PROG Holdings, Inc. PRG R2KR3K
Company Overview
PROG Holdings, Inc., a financial technology holding company, provides payment options to consumers in the United States. The company operates through two segments: Progressive Leasing and Four. It owns Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Four, which enables consumers of all credit backgrounds to pay for purchases over time through short-term, interest-free instalment buy-now-pay-later BNPL plans. The company offers Purchasing Power, that provides these underserved customers with alternatives to traditional financing options. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.
Why Investors Should Care
Generates a return on equity of 17.1%, reflecting efficient use of shareholder capital.
Trades at a P/E of 12.7, below the sector median of 27.4.
Operating margin of 16.6% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $2.41B (+0.4% YoY); net profit $146.79M.
- Trailing 12 Months Year-on-year growth — revenue +22.3%, earnings -4.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 2.8%, profit CAGR -4.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 2.84% |
| 1 Year: | 22.30% |
Compounded Profit Growth
| 5 Years: | -4.72% |
| 1 Year: | -4.20% |
Stock Price Performance
| 1 Year: | +16.42% |
| 6 Months: | +19.58% |
| 3 Months: | +11.83% |
| 1 Month: | -9.25% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)43.81 · Neutral
P/E of 12.67 is below the sector median of 27.38 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -4.7% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Industrials).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PRG PROG Holdings, Inc. R2KR3K | 39.29 | 12.67 | $1.56B | 1.29% | - | 17.07% | 2.84% | -4.72% |
| 2 | SPCX Space Exploration Technologies Corp. R3KAIDEFENCE | 147.95 | -134.50 | $1.12T | 0.00% | -3.22% | -11.95% | 34.08% | -3.34% |
| 3 | CAT Caterpillar Inc. SPXR3K | 813.94 | 35.05 | $374.15B | 0.76% | 17.98% | 56.97% | 2.29% | 5.24% |
| 4 | GE GE Aerospace SPXR3KDEFENCE | 337.12 | 39.85 | $349.78B | 0.50% | 9.52% | 48.23% | -7.42% | -5.36% |
| 5 | RTX RTX Corporation SPXR3KDEFENCE | 200.79 | 35.41 | $270.62B | 1.31% | 8.28% | 12.27% | 2.61% | 2.62% |
| 6 | GEV GE Vernova Inc. SPXR3KAI | 941.95 | 26.98 | $250.87B | 0.20% | 6.30% | 82.58% | 8.68% | - |
| 7 | DE Deere & Company SPXR3K | 693.53 | 39.29 | $187.33B | 1.05% | 12.53% | 18.35% | 3.43% | 5.10% |
| 8 | UNP Union Pacific Corporation SPXR3K | 291.88 | 23.83 | $173.40B | 1.92% | 15.22% | 39.70% | 2.30% | 7.77% |
| 9 | BA The Boeing Company SPXR3KDEFENCE | 212.25 | 76.08 | $167.63B | 0.00% | -9.01% | - | 1.67% | -3.28% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.71M | - | - | 116.93M | 147.59M |
| Operating Income | - | - | 55.50M | - | 49.83M | 59.76M | 95.65M | - | 106.11M | 92.31M | 78.32M | 49.47M | 36.94M | 36.81M | 76.08M | 59.30M | 54.88M | 39.82M | 55.68M | 49.23M | 56.34M | 60.72M | 53.53M | 65.31M | 65.63M |
| Net Income | 56.08M | 42.65M | 39.80M | -107.06M | -280.00M | 68.38M | 109.34M | 40.82M | 79.49M | 68.84M | 57.41M | 27.14M | 19.48M | 16.00M | 48.03M | 37.22M | 35.01M | 21.97M | 33.77M | 83.96M | 34.72M | 38.48M | 33.12M | 36.05M | 37.03M |
| Diluted EPS | 0.81 | 0.62 | 0.58 | -1.60 | -4.13 | 1.01 | 1.61 | 0.60 | 1.16 | 1.02 | 0.86 | 0.49 | 0.37 | 0.32 | 1.00 | 0.79 | 0.76 | 0.49 | 0.77 | 1.94 | 0.83 | 0.95 | 0.82 | 0.89 | 0.91 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2.04B | 2.16B | 2.48B | - | 2.60B | 2.34B | 2.40B | 2.41B |
| Cost of Revenue | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | 2.19B | 1.94B | 1.99B | 2.01B |
| Operating Income | 156.80M | 27.61M | 271.76M | - | 411.21M | 397.78M | 409.96M | 403.90M |
| EBITDA | - | - | - | - | 1.98B | 1.83B | 1.85B | 1.83B |
| Interest Expense | - | - | - | - | 38.67M | 29.41M | 38.82M | 39.32M |
| Pretax Income | - | - | - | - | 148.24M | 189.30M | 163.44M | 174.52M |
| Tax Provision | - | - | - | - | 49.53M | 55.41M | -33.88M | 50.17M |
| Net Income | 196.21M | 31.47M | -61.47M | - | 98.71M | 138.84M | 197.25M | 146.79M |
| Diluted EPS | 2.78 | 0.47 | -0.90 | - | 1.90 | 2.98 | 4.53 | 3.59 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 3.30B | 1.32B | 1.62B | 1.49B | 1.49B | 1.51B | 1.61B |
| Total Equity | 1.73B | 1.76B | 1.74B | 986.14M | 679.41M | 570.46M | 591.33M | 650.28M | 746.42M |
| Cash & Equivalents | - | - | 57.76M | 36.65M | 170.16M | 131.88M | 155.42M | 90.92M | 308.77M |
| Long Term Debt | - | - | - | 50.00M | 589.65M | 590.97M | 592.26M | 643.56M | 594.86M |
| Total Liabilities | - | - | 1.56B | 331.27M | 942.35M | 921.45M | 899.92M | 863.49M | 863.99M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 356.50M | 317.19M | 455.96M | 245.96M | 242.48M | 204.24M | 138.53M | 334.96M |
| Investing Cash Flow | -263.13M | -106.28M | -114.53M | -82.17M | -53.53M | -38.83M | -79.17M | 6.64M |
| Financing Cash Flow | -128.97M | -168.55M | -362.55M | -30.28M | -227.22M | -141.87M | -119.12M | -128.49M |
| Capital Expenditure | -78.84M | -92.96M | -64.34M | -9.55M | -9.67M | -9.62M | -8.32M | -10.04M |
| Free Cash Flow | 277.65M | 224.22M | 391.62M | 236.41M | 232.81M | 194.62M | 130.21M | 324.92M |
| Share Buybacks | 168.74M | 69.25M | 0 | 142.36M | 223.60M | 139.57M | 138.65M | 51.77M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - |
| Operating Margin % | 7.7% | 1.3% | 10.9% | - | 15.8% | 17.0% | 17.1% | 16.8% |
| Net Margin % | 9.6% | 1.5% | -2.5% | - | 3.8% | 5.9% | 8.2% | 6.1% |
| ROE % | 11.1% | 1.8% | -6.2% | - | 17.3% | 23.5% | 30.3% | 19.7% |
| ROCE % | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 17.18% | 6.84M | $267.61M |
| 2 | Vanguard Portfolio Management LLC | 6.30% | 2.51M | $98.11M |
| 3 | State Street Corporation | 4.33% | 1.73M | $67.47M |
| 4 | Vanguard Capital Management LLC | 4.28% | 1.70M | $66.66M |
| 5 | Allianz Asset Management GmbH | 3.74% | 1.49M | $58.31M |
| 6 | Dimensional Fund Advisors LP | 3.33% | 1.33M | $51.92M |
| 7 | LSV Asset Management | 2.93% | 1.17M | $45.62M |
| 8 | FMR, LLC | 2.93% | 1.17M | $45.61M |
| 9 | Morgan Stanley | 2.64% | 1.05M | $41.10M |
| 10 | Geode Capital Management, LLC | 2.54% | 1.01M | $39.56M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for PRG
PROG (NYSE:PRG) Stock Rating Lowered by Wall Street Zen - marketbeat.com
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PROG Holdings Inc (PRG) Stock Up 3.1% and Still Undervalued -- G - GuruFocus
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Behavioral Patterns of PRG and Institutional Flows - Stock Traders Daily
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Is PROG Holdings (PRG) a Solid Growth Stock? 3 Reasons to Think "Yes" - Yahoo Finance
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Public Employees Retirement System of Ohio Buys Shares of 42,578 PROG Holdings, Inc $PRG - marketbeat.com
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PRL Global (ASX:PRG) Shares Reflect Thin Margins And Uncovered Yield - webull.com
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PRG — Frequently Asked Questions
What is the current share price of PROG Holdings, Inc. (PRG)?
As of 2026-09-07 16:24 PDT, PROG Holdings, Inc. (PRG) trades at $39.29 on NYSE. Its 52-week range is $25.86 to $47.37.
What is the market capitalisation of PRG?
PROG Holdings, Inc. (PRG) has a market capitalisation of $1.56B on NYSE.
What is the P/E ratio of PRG?
PRG trades at a trailing price-to-earnings (P/E) ratio of 12.67. The industry average P/E is 27.38. Its price-to-book (P/B) ratio is 2.12.
Does PRG pay a dividend?
PROG Holdings, Inc. (PRG) currently offers a dividend yield of 1.29%.
What is the return on equity (ROE) of PRG?
PRG has a return on equity (ROE) of 17.07%.
Is PRG a good stock to buy?
This page provides a data-driven analysis of PROG Holdings, Inc. (PRG), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.