Wells Fargo & Company WFC SPX

Financial Services · Banks - Diversified · United States

https://www.wellsfargo.com

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

Market & Price

Market Cap

$237.29B

Current Price

$77.54

High / Low (52W)

$95.37 / $70.81

Beta

0.96

Valuation

Stock P/E

11.98

Industry PE

12.01

Forward P/E

9.82

PEG Ratio

1.36

Book Value

$53.19

Price to Book

1.46

P/S

2.92

EV/EBITDA

Dividend Yield

2.32%

Profitability & Returns

ROCE

ROE

12.03%

ROA

1.05%

Profit Margin

26.74%

Op Margin

29.45%

EPS (Latest Qtr)

$1.60

EPS (TTM)

$6.47

Balance Sheet & Liquidity

Debt/Equity

Quick Ratio

Current Ratio

Debt

$469.22B

Total Assets

$2.15T

Current Assets

Working Capital

Ownership

Promoter Holding

0.10%

Chg in Prom Hold

FII / Inst Holding

78.78%

Chg in FII Hold

0.02%

Financial Snapshot

Enterprise Value

$262.58B

Total Revenue (TTM)

$81.14B

EBITDA

Free Cash Flow

Operating Cash Flow

$1.18B

Shares Outstanding

3.06B

Gross Margin

0.00%

Payout Ratio

27.05%

Growth (CAGR)

Revenue 5Y

4.02%

Profit 5Y

15.98%

Revenue (YoY)

5.70%

Earnings (YoY)

15.10%

PROS

Excellent profit margin of 26.7%.
Profit CAGR of 16.0% over 5 years.

CONS

In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	WFC Wells Fargo & Company SPX	77.54	11.98	$237.29B	2.32%	-	12.03%	4.02%	15.98%
2	JPM JPMorgan Chase & Co. SPX	299.31	14.33	$802.00B	2.00%	-	16.47%	12.50%	14.83%
3	V Visa Inc. SPX	326.36	28.48	$620.65B	0.82%	38.38%	60.35%	10.92%	10.28%
4	MA Mastercard Incorporated SPX	493.98	28.57	$436.47B	0.70%	61.47%	-	13.82%	14.66%
5	MS Morgan Stanley SPX	208.00	18.84	$328.08B	1.92%	-	16.39%	9.52%	15.20%
6	GS The Goldman Sachs Group, Inc. SPX	1,025.56	18.73	$302.55B	1.76%	-	14.55%	7.16%	15.11%
7	BLK BlackRock, Inc. SPX	1,046.88	26.32	$162.51B	2.19%	4.89%	11.90%	10.65%	2.36%
8	SCHW The Charles Schwab Corporation SPX	87.35	17.37	$151.91B	1.47%	-	19.08%	4.83%	7.21%
9	IBKR Interactive Brokers Group, Inc. SPX	86.97	37.33	$147.85B	0.40%	19.56%	23.56%	34.60%	37.32%

Quarterly Results

Figures in USD.

Metric	Sep 2013	Mar 2014	Jun 2014	Sep 2014	Mar 2015	Jun 2015	Sep 2015	Mar 2016	Jun 2016	Sep 2016	Mar 2017	Jun 2017	Sep 2017	Mar 2018	Jun 2018	Sep 2018	Mar 2019	Jun 2019	Sep 2019	Mar 2020	Jun 2020	Sep 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	-	-	-	-	-	-	-	-	-	-	22.25B	22.23B	21.85B	21.93B	21.55B	21.94B	21.61B	21.58B	22.01B	17.72B	17.84B	18.86B	-	-	-	-	-	-	-	-	-	-	-	-	-	20.15B	20.57B	21.44B	21.29B	21.45B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9.48B	9.61B	10.47B	10.27B	10.35B
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5.33B	6.44B	6.91B	6.53B	5.98B
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	522.00M	916.00M	1.30B	1.10B	691.00M
Net Income	5.58B	5.89B	5.73B	5.73B	5.80B	5.72B	5.80B	5.46B	5.56B	5.64B	5.63B	5.86B	4.54B	5.14B	5.19B	6.01B	5.86B	6.21B	4.61B	653.00M	-3.85B	3.22B	4.64B	6.04B	5.12B	3.79B	3.14B	3.59B	4.99B	4.94B	5.77B	4.62B	4.91B	5.11B	-	4.89B	5.49B	5.59B	5.36B	5.25B
Diluted EPS	0.99	1.05	1.01	1.02	1.04	1.03	1.05	0.99	1.01	1.03	1.03	1.08	0.83	0.96	0.98	1.13	1.20	1.30	0.92	0.01	-1.01	0.70	1.02	1.38	1.17	0.91	0.75	0.86	1.23	1.25	1.48	1.20	1.33	1.42	-	1.39	1.60	1.66	1.62	1.60

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2007	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	-	-	-	-	-	-	-	-	88.27B	88.39B	86.41B	85.06B	-	-	74.37B	82.60B	82.30B	83.70B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9.07B	32.74B	43.10B	39.83B
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	15.63B	21.64B	23.36B	25.20B
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2.25B	2.61B	3.40B	3.84B
Net Income	8.06B	2.65B	12.28B	12.36B	15.87B	18.90B	21.88B	23.06B	22.89B	21.94B	22.18B	22.39B	19.71B	3.38B	-	13.68B	19.14B	19.72B	21.34B
Diluted EPS	2.38	0.70	1.75	2.21	2.82	3.36	3.89	4.10	4.12	3.99	4.10	4.28	4.09	0.43	-	3.14	4.83	5.37	6.26

Compounded Sales Growth

5 Years:	4.02%
1 Year:	5.70%

Compounded Profit Growth

5 Years:	15.98%
1 Year:	15.10%

Stock Price Performance

1 Year:	+5.97%
6 Months:	-7.91%
3 Months:	-4.26%
1 Month:	-4.33%

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2006	Dec 2007	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	-	1.31T	1.24T	1.26T	1.31T	1.42T	1.52T	1.69T	1.79T	1.93T	1.95T	1.90T	1.93T	1.95T	-	1.88T	1.93T	1.93T	2.15T
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	159.16B	237.22B	203.36B	174.21B
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	27.12B	34.47B	23.03B	22.98B
Total Liabilities	-	-	1.21T	1.13T	1.13T	1.17T	1.26T	1.35T	1.50T	1.59T	1.73T	1.74T	1.70T	1.74T	1.77T	-	1.70T	1.75T	1.75T	1.97T
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	267.16B	203.86B	156.98B	125.35B	127.38B	153.00B	183.94B	199.54B	255.08B	225.02B	229.04B	228.19B	212.95B	-	174.85B	207.57B	173.08B	174.71B
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	195.39B	219.47B	175.78B	193.03B
Total Equity	46.00B	47.89B	99.08B	111.79B	126.41B	140.24B	157.55B	170.14B	184.39B	193.00B	199.58B	206.94B	196.17B	187.15B	184.68B	-	180.23B	185.74B	179.12B	181.12B
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5.48B	5.48B	5.48B	5.48B

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2007	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	9.29B	-4.79B	28.61B	18.77B	13.66B	58.54B	57.64B	-	-	-	18.62B	36.07B	6.73B	2.05B	-	27.05B	40.36B	3.04B	-19.00B
Investing Cash Flow	-77.35B	-18.16B	71.78B	-3.67B	-35.04B	-139.89B	-153.49B	-	-	-	-13.15B	-7.75B	-29.63B	122.55B	-	-42.48B	16.04B	-15.65B	-187.90B
Financing Cash Flow	67.79B	31.95B	-97.08B	-26.13B	24.77B	83.77B	93.91B	-	-	-	-10.92B	-70.98B	-9.14B	-1.24B	-	-59.65B	20.49B	-21.53B	177.59B
Capital Expenditure	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	27.05B	40.36B	3.04B	-19.00B
Net Change in Cash	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-75.07B	76.89B	-34.15B	-29.31B
Share Buybacks	7.42B	1.62B	220.00M	91.00M	2.42B	3.92B	5.36B	9.41B	8.70B	8.12B	9.91B	20.63B	24.53B	3.42B	14.46B	6.03B	11.85B	19.45B	17.52B

Ratios (Annual)

Figures in %.

Metric	Dec 2007	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-	-	-	-	-	-	-	-	-	24.9%	25.1%	25.9%	23.2%	-	-	18.4%	23.2%	24.0%	25.5%
ROE %	16.8%	2.7%	11.0%	9.8%	11.3%	12.0%	12.9%	12.5%	11.9%	11.0%	10.7%	11.4%	10.5%	1.8%	-	7.6%	10.3%	11.0%	11.8%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

0.10%

Institutions

78.78%

Public Float

78.86%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	8.52%	260.80M	$20.22B
2	Vanguard Capital Management LLC	6.56%	200.76M	$15.57B
3	FMR, LLC	5.28%	161.69M	$12.54B
4	State Street Corporation	4.43%	135.49M	$10.51B
5	JPMORGAN CHASE & CO	4.22%	129.21M	$10.02B
6	Geode Capital Management, LLC	2.41%	73.85M	$5.73B
7	Capital Research Global Investors	2.38%	72.89M	$5.65B
8	Wellington Management Group, LLP	2.15%	65.85M	$5.11B
9	Vanguard Portfolio Management LLC	2.02%	61.67M	$4.78B
10	Bank of America Corporation	1.70%	51.97M	$4.03B

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