AMERISAFE, Inc. AMSF R2K
Financial Services · Insurance - Specialty · United States
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.
READ MORE ›$30.65
-31.03% 1Y
Market & Price
Market Cap
$573.27M
Current Price
$30.65
High / Low (52W)
$44.62 / $29.60
Beta
0.27
Valuation
Stock P/E
12.61
Industry PE
12.01
Forward P/E
14.71
PEG Ratio
1.81
Book Value
$13.19
Price to Book
2.32
P/S
1.77
EV/EBITDA
8.72
Dividend Yield
5.35%
Profitability & Returns
ROCE
-
ROE
18.27%
ROA
3.17%
Profit Margin
14.27%
Op Margin
12.68%
EPS (Latest Qtr)
$0.43
EPS (TTM)
$2.43
Balance Sheet & Liquidity
Debt/Equity
-
Quick Ratio
1.31
Current Ratio
1.92
Debt
$0
Total Assets
$1.13B
Current Assets
-
Working Capital
-
Ownership
Promoter Holding
1.95%
Chg in Prom Hold
0.00%
FII / Inst Holding
100.28%
Chg in FII Hold
0.00%
Financial Snapshot
Enterprise Value
$509.91M
Total Revenue (TTM)
$324.78M
EBITDA
$58.49M
Free Cash Flow
$22.47M
Operating Cash Flow
$10.16M
Shares Outstanding
18.70M
Gross Margin
28.04%
Payout Ratio
65.02%
Growth (CAGR)
Revenue 5Y
2.49%
Profit 5Y
-5.35%
Revenue (YoY)
10.30%
Earnings (YoY)
-8.50%
PROS
- Attractive dividend yield of 5.35%.
- Generates positive free cash flow.
CONS
- Earnings shrank at -5.4% CAGR over 5 years.
- Trading 31.3% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AMSF AMERISAFE, Inc. R2K | 30.65 | 12.61 | $573.27M | 5.35% | - | 18.27% | 2.49% | -5.35% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Ad space
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 99.94M | 97.47M | 101.76M | 102.33M | 97.56M | 98.21M | 98.56M | 97.54M | 89.92M | 92.80M | 94.94M | 94.17M | 95.38M | 93.53M | 94.67M | 95.19M | 91.75M | 91.49M | 91.94M | 79.17M | 89.08M | 83.00M | 88.22M | 83.35M | 81.16M | 73.05M | 75.56M | 68.04M | 71.38M | 78.44M | 75.66M | 72.64M | 80.49M | 75.83M | 78.69M | 72.61M | 81.10M | 81.98M | 81.60M | 80.10M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.22M | 17.45M | 17.48M | 12.69M | 10.16M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.27M | 3.50M | 3.66M | 2.27M | 2.02M |
| Net Income | 14.32M | 17.94M | 23.07M | 24.26M | 16.64M | 17.90M | 19.07M | 13.52M | 15.48M | 16.58M | 649.00K | 16.17M | 16.96M | 19.70M | 18.81M | 19.40M | 17.89M | 21.39M | 34.01M | 10.80M | 23.95M | 23.35M | 28.50M | 19.31M | 23.77M | 19.14M | 17.33M | 6.13M | 11.36M | 17.34M | 15.63M | 9.96M | 16.93M | 10.99M | 14.32M | 8.95M | 13.96M | 13.82M | 10.42M | 8.14M |
| Diluted EPS | 0.75 | 0.94 | 1.21 | 1.27 | 0.87 | 0.93 | 0.99 | 0.70 | 0.81 | 0.86 | 0.03 | 0.84 | 0.88 | 1.02 | 0.98 | 1.01 | 0.93 | 1.11 | 1.76 | 0.56 | 1.24 | 1.21 | 1.47 | 0.99 | 1.23 | 0.99 | 0.89 | 0.32 | 0.59 | 0.90 | 0.81 | 0.52 | 0.88 | 0.57 | 0.75 | 0.47 | 0.73 | 0.72 | 0.55 | 0.43 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 282.21M | 248.16M | 280.66M | 321.25M | 356.33M | 404.02M | 400.95M | 396.66M | 375.21M | 377.75M | 370.37M | 339.48M | 315.93M | 294.69M | 306.91M | 309.11M | 317.30M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 67.65M | 77.38M | 69.06M | 58.85M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 12.04M | 15.27M | 13.62M | 11.71M |
| Net Income | 47.56M | 34.52M | 24.18M | 29.35M | 43.64M | 53.67M | 70.46M | 77.86M | 46.23M | 71.63M | 92.69M | 86.60M | 65.76M | 55.60M | 62.11M | 55.44M | 47.15M |
| Diluted EPS | 2.28 | 1.81 | 1.29 | 1.58 | 2.32 | 2.84 | 3.69 | 4.05 | 2.40 | 3.71 | 4.80 | 4.47 | 3.39 | 2.88 | 3.23 | 2.89 | 2.47 |
Compounded Sales Growth
| 5 Years: | 2.49% |
| 1 Year: | 10.30% |
Compounded Profit Growth
| 5 Years: | -5.35% |
| 1 Year: | -8.50% |
Stock Price Performance
| 1 Year: | -31.03% |
| 6 Months: | -21.34% |
| 3 Months: | -4.59% |
| 1 Month: | -0.10% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.12B | 1.14B | 1.22B | 1.33B | 1.46B | 1.50B | 1.52B | 1.52B | 1.52B | 1.49B | 1.47B | - | 1.27B | 1.23B | 1.16B | 1.13B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 95.24M | 63.19M | 60.97M | 45.54M | 92.68M | 123.08M | 90.96M | 69.48M | 58.94M | 55.56M | 40.34M | 43.81M | 61.76M | - | 61.47M | 38.68M | 44.05M | 61.93M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 247.39M | 262.82M | 259.68M | 269.04M |
| Total Liabilities | - | - | 787.73M | 794.54M | 839.72M | 912.19M | 1.01B | 1.05B | 1.06B | 1.09B | 1.11B | 1.06B | 1.03B | - | 951.85M | 936.71M | 900.45M | 878.95M |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Equity | 255.86M | 306.13M | 328.72M | 349.44M | 381.22M | 416.81M | 446.97M | 453.98M | 456.15M | 425.42M | 409.76M | 430.21M | 438.82M | - | 317.43M | 292.45M | 257.34M | 251.60M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 20.68M | 20.70M | 20.73M | 20.77M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 27.30M | 44.84M | 43.71M | 81.05M | - | - | - | 114.21M | 130.81M | 98.27M | 78.82M | 63.40M | - | 28.19M | 29.84M | 24.19M | 11.07M |
| Investing Cash Flow | -33.82M | -36.66M | -42.94M | -9.33M | - | - | - | -50.48M | -51.54M | -29.06M | 11.69M | 43.37M | - | 75.43M | 43.88M | 72.37M | 68.42M |
| Financing Cash Flow | -25.53M | -10.41M | -16.20M | -24.58M | - | - | - | -74.28M | -82.64M | -84.42M | -87.04M | -88.83M | - | -112.87M | -96.51M | -91.20M | -61.61M |
| Capital Expenditure | -1.02M | -3.21M | -1.13M | -1.20M | -1.14M | -989.00K | -953.00K | -1.64M | -478.00K | -1.13M | -1.02M | -921.00K | - | -2.09M | -553.00K | -840.00K | -2.15M |
| Free Cash Flow | 26.28M | 41.64M | 42.58M | 79.85M | - | - | - | 112.57M | 130.33M | 97.14M | 77.81M | 62.48M | - | 26.11M | 29.29M | 23.35M | 8.92M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -9.25M | -22.79M | 5.36M | 17.88M |
| Share Buybacks | - | 12.10M | 10.27M | - | - | - | - | - | - | - | - | - | - | 12.39M | 2.17M | - | - |
| Dividends Paid | - | - | 32.00M | 21.00M | 15.00M | 25.00M | 50.00M | 67.00M | 78.90M | 65.40M | 115.90M | 88.60M | 148.40M | 77.70M | 56.00M | 71.00M | 62.70M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 16.9% | 13.9% | 8.6% | 9.1% | 12.2% | 13.3% | 17.6% | 19.6% | 12.3% | 19.0% | 25.0% | 25.5% | 20.8% | 18.9% | 20.2% | 17.9% | 14.9% |
| ROE % | 15.5% | 10.5% | 6.9% | 7.7% | 10.5% | 12.0% | 15.5% | 17.1% | 10.9% | 17.5% | 21.5% | 19.7% | - | 17.5% | 21.2% | 21.5% | 18.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Insiders
1.95%
Institutions
100.28%
Public Float
102.28%
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 17.50% | 3.27M | $100.30M |
| 2 | Neuberger Berman Group, LLC | 9.27% | 1.73M | $53.14M |
| 3 | Goldman Sachs Group Inc | 5.16% | 964.66K | $29.57M |
| 4 | Vanguard Capital Management LLC | 4.54% | 849.03K | $26.02M |
| 5 | State Street Corporation | 4.27% | 799.19K | $24.50M |
| 6 | Charles Schwab Investment Management, Inc. | 3.85% | 720.61K | $22.09M |
| 7 | Royce & Associates LP | 3.43% | 642.47K | $19.69M |
| 8 | Bank of America Corporation | 3.33% | 623.70K | $19.12M |
| 9 | Geode Capital Management, LLC | 3.08% | 575.43K | $17.64M |
| 10 | Two Sigma Investments, LP | 2.54% | 475.24K | $14.57M |
Analyst View
Loading analyst coverage…
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AMSF
No recent headlines available.