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Available Finance Limited AVAILFC NSEFINANCIAL

Financial Services · Credit Services · India
https://www.availablefinance.in
Company Profile ↓
₹155.70
- 1Y
Mkt Cap₹158.87 Cr
P/E1.48
P/B0.12
52W High₹155.70
52W Low₹155.70
Book Value₹1,281.05
EPS (TTM)₹105.22

Company Overview

Available Finance Limited, a non-banking financial company, engages in the lending and investment activities in India. The company was formerly known as Flag Finin Limited and changed its name to Available Finance Limited in May 1999. Available Finance Limited was incorporated in 1993 and is based in Indore, India.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 29.6% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 1.5, below the sector median of 15.2.

Healthy Margins

Operating margin of 57.6% supports profitability.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.00.

Recent Developments

  • Mar 2026 Revenue of ₹1.00 Cr (+0.0% YoY); net profit ₹107.00 Cr.
  • Trailing 12 Months Year-on-year growth — revenue +1.7%, earnings +105.9%.
  • 5-Year Trend Long-term compounding — revenue CAGR -10.4%, profit CAGR 29.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-10.40%
1 Year:1.70%

Compounded Profit Growth

5 Years:29.61%
1 Year:105.90%

Stock Price Performance

1 Year:-
6 Months:-
3 Months:-
1 Month:-

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot
Valuation vs Sector

P/E of 1.48 is below the sector median of 15.25 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Profit CAGR of 29.6% over 5 years.

CONS

  • Revenue declined at -10.4% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
1.48
Industry PE
15.25
Forward P/E est.
0.74
PEG Ratio
-
Book Value
₹1,281.05
Price to Book
0.12
P/S
261.65
EV/EBITDA
-
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
-10.40%
Profit 5Y
29.61%
Revenue (YoY)
1.70%
Earnings (YoY)
105.90%

Profitability & Returns

ROCE
-
ROE
8.19%
ROA
8.18%
Profit Margin
-
Op Margin
57.59%
Gross Margin
100.00%
EPS (Latest Qtr)
₹19.51
EPS (TTM)
₹105.22

Balance Sheet & Liquidity

Debt/Equity
0.00
Quick Ratio
110.45
Current Ratio
110.45
Debt
₹0
Total Assets
₹1,308.00 Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
73.95%
Chg in Prom Hold
-0.06%
FII / Inst Holding
0.00%
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
₹158.87 Cr
Total Revenue (TTM)
₹60.72 L
EBITDA
₹0
Free Cash Flow
₹-0
Operating Cash Flow
₹-0
Shares Outstanding
₹1.02 Cr
Gross Margin
100.00%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 AVAILFC Available Finance Limited NSEFINANCIAL 155.70 1.48 ₹158.87 Cr 0.00% - 8.19% -10.40% 29.61%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 694.05 15.17 ₹10.70 L Cr 1.88% - 13.84% 16.90% 12.47%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,398.50 18.08 ₹10.04 L Cr 0.89% - 16.07% 18.11% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 970.00 10.40 ₹8.95 L Cr 1.82% - 15.18% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 942.10 28.93 ₹5.87 L Cr 0.56% - 16.68% 22.58% 18.23%
6 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 437.00 21.42 ₹4.35 L Cr 0.15% - 10.64% 13.48% 8.92%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,212.00 13.63 ₹3.77 L Cr 0.08% - 13.35% 12.16% 34.61%
8 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,678.00 26.64 ₹2.69 L Cr 0.07% - 12.58% 22.92% 15.16%
9 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 387.50 8.16 ₹2.45 L Cr 2.59% - 32.53% 7.26% 16.86%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 0000000000000
Operating Expenses 0000000000000
Operating Income 0000000000000
EBITDA 0000000000000
Interest Expense 0000000000000
Pretax Income 0000000000000
Tax Provision 0000000000000
Net Income 39.00 Cr22.00 Cr16.00 Cr49.00 Cr33.00 Cr35.00 Cr16.00 Cr21.00 Cr32.00 Cr37.00 Cr23.00 Cr27.00 Cr20.00 Cr
Diluted EPS 37.7521.3415.2347.6332.2534.7515.7220.2331.4236.7422.8826.0919.51

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 3.00 Cr2.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr1.00 Cr
Operating Expenses 002.00 Cr00000000
Operating Income 3.00 Cr2.00 Cr-1.00 Cr01.00 Cr000000
EBITDA 3.00 Cr2.00 Cr-1.00 Cr01.00 Cr000000
Interest Expense 3.00 Cr2.00 Cr1.00 Cr00000000
Pretax Income 00-1.00 Cr-01.00 Cr000000
Tax Provision 001.00 L-02.00 L000000
Net Income 8.00 Cr30.00 Cr44.00 Cr35.00 Cr49.00 Cr85.00 Cr209.00 Cr172.00 Cr119.00 Cr104.00 Cr107.00 Cr
Diluted EPS 8.1829.4243.2734.5948.1883.28204.78168.74116.45102.13105.22

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 135.00 Cr189.00 Cr226.00 Cr260.00 Cr275.00 Cr484.00 Cr743.00 Cr943.00 Cr1,082.00 Cr1,196.00 Cr1,308.00 Cr
Total Equity 115.00 Cr182.00 Cr218.00 Cr256.00 Cr273.00 Cr482.00 Cr741.00 Cr942.00 Cr1,082.00 Cr1,196.00 Cr1,307.00 Cr
Total Debt 19.00 Cr7.00 Cr7.00 Cr4.00 Cr2.00 Cr2.00 Cr2.00 Cr0000

Cash Flows (Annual)

Figures in INR.

Metric Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow -0-004.00 Cr3.00 Cr-6.00 Cr-1.00 Cr2.00 Cr00-0
Investing Cash Flow 0000-1.00 Cr6.00 Cr0000-0
Financing Cash Flow 000-4.00 Cr-2.00 Cr00-2.00 Cr000
Capital Expenditure 00000000000
Free Cash Flow -0-004.00 Cr3.00 Cr-6.00 Cr-1.00 Cr2.00 Cr00-0
Net Change in Cash -0-000-00-1.00 Cr000-0

Ratios (Annual)

Figures in %.

Metric Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % -----------
Operating Margin % 100.0%100.0%-100.0%0.0%100.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net Margin % 266.7%1,500.0%4,400.0%3,500.0%4,900.0%8,500.0%20,900.0%17,200.0%11,900.0%10,400.0%10,700.0%
ROE % 7.0%16.5%20.2%13.7%17.9%17.6%28.2%18.3%11.0%8.7%8.2%
ROCE % -----------

Shareholding Pattern

Insiders
73.95%
Institutions
0.00%
Public Float
0.00%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for AVAILFC

Google News Sun, 18 Oct 2026

Available Finance Limited (AVAILFC.NS) stock price, news, quote and history - Yahoo Finance Australia

<a href="https://news.google.com/rss/articles/CBMiZ0FVX3lxTE9weVlONl9MQlhpbkNkS2JsNm5WTWY1M1hrU0hyU21BZ2laYklsRUVCWEIzUFJtZVVnY2lpQ2V3X3BzQVJGdU9Wa3gtWmI5YlotWUx4NzlYYkJmOGVuNUNzVGpFOW5kOE0?oc=5" target="_blank">Available Finance Limited (A…

Google News Sun, 18 Oct 2026

Price performance - Yahoo Finance Australia

<a href="https://news.google.com/rss/articles/CBMiW0FVX3lxTE1pbzZsNERVLW1FaUlSeTh4NktObHo2UW4tNExZNHNDVF9BLUpJSVUyaWJ6T1FDUHlPU1RjQWtfbUVkMU15MmxySXR5YUJOSTRGWVBYX00tRVZiSTg?oc=5" target="_blank">Price performance</a>&nbsp;&nbsp;<font color…

Google News Fri, 23 Oct 2026

Available Finance Limited (AVAILFC.NS) recent insider transactions - Yahoo Finance UK

<a href="https://news.google.com/rss/articles/CBMidkFVX3lxTFBweTZleGZKa3M4SXZILTlhVG10b1VCUUppdE13Q09hbU1EdWMwczR3eE1VNDJMbmROMl9zRmJkekZFbmZSaHRlczl1N3k1SXI0SkJFZ2M4ZHdkM045MXUybnFBNC1TcC1YUHJhOEkxWUZyV0ZWbWc?oc=5" target="_blank">Availabl…

Google News hu, 04 Jun 2026

Available Finance shares withdrawn from NSE platform - scanx.trade

<a href="https://news.google.com/rss/articles/CBMirgFBVV95cUxNM0NDVDFBZWhGRXZwM1gzel9sdEdQMVo1NUFIOWEzMmJVenVUMDgwLVJYa0hULVp6R3lobTZWcWlka2JaVldHVjZZU0hETXZSN25kWHh6eHdSSWdLQzRSbU83QXB2ZDBZbDRYTXJORExNY25qb1pEdlFORUJnUE8ta2t0V0lheDhtZWttdW…

Google News Sun, 18 Oct 2026

AVAILFC.NS interactive stock chart | AVAILABLE FINANCE LTD. stock - Yahoo Finance Australia

<a href="https://news.google.com/rss/articles/CBMiWEFVX3lxTE5CQUFwRzlaTnU4UjdrS2xHV2Z1cVZfcDVnTENRWjVoUi0yZ3BoYmxKQjJaeTRwc3lKS3puSTZQX3RwNUwxck9UZTFCamU0Rmp0TWh4ZE8zYmU?oc=5" target="_blank">AVAILFC.NS interactive stock chart | AVAILABLE F…

AVAILFC — Frequently Asked Questions

What is the current share price of Available Finance Limited (AVAILFC)?

As of 2026-10-24 04:55 IST, Available Finance Limited (AVAILFC) trades at ₹155.70 on NSE. Its 52-week range is ₹155.70 to ₹155.70.

What is the market capitalisation of AVAILFC?

Available Finance Limited (AVAILFC) has a market capitalisation of ₹158.87 Cr on NSE.

What is the P/E ratio of AVAILFC?

AVAILFC trades at a trailing price-to-earnings (P/E) ratio of 1.48. The industry average P/E is 15.25. Its price-to-book (P/B) ratio is 0.12.

What is the return on equity (ROE) of AVAILFC?

AVAILFC has a return on equity (ROE) of 8.19%.

Is AVAILFC a good stock to buy?

This page provides a data-driven analysis of Available Finance Limited (AVAILFC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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