JFIN JFIN
Company Profile ↓Company Overview
JFIN (JFIN) is a publicly traded company listed on with a market capitalization of $598.60M. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Generates a return on equity of 34.6%, reflecting efficient use of shareholder capital.
Return on capital employed stands at 35.4%.
Revenue has grown at a 23.9% CAGR over the past five years.
Trades at an undemanding P/E of 0.1.
Maintains a net profit margin of 24.7%.
Carries low leverage with a debt-to-equity ratio of 0.16.
Recent Developments
- Dec 2025 Revenue of $6.22B (+7.3% YoY); net profit $1.54B.
- Trailing 12 Months Year-on-year growth — revenue +7.3%, earnings +45.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 23.9%, profit CAGR 9.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 23.90% |
| 1 Year: | 7.26% |
Compounded Profit Growth
| 5 Years: | 9.19% |
| 1 Year: | 45.36% |
Stock Price Performance
| 1 Year: | -78.33% |
| 6 Months: | -57.45% |
| 3 Months: | -43.47% |
| 1 Month: | -7.05% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)54.94 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 34.6%.
- Healthy ROCE of 35.4%.
- Excellent profit margin of 24.7%.
- Compounding revenue at 23.9% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 80.5% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 1.78B | 1.89B | 1.47B | 1.09B | 756.68M |
| Cost of Revenue | - | 336.01M | 285.08M | 286.49M | 328.18M | 331.60M |
| Gross Profit | - | 1.44B | 1.60B | 1.18B | 762.02M | 425.08M |
| Operating Expenses | - | 832.92M | 962.02M | 726.78M | 667.37M | 495.15M |
| Operating Income | - | 606.65M | 639.10M | 456.93M | 94.65M | -70.07M |
| EBITDA | - | 606.65M | 639.10M | 456.93M | 94.65M | -68.64M |
| Interest Expense | - | - | - | - | - | 776.00K |
| Pretax Income | - | 663.21M | 643.18M | 465.83M | 101.16M | -69.42M |
| Tax Provision | - | 123.73M | 124.05M | 89.34M | 532.00K | -7.75M |
| Net Income | - | 539.48M | 519.14M | 376.49M | 100.63M | -61.66M |
| Diluted EPS | - | 10.12 | 9.84 | 7.32 | 1.96 | -1.16 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 3.27B | 5.47B | 5.80B | 6.22B |
| Cost of Revenue | - | 565.23M | 2.01B | 2.03B | 1.24B |
| Gross Profit | - | 2.71B | 3.46B | 3.77B | 4.99B |
| Operating Expenses | - | 1.52B | 2.12B | 2.52B | 3.19B |
| Operating Income | - | 1.18B | 1.33B | 1.25B | 1.80B |
| EBITDA | - | 1.19B | 1.34B | 1.27B | 1.87B |
| Interest Expense | - | - | - | - | - |
| Pretax Income | - | 1.33B | 1.55B | 1.30B | 1.87B |
| Tax Provision | - | 155.40M | 247.62M | 238.90M | 337.65M |
| Net Income | - | 1.18B | 1.30B | 1.06B | 1.54B |
| Diluted EPS | - | 21.92 | 24.24 | 19.88 | 29.40 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 3.02B | 5.64B | 5.41B | 8.76B |
| Current Assets | - | 2.81B | 5.39B | 4.33B | 6.92B |
| Cash & Equivalents | - | 291.02M | 370.19M | 540.52M | 61.84M |
| Inventory | - | - | - | - | - |
| Receivables | - | 1.31B | 1.63B | 2.99B | 3.73B |
| Total Liabilities | - | 1.78B | 3.26B | 2.28B | 4.32B |
| Current Liabilities | - | 1.78B | 2.28B | 2.18B | 3.68B |
| Long Term Debt | - | - | - | - | 516.00M |
| Total Debt | - | 27.46M | 47.96M | 51.68M | 700.63M |
| Total Equity | - | 1.24B | 2.38B | 3.13B | 4.43B |
| Shares Outstanding | - | 216.10M | 216.10M | 216.10M | 216.10M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 133.59M | 389.59M | 1.43B | 1.26B |
| Investing Cash Flow | - | -22.95M | -105.85M | -783.52M | -1.95B |
| Financing Cash Flow | - | -12.57M | -193.48M | -332.69M | 487.17M |
| Capital Expenditure | - | -17.47M | -31.54M | -739.13M | -635.08M |
| Free Cash Flow | - | 116.12M | 358.05M | 686.36M | 622.27M |
| Net Change in Cash | - | 98.08M | 90.26M | 309.28M | -201.68M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | 82.7% | 63.2% | 64.9% | 80.1% |
| Operating Margin % | - | 36.1% | 24.4% | 21.5% | 28.9% |
| Net Margin % | - | 36.1% | 23.7% | 18.2% | 24.7% |
| ROE % | - | 94.9% | 54.5% | 33.8% | 34.6% |
| ROCE % | - | 95.0% | 39.6% | 38.7% | 35.4% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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JFIN — Frequently Asked Questions
What is the current share price of JFIN?
As of 2026-08-05 17:25 PDT, JFIN trades at $2.77 on NASDAQ/NYSE. Its 52-week range is $2.15 to $14.24.
What is the market capitalisation of JFIN?
JFIN has a market capitalisation of $598.60M on NASDAQ/NYSE.
What is the P/E ratio of JFIN?
JFIN trades at a trailing price-to-earnings (P/E) ratio of 0.09. Its price-to-book (P/B) ratio is 0.14.
What is the return on equity (ROE) of JFIN?
JFIN has a return on equity (ROE) of 34.64%. Its return on capital employed (ROCE) is 35.44%.
Is JFIN a good stock to buy?
This page provides a data-driven analysis of JFIN, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.