American Financial Group, Inc. AFG R3KFINANCIAL
Company Overview
American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States. It operates through Property and Casualty Insurance and Other segments. The company offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, other specialty transportation niches, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. It sells its property and casualty insurance products through independent insurance agents and brokers. American Financial Group, Inc. was formerly known as American Financial Group Holdings Inc and changed its name to American Financial Group, Inc. in July 1997. The company was founded in 1872 and is headquartered in Cincinnati, Ohio.
Why Investors Should Care
Generates a return on equity of 20.4%, reflecting efficient use of shareholder capital.
Trades at a P/E of 12.3, below the sector median of 12.9.
Operating margin of 17.2% supports profitability.
Offers a dividend yield of 2.50%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $8.12B (-1.9% YoY); net profit $842.00M.
- Trailing 12 Months Year-on-year growth — revenue +5.8%, earnings +44.3%.
- 5-Year Trend Long-term compounding — revenue CAGR 4.1%, profit CAGR 9.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 4.06% |
| 1 Year: | 5.80% |
Compounded Profit Growth
| 5 Years: | 9.54% |
| 1 Year: | 44.30% |
Stock Price Performance
| 1 Year: | +10.89% |
| 6 Months: | +10.43% |
| 3 Months: | +8.16% |
| 1 Month: | -3.24% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)42.52 · Neutral
P/E of 12.31 is below the sector median of 12.89 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 20.4%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AFG American Financial Group, Inc. R3KFINANCIAL | 140.88 | 12.31 | $11.68B | 2.50% | - | 20.41% | 4.06% | 9.54% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.69B | 1.62B | 1.48B | 1.58B | 1.71B | 1.74B | 1.58B | 1.65B | 1.83B | 1.81B | 1.62B | 1.83B | 2.01B | 1.69B | 2.02B | 1.96B | 2.12B | 2.13B | 1.05B | 1.45B | 1.56B | 2.62B | 1.51B | 1.53B | 1.75B | 1.59B | 1.54B | 1.98B | 1.74B | 1.84B | 2.16B | 1.91B | 1.90B | 2.37B | 1.84B | 1.93B | 2.30B | 2.04B | 1.84B | 2.03B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 99.00M | - | 156.00M | 136.00M | 178.00M | - | 223.00M | 205.00M | 29.00M | - | 174.00M | 260.00M | 244.00M | - | 413.00M | 259.00M | 177.00M | - | -185.00M | 140.00M | 40.00M | - | 335.00M | 288.00M | 267.00M | 361.00M | 206.00M | 210.00M | 264.00M | 255.00M | 219.00M | 304.00M | 271.00M | 229.00M | 216.00M | 248.00M | 287.00M | 402.00M | 262.00M | 316.00M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 19.00M | 19.00M | 19.00M | 23.00M | 23.00M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 197.00M | 229.00M | 268.00M | 379.00M | 239.00M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 43.00M | 55.00M | 53.00M | 80.00M | 48.00M | - |
| Net Income | 63.00M | 129.00M | 101.00M | 54.00M | 109.00M | 385.00M | 153.00M | 145.00M | 11.00M | 166.00M | 145.00M | 210.00M | 204.00M | -29.00M | 329.00M | 210.00M | 147.00M | 211.00M | -301.00M | 177.00M | 164.00M | 692.00M | 419.00M | 1.00B | 219.00M | 290.00M | 167.00M | 165.00M | 212.00M | 200.00M | 177.00M | 242.00M | 209.00M | 181.00M | 154.00M | 174.00M | 215.00M | 299.00M | 191.00M | 248.00M |
| Diluted EPS | 0.71 | 1.45 | 1.14 | 0.62 | 1.23 | 4.33 | 1.72 | 1.61 | 0.13 | 1.84 | 1.60 | 2.31 | 2.26 | -0.33 | 3.63 | 2.31 | 1.62 | 2.31 | -3.34 | 1.97 | 1.86 | 7.93 | 4.84 | 11.70 | 2.56 | 3.40 | 1.96 | 1.93 | 2.49 | 2.34 | 2.09 | 2.89 | 2.49 | 2.16 | 1.84 | 2.07 | 2.58 | 3.58 | 2.29 | 2.99 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.29B | 4.32B | 4.50B | 4.64B | 4.96B | 5.10B | 5.73B | 6.14B | 6.50B | 6.87B | 7.15B | 6.21B | 5.77B | - | 6.77B | 7.73B | 8.28B | 8.12B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 316.00M | 812.00M | 694.00M | 558.00M | 537.00M | 689.00M | 626.00M | 565.00M | 787.00M | 724.00M | 639.00M | 634.00M | 339.00M | - | 1.21B | 1.15B | 1.20B | 1.15B |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 85.00M | 76.00M | 76.00M | 80.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.12B | 1.07B | 1.12B | 1.07B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 225.00M | 221.00M | 237.00M | 231.00M |
| Net Income | 196.00M | 519.00M | 482.00M | 342.00M | 488.00M | 471.00M | 452.00M | 352.00M | 649.00M | 475.00M | 530.00M | 897.00M | 732.00M | - | 898.00M | 852.00M | 887.00M | 842.00M |
| Diluted EPS | 1.67 | 4.45 | 4.36 | 3.32 | 5.09 | 5.16 | 4.97 | 3.94 | 7.33 | 5.28 | 5.85 | 9.85 | 8.20 | - | 10.53 | 10.05 | 10.56 | 10.08 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 27.68B | 32.24B | 35.84B | 39.17B | 42.09B | 47.51B | 49.84B | 55.07B | 60.66B | 63.46B | 70.13B | 73.71B | 28.93B | 28.83B | 29.79B | 30.84B | 32.64B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 816.00M | 1.26B | 1.12B | 1.10B | 1.32B | 1.71B | 1.64B | 1.34B | 1.22B | 2.11B | 2.34B | 1.51B | 2.31B | 1.67B | 2.13B | 872.00M | 1.23B | 1.41B | 1.73B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.32B | 5.95B | 6.71B | 7.17B |
| Total Liabilities | - | - | 23.76B | 27.83B | 31.28B | 34.42B | 37.32B | 42.48B | 45.07B | 50.15B | 55.32B | 58.48B | 63.86B | 66.92B | 23.92B | 24.78B | 25.53B | 26.37B | 27.82B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 828.00M | 952.00M | 934.00M | 953.00M | 913.00M | 1.06B | 998.00M | 1.28B | 1.30B | 1.30B | 1.47B | 1.96B | 1.96B | 1.50B | 1.48B | 1.48B | 1.82B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.50B | 1.48B | 1.48B | 1.82B |
| Total Equity | 3.15B | 2.60B | 3.78B | 4.47B | 4.41B | 4.58B | 4.60B | 4.88B | 4.59B | 4.92B | 5.33B | 4.97B | 6.27B | 6.79B | 5.01B | 4.05B | 4.26B | 4.47B | 4.82B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 85.20M | 98.54M | 98.88M | 98.32M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 973.00M | 915.00M | 864.00M | 667.00M | 817.00M | 760.00M | 1.23B | 1.35B | 1.15B | 1.80B | 2.08B | 2.46B | 2.18B | - | 1.15B | 1.97B | 1.15B | 1.53B |
| Investing Cash Flow | -721.00M | -783.00M | -1.71B | -2.44B | -1.43B | -2.92B | -3.63B | -4.57B | -2.98B | -3.29B | -5.35B | -3.06B | -1.56B | - | -1.05B | 414.00M | 95.00M | -835.00M |
| Financing Cash Flow | 196.00M | -276.00M | 820.00M | 2.00B | 989.00M | 2.09B | 2.10B | 3.10B | 2.72B | 1.72B | 2.44B | 1.41B | -123.00M | - | -1.36B | -2.03B | -1.07B | -377.00M |
| Capital Expenditure | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.15B | 1.97B | 1.15B | 1.53B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -1.26B | 353.00M | 181.00M | 321.00M |
| Share Buybacks | 47.00M | 81.00M | 292.00M | 315.00M | 415.00M | 70.00M | 191.00M | 126.00M | 133.00M | 0 | 6.00M | 0 | 313.00M | 319.00M | 11.00M | 213.00M | 0 | 99.00M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 7.4% | 18.8% | 15.4% | 12.0% | 10.8% | 13.5% | 10.9% | 9.2% | 12.1% | 10.5% | 8.9% | 10.2% | 5.9% | - | 17.8% | 14.9% | 14.5% | 14.2% |
| Net Margin % | 4.6% | 12.0% | 10.7% | 7.4% | 9.8% | 9.2% | 7.9% | 5.7% | 10.0% | 6.9% | 7.4% | 14.4% | 12.7% | - | 13.3% | 11.0% | 10.7% | 10.4% |
| ROE % | 7.5% | 13.7% | 10.8% | 7.8% | 10.7% | 10.2% | 9.3% | 7.7% | 13.2% | 8.9% | 10.7% | 14.3% | 10.8% | - | 22.2% | 20.0% | 19.9% | 17.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.30% | 7.71M | $1.10B |
| 2 | FMR, LLC | 6.59% | 5.47M | $777.99M |
| 3 | Vanguard Portfolio Management LLC | 4.32% | 3.58M | $509.49M |
| 4 | State Street Corporation | 3.71% | 3.08M | $438.33M |
| 5 | Vanguard Capital Management LLC | 3.65% | 3.03M | $430.67M |
| 6 | Charles Schwab Investment Management, Inc. | 2.79% | 2.31M | $329.39M |
| 7 | American Financial Group Inc 401(k) Retirement & Savings Plan | 2.71% | 2.25M | $319.52M |
| 8 | Geode Capital Management, LLC | 2.09% | 1.74M | $247.21M |
| 9 | Victory Capital Management Inc. | 1.95% | 1.62M | $230.42M |
| 10 | Dimensional Fund Advisors LP | 1.94% | 1.61M | $229.33M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AFG
Spotting Winners: American Financial Group (NYSE:AFG) And Property & Casualty Insurance Stocks In Q2
As the Q2 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the property & casualty insurance industry, including American Financial Group (NYSE:AFG) and its peers.…
American Financial Near 52-Week High: Time to Hold the Stock?
AFG's specialty P&C diversification, firm renewal pricing and excess capital generation support growth and shareholder returns.
American Financial Group Lifted Its Dividend 10.2% and Kept Buying Back Stock
American Financial Group had a good second quarter, rewarding investors while also preparing for a tougher market.
American Financial (AFG) Down 2.8% Since Last Earnings Report: Can It Rebound?
American Financial (AFG) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
American Financial's Robust Financial Strength Fuels Dividend Growth
AFG's 21st straight dividend hike, strong underwriting margins and excess capital highlight its shareholder-focused growth strategy.
American Financial Group, Inc. Increases Annual Common Stock Dividend by 10.2%; Twenty-First Consecutive Year of Dividend Increases
CINCINNATI, August 20, 2026--American Financial Group, Inc. (NYSE: AFG) announced that its Board of Directors approved an increase in the Company’s regular annual dividend to $3.88 from $3.52 per share of common stock. The increased dividen…
AFG — Frequently Asked Questions
What is the current share price of American Financial Group, Inc. (AFG)?
As of 2026-09-19 21:16 PDT, American Financial Group, Inc. (AFG) trades at $140.88 on NYSE. Its 52-week range is $122.57 to $146.73.
What is the market capitalisation of AFG?
American Financial Group, Inc. (AFG) has a market capitalisation of $11.68B on NYSE.
What is the P/E ratio of AFG?
AFG trades at a trailing price-to-earnings (P/E) ratio of 12.31. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 2.42.
Does AFG pay a dividend?
American Financial Group, Inc. (AFG) currently offers a dividend yield of 2.50%.
What is the return on equity (ROE) of AFG?
AFG has a return on equity (ROE) of 20.41%.
Is AFG a good stock to buy?
This page provides a data-driven analysis of American Financial Group, Inc. (AFG), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.