Assurant, Inc. AIZ SPX

Financial Services · Insurance - Property & Casualty · United States

https://www.assurant.com

Company Profile ↓

$276.98

+47.16% 1Y

Mkt Cap$13.72B

P/E14.19

P/B2.21

Div. Yield1.35%

52W High$280.11

52W Low$181.80

Book Value$118.17

EPS (TTM)$19.52

Company Overview

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 18.0%, reflecting efficient use of shareholder capital.

Consistent Profit Growth

Net profit has compounded at 46.7% per year over the last five years.

Reasonable Valuation

Trades at an undemanding P/E of 14.2.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.38.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

Dec 2025 Revenue of $12.81B (+7.9% YoY); net profit $872.70M.
Trailing 12 Months Year-on-year growth — revenue +11.3%, earnings +91.2%.
5-Year Trend Long-term compounding — revenue CAGR 7.9%, profit CAGR 46.7%.

Growth & Price Performance

Compounded Sales Growth

5 Years:	7.93%
1 Year:	11.30%

Compounded Profit Growth

5 Years:	46.67%
1 Year:	91.20%

Stock Price Performance

1 Year:	+47.16%
6 Months:	+17.25%
3 Months:	+24.97%
1 Month:	+7.15%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish

52-Week Range 97% of range

$181.80 $280.11

Trend Signals

Price vs 50-DMAAbove
Price vs 200-DMAAbove
RSI (14)66.41 · Neutral

Price Performance

1M+7.15%

3M+24.97%

6M+17.25%

1Y+47.16%

Valuation vs Sector

P/E of 14.19 is above the sector median of 13.30 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Period: Metric:

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

Profit CAGR of 46.7% over 5 years.
Generates positive free cash flow.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Valuation

Stock P/E

14.19

Industry PE

13.30

Forward P/E

12.33

PEG Ratio

2.16

Book Value

$118.17

Price to Book

2.21

P/S

0.98

EV/EBITDA

8.06

Dividend Yield

1.35%

Growth (CAGR)

Revenue 5Y

7.93%

Profit 5Y

46.67%

Revenue (YoY)

11.30%

Earnings (YoY)

91.20%

Profitability & Returns

ROCE

ROE

18.02%

ROA

2.44%

Profit Margin

7.60%

Op Margin

10.64%

Gross Margin

12.75%

EPS (Latest Qtr)

$5.41

EPS (TTM)

$19.52

Balance Sheet & Liquidity

Debt/Equity

0.38

Quick Ratio

0.14

Current Ratio

0.39

Debt

$2.21B

Total Assets

$35.77B

Current Assets

Working Capital

Ownership

Promoter Holding

0.71%

Chg in Prom Hold

-0.01%

FII / Inst Holding

97.67%

Chg in FII Hold

0.04%

Financial Snapshot

Enterprise Value

$13.72B

Total Revenue (TTM)

$13.16B

EBITDA

$1.64B

Free Cash Flow

$2.03B

Operating Cash Flow

$1.68B

Shares Outstanding

49.55M

Gross Margin

12.75%

Payout Ratio

17.22%

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	AIZ Assurant, Inc. SPX	276.98	14.19	$13.72B	1.35%	-	18.02%	7.93%	46.67%
2	JPM JPMorgan Chase & Co. SPX	342.89	16.42	$918.78B	1.87%	-	16.47%	5.35%	7.56%
3	BRK-B Berkshire Hathaway Inc. SPX	491.09	14.61	$686.70B	0.00%	-	10.50%	4.18%	9.44%
4	V Visa Inc. SPX	356.02	31.01	$590.89B	0.83%	37.15%	60.35%	14.33%	13.04%
5	MA Mastercard Incorporated SPX	538.02	31.10	$471.86B	0.71%	60.19%	-	12.29%	19.21%
6	BAC Bank of America Corporation SPX	60.62	15.04	$430.20B	2.00%	-	10.64%	6.00%	3.49%
7	MS Morgan Stanley SPX	227.67	20.62	$359.10B	1.87%	-	16.39%	3.76%	9.66%
8	GS The Goldman Sachs Group, Inc. SPX	1,140.00	20.83	$336.31B	1.69%	-	14.55%	-	2.21%
9	WFC Wells Fargo & Company SPX	85.29	13.18	$261.00B	2.11%	-	12.03%	4.02%	15.98%

Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric	Mar 2016	Jun 2016	Sep 2016	Dec 2016	Mar 2017	Jun 2017	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	2.15B	1.80B	1.83B	1.75B	1.55B	1.60B	1.59B	1.68B	1.64B	1.83B	2.27B	2.32B	2.44B	2.55B	2.50B	2.61B	2.45B	2.35B	2.38B	2.42B	2.43B	2.54B	2.64B	2.57B	2.48B	2.51B	2.55B	2.65B	2.64B	2.73B	2.77B	2.88B	2.92B	-	-	3.07B	3.16B	3.23B	3.35B	3.42B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	210.50M	315.70M	359.10M	311.80M	363.90M
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	26.80M	26.70M	27.90M	28.30M	28.30M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	183.70M	289.00M	331.20M	283.50M	335.60M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	37.10M	53.70M	65.60M	58.30M	61.50M
Net Income	220.40M	169.30M	144.40M	31.30M	143.80M	120.20M	-57.30M	312.90M	106.00M	67.00M	53.00M	20.30M	165.70M	144.10M	-54.80M	-	154.70M	178.10M	-30.20M	-	163.00M	205.80M	879.80M	-	149.00M	52.20M	7.30M	-	113.60M	156.30M	190.10M	236.40M	188.70M	-	-	146.60M	235.30M	265.60M	225.20M	274.10M
Diluted EPS	3.34	2.70	2.37	0.54	2.53	2.16	-1.05	5.76	1.96	1.09	0.76	0.32	2.52	2.21	-0.96	1.98	2.43	2.81	-0.58	2.23	2.51	3.36	14.79	2.09	2.65	0.95	0.14	1.27	2.12	2.90	3.54	4.47	3.58	-	-	2.83	4.56	5.17	4.41	5.41

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2007	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	8.45B	8.60B	8.70B	8.53B	8.27B	8.51B	9.05B	10.38B	10.33B	7.53B	6.42B	8.06B	9.57B	9.60B	-	10.19B	11.13B	11.88B	12.81B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	458.20M	914.80M	1.03B	1.20B
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	108.30M	108.00M	107.00M	109.70M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	349.90M	806.80M	927.30M	1.09B
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	73.30M	164.30M	167.10M	214.70M
Net Income	653.75M	447.80M	430.57M	278.61M	538.96M	483.70M	488.91M	470.91M	141.60M	565.40M	519.60M	251.00M	382.60M	440.80M	-	276.60M	642.50M	760.20M	872.70M
Diluted EPS	5.38	3.76	3.63	2.50	5.51	5.67	6.30	6.44	2.05	9.13	9.39	3.98	5.84	6.98	-	5.05	11.95	14.46	16.93

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2006	Dec 2007	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	-	24.51B	25.86B	26.35B	27.02B	28.95B	29.71B	31.56B	30.04B	29.71B	31.84B	41.09B	44.29B	44.65B	-	33.12B	33.64B	35.02B	36.29B
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	987.67M	804.96M	1.04B	1.32B	1.15B	1.17B	909.40M	1.72B	1.32B	1.29B	1.03B	996.80M	1.25B	1.87B	2.21B	-	1.54B	1.63B	1.81B	1.83B
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9.30B	8.85B	9.55B	8.39B
Total Liabilities	-	-	20.81B	21.01B	21.71B	22.15B	23.76B	24.88B	26.38B	25.51B	25.61B	27.56B	35.96B	38.61B	38.70B	-	28.89B	28.83B	29.91B	30.42B
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	1.07B	2.01B	2.01B	-	-	1.91B	2.08B	2.08B	2.21B
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2.13B	2.08B	2.08B	2.21B
Total Equity	3.83B	4.09B	3.71B	4.71B	4.63B	4.87B	5.19B	4.83B	5.18B	4.52B	4.10B	4.27B	5.11B	5.65B	5.95B	-	4.23B	4.81B	5.11B	5.87B
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	55.13M	54.25M	53.13M	52.09M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2007	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	1.20B	999.13M	269.93M	540.74M	855.30M	679.70M	-	-	229.90M	108.60M	530.40M	656.70M	1.41B	1.34B	-	596.90M	1.14B	1.33B	1.83B
Investing Cash Flow	-1.21B	-329.00M	141.47M	-8.88M	-196.59M	-449.88M	-	-	264.30M	725.60M	-541.20M	-2.20B	-619.80M	-735.20M	-	-262.10M	-637.70M	-657.80M	-1.46B
Financing Cash Flow	-186.58M	-412.13M	-142.56M	-699.47M	-636.85M	-480.64M	-	-	-462.40M	-1.08B	-26.70M	1.84B	-179.20M	-264.80M	-	-818.40M	-403.90M	-477.50M	-364.20M
Capital Expenditure	-58.68M	-56.07M	-55.88M	-51.21M	-35.75M	-56.46M	-52.33M	-83.60M	-114.90M	-85.20M	-62.10M	-82.80M	-110.30M	-121.20M	-	-186.30M	-202.50M	-221.30M	-235.50M
Free Cash Flow	1.14B	943.07M	214.04M	489.53M	819.56M	623.24M	-	-	115.00M	23.40M	468.30M	573.90M	1.30B	1.22B	-	410.60M	935.60M	1.11B	1.60B
Net Change in Cash	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-483.60M	96.50M	197.40M	11.90M
Share Buybacks	315.57M	59.00M	31.95M	522.55M	533.85M	412.20M	393.01M	215.18M	292.90M	863.10M	388.90M	139.30M	271.80M	297.00M	839.30M	572.80M	193.10M	307.40M	303.70M
Dividends Paid	55.04M	63.67M	69.60M	69.62M	67.39M	69.39M	74.13M	77.50M	94.20M	125.30M	119.00M	-	-	-	-	-	-	-	-

Ratios (Annual)

Figures in %.

Metric	Dec 2007	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4.5%	8.2%	8.7%	9.3%
Net Margin %	7.7%	5.2%	4.9%	3.3%	6.5%	5.7%	5.4%	4.5%	1.4%	7.5%	8.1%	3.1%	4.0%	4.6%	-	2.7%	5.8%	6.4%	6.8%
ROE %	16.0%	12.1%	9.1%	6.0%	11.1%	9.3%	10.1%	9.1%	3.1%	13.8%	12.2%	4.9%	6.8%	7.4%	-	6.5%	13.4%	14.9%	14.9%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

0.71%

Institutions

97.67%

Public Float

98.37%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Bank Of New York Mellon Corporation	9.72%	4.82M	$1.34B
2	Blackrock Inc.	7.96%	3.95M	$1.10B
3	T. Rowe Price Investment Management, Inc.	6.60%	3.27M	$911.80M
4	Vanguard Capital Management LLC	6.55%	3.24M	$903.85M
5	Vanguard Portfolio Management LLC	6.07%	3.01M	$838.26M
6	State Street Corporation	5.11%	2.53M	$705.42M
7	Geode Capital Management, LLC	2.84%	1.41M	$392.02M
8	Invesco Ltd.	2.48%	1.23M	$341.77M
9	Price (T.Rowe) Associates Inc	2.31%	1.15M	$319.49M
10	Dimensional Fund Advisors LP	2.27%	1.13M	$313.61M

Analyst View

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Assurant's Global Lifestyle Fuels Growth and Profitability

AIZ's Global Lifestyle segment remains its largest business, driving recurring revenues, earnings growth and expansion in connected living services.

AIZ — Frequently Asked Questions

What is the current share price of Assurant, Inc. (AIZ)?

As of 2026-07-14 21:23 PDT, Assurant, Inc. (AIZ) trades at $276.98 on NYSE. Its 52-week range is $181.80 to $280.11.

What is the market capitalisation of AIZ?

Assurant, Inc. (AIZ) has a market capitalisation of $13.72B on NYSE.

What is the P/E ratio of AIZ?

AIZ trades at a trailing price-to-earnings (P/E) ratio of 14.19. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 2.21.

Does AIZ pay a dividend?

Assurant, Inc. (AIZ) currently offers a dividend yield of 1.35%.

What is the return on equity (ROE) of AIZ?

AIZ has a return on equity (ROE) of 18.02%.

Is AIZ a good stock to buy?

This page provides a data-driven analysis of Assurant, Inc. (AIZ), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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Assurant, Inc. AIZ SPX

Company Overview

Why Investors Should Care

Recent Developments

Growth & Price Performance

Compounded Sales Growth

Compounded Profit Growth

Stock Price Performance

Price Chart

Technical Trend

Fundamental Growth Charts

PROS

CONS

Valuation

Growth (CAGR)

Profitability & Returns

Balance Sheet & Liquidity

Ownership

Financial Snapshot

Peer comparison

Quarterly Results

Profit & Loss (Annual)

Balance Sheet (Annual)

Cash Flows (Annual)

Ratios (Annual)

Shareholding Pattern

Top Institutional Holders

Analyst View

Latest News

EG Outperforms Industry, Trades Near 52-Week High: Time to Exit?

3 Reasons AIZ is Risky and 1 Stock to Buy Instead

What Makes Assurant (AIZ) a New Buy Stock

Are Investors Undervaluing Assurant (AIZ) Right Now?

3 Mid-Cap Stocks We Approach with Caution

Assurant's Global Lifestyle Fuels Growth and Profitability

AIZ — Frequently Asked Questions

What is the current share price of Assurant, Inc. (AIZ)?

What is the market capitalisation of AIZ?

What is the P/E ratio of AIZ?

Does AIZ pay a dividend?

What is the return on equity (ROE) of AIZ?

Is AIZ a good stock to buy?

Explore More