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$2.33
-68.08% 1Y
Mkt Cap$3.63B
P/E0.39
P/B1.01
52W High$7.40
52W Low$2.05
Book Value$2.30
EPS (TTM)$6.00

Company Overview

CNF (CNF) is a publicly traded company listed on with a market capitalization of $3.63B. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.

Why Investors Should Care

Reasonable Valuation

Trades at an undemanding P/E of 0.4.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.19.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $135.76M (-83.1% YoY); net profit $-470.39M.
  • Trailing 12 Months Year-on-year growth — revenue -83.2%, earnings -1344.9%.
  • 5-Year Trend Long-term compounding — revenue CAGR -49.6%, profit CAGR -149.2%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-49.59%
1 Year:-83.15%

Compounded Profit Growth

5 Years:-149.18%
1 Year:-1,344.94%

Stock Price Performance

1 Year:-68.08%
6 Months:-59.41%
3 Months:-23.36%
1 Month:-17.67%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bearish
52-Week Range 5% of range
$2.05 $7.40
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMABelow
  • RSI (14)44.80 · Neutral
Price Performance
1M-17.67%
3M-23.36%
6M-59.41%
1Y-68.08%

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Generates positive free cash flow.

CONS

  • Revenue declined at -49.6% CAGR over 5 years.
  • Earnings shrank at -149.2% CAGR over 5 years.
  • Trading 68.5% below its 52-week high.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
0.39
Industry PE
-
Forward P/E est.
0.78
PEG Ratio
-
Book Value
$2.30
Price to Book
1.01
P/S
-
EV/EBITDA
-
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
-49.59%
Profit 5Y
-149.18%
Revenue (YoY)
-83.15%
Earnings (YoY)
-1,344.94%

Profitability & Returns

ROCE
-
ROE
-13.14%
ROA
-4.59%
Profit Margin
-
Op Margin
-
Gross Margin
-
EPS (Latest Qtr)
$-
EPS (TTM)
$6.00

Balance Sheet & Liquidity

Debt/Equity
0.19
Quick Ratio
-
Current Ratio
-
Debt
$685.38M
Total Assets
$10.25B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
0.74%
Chg in Prom Hold
-
FII / Inst Holding
17.94%
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
-
Total Revenue (TTM)
$135.76M
EBITDA
-
Free Cash Flow
$80.88M
Operating Cash Flow
$84.45M
Shares Outstanding
1.56B
Gross Margin
-
Payout Ratio
-
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -1.06B1.11B805.62M135.76M
Cost of Revenue -----
Gross Profit -----
Operating Expenses -----
Operating Income -----
EBITDA -----
Interest Expense -784.78M723.08M794.52M511.87M
Pretax Income -172.58M205.63M48.29M-584.10M
Tax Provision -37.23M41.02M10.50M-113.70M
Net Income -135.35M164.62M37.78M-470.39M
Diluted EPS 180.0018.0022.006.00-

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets -14.48B16.36B15.03B10.25B
Current Assets -----
Cash & Equivalents -2.16B2.55B1.76B791.85M
Inventory -----
Receivables -82.43M340.40M197.93M82.47M
Total Liabilities -10.54B12.36B10.97B6.67B
Current Liabilities -----
Long Term Debt -7.73B1.82B578.41M218.68M
Total Debt -7.76B8.27B5.95B685.38M
Total Equity -3.89B4.01B4.06B3.58B
Shares Outstanding -1.56B1.56B1.56B1.56B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow -919.25M1.71B757.23M84.45M
Investing Cash Flow --1.10B-2.48B-263.67M3.27B
Financing Cash Flow --288.16M1.01B-1.33B-4.19B
Capital Expenditure --89.89M-114.50M-7.95M-3.57M
Free Cash Flow -829.36M1.59B749.28M80.88M
Net Change in Cash --467.10M227.39M-838.63M-827.46M

Ratios (Annual)

Figures in %.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----
Operating Margin % -----
Net Margin % -12.8%14.8%4.7%-346.5%
ROE % -3.5%4.1%0.9%-13.1%
ROCE % -----

Shareholding Pattern

Insiders
0.74%
Institutions
17.94%
Public Float
18.07%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for CNF

Google News hu, 09 Apr 2026

FusionLSTM-CNF: a confidence-calibrated multi-modal late fusion framework for robust stock movement prediction under uncertainty - Nature

<a href="https://news.google.com/rss/articles/CBMiX0FVX3lxTE03ampNemNDMXJpcm9teTZIcFJQdzBOMmtMNUszN0x0eTlfMllDNUVXYVBKSVdzMnR1SnZlSEYxbTgtRHFOdmp6Y3VMZDJka1g5Mi1GTU82N2VLYi13eW1R?oc=5" target="_blank">FusionLSTM-CNF: a confidence-calibrated…

Google News Fri, 31 Jul 2026

CNF|CNFinance Holdings Ltd|Price:2.140|Chg%:+0.090 - TradingKey

<a href="https://news.google.com/rss/articles/CBMibEFVX3lxTE0wZ1B4dGhsMUI3cVA3Y0s4WThVRG1Zd2FfRUI4MUZ2U0tqenpJTHNNMV94M29yeVN6bWliRXJTOFpCRzQ0QUlQeUFQS091R0loN0J6TGhvWjdicGtsZ2pzNEVaZGF2R0dKeXlNdw?oc=5" target="_blank">CNF|CNFinance Holding…

Google News ue, 21 Jul 2026

CNFinance Holdings (CNF) Slips 6% as Shares Test Critical Support Near $2.29 - Put Dominated - dars.gov.et

<a href="https://news.google.com/rss/articles/CBMiswFBVV95cUxQT0FuQy1waktGazRGcEo3Tzh3Tl8xRG9LTUd5V3dZbVRqMThUUldWUUlWQkJoUHdUbTdRSDlpZlptVDZGdTVRUzRhMlp2WkNsY2hIQUNzN3dobWlfd3hLRm1HQ0tja2NIbGlxVU9oMWNVSmRnTjNLZVl4LUZMS2t3MkNNd0NRaTNDSTQ0Nk…

Google News Fri, 31 Jul 2026

CNFinance Holdings Ltd (CNF) Financial Health: Profitability & Balance Sheet Analysis - TradingKey

<a href="https://news.google.com/rss/articles/CBMib0FVX3lxTE4ycGdoYXFrQmVwb2Zhdmw4eTVxYW1NX2M3cndZSVo5RnRXT2U0a2ZTd3VaZXJVSlFXejEweVdaRnBVTVBmOC15ZFktSnU5SVdtSXFzX0FsY0IyM1R2QnZINDVZbU9yTkVFNWtyQlhoSQ?oc=5" target="_blank">CNFinance Holding…

Google News Fri, 31 Jul 2026

CNF Q4 2023 Earnings: EPS of 2.6 Blows Past Estimates by 543.56%, Yet Shares Slide 3.18% - Earnings Sentiment Score - dars.gov.et

<a href="https://news.google.com/rss/articles/CBMiwwFBVV95cUxQOWhiUmFkMFVORnZCZkRNcFl5aWdmMmhOaURrNlUxdVk1Q1NRdGQ2SnFWb2h0RTVPcl9QS2ZPaWs0cUtGMEpGUmhZUXgyT3VkaEVEckZfV0NGQ1lCX2xxclJraEx4ZEZ3WGFkSnNHOHRnU3Vzd2UycDNCZi1pYnFJWi1uRTg1alFSYWNTMW…

Google News ue, 21 Jul 2026

CNFinance Holdings (CNF) Slips 6% as Shares Test Critical Support Near $2.29 - Earnings Miss Risk - dars.gov.et

<a href="https://news.google.com/rss/articles/CBMitgFBVV95cUxONERTR1U4S0RvcGp2VVJqbXAyQkRoMzVDUE9hMFROMm9hOXZkT1B0b2tYelJlTmRyaGVtNzIzdnFpUndDRGh6dWhsY3ZmenE3RWVjR0tFYkwycXNzbFA1aW52aFVwaF9OeGdkMzUxbUJQYXI0YkVrS3BDWGNFUlVaYlVHcGVrc3g3RnVraC…

CNF — Frequently Asked Questions

What is the current share price of CNF?

As of 2026-08-05 17:25 PDT, CNF trades at $2.33 on NASDAQ/NYSE. Its 52-week range is $2.05 to $7.40.

What is the market capitalisation of CNF?

CNF has a market capitalisation of $3.63B on NASDAQ/NYSE.

What is the P/E ratio of CNF?

CNF trades at a trailing price-to-earnings (P/E) ratio of 0.39. Its price-to-book (P/B) ratio is 1.01.

What is the return on equity (ROE) of CNF?

CNF has a return on equity (ROE) of -13.14%.

Is CNF a good stock to buy?

This page provides a data-driven analysis of CNF, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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