SunCar Technology Group Inc. SDA
Company Overview
SunCar Technology Group Inc., through its subsidiaries, provides cloud and mobile app-based auto eInsurance, technology, and auto services in the People's Republic of China. It offers one-stop, fully digitalized, and on-demand auto service systems. The company also provides customized service solutions to banks, insurance companies, telecommunication companies, and others. In addition, it offers car wash, oil change, tire repair, car beautification, road assistance, flight pickup, designated driving, VIP lounge, etc. in collaboration with third-party auto service providers. Further, the company facilitates the sale of auto e-Insurance products underwritten by insurance companies through a network of external sales partners; provides technical software and consultation related to auto eInsurance, and auto services; and provides its services through online software. The company was founded in 2007 and is based in Shanghai, China.
Why Investors Should Care
Revenue has grown at a 20.1% CAGR over the past five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $489.29M (+10.7% YoY); net profit $-3.94M.
- Trailing 12 Months Year-on-year growth — revenue +27.9%.
- 5-Year Trend Long-term compounding — revenue CAGR 20.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 20.10% |
| 1 Year: | 27.90% |
Stock Price Performance
| 1 Year: | -78.39% |
| 6 Months: | -75.48% |
| 3 Months: | -56.77% |
| 1 Month: | -42.02% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)23.77 · Oversold
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 20.1% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 82.7% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
- RSI at 24 suggests oversold conditions.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Consumer Cyclical).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SDA SunCar Technology Group Inc. | 0.49 | - | $27.43M | 0.00% | 3.67% | 3.07% | 20.10% | - |
| 2 | AMZN Amazon.com, Inc. NDXSPXR3KAITECH | 256.97 | 20.66 | $2.77T | 0.00% | 13.33% | 30.56% | 24.04% | 32.72% |
| 3 | TSLA Tesla, Inc. NDXSPXR3KAI | 368.16 | 347.32 | $1.45T | 0.00% | 4.10% | 4.67% | 52.40% | 39.39% |
| 4 | HD The Home Depot, Inc. SPXR3K | 313.70 | 21.97 | $312.98B | 3.08% | 28.75% | 104.30% | 4.06% | 6.35% |
| 5 | BABA Alibaba Group Holding Limited AITECH | 112.66 | 25.43 | $280.03B | 0.93% | 4.16% | 6.36% | 5.62% | 12.49% |
| 6 | TM Toyota Motor Corporation | 191.45 | 8.46 | $226.71B | 3.23% | 5.24% | 12.40% | 10.91% | 16.22% |
| 7 | MCD McDonald's Corporation SPXR3K | 255.81 | 20.80 | $181.02B | 2.99% | 22.47% | - | 0.92% | 7.33% |
| 8 | TJX The TJX Companies, Inc. SPXR3K | 128.92 | 23.87 | $142.42B | 1.52% | 21.26% | 62.17% | 6.84% | 8.48% |
| 9 | BKNG Booking Holdings Inc. NDXSPXR3K | 180.30 | 20.03 | $139.71B | 0.87% | 70.23% | -96.88% | 16.93% | 22.07% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2024 | Mar 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 129.19M | 102.59M | 115.78M | 151.21M | 131.17M |
| Cost of Revenue | 231.59M | 48.42M | 52.82M | 284.27M | 65.23M |
| Gross Profit | -102.40M | 54.17M | 62.95M | -133.06M | 65.93M |
| Operating Expenses | -102.41M | 57.13M | 60.05M | -135.24M | 62.92M |
| Operating Income | 3.00K | -2.96M | 2.90M | 2.18M | 3.01M |
| EBITDA | 1.49M | -1.20M | 4.85M | 4.03M | 4.90M |
| Interest Expense | 1.07M | 1.03M | 1.07M | 1.10M | 1.15M |
| Pretax Income | -958.00K | -3.73M | 1.96M | 1.23M | 2.01M |
| Tax Provision | 1.92M | -84.00K | 549.00K | -494.00K | 448.00K |
| Net Income | -3.92M | -3.40M | -91.00K | 3.54M | 728.00K |
| Diluted EPS | - | -0.03 | - | - | 0.01 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Jun 2022 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Revenue | - | - | 282.41M | 363.75M | 441.90M | 489.29M |
| Cost of Revenue | - | - | 232.29M | 322.06M | 390.43M | 438.56M |
| Gross Profit | - | - | 50.12M | 41.69M | 51.46M | 50.74M |
| Operating Expenses | - | - | 62.70M | 57.15M | 109.83M | 46.85M |
| Operating Income | - | - | -12.58M | -15.46M | -58.36M | 3.88M |
| EBITDA | - | - | -1.32M | -5.70M | -51.79M | 9.12M |
| Interest Expense | - | - | 3.66M | 4.43M | 4.53M | 4.24M |
| Pretax Income | - | - | -10.67M | -15.01M | -61.60M | -2.05M |
| Tax Provision | - | - | 231.00K | 2.57M | 2.85M | 346.00K |
| Net Income | - | - | -6.67M | -26.91M | -68.66M | -3.94M |
| Diluted EPS | - | - | -0.08 | -0.31 | -0.72 | -0.04 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Jun 2022 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Total Assets | - | - | 191.97M | 223.24M | 246.73M | 253.20M |
| Current Assets | - | - | 145.35M | 175.20M | 196.27M | 183.30M |
| Cash & Equivalents | - | - | 21.20M | 30.85M | 26.86M | 25.02M |
| Inventory | - | - | - | - | - | - |
| Receivables | - | - | 85.62M | 56.04M | 75.61M | 59.77M |
| Total Liabilities | - | - | 155.19M | 155.25M | 180.49M | 162.51M |
| Current Liabilities | - | - | 155.19M | 124.39M | 156.76M | 147.26M |
| Long Term Debt | - | - | - | - | - | 1.36M |
| Total Debt | - | - | 74.97M | 84.28M | 84.16M | 83.99M |
| Total Equity | - | - | -5.28M | 16.08M | 11.89M | 32.55M |
| Shares Outstanding | - | - | 82.55M | 89.71M | 98.71M | 105.65M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Jun 2022 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | -16.14M | -27.65M | 11.84M | 5.72M |
| Investing Cash Flow | - | - | -5.92M | -2.39M | -12.15M | -12.90M |
| Financing Cash Flow | - | - | 10.64M | 40.43M | -2.95M | 4.37M |
| Capital Expenditure | - | - | -4.35M | -4.93M | -588.00K | -380.00K |
| Free Cash Flow | - | - | -20.50M | -32.58M | 11.25M | 5.34M |
| Net Change in Cash | - | - | -11.43M | 10.39M | -3.26M | -2.82M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Jun 2022 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Gross Margin % | - | - | 17.7% | 11.5% | 11.6% | 10.4% |
| Operating Margin % | - | - | -4.5% | -4.3% | -13.2% | 0.8% |
| Net Margin % | - | - | -2.4% | -7.4% | -15.5% | -0.8% |
| ROE % | - | - | 126.2% | -167.4% | -577.4% | -12.1% |
| ROCE % | - | - | -34.2% | -15.6% | -64.9% | 3.7% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Alpine Global Management, LLC | 0.16% | 95.00K | $46.23K |
| 2 | Citadel Advisors Llc | 0.14% | 81.47K | $39.64K |
| 3 | Jane Street Group, LLC | 0.11% | 63.45K | $30.87K |
| 4 | Blackrock Inc. | 0.05% | 28.12K | $13.68K |
| 5 | Xtx Topco Ltd | 0.04% | 25.88K | $12.59K |
| 6 | SBI Securities Co., Ltd. | - | 1.17K | $569 |
| 7 | BNP Paribas Financial Markets | - | 4 | $1 |
| 8 | Caitong International Asset Management Co., Ltd | - | 1 | $0 |
| 9 | Royal Bank of Canada | - | 478 | $232 |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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SDA — Frequently Asked Questions
What is the current share price of SunCar Technology Group Inc. (SDA)?
As of 2026-09-19 21:16 PDT, SunCar Technology Group Inc. (SDA) trades at $0.49 on NasdaqCM. Its 52-week range is $0.49 to $2.85.
What is the market capitalisation of SDA?
SunCar Technology Group Inc. (SDA) has a market capitalisation of $27.43M on NasdaqCM.
What is the return on equity (ROE) of SDA?
SDA has a return on equity (ROE) of 3.07%. Its return on capital employed (ROCE) is 3.67%.
Is SDA a good stock to buy?
This page provides a data-driven analysis of SunCar Technology Group Inc. (SDA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.