CHOLAFIN CHOLAFIN NSE
Company Profile ↓Company Overview
CHOLAFIN (CHOLAFIN) is a publicly traded company listed on NSE with a market capitalization of ₹1.55 L Cr. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Generates a return on equity of 17.2%, reflecting efficient use of shareholder capital.
Net profit has compounded at 25.2% per year over the last five years.
Revenue has grown at a 32.8% CAGR over the past five years.
Maintains a net profit margin of 31.2%.
Recent Developments
- Mar 2026 Revenue of ₹16,752.35 Cr (+24.9% YoY); net profit ₹5,232.61 Cr.
- Trailing 12 Months Year-on-year growth — revenue +24.9%, earnings +22.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 32.8%, profit CAGR 25.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 32.85% |
| 1 Year: | 24.91% |
Compounded Profit Growth
| 5 Years: | 25.22% |
| 1 Year: | 22.75% |
Stock Price Performance
| 1 Year: | +17.58% |
| 6 Months: | +6.26% |
| 3 Months: | +15.05% |
| 1 Month: | +8.11% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)61.04 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 31.2%.
- Compounding revenue at 32.8% over 5 years.
- Profit CAGR of 25.2% over 5 years.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,741.00 Cr | 4,100.00 Cr | 4,623.00 Cr | 5,007.00 Cr | 5,410.00 Cr | 5,812.00 Cr | 6,255.00 Cr | 3,561.67 Cr | 3,772.20 Cr | 3,885.03 Cr | 7,491.00 Cr | 4,362.94 Cr | 4,810.52 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | 902.00 Cr | 1,174.00 Cr | 1,391.00 Cr | 1,412.00 Cr | 1,417.00 Cr | 1,727.00 Cr | 1,897.00 Cr | 1,433.10 Cr | 1,448.95 Cr | 1,471.43 Cr | 2,460.00 Cr | 1,717.33 Cr | 1,822.23 Cr |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | 1,734.00 Cr | 2,006.00 Cr | 2,204.00 Cr | 2,441.00 Cr | 2,579.00 Cr | 2,796.00 Cr | 3,059.00 Cr | 3,274.93 Cr | 3,364.67 Cr | 3,468.06 Cr | 3,517.00 Cr | 3,645.74 Cr | 3,753.02 Cr |
| Pretax Income | 1,163.00 Cr | 952.00 Cr | 1,062.00 Cr | 1,156.00 Cr | 1,444.00 Cr | 1,275.00 Cr | 1,305.00 Cr | 1,465.65 Cr | 1,698.56 Cr | 1,532.00 Cr | 1,566.00 Cr | 1,735.74 Cr | 2,143.12 Cr |
| Tax Provision | 302.38 Cr | 238.00 Cr | 286.74 Cr | 289.00 Cr | 375.44 Cr | 331.50 Cr | 339.30 Cr | 377.44 Cr | 439.02 Cr | 394.17 Cr | 407.16 Cr | 445.77 Cr | 497.92 Cr |
| Net Income | 855.00 Cr | 710.00 Cr | 773.00 Cr | 872.00 Cr | 1,065.00 Cr | 947.00 Cr | 968.00 Cr | 1,088.21 Cr | 1,259.54 Cr | 1,137.83 Cr | 1,160.00 Cr | 1,289.97 Cr | 1,645.20 Cr |
| Diluted EPS | 10.40 | 8.64 | 9.40 | 10.39 | 12.68 | 11.27 | 11.52 | 12.91 | 14.94 | 13.50 | 13.78 | 15.25 | 19.28 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,715.00 Cr | 4,214.00 Cr | 4,694.00 Cr | 5,559.00 Cr | 7,108.00 Cr | 8,712.00 Cr | 9,583.00 Cr | - | 7,145.25 Cr | 9,938.87 Cr | 13,411.07 Cr | 16,752.35 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | 1,061.00 Cr | 1,266.00 Cr | 1,322.00 Cr | 1,451.00 Cr | 1,632.00 Cr | 2,421.00 Cr | 2,913.00 Cr | - | 2,860.68 Cr | 4,269.18 Cr | 5,426.95 Cr | 6,651.06 Cr |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | 1,958.00 Cr | 2,048.00 Cr | 2,228.00 Cr | 2,657.00 Cr | 3,588.00 Cr | 4,592.00 Cr | 4,576.00 Cr | - | 5,733.32 Cr | 9,213.34 Cr | 12,475.24 Cr | 14,364.30 Cr |
| Pretax Income | 666.00 Cr | 879.00 Cr | 1,107.00 Cr | 1,401.00 Cr | 1,832.00 Cr | 1,588.00 Cr | 2,048.00 Cr | - | 3,614.59 Cr | 4,605.31 Cr | 5,741.45 Cr | 6,973.04 Cr |
| Tax Provision | 219.78 Cr | 307.65 Cr | 387.45 Cr | 476.34 Cr | 641.20 Cr | 539.92 Cr | 532.48 Cr | - | 937.92 Cr | 1,194.57 Cr | 1,481.45 Cr | 1,744.16 Cr |
| Net Income | 444.00 Cr | 575.00 Cr | 718.00 Cr | 918.00 Cr | 1,197.00 Cr | 1,054.00 Cr | 1,521.00 Cr | - | 2,664.85 Cr | 3,420.06 Cr | 4,262.70 Cr | 5,232.61 Cr |
| Diluted EPS | 6.18 | 7.36 | 9.21 | 11.76 | 15.32 | 12.86 | 18.55 | - | 32.38 | 41.06 | 50.60 | 61.83 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 23,868.00 Cr | 27,889.00 Cr | 30,598.00 Cr | 44,167.00 Cr | 57,490.00 Cr | 64,058.00 Cr | 74,644.00 Cr | - | 1.14 L Cr | 1.57 L Cr | 2.02 L Cr | 2.45 L Cr |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | 1,991.61 Cr | 2,236.23 Cr | 6,521.34 Cr | 10,889.74 Cr |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | 1,347.49 Cr | 1,313.09 Cr | 1,072.12 Cr | 1,590.90 Cr |
| Total Liabilities | - | - | - | - | - | - | - | - | 99,280.80 Cr | 1.37 L Cr | 1.78 L Cr | 2.15 L Cr |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Debt | - | - | - | - | - | - | - | - | 97,524.39 Cr | 1.35 L Cr | 1.76 L Cr | 2.12 L Cr |
| Total Equity | 2,675.00 Cr | 3,670.00 Cr | 4,298.00 Cr | 5,125.00 Cr | 6,208.00 Cr | 8,200.00 Cr | 9,600.00 Cr | - | 14,346.10 Cr | 19,593.24 Cr | 23,668.69 Cr | 30,458.40 Cr |
| Shares Outstanding | - | - | - | - | - | - | - | - | 82.20 Cr | 84.00 Cr | 84.09 Cr | 85.20 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -2,264.00 Cr | -2,809.00 Cr | -1,468.00 Cr | -7,926.00 Cr | -9,317.00 Cr | -2,075.00 Cr | -8,848.00 Cr | - | -27,105.05 Cr | -35,682.85 Cr | -32,413.15 Cr | -30,020.80 Cr |
| Investing Cash Flow | -40.00 Cr | -137.00 Cr | -222.00 Cr | -60.00 Cr | -11.00 Cr | -54.00 Cr | -1,746.00 Cr | - | -2,148.41 Cr | -2,854.59 Cr | -2,948.12 Cr | -2,554.01 Cr |
| Financing Cash Flow | 1,819.00 Cr | 3,031.00 Cr | 1,692.00 Cr | 8,009.00 Cr | 12,191.00 Cr | 2,452.00 Cr | 8,707.00 Cr | - | 27,466.47 Cr | 38,471.23 Cr | 39,795.28 Cr | 35,610.01 Cr |
| Capital Expenditure | -30.00 Cr | -76.00 Cr | -57.00 Cr | -68.00 Cr | -74.00 Cr | -70.00 Cr | -32.00 Cr | - | -189.45 Cr | -1,076.24 Cr | -199.53 Cr | -265.11 Cr |
| Free Cash Flow | -2,294.00 Cr | -2,885.00 Cr | -1,525.00 Cr | -7,994.00 Cr | -9,391.00 Cr | -2,145.00 Cr | -8,880.00 Cr | - | -27,294.50 Cr | -36,759.09 Cr | -32,612.68 Cr | -30,285.91 Cr |
| Net Change in Cash | -485.00 Cr | 85.00 Cr | 2.00 Cr | 22.00 Cr | 2,862.00 Cr | 323.00 Cr | -1,888.00 Cr | - | -1,786.99 Cr | -66.21 Cr | 4,434.01 Cr | 3,035.20 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 12.0% | 13.6% | 15.3% | 16.5% | 16.8% | 12.1% | 15.9% | - | 37.3% | 34.4% | 31.8% | 31.2% |
| ROE % | 16.6% | 15.7% | 16.7% | 17.9% | 19.3% | 12.9% | 15.8% | - | 18.6% | 17.5% | 18.0% | 17.2% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CHOLAFIN
CHOLAFIN Forecast — Price Target — Prediction for 2027 - TradingView
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CHOLAFIN Outlook for the Week (July 13, 2026 – July 17, 2026) - Equitypandit
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CHOLAFIN — Frequently Asked Questions
What is the current share price of CHOLAFIN?
As of 2026-07-15 09:52 IST, CHOLAFIN trades at ₹1,816.60 on NSE. Its 52-week range is ₹1,354.70 to ₹1,853.40.
What is the market capitalisation of CHOLAFIN?
CHOLAFIN has a market capitalisation of ₹1.55 L Cr on NSE.
What is the P/E ratio of CHOLAFIN?
CHOLAFIN trades at a trailing price-to-earnings (P/E) ratio of 29.38. Its price-to-book (P/B) ratio is 5.07.
What is the return on equity (ROE) of CHOLAFIN?
CHOLAFIN has a return on equity (ROE) of 17.18%.
Is CHOLAFIN a good stock to buy?
This page provides a data-driven analysis of CHOLAFIN, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.