36B | -1.21B | 1.63B | 1.62B | 1.65B | 2.01B | 1.55B | 1.76B | 1.75B | 1.69B | 367.00M | 257.00M | 1.07B | 1.44B | 2.23B | 2.28B | 1.83B | 2.10B | 1.96B | 1.88B | 1.82B | 2.17B | 2.45B | 2.44B | 3.02B | - | - | 2.58B | 2.88B | 2.90B | 2.46B | 2.97B | 3.11B |
| Diluted EPS | 0.89 | 1.45 | 2.10 | 1.20 | 0.88 | 1.35 | 1.47 | 1.51 | -1.42 | 1.86 | 1.84 | 1.88 | 2.32 | 1.80 | 2.07 | 2.08 | 2.03 | 0.41 | 0.29 | 1.30 | 1.76 | 2.74 | 2.80 | 2.27 | 2.73 | 2.57 | 2.47 | 2.40 | 2.89 | 3.30 | 3.33 | 4.15 | - | - | 3.64 | 4.08 | 4.14 | 3.53 | 4.28 | 4.53 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 28.36B | 24.52B | 27.82B | - | - | - | - | - | 24.23B | 24.78B | 26.61B | 28.16B | 21.97B | - | 52.86B | 60.52B | 65.95B | 72.23B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 5.69B | 3.58B | 2.84B | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.76B | 6.85B | 8.25B | 8.23B |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 9.59B | 10.51B | 12.89B | 13.79B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.07B | 2.14B | 2.77B | 2.96B |
| Net Income | 4.01B | 2.70B | 2.13B | 4.06B | 4.93B | 4.48B | 5.36B | 5.88B | 5.16B | 5.38B | 2.75B | 6.92B | 6.76B | 3.13B | - | 7.51B | 8.37B | 10.13B | 10.83B |
| Diluted EPS | 3.34 | 2.32 | 1.54 | 3.35 | 4.12 | 3.89 | 4.88 | - | - | - | - | - | 7.99 | 3.77 | - | 9.85 | 11.21 | 14.01 | 15.38 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 126.07B | 125.14B | 146.69B | 153.34B | 153.14B | 153.00B | 159.00B | 161.00B | 159.00B | 181.00B | 189.00B | 198.00B | 191.00B | - | 228.35B | 261.11B | 271.46B | 300.05B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 8.25B | 15.27B | 20.55B | 4.06B | 654.00M | - | - | - | - | - | - | - | - | - | - | - | 33.54B | 46.53B | 40.55B | 47.71B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.70B | - | - | - | - |
| Total Liabilities | - | - | 114.23B | 110.74B | 130.46B | 134.54B | 134.25B | 133.88B | 138.43B | 140.51B | 138.39B | 162.94B | 166.31B | 175.25B | 168.38B | - | 203.64B | 233.05B | 241.20B | 266.58B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 60.04B | 77.30B | 66.42B | 59.57B | 58.97B | 55.33B | 57.95B | 48.06B | 46.99B | 55.80B | 58.42B | 57.84B | 42.95B | - | 42.57B | 47.87B | 49.72B | 56.39B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 43.92B | 49.16B | 51.09B | 57.76B |
| Total Equity | 10.51B | 11.03B | 11.84B | 12.64B | 18.79B | 18.79B | 18.89B | 19.50B | 20.67B | 20.67B | 20.52B | 18.26B | 22.29B | 23.07B | 22.98B | - | 24.71B | 28.06B | 30.26B | 33.47B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 743.00M | 723.00M | 702.00M | 686.00M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 8.01B | 7.77B | 6.34B | 8.94B | 10.47B | - | - | - | - | - | 13.54B | 8.93B | 13.63B | 5.59B | - | 21.08B | 18.56B | 14.05B | 18.43B |
| Investing Cash Flow | -16.62B | 7.56B | -6.75B | -1.23B | -491.00M | - | - | - | - | - | -18.24B | -19.61B | -16.71B | 11.63B | - | -33.69B | -24.43B | -24.40B | -22.89B |
| Financing Cash Flow | 15.47B | -10.44B | -4.65B | -8.08B | -1.38B | - | - | - | - | - | 12.24B | 5.10B | -519.00M | -9.07B | - | 24.51B | 18.38B | 4.44B | 11.21B |
| Capital Expenditure | -938.00M | -977.00M | -722.00M | -878.00M | -1.19B | -1.05B | -1.01B | -1.20B | -1.34B | -1.38B | -1.06B | -1.31B | -1.65B | -1.48B | - | -1.85B | -1.56B | -1.91B | -2.42B |
| Free Cash Flow | 7.07B | 6.80B | 5.62B | 8.06B | 9.29B | - | - | - | - | - | 12.48B | 7.62B | 11.99B | 4.11B | - | 19.22B | 17.00B | 12.14B | 16.00B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.90B | 12.51B | -5.92B | 6.75B |
| Share Buybacks | 3.57B | 218.00M | 0 | 590.00M | 2.30B | 3.95B | 3.94B | 4.39B | 4.50B | 4.40B | 4.30B | 1.60B | - | 1.03B | 7.65B | 3.50B | 3.65B | 6.02B | 5.81B |
| Dividends Paid | 712.00M | 836.00M | 924.00M | 867.00M | 861.00M | 902.00M | 939.00M | 1.04B | 1.17B | 1.21B | 1.25B | 1.32B | 1.42B | 1.47B | 1.45B | 1.56B | 1.78B | 2.00B | 2.27B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | 12.6% | 11.6% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | 9.5% | 8.7% | 14.6% | - | - | - | - | - | 22.2% | 11.1% | 26.0% | 24.0% | 14.3% | - | 14.2% | 13.8% | 15.4% | 15.0% |
| ROE % | 36.4% | 22.8% | 16.9% | 21.6% | 26.3% | 23.7% | 27.5% | 28.5% | 25.0% | 26.2% | 15.0% | 31.0% | 29.3% | 13.6% | - | 30.4% | 29.8% | 33.5% | 32.4% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Berkshire Hathaway, Inc | 22.45% | 151.61M | $50.52B |
| 2 | Blackrock Inc. | 6.22% | 42.01M | $14.00B |
| 3 | Vanguard Capital Management LLC | 5.21% | 35.22M | $11.73B |
| 4 | State Street Corporation | 4.31% | 29.10M | $9.69B |
| 5 | JPMORGAN CHASE & CO | 3.03% | 20.46M | $6.82B |
| 6 | Geode Capital Management, LLC | 2.08% | 14.02M | $4.67B |
| 7 | Morgan Stanley | 1.94% | 13.12M | $4.37B |
| 8 | Fisher Asset Management, LLC | 1.40% | 9.43M | $3.14B |
| 9 | Vanguard Portfolio Management LLC | 1.29% | 8.74M | $2.91B |
| 10 | NORGES BANK | 1.18% | 7.99M | $2.66B |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AXP
American Express Company $AXP Shares Sold by HighTower Advisors LLC - marketbeat.com
<a href="https://news.google.com/rss/articles/CBMixgFBVV95cUxQU0tzX3hGSnFQSlBJRjhLTkt5enRGbGo3ZlNfR3dsT0Y3NW1NMDZJT09aX0toa2NsZ204SXVYYzBtajFWUUpGaWVuVmhKV3dZMmVZZ1RXdy10VHhjcWVIVmVyTFdKc0gzSl9WUC1xRm9zS09Ob2l0ajY5dWRUbnRpNkRBYTJ5YnhJMXRtcE…
American Express (AXP) Stock Still Looks Cheap After A 120% Five Year Run - Yahoo Finance
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American Express (AXP) Stock Looks Undervalued On Fair Value Yet Priced Right On Earnings - simplywall.st
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American Express Still Earns Its Premium (NYSE:AXP) - Seeking Alpha
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Visa vs. American Express: Which Financial Stock Is the Better Buy? - The Motley Fool
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Giverny Capital Inc. Invests $15.75 Million in American Express Company $AXP - marketbeat.com
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AXP — Frequently Asked Questions
What is the current share price of American Express Company (AXP)?
As of 2026-09-07 16:24 PDT, American Express Company (AXP) trades at $326.16 on NYSE. Its 52-week range is $290.55 to $381.78.
What is the market capitalisation of AXP?
American Express Company (AXP) has a market capitalisation of $220.26B on NYSE.
What is the P/E ratio of AXP?
AXP trades at a trailing price-to-earnings (P/E) ratio of 19.79. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 6.71.
Does AXP pay a dividend?
American Express Company (AXP) currently offers a dividend yield of 1.11%.
What is the return on equity (ROE) of AXP?
AXP has a return on equity (ROE) of 34.38%.
Is AXP a good stock to buy?
This page provides a data-driven analysis of American Express Company (AXP), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.