Dream Finders Homes, Inc. DFH R2K

Consumer Cyclical · Residential Construction · United States

https://www.dreamfindershomes.com

Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. It operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The company designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. It markets its homes under various brands, including Dream Finders Homes, DF Luxury, Reverie Active Adult Lifestyle by Dream Finders Homes, Craft Homes and Coventry Homes. The company also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.

Market & Price

Market Cap

$1.42B

Current Price

$15.46

High / Low (52W)

$30.99 / $12.57

Beta

1.84

Valuation

Stock P/E

9.04

Industry PE

22.37

Forward P/E

10.01

PEG Ratio

Book Value

$15.39

Price to Book

1.00

P/S

0.34

EV/EBITDA

13.41

Dividend Yield

Profitability & Returns

ROCE

12.28%

ROE

11.48%

ROA

3.52%

Profit Margin

4.16%

Op Margin

2.09%

EPS (Latest Qtr)

$0.11

EPS (TTM)

$1.71

Balance Sheet & Liquidity

Debt/Equity

1.18

Quick Ratio

1.16

Current Ratio

8.27

Debt

$1.89B

Total Assets

$3.73B

Current Assets

$2.55B

Working Capital

$1.02B

Ownership

Promoter Holding

18.76%

Chg in Prom Hold

FII / Inst Holding

92.31%

Chg in FII Hold

-0.00%

Financial Snapshot

Enterprise Value

$3.05B

Total Revenue (TTM)

$4.22B

EBITDA

$227.27M

Free Cash Flow

$-45.32M

Operating Cash Flow

$-105.41M

Shares Outstanding

33.81M

Gross Margin

20.37%

Payout Ratio

0.00%

Growth (CAGR)

Revenue 5Y

8.95%

Profit 5Y

-6.10%

Revenue (YoY)

-10.30%

Earnings (YoY)

-80.20%

PROS

No notable strengths flagged.

CONS

Earnings shrank at -6.1% CAGR over 5 years.
Trading 50.1% below its 52-week high.
In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Consumer Cyclical).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	DFH Dream Finders Homes, Inc. R2K	15.46	9.04	$1.42B	-	12.28%	11.48%	8.95%	-6.10%
2	AMZN Amazon.com, Inc. NDXSPXAI	270.64	31.65	$2.91T	-	16.60%	24.29%	11.73%	984.47%
3	TSLA Tesla, Inc. NDXSPXAI	435.79	399.81	$1.64T	-	5.29%	4.90%	5.19%	-32.94%
4	HD The Home Depot, Inc. SPX	317.14	22.52	$316.23B	2.94%	28.92%	128.38%	1.52%	-6.11%
5	MCD McDonald's Corporation SPX	279.20	23.04	$198.37B	2.66%	22.63%	-	5.06%	11.50%
6	TJX The TJX Companies, Inc. SPX	154.75	30.11	$171.12B	1.24%	32.91%	61.25%	6.53%	16.24%
7	BKNG Booking Holdings Inc. NDXSPX	167.43	22.09	$129.74B	0.96%	67.24%	-	16.35%	20.90%
8	LOW Lowe's Companies, Inc. SPX	214.36	18.12	$120.26B	2.24%	29.62%	-	-3.85%	1.11%
9	PDD PDD Holdings Inc. NDX	84.44	8.87	$120.19B	-	28.69%	25.40%	49.00%	45.85%

Quarterly Results

Figures in USD.

Metric	Mar 2020	Jun 2020	Sep 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	188.74M	199.80M	284.17M	343.56M	365.28M	362.98M	664.07M	793.13M	785.67M	769.42M	945.34M	895.83M	827.80M	1.06B	1.01B	989.87M	1.15B	969.80M	1.21B	887.84M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	796.40M	957.93M	801.02M	1.01B	758.35M
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	193.47M	192.58M	168.79M	199.93M	129.49M
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	116.69M	134.70M	109.51M	124.31M	110.90M
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	76.78M	57.88M	59.28M	75.62M	18.58M
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	84.06M	65.51M	65.80M	83.34M	26.90M
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	71.17M	74.06M	60.75M	78.12M	18.81M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	16.16M	17.52M	13.69M	19.32M	5.25M
Net Income	6.58M	11.72M	22.56M	16.12M	28.57M	19.14M	43.72M	62.62M	69.64M	49.09M	68.76M	76.10M	54.49M	80.94M	70.65M	54.90M	56.58M	47.00M	58.72M	13.26M
Diluted EPS	0.00	0.00	0.00	0.18	0.31	0.20	0.42	0.60	0.64	0.45	0.65	0.75	0.55	0.81	0.70	0.54	0.56	0.47	0.58	0.11

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	744.29M	1.13B	-	3.34B	3.75B	4.45B	4.32B
Cost of Revenue	-	-	-	2.73B	3.02B	3.62B	3.57B
Gross Profit	-	-	-	615.22M	730.77M	827.93M	754.77M
Operating Expenses	-	-	-	266.06M	302.79M	395.10M	485.21M
Operating Income	-	-	-	349.16M	427.98M	432.83M	269.55M
EBITDA	-	-	-	366.25M	445.87M	450.05M	298.71M
Interest Expense	-	-	672.17K	32.00K	-	-	-
Pretax Income	-	-	-	356.16M	404.43M	437.85M	284.10M
Tax Provision	-	-	-	81.86M	96.48M	97.27M	66.70M
Net Income	39.19M	79.09M	-	262.31M	295.90M	335.34M	217.20M
Diluted EPS	0.00	0.00	-	2.45	2.79	3.34	2.14

Compounded Sales Growth

5 Years:	8.95%
1 Year:	-10.30%

Compounded Profit Growth

5 Years:	-6.10%
1 Year:	-80.20%

Stock Price Performance

1 Year:	-25.89%
6 Months:	-20.60%
3 Months:	-14.44%
1 Month:	+9.26%

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	733.68M	-	2.37B	2.56B	3.33B	3.73B
Current Assets	-	-	-	1.82B	2.02B	2.39B	2.55B
Cash & Equivalents	50.60M	43.66M	-	364.53M	494.14M	274.38M	234.77M
Inventory	-	-	-	1.38B	1.44B	1.72B	2.03B
Receivables	-	-	-	43.49M	30.87M	34.13M	39.12M
Total Liabilities	-	521.66M	-	1.57B	1.48B	1.91B	2.12B
Current Liabilities	-	-	-	1.43B	1.04B	1.55B	1.53B
Long Term Debt	-	-	3.29M	-	293.92M	295.05M	591.06M
Total Debt	-	-	-	990.91M	845.42M	1.29B	1.61B
Total Equity	-	-	-	787.72M	1.07B	1.39B	1.57B
Shares Outstanding	-	-	-	92.76M	93.11M	93.73M	94.39M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	30.43M	96.91M	-	-27.62M	374.23M	-256.65M	-100.57M
Investing Cash Flow	-17.82M	-13.03M	-	-5.52M	-4.48M	-221.67M	-225.84M
Financing Cash Flow	26.08M	-65.83M	-	146.96M	-216.42M	269.69M	270.98M
Capital Expenditure	-2.89M	-2.92M	-	-5.54M	-4.78M	-25.34M	-25.79M
Free Cash Flow	27.54M	93.99M	-	-33.17M	369.45M	-281.99M	-126.37M
Net Change in Cash	-	-	-	113.81M	153.33M	-208.63M	-55.44M
Share Buybacks	-	-	-	0	0	7.83M	41.70M

Ratios (Annual)

Figures in %.

Metric	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	18.4%	19.5%	18.6%	17.5%
Operating Margin %	-	-	-	10.4%	11.4%	9.7%	6.2%
Net Margin %	5.3%	7.0%	-	7.8%	7.9%	7.5%	5.0%
ROE %	-	-	-	33.3%	27.6%	24.1%	13.8%
ROCE %	-	-	-	37.1%	28.2%	24.3%	12.3%

Shareholding Pattern

Insiders

18.76%

Institutions

92.31%

Public Float

113.62%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	13.82%	4.67M	$72.25M
2	Kayne Anderson Rudnick Investment Management LLC	12.62%	4.27M	$65.99M
3	Cooke & Bieler LP	8.22%	2.78M	$42.96M
4	Janus Henderson Group PLC	5.55%	1.88M	$29.02M
5	State Street Corporation	5.00%	1.69M	$26.13M
6	Vanguard Portfolio Management LLC	4.34%	1.47M	$22.70M
7	Dimensional Fund Advisors LP	4.29%	1.45M	$22.41M
8	Vanguard Capital Management LLC	3.68%	1.24M	$19.22M
9	Geode Capital Management, LLC	2.13%	718.59K	$11.11M
10	Elgethun Capital Management	1.49%	505.38K	$7.81M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for DFH

No recent headlines available.

DFH · Consumer Cyclical