🇮🇳 India Stock Screener ← Switch market ⚡ HerAI

Sonal Mercantile Limited SONAL NSEFINANCIAL

Financial Services · Credit Services · India
https://www.sonalmercantile.in
Company Profile ↓
₹85.91
-13.92% 1Y
Mkt Cap₹126.62 Cr
P/E5.35
P/B0.28
52W High₹104.75
52W Low₹78.50
Book Value₹292.30
EPS (TTM)₹16.06

Company Overview

Sonal Mercantile Limited, a non-banking financial company, provides secured and unsecured loans and advances to individuals and body corporates in India. The company offers inter corporate and personal loans, home loans, long term and short-term loans, and loans against guarantee and properties, as well as trade financing, bills discounting, and project appraisal services. It is also involved in the trading of shares and securities; and arbitrage business in stock and commodity market, as well as the provision of financial consultancy and IPO funding services. In addition, the company invests in quoted and unquoted securities. Sonal Mercantile Limited was incorporated in 1985 and is based in New Delhi, India.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 26.6% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 39.4% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 5.3, below the sector median of 15.2.

Healthy Margins

Operating margin of 85.8% supports profitability.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Mar 2026 Revenue of ₹41.00 Cr (+17.1% YoY); net profit ₹26.00 Cr.
  • Trailing 12 Months Year-on-year growth — revenue -55.9%, earnings -69.2%.
  • 5-Year Trend Long-term compounding — revenue CAGR 39.4%, profit CAGR 26.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:39.44%
1 Year:-55.90%

Compounded Profit Growth

5 Years:26.56%
1 Year:-69.20%

Stock Price Performance

1 Year:-13.92%
6 Months:-
3 Months:-7.62%
1 Month:+2.26%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot
52-Week Range 28% of range
₹78.50 ₹104.75
Trend Signals
  • Price vs 50-DMABelow
  • RSI (14)53.04 · Neutral
Price Performance
1M+2.26%
3M-7.62%
1Y-13.92%
Valuation vs Sector

P/E of 5.35 is below the sector median of 15.25 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Compounding revenue at 39.4% over 5 years.
  • Profit CAGR of 26.6% over 5 years.
  • Generates positive free cash flow.

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
5.35
Industry PE
15.25
Forward P/E est.
10.70
PEG Ratio
-
Book Value
₹292.30
Price to Book
0.28
P/S
8.07
EV/EBITDA
-
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
39.44%
Profit 5Y
26.56%
Revenue (YoY)
-55.90%
Earnings (YoY)
-69.20%

Profitability & Returns

ROCE
-
ROE
6.74%
ROA
3.73%
Profit Margin
-
Op Margin
85.79%
Gross Margin
100.00%
EPS (Latest Qtr)
₹4.77
EPS (TTM)
₹16.06

Balance Sheet & Liquidity

Debt/Equity
0.76
Quick Ratio
1.22
Current Ratio
1.23
Debt
₹294.72 Cr
Total Assets
₹697.00 Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
88.65%
Chg in Prom Hold
0.46%
FII / Inst Holding
0.00%
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
₹126.62 Cr
Total Revenue (TTM)
₹14.88 Cr
EBITDA
-
Free Cash Flow
₹17.00 Cr
Operating Cash Flow
₹17.00 Cr
Shares Outstanding
₹1.47 Cr
Gross Margin
100.00%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 SONAL Sonal Mercantile Limited NSEFINANCIAL 85.91 5.35 ₹126.62 Cr 0.00% - 6.74% 39.44% 26.56%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 694.05 15.17 ₹10.70 L Cr 1.88% - 13.84% 16.90% 12.47%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,398.50 18.08 ₹10.04 L Cr 0.89% - 16.07% 18.11% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 970.00 10.40 ₹8.95 L Cr 1.82% - 15.18% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 942.10 28.93 ₹5.87 L Cr 0.56% - 16.68% 22.58% 18.23%
6 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 437.00 21.42 ₹4.35 L Cr 0.15% - 10.64% 13.48% 8.92%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,212.00 13.63 ₹3.77 L Cr 0.08% - 13.35% 12.16% 34.61%
8 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,678.00 26.64 ₹2.69 L Cr 0.07% - 12.58% 22.92% 15.16%
9 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 387.50 8.16 ₹2.45 L Cr 2.59% - 32.53% 7.26% 16.86%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 8.97 Cr9.64 Cr10.05 Cr9.36 Cr10.26 Cr9.43 Cr9.07 Cr8.23 Cr8.56 Cr9.34 Cr9.79 Cr8.26 Cr13.37 Cr
Operating Expenses 58.00 L9.00 L15.00 L-5.00 L14.00 L8.00 L3.00 L22.00 L12.00 L22.00 L33.00 L51.00 L21.00 L
Operating Income -------------
EBITDA -------------
Interest Expense 4.70 Cr6.09 Cr6.37 Cr5.83 Cr5.01 Cr5.76 Cr5.48 Cr4.80 Cr4.72 Cr6.05 Cr6.32 Cr5.86 Cr5.74 Cr
Pretax Income 3.67 Cr3.45 Cr3.52 Cr3.57 Cr5.12 Cr3.58 Cr3.55 Cr3.20 Cr3.63 Cr3.06 Cr3.13 Cr1.88 Cr7.41 Cr
Tax Provision 81.99 L87.01 L88.00 L90.00 L1.29 Cr90.00 L89.99 L84.00 L91.98 L76.99 L83.01 L56.01 L1.87 Cr
Net Income 4.53 Cr5.03 Cr5.23 Cr6.62 Cr7.32 Cr7.73 Cr7.78 Cr7.38 Cr9.43 Cr8.44 Cr7.63 Cr2.58 Cr7.03 Cr
Diluted EPS 3.073.413.554.494.975.245.285.016.405.735.181.754.77

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 4.00 Cr13.00 Cr19.00 Cr21.00 Cr26.00 Cr39.00 Cr35.00 Cr41.00 Cr
Operating Expenses 1.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr
Operating Income --------
EBITDA --------
Interest Expense 2.00 Cr9.00 Cr11.00 Cr12.00 Cr15.00 Cr23.00 Cr21.00 Cr24.00 Cr
Pretax Income 1.00 Cr3.00 Cr6.00 Cr8.00 Cr11.00 Cr16.00 Cr14.00 Cr15.00 Cr
Tax Provision 25.00 L75.00 L1.50 Cr2.08 Cr2.75 Cr4.00 Cr3.64 Cr3.90 Cr
Net Income 5.00 Cr6.00 Cr14.00 Cr17.00 Cr18.00 Cr24.00 Cr32.00 Cr26.00 Cr
Diluted EPS 3.154.419.6511.5512.2116.4221.9317.42

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 244.00 Cr327.00 Cr381.00 Cr423.00 Cr608.00 Cr621.00 Cr632.00 Cr697.00 Cr
Total Equity 176.00 Cr185.00 Cr217.00 Cr248.00 Cr290.00 Cr314.00 Cr358.00 Cr386.00 Cr
Total Debt --------

Cash Flows (Annual)

Figures in INR.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow -59.00 Cr-59.00 Cr0-21.00 Cr-1.00 Cr01.00 Cr17.00 Cr
Investing Cash Flow 0-4.00 Cr-4.00 Cr-01.00 Cr-0-0-18.00 Cr
Financing Cash Flow 65.00 Cr58.00 Cr3.00 Cr21.00 Cr0000
Capital Expenditure 00000000
Free Cash Flow -59.00 Cr-59.00 Cr0-21.00 Cr-1.00 Cr01.00 Cr17.00 Cr
Net Change in Cash 6.00 Cr-6.00 Cr-00001.00 Cr-1.00 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % --------
Operating Margin % --------
Net Margin % 125.0%46.2%73.7%81.0%69.2%61.5%91.4%63.4%
ROE % 2.8%3.2%6.5%6.9%6.2%7.6%8.9%6.7%
ROCE % --------

Shareholding Pattern

Insiders
88.65%
Institutions
0.00%
Public Float
0.00%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for SONAL

Google News Fri, 09 Jan 2026

Our Roundtable Pros See More Gains for Stocks, Especially Those Left Behind Until Now - Barron's

<a href="https://news.google.com/rss/articles/CBMijgFBVV95cUxNVHp4TVZBZmpDX2pMYk5zb3h3MUhOOExQd1NOZDFGanZzTzJLaE9BVWc2bnJjTDNGMHZ1NVhkOGJjS001b2tReTVyaGd2aHV1RUN5bUdyak9ZdzEyUlhxWWQzbm1ocHBGZXpSYWt2Um5IR3pEajloUDdvTHoyajhfWGdBVzluTEFXZzgtWU…

Google News Wed, 21 Oct 2026

SONAL.NS Q2 2026 Earnings: EPS of ₹19.46 and 15.48% Revenue Growth Fail to Halt a 5% Stock Slide - EPS Guidance Update - https://www.siam.in/

<a href="https://news.google.com/rss/articles/CBMizAFBVV95cUxORXUtLTdvcnlRcUpPUm12c0V5RWMxUzZncExWMEdqYVA3QUpDdGpKOFB5SDBTd0Z1UmxkMURocE15dEw3YmFoVXhuSlFRRnRMT1BTRk9qWGJOLWswcWotVGFzZm9zenFJLUtVQjRHNXR3T2ZIM1AtXzR5MVhYcHJRN0JTZFRIQmJnVGI0bm…

Google News Wed, 30 Sep 2026

Sonal Srivastava - The Economic Times

<a href="https://news.google.com/rss/articles/CBMiggFBVV95cUxQX2I1Z292NXVHUHdYSzJ6YkhPTnYxcUtyYldpOU9YM3BENzlxeENvZ21jTzY5Q0EwU1d4ZEZ1eHpLQ216VFQ1OFpZQ29qWi1iTWxuNFhXS0pHNlZJR3FGVzVvUW5rOVlweU5oQldEZ190MnFKLTZ6bE5vVGpGNkpyTW9B?oc=5" target=…

Google News Mon, 19 Oct 2026

Sonal Mercantile Ltd is Rated Strong Sell - MarketsMojo

<a href="https://news.google.com/rss/articles/CBMipgFBVV95cUxNa3Q2T1ZXM21qUTJkYmhZRm1tSlUxcmJkUUVnaHByOHp1b21XYnZPcGstRVk0TDNlakZRWmxDM3Z5X0FCWXRUYWx2T2NFR2h1cUVSTDRma0thaDIyMTEtU2lHNFBEY2RXVWhNUHBqcHlDWW14dXNmLTZJY0Q3RXRKX1p3MzJWYWNPbXVrOU…

Google News Wed, 15 Jul 2026

LatentView Analytics appoints Sonal Ramrakhiani as CEO to drive global AI growth - scanx.trade

<a href="https://news.google.com/rss/articles/CBMitgFBVV95cUxPOUhJOWprYnQ1LW15QnJaSmpsRXIxOGtPdXlEODctRDVYNHdmbXdUQWlnblJuOGxqazhjMEhVbEQ2ektqTW5fampfdW1HaUhIY2ZuOFphTHRNa1E5NTdKUWxObXgyaWdDcGdTbnloRUJIbEx6UGw0OF9pelRMZ1VFUHJBZDJ5d0M2LVNUTn…

Google News Fri, 16 Oct 2026

Sonal Mercantile Upper Circuit Today: Price, Data and Peers - Univest

<a href="https://news.google.com/rss/articles/CBMie0FVX3lxTE5CWU8tS2djcFB6Z2xhdTduaS1NOF9mSE52Vk1SYmVyVlJKYTViZ0tVbGlhaGlUTHpRbHVvMmozTjFiazFYeF91LXcxTHN6R0J6dXQ5VVg1WTBZcWlZMEpWa3BjeUhHN1hWSWdBWV81eENkTzFtS2l5N1B2VQ?oc=5" target="_blank">S…

SONAL — Frequently Asked Questions

What is the current share price of Sonal Mercantile Limited (SONAL)?

As of 2026-10-24 04:55 IST, Sonal Mercantile Limited (SONAL) trades at ₹85.91 on NSE. Its 52-week range is ₹78.50 to ₹104.75.

What is the market capitalisation of SONAL?

Sonal Mercantile Limited (SONAL) has a market capitalisation of ₹126.62 Cr on NSE.

What is the P/E ratio of SONAL?

SONAL trades at a trailing price-to-earnings (P/E) ratio of 5.35. The industry average P/E is 15.25. Its price-to-book (P/B) ratio is 0.28.

What is the return on equity (ROE) of SONAL?

SONAL has a return on equity (ROE) of 6.74%.

Is SONAL a good stock to buy?

This page provides a data-driven analysis of Sonal Mercantile Limited (SONAL), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All India Stocks
⚙Ad space