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Radiant Cash Management Services Limited RADIANTCMS NSEINFRA

Industrials · Specialty Business Services · India
https://www.radiantcashservices.com

Radiant Cash Management Services Limited engages in the provision of cash logistics and other related services in India. The company offers cash pick-up and delivery, network currency management, cash processing, and cash vans/cash-in-transit services, as well as other value-added services. It also provides Radiant Insta Credit App, a platform that offers instant credit services. The company serves restaurants, auto parts suppliers, jewelry stores, electronics retailers, petrol pumps, furniture stores, supermarkets, salons, sports goods retailers, footwear retailers, pharmacies, diagnostics/labs, hospitals, cafes, sweet shops, banks, NBFCs, microfinance institutions, logistics companies, e-commerce businesses, apparel and lifestyle retailers, grocery stores, auto service stations, retail stores, MSME businesses, and cinemas. Radiant Cash Management Services Limited was incorporated in 2005 and is headquartered in Chennai, India.

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₹40.62
-36.53% 1Y

Market & Price

Market Cap
₹433.45 Cr
Current Price
₹40.62
High / Low (52W)
₹65.19 / ₹32.76
Beta
0.29

Valuation

Stock P/E
12.31
Industry PE
27.78
Forward P/E
-
PEG Ratio
-
Book Value
₹24.64
Price to Book
1.65
P/S
1.00
EV/EBITDA
7.07
Dividend Yield
6.15%

Profitability & Returns

ROCE
23.83%
ROE
-
ROA
-
Profit Margin
8.46%
Op Margin
10.05%
EPS (Latest Qtr)
₹1.03
EPS (TTM)
₹3.30

Balance Sheet & Liquidity

Debt/Equity
0.57
Quick Ratio
-
Current Ratio
-
Debt
₹149.42 Cr
Total Assets
₹424.94 Cr
Current Assets
₹353.49 Cr
Working Capital
₹208.41 Cr

Ownership

Promoter Holding
63.42%
Chg in Prom Hold
-
FII / Inst Holding
0.95%
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
₹338.05 Cr
Total Revenue (TTM)
₹433.01 Cr
EBITDA
₹47.84 Cr
Free Cash Flow
-
Operating Cash Flow
-
Shares Outstanding
₹10.67 Cr
Gross Margin
96.19%
Payout Ratio
75.76%

Growth (CAGR)

Revenue 5Y
14.30%
Profit 5Y
6.76%
Revenue (YoY)
6.90%
Earnings (YoY)
-25.90%

PROS

  • Healthy ROCE of 23.8%.
  • Compounding revenue at 14.3% over 5 years.
  • Attractive dividend yield of 6.15%.

CONS

  • Trading 37.7% below its 52-week high.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Industrials).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 RADIANTCMS Radiant Cash Management Services Limited NSEINFRA 40.62 12.31 ₹433.45 Cr 6.15% 23.83% - 14.30% 6.76%
2 LT Larsen & Toubro Limited NIFTY50NSEAIINFRA 4,076.50 34.84 ₹5.61 L Cr 0.93% 14.55% 16.95% 16.09% 15.38%
3 ADANIPORTS Adani Ports and Special Economic Zone Limited NIFTY50NSEINFRA 1,804.60 30.96 ₹4.16 L Cr 0.42% 11.02% 15.59% 22.93% 34.11%
4 HAL Hindustan Aeronautics Limited NSEAIDEFENCEINFRAPSU 4,303.80 31.55 ₹2.88 L Cr 1.16% 13.80% 23.98% 7.87% 16.08%
5 POWERINDIA Hitachi Energy India Limited NIFTY_MIDNSEINFRA 38,445.00 172.41 ₹1.71 L Cr 0.02% 24.92% 21.04% 22.24% 119.12%
6 INDIGO InterGlobe Aviation Limited NSEINFRA 4,405.00 - ₹1.70 L Cr 0.24% 15.53% - 44.12% 72.60%
7 CUMMINSIND Cummins India Limited NSEINFRA 5,881.00 68.97 ₹1.63 L Cr 1.12% 34.95% 29.45% 16.07% 24.35%
8 CGPOWER CG Power and Industrial Solutions Limited NSEINFRA 917.45 118.99 ₹1.44 L Cr 0.14% 19.35% 19.56% 21.67% 7.81%
9 POLYCAB Polycab India Limited NIFTY_MIDNSEAIINFRA 9,477.50 53.48 ₹1.43 L Cr 0.37% 30.44% 24.58% 26.57% 28.11%
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Quarterly Results

Figures in INR.

Metric Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue -115.89 Cr104.31 Cr100.08 Cr104.73 Cr123.88 Cr
Cost of Revenue -3.03 Cr1.88 Cr96.00 L2.35 Cr9.88 Cr
Gross Profit -112.86 Cr102.43 Cr99.12 Cr102.38 Cr114.00 Cr
Operating Expenses -93.70 Cr65.90 Cr92.22 Cr93.47 Cr101.55 Cr
Operating Income -19.15 Cr36.53 Cr6.91 Cr8.90 Cr12.45 Cr
EBITDA -23.43 Cr14.79 Cr11.84 Cr13.98 Cr17.48 Cr
Interest Expense -78.90 L80.60 L1.21 Cr1.51 Cr2.11 Cr
Pretax Income -20.02 Cr11.36 Cr7.87 Cr9.59 Cr12.49 Cr
Tax Provision -5.17 Cr2.98 Cr2.11 Cr1.93 Cr89.80 L
Net Income -13.35 Cr9.81 Cr7.34 Cr8.51 Cr10.94 Cr
Diluted EPS 1.221.39-0.690.801.03

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025
Revenue 286.04 Cr354.91 Cr386.32 Cr427.15 Cr
Cost of Revenue 84.30 L71.70 L1.51 Cr6.87 Cr
Gross Profit 285.19 Cr354.19 Cr384.80 Cr420.28 Cr
Operating Expenses 211.69 Cr252.60 Cr308.38 Cr333.76 Cr
Operating Income 73.51 Cr101.59 Cr76.43 Cr86.52 Cr
EBITDA 58.88 Cr89.45 Cr68.42 Cr76.87 Cr
Interest Expense 3.06 Cr68.20 L1.14 Cr2.53 Cr
Pretax Income 52.06 Cr84.31 Cr60.63 Cr64.16 Cr
Tax Provision 13.85 Cr21.59 Cr16.17 Cr17.10 Cr
Net Income 38.21 Cr62.73 Cr44.75 Cr46.50 Cr
Diluted EPS 3.586.114.174.41

Compounded Sales Growth

5 Years:14.30%
1 Year:6.90%

Compounded Profit Growth

5 Years:6.76%
1 Year:-25.90%

Stock Price Performance

1 Year:-36.53%
6 Months:-24.09%
3 Months:+6.11%
1 Month:-5.27%

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025
Total Assets 190.57 Cr278.86 Cr314.93 Cr424.94 Cr
Current Assets 169.27 Cr252.66 Cr254.29 Cr353.49 Cr
Cash & Equivalents 70.21 Cr97.96 Cr126.46 Cr198.09 Cr
Inventory --86.10 L76.20 L
Receivables 78.53 Cr70.21 Cr77.11 Cr73.83 Cr
Total Liabilities 50.81 Cr48.92 Cr61.29 Cr150.75 Cr
Current Liabilities 48.75 Cr48.04 Cr55.52 Cr145.08 Cr
Long Term Debt 1.26 Cr88.20 L1.70 L0
Total Debt 28.75 Cr28.74 Cr32.70 Cr117.41 Cr
Total Equity 139.76 Cr229.93 Cr253.00 Cr272.98 Cr
Shares Outstanding 10.67 Cr10.67 Cr10.67 Cr10.67 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025
Operating Cash Flow 31.08 Cr74.20 Cr40.62 Cr43.42 Cr
Investing Cash Flow -2.34 Cr-72.85 Cr8.00 Cr-24.39 Cr
Financing Cash Flow -12.31 Cr26.40 Cr-20.36 Cr52.59 Cr
Capital Expenditure -6.11 Cr-5.90 Cr-19.75 Cr-3.43 Cr
Free Cash Flow 24.98 Cr68.31 Cr20.86 Cr39.99 Cr
Net Change in Cash 16.43 Cr27.75 Cr28.26 Cr71.62 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2022Mar 2023Mar 2024Mar 2025
Gross Margin % 99.7%99.8%99.6%98.4%
Operating Margin % 25.7%28.6%19.8%20.3%
Net Margin % 13.4%17.7%11.6%10.9%
ROE % 27.3%27.3%17.7%17.0%
ROCE % 51.8%44.0%29.5%30.9%

Shareholding Pattern

Insiders
63.42%
Institutions
0.95%
Public Float
2.59%

Analyst View

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