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Equifax Inc. EFX SPX

Industrials · Consulting Services · United States
https://www.equifax.com

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

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$165.79
-36.58% 1Y

Market & Price

Market Cap
$20.00B
Current Price
$165.79
High / Low (52W)
$269.08 / $157.18
Beta
1.35

Valuation

Stock P/E
29.14
Industry PE
28.38
Forward P/E
16.13
PEG Ratio
1.64
Book Value
$38.06
Price to Book
4.36
P/S
3.18
EV/EBITDA
12.96
Dividend Yield
1.35%

Profitability & Returns

ROCE
11.62%
ROE
14.37%
ROA
6.27%
Profit Margin
11.12%
Op Margin
17.45%
EPS (Latest Qtr)
$1.42
EPS (TTM)
$5.69

Balance Sheet & Liquidity

Debt/Equity
1.13
Quick Ratio
0.51
Current Ratio
0.61
Debt
$5.31B
Total Assets
$11.86B
Current Assets
$1.41B
Working Capital
$-923.20M

Ownership

Promoter Holding
0.64%
Chg in Prom Hold
-
FII / Inst Holding
104.26%
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
$25.01B
Total Revenue (TTM)
$6.28B
EBITDA
$1.93B
Free Cash Flow
$1.02B
Operating Cash Flow
$1.63B
Shares Outstanding
119.07M
Gross Margin
56.12%
Payout Ratio
36.27%

Growth (CAGR)

Revenue 5Y
5.85%
Profit 5Y
-1.75%
Revenue (YoY)
14.30%
Earnings (YoY)
34.00%

PROS

  • Generates positive free cash flow.

CONS

  • Earnings shrank at -1.7% CAGR over 5 years.
  • Trading 38.4% below its 52-week high.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Industrials).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 EFX Equifax Inc. SPX 165.79 29.14 $20.00B 1.35% 11.62% 14.37% 5.85% -1.75%
2 CAT Caterpillar Inc. SPX 875.87 43.66 $403.42B 0.69% 19.42% 51.33% 4.38% 9.83%
3 GE GE Aerospace SPX 323.76 40.17 $338.27B 0.58% 11.89% 45.43% 16.32% 195.89%
4 GEV GE Vernova Inc. SPXAI 968.32 28.33 $260.21B 0.21% 6.30% 75.71% 8.68% 92.84%
5 RTX RTX Corporation SPX 179.66 33.64 $241.95B 1.54% 9.41% 11.57% 9.72% 9.01%
6 UNP Union Pacific Corporation SPX 262.64 21.60 $155.93B 2.10% 16.19% 40.69% -0.49% 0.66%
7 ETN Eaton Corporation plc SPXAI 400.60 39.20 $155.55B 1.10% 16.23% 20.84% 9.77% 18.41%
8 HON Honeywell International Inc. NDXSPX 237.86 38.00 $150.72B 2.00% 13.57% 24.26% 1.82% -1.62%
9 DE Deere & Company SPX 542.18 30.67 $146.45B 1.20% 12.82% 18.35% -4.50% -11.00%
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Quarterly Results

Figures in USD.

Metric Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue -------832.20M856.70M834.80M838.50M865.70M876.90M834.20M835.30M846.10M880.00M875.70M905.80M957.90M982.80M1.07B1.12B1.21B1.23B1.22B1.36B1.32B1.24B1.30B1.32B1.32B1.39B1.43B1.44B1.44B1.54B1.54B1.55B1.65B
Cost of Revenue -----------------------------------656.70M664.60M663.20M661.20M767.10M
Gross Profit -----------------------------------785.30M872.40M881.70M889.40M881.80M
Operating Expenses -----------------------------------549.50M561.60M617.40M605.20M594.10M
Operating Income 188.50M174.30M176.90M176.20M225.70M212.10M203.90M218.60M265.90M154.70M192.60M144.20M193.60M64.10M46.10M-617.90M113.80M121.60M47.00M135.90M166.80M204.40M169.50M306.60M306.00M273.20M332.40M304.60M242.90M205.40M236.90M246.40M224.70M282.20M247.10M235.80M310.80M264.30M284.20M287.70M
EBITDA -----------------------------------414.70M493.70M452.60M473.10M476.30M
Interest Expense -----------------------------------52.90M53.10M52.20M54.10M55.70M
Pretax Income -----------------------------------185.40M261.30M215.30M232.90M235.80M
Tax Provision -----------------------------------51.60M68.70M53.80M56.50M62.50M
Net Income 111.00M117.90M111.90M102.10M130.90M132.80M123.00M153.30M165.40M96.30M172.30M90.90M144.80M38.40M25.60M-553.20M69.50M83.80M15.80M116.90M100.20M228.50M74.50M201.60M215.10M205.40M221.80M200.60M165.70M112.40M138.30M162.20M124.90M163.90M141.30M133.10M191.30M160.20M175.80M171.50M
Diluted EPS 0.920.980.930.851.081.091.011.261.360.791.420.751.190.320.21-4.550.570.690.130.950.821.860.611.641.741.661.801.631.340.911.121.311.001.311.131.061.531.291.441.42

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue --------3.14B3.36B3.41B3.51B4.13B4.92B5.12B5.27B5.68B6.07B
Cost of Revenue --------------2.18B2.34B2.52B2.65B
Gross Profit --------------2.94B2.93B3.16B3.43B
Operating Expenses --------------1.89B2.00B2.12B2.33B
Operating Income 439.00M381.80M430.00M468.60M480.00M611.20M638.20M693.90M825.10M831.70M448.00M-335.40M676.60M1.14B1.06B933.60M1.04B1.10B
EBITDA --------------1.68B1.58B1.72B1.83B
Interest Expense --------------183.00M241.40M229.10M212.30M
Pretax Income --------------929.70M717.90M810.50M894.90M
Tax Provision --------------229.50M166.20M203.20M230.60M
Net Income 272.80M233.90M266.70M232.90M272.10M351.80M367.40M429.10M488.80M587.30M310.50M-384.10M520.10M744.20M696.20M545.30M604.10M660.30M
Diluted EPS 2.091.832.111.882.222.842.973.554.044.832.56-3.154.246.025.654.404.845.32

Compounded Sales Growth

5 Years:5.85%
1 Year:14.30%

Compounded Profit Growth

5 Years:-1.75%
1 Year:34.00%

Stock Price Performance

1 Year:-36.58%
6 Months:-22.37%
3 Months:-20.17%
1 Month:-3.59%

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --3.55B3.44B3.52B4.52B4.54B4.66B4.50B6.66B7.23B7.15B7.91B9.61B-11.55B12.28B11.76B11.86B
Current Assets ---------------1.37B1.36B1.36B1.41B
Cash & Equivalents 81.60M58.20M103.10M119.40M127.70M146.80M235.90M128.30M93.30M129.30M336.40M223.60M401.30M1.68B-285.20M216.80M169.90M180.80M
Inventory -------------------
Receivables ---------------857.70M908.20M957.60M1.01B
Total Liabilities --1.94B1.73B1.80B2.56B2.20B2.43B2.15B3.94B3.99B4.00B5.29B6.40B-7.57B7.59B6.84B7.13B
Current Liabilities --492.20M319.50M364.90M646.50M662.50M823.10M603.80M1.26B1.67B826.80M1.36B2.48B-2.02B2.02B1.81B2.34B
Long Term Debt --990.90M978.90M966.00M1.45B1.15B1.15B1.14B2.09B1.74B2.63B3.38B3.28B-4.82B4.75B4.32B4.06B
Total Debt ---------------5.79B5.71B5.01B5.09B
Total Equity --1.60B1.69B1.70B1.93B2.30B2.20B2.31B2.66B3.17B3.11B2.58B3.17B-3.96B4.53B4.80B4.60B
Shares Outstanding ---------------188.70M189.30M189.25M189.30M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 448.10M418.40M352.60M408.70M496.30M569.00M616.20M769.10M823.00M816.00M672.20M313.80M946.20M-757.10M1.12B1.32B1.62B
Investing Cash Flow -141.60M-270.10M1.00M-204.10M-1.08B-136.30M-429.30M-147.80M-1.98B-349.50M-461.50M-697.50M-492.70M--959.50M-878.20M-511.50M-554.30M
Financing Cash Flow -319.10M-108.30M-335.30M-195.90M606.30M-333.10M-283.40M-639.00M1.16B-263.70M-311.00M557.90M810.80M-273.70M-306.20M-846.40M-1.06B
Capital Expenditure ---------------624.50M-601.30M-511.50M-481.40M
Free Cash Flow --------------132.60M515.50M813.00M1.13B
Net Change in Cash --------------71.30M-67.60M-33.40M1.70M
Share Buybacks 155.70M23.80M167.50M142.30M85.10M11.90M301.60M196.30M077.10M00069.90M000927.50M

Ratios (Annual)

Figures in %.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % --------------57.5%55.7%55.7%56.4%
Operating Margin % --------26.2%24.7%13.1%-9.6%16.4%23.1%20.6%17.7%18.3%18.0%
Net Margin % --------15.5%17.5%9.1%-11.0%12.6%15.1%13.6%10.4%10.6%10.9%
ROE % -14.6%15.8%13.7%14.1%15.3%16.7%18.6%18.4%18.5%10.0%-14.9%16.4%-17.6%12.0%12.6%14.3%
ROCE % -12.5%13.8%14.9%12.4%15.8%16.6%17.8%15.3%15.0%7.1%-5.1%9.5%-11.1%9.1%10.5%11.5%

Shareholding Pattern

Insiders
0.64%
Institutions
104.26%
Public Float
104.93%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 7.95% 9.46M $1.57B
2 Vanguard Capital Management LLC 6.57% 7.83M $1.30B
3 Harris Associates L.P. 6.32% 7.53M $1.25B
4 Vanguard Portfolio Management LLC 4.43% 5.27M $873.88M
5 State Street Corporation 4.22% 5.02M $832.86M
6 Massachusetts Financial Services Co. 3.95% 4.70M $779.20M
7 Soroban Capital Partners LP 3.51% 4.18M $693.76M
8 Morgan Stanley 3.37% 4.02M $665.88M
9 Capital International Investors 3.09% 3.68M $609.60M
10 Brown Advisory Inc. 3.06% 3.65M $604.94M

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