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Ategrity Specialty Insurance Company Holdings ASIC R2K

Financial Services · Insurance - Property & Casualty · United States
https://ategrity.com

Ategrity Specialty Insurance Company Holdings, through its subsidiaries, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States. The company offers property and casualty insurance solutions, including general liability, commercial property, management liability, miscellaneous PL, allied healthcare, and architects and engineers insurance products to the retail, real estate, hospitality, and construction sectors. It markets and distributes its products through brokerage and small business channels. The company was formerly known as Ategrity Specialty Holdings LLC and changed its name to Ategrity Specialty Insurance Company Holdings in June 2025. Ategrity Specialty Insurance Company Holdings was incorporated in 2017 and is based in New York, New York. Ategrity Specialty Insurance Company Holdings operates as a subsidiary of Zimmer Financial Services Group LLC.

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$19.51
-20.95% 1Y

Market & Price

Market Cap
$937.12M
Current Price
$19.51
High / Low (52W)
$24.68 / $16.38
Beta
-

Valuation

Stock P/E
10.16
Industry PE
12.01
Forward P/E
7.80
PEG Ratio
-
Book Value
$13.13
Price to Book
1.49
P/S
1.99
EV/EBITDA
5.56
Dividend Yield
-

Profitability & Returns

ROCE
-
ROE
17.89%
ROA
5.65%
Profit Margin
19.36%
Op Margin
26.55%
EPS (Latest Qtr)
$0.51
EPS (TTM)
$1.92

Balance Sheet & Liquidity

Debt/Equity
0.40
Quick Ratio
1.18
Current Ratio
1.67
Debt
$2.52M
Total Assets
$1.47B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
81.22%
Chg in Prom Hold
-
FII / Inst Holding
12.54%
Chg in FII Hold
0.02%

Financial Snapshot

Enterprise Value
$674.56M
Total Revenue (TTM)
$470.18M
EBITDA
$121.23M
Free Cash Flow
$1.55M
Operating Cash Flow
$168.27M
Shares Outstanding
48.03M
Gross Margin
26.01%
Payout Ratio
0.00%

Growth (CAGR)

Revenue 5Y
32.61%
Profit 5Y
171.38%
Revenue (YoY)
55.20%
Earnings (YoY)
155.00%

PROS

  • Compounding revenue at 32.6% over 5 years.
  • Profit CAGR of 171.4% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 ASIC Ategrity Specialty Insurance Company Holdings R2K 19.51 10.16 $937.12M - - 17.89% 32.61% 171.38%
2 JPM JPMorgan Chase & Co. SPX 299.31 14.33 $802.00B 2.00% - 16.47% 12.50% 14.83%
3 V Visa Inc. SPX 326.36 28.48 $620.65B 0.82% 38.38% 60.35% 10.92% 10.28%
4 MA Mastercard Incorporated SPX 493.98 28.57 $436.47B 0.70% 61.47% - 13.82% 14.66%
5 MS Morgan Stanley SPX 208.00 18.84 $328.08B 1.92% - 16.39% 9.52% 15.20%
6 GS The Goldman Sachs Group, Inc. SPX 1,025.56 18.73 $302.55B 1.76% - 14.55% 7.16% 15.11%
7 WFC Wells Fargo & Company SPX 77.54 11.98 $237.29B 2.32% - 12.03% 4.02% 15.98%
8 BLK BlackRock, Inc. SPX 1,046.88 26.32 $162.51B 2.19% 4.89% 11.90% 10.65% 2.36%
9 SCHW The Charles Schwab Corporation SPX 87.35 17.37 $151.91B 1.47% - 19.08% 4.83% 7.21%
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Quarterly Results

Figures in USD.

Metric Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 74.37M-83.12M101.78M117.00M122.32M128.96M
Cost of Revenue -------
Gross Profit -------
Operating Expenses -------
Operating Income --11.14M22.78M30.13M33.23M34.23M
EBITDA -------
Interest Expense --447.00K447.00K392.00K72.00K4.00K
Pretax Income --10.69M22.33M29.73M33.16M34.23M
Tax Provision --2.24M4.71M6.12M6.71M7.05M
Net Income 4.94M-8.46M17.62M22.66M25.25M25.47M
Diluted EPS 0.140.270.170.39-0.510.51

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2023Dec 2024Dec 2025
Revenue 241.32M343.83M424.34M
Cost of Revenue ---
Gross Profit ---
Operating Expenses ---
Operating Income 14.86M68.31M97.27M
EBITDA ---
Interest Expense 2.24M2.04M1.36M
Pretax Income 12.62M66.26M95.91M
Tax Provision 2.52M12.32M19.79M
Net Income 10.05M47.09M74.00M
Diluted EPS 0.210.991.58

Compounded Sales Growth

5 Years:32.61%
1 Year:55.20%

Compounded Profit Growth

5 Years:171.38%
1 Year:155.00%

Stock Price Performance

1 Year:-20.95%
6 Months:+5.35%
3 Months:-11.80%
1 Month:-4.88%

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2023Dec 2024Dec 2025
Total Assets 882.04M1.12B1.47B
Current Assets ---
Cash & Equivalents 264.65M26.57M29.72M
Inventory ---
Receivables 49.10M187.12M225.63M
Total Liabilities 559.85M724.63M859.45M
Current Liabilities ---
Long Term Debt ---
Total Debt ---
Total Equity 321.70M398.31M614.31M
Shares Outstanding 47.07M47.07M48.07M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2023Dec 2024Dec 2025
Operating Cash Flow 85.71M125.61M147.19M
Investing Cash Flow 14.51M-363.27M-274.15M
Financing Cash Flow 32.27M-414.00K130.11M
Capital Expenditure ---
Free Cash Flow 85.71M125.61M147.19M
Net Change in Cash 132.49M-238.07M3.15M
Share Buybacks -02.74M

Ratios (Annual)

Figures in %.

Metric Dec 2023Dec 2024Dec 2025
Gross Margin % ---
Operating Margin % 6.2%19.9%22.9%
Net Margin % 4.2%13.7%17.4%
ROE % 3.1%11.8%12.0%
ROCE % ---

Shareholding Pattern

Insiders
81.22%
Institutions
12.54%
Public Float
66.74%

Top Institutional Holders

#Holder% HeldSharesValue
1 Nuveen, LLC 1.48% 712.07K $13.89M
2 T. Rowe Price Investment Management, Inc. 1.19% 569.73K $11.12M
3 Blackrock Inc. 1.18% 566.98K $11.06M
4 Cannell Capital LLC 1.01% 486.50K $9.49M
5 Vanguard Capital Management LLC 0.75% 358.29K $6.99M
6 Price (T.Rowe) Associates Inc 0.57% 274.65K $5.36M
7 Marshall Wace LLP 0.42% 200.61K $3.91M
8 Geode Capital Management, LLC 0.39% 188.25K $3.67M
9 Two Sigma Investments, LP 0.33% 158.09K $3.08M
10 State Of Wisconsin Investment Board 0.30% 143.29K $2.80M

Analyst View

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