QFIN QFIN
Company Profile ↓Company Overview
QFIN (QFIN) is a publicly traded company listed on with a market capitalization of $3.72B. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Generates a return on equity of 24.8%, reflecting efficient use of shareholder capital.
Net profit has compounded at 14.2% per year over the last five years.
Trades at an undemanding P/E of 0.3.
Maintains a net profit margin of 37.2%.
Carries low leverage with a debt-to-equity ratio of 0.16.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $16.08B (+14.6% YoY); net profit $5.99B.
- Trailing 12 Months Year-on-year growth — revenue +14.6%, earnings -4.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 4.9%, profit CAGR 14.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 4.86% |
| 1 Year: | 14.56% |
Compounded Profit Growth
| 5 Years: | 14.18% |
| 1 Year: | -4.38% |
Stock Price Performance
| 1 Year: | -57.03% |
| 6 Months: | -7.60% |
| 3 Months: | -0.87% |
| 1 Month: | -9.44% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)40.94 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 24.8%.
- Excellent profit margin of 37.2%.
- Profit CAGR of 14.2% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 59.0% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 4.10B | 4.33B | 4.35B | 3.41B | 3.01B |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | - | - | - | - |
| Pretax Income | 2.22B | 2.17B | 1.83B | 1.15B | 1.14B |
| Tax Provision | 423.63M | 441.52M | 398.83M | 136.51M | 260.72M |
| Net Income | 1.80B | 1.73B | 1.44B | 1.02B | 883.32M |
| Diluted EPS | 12.62 | 12.76 | 10.80 | 7.82 | 7.16 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Revenue | 13.95B | 13.41B | 14.04B | 16.08B |
| Cost of Revenue | - | - | - | - |
| Gross Profit | - | - | - | - |
| Operating Expenses | - | - | - | - |
| Operating Income | - | - | - | - |
| EBITDA | - | - | - | - |
| Interest Expense | - | - | - | - |
| Pretax Income | 4.74B | 5.28B | 7.89B | 7.38B |
| Tax Provision | 736.80M | 1.01B | 1.64B | 1.40B |
| Net Income | 4.02B | 4.29B | 6.26B | 5.99B |
| Diluted EPS | 25.00 | 26.08 | 41.28 | 44.02 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 40.34B | 45.82B | 48.13B | 56.95B |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 7.17B | 4.18B | 4.45B | 4.70B |
| Inventory | - | - | - | - | - |
| Receivables | - | 3.13B | 3.06B | 2.24B | 972.26M |
| Total Liabilities | - | 21.41B | 23.81B | 23.89B | 32.79B |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | 1.58B |
| Total Debt | - | 180.70M | 827.73M | 1.40B | 3.82B |
| Total Equity | - | 18.85B | 21.94B | 24.19B | 24.11B |
| Shares Outstanding | - | 322.79M | 326.55M | 296.54M | 283.02M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 5.92B | 7.12B | 9.34B | 11.08B |
| Investing Cash Flow | - | -7.36B | -11.15B | -7.99B | -13.08B |
| Financing Cash Flow | - | 3.20B | 1.07B | -2.11B | 2.78B |
| Capital Expenditure | - | -26.97M | -84.55M | -153.15M | -240.54M |
| Free Cash Flow | - | 5.90B | 7.03B | 9.19B | 10.84B |
| Net Change in Cash | - | 1.77B | -2.96B | -765.23M | 785.57M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Gross Margin % | - | - | - | - |
| Operating Margin % | - | - | - | - |
| Net Margin % | 28.9% | 32.0% | 44.6% | 37.2% |
| ROE % | 21.4% | 19.5% | 25.9% | 24.8% |
| ROCE % | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for QFIN
Lazard Asset Management LLC Has $1.50 Million Stake in Qfin Holdings Inc. - Sponsored ADR $QFIN - MarketBeat
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How The Qfin Holdings (QFIN) Narrative Is Shifting After The Latest Price Target Reset - Yahoo Finance
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QFIN — Frequently Asked Questions
What is the current share price of QFIN?
As of 2026-08-05 17:25 PDT, QFIN trades at $13.14 on NASDAQ/NYSE. Its 52-week range is $11.65 to $32.03.
What is the market capitalisation of QFIN?
QFIN has a market capitalisation of $3.72B on NASDAQ/NYSE.
What is the P/E ratio of QFIN?
QFIN trades at a trailing price-to-earnings (P/E) ratio of 0.30. Its price-to-book (P/B) ratio is 0.15.
What is the return on equity (ROE) of QFIN?
QFIN has a return on equity (ROE) of 24.84%.
Is QFIN a good stock to buy?
This page provides a data-driven analysis of QFIN, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.